
HelloTrade is a wholly-owned subsidiary of Indiamart, India’s largest B2B marketplace. We are building a next-generation financial services and wealth management platform for MSMEs. Leveraging Indiamart’s 20M+ SME user base, HelloTrade aims to revolutionize access to loans, insurance, credit cards, deposits, and financing solutions—becoming the financial operating system for Indian MSMEs.
Role Overview:
We’re looking for a Product Manager – Lending Platform to lead the buildout of HelloTrade’s fintech ecosystem.
You’ll define and deliver the core lending, insurance, and wealth modules—owning the roadmap, integrations, and user experience from concept to scale.
You’ll collaborate cross-functionally with engineering, data, compliance, and business teams to ship high-impact financial products.
Key Responsibilities
1. Core Lending Stack
- Build and scale borrower and partner journeys: onboarding, application, KYC, offer, disbursal, servicing, repayment, and delinquency.
- Develop architecture for LOS, LMS, rule engines, and internal operational tools.
- Integrate with partners: bureaus, NBFCs/Banks, GST, AAs, PAN, CKYC, DigiLocker, BBPS, and others.
2. Free Credit Score Product (Immediate Priority)
- Launch and scale a free credit score module for MSMEs.
- Integrate with credit bureaus (CRIF, Experian, CIBIL) to fetch and display scores and reports.
- Design user education flows on credit health, repayment behavior, and improvement tips.
- Build funnels for upsell into lending and financial wellness products.
3. Insurance & Wealth (Future-Ready Platform Build)
- Design a framework for embedded insurance (term, health, credit-life) with contextual offerings.
- Architect journeys for micro-investments, recurring deposits, or mutual funds for MSMEs.
- Partner with insurance and wealth providers to build APIs and co-branded experiences.
- Ensure compliance with IRDAI and SEBI norms and embed customer suitability logic.
4. Decisioning, Risk & Lifecycle Infrastructure
- Manage rules engines, scorecard integrations, fraud layers, and partner fallback logic.
- Own architecture for lifecycle automation: reminders, upsell triggers, payment follow-ups, and collections.
5. Internal Systems & Ops Tooling
- Build internal CRMs, dashboards, and case management tools for support, credit ops, and collections.
- Define monitoring and alerting layers for partner SLAs, exceptions, reconciliation, and financial reporting.
6. Data, Reporting & Governance
- Define data schema and structures in collaboration with engineering and analytics.
- Enable regulatory and business reporting: bureau pulls, performance metrics, and RBI-ready logs.
7. Cross-Functional Execution
- Collaborate with Engineering, Analytics, Legal, Compliance, Marketing, and Business teams.
- Drive alignment on priorities, write clear specs, manage releases, and own platform performance KPIs.
Skill Set
- 5–10 years of experience in lending product roles at fintechs, NBFCs, or banks.
- Proven success in building lending tech stacks and financial services products.
- Strong grasp of APIs, backend architecture, decision systems, and regulatory landscapes.
- Experience scaling products from MVP to full-stack, multi-vertical platforms.
- Excellent documentation, communication, and stakeholder management skills.

About HelloTrade (An IndiaMART Company)
About
At Hello Trade, an IndiaMART company, we specialize in offering the most suitable business loans to meet all your business needs. We provide options like Term Loans and Overdraft Facilities under Collateral-Free Business Loan and a Loan Against Property under secured business loans to fuel your business growth. Our commitment is to empower your business with the most suitable business loans at competitive rates. Let's work together to scale your business to new heights.
Tech stack
Candid answers by the company
HelloTrade (a subsidiary of IndiaMART) is a B2B fintech and trade platform that helps small and medium businesses access financing and connect with suppliers. It offers business loans, trade leads, and marketplace services to support business growth. Backed by IndiaMART, HelloTrade bridges commerce and credit for India’s MSME ecosystem.
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About Us
We are a company where the ‘HOW’ of building software is just as important as the ‘WHAT.’ We partner with large organizations to modernize legacy codebases and collaborate with startups to launch MVPs, scale, or act as extensions of their teams. Guided by Software Craftsmanship values and eXtreme Programming Practices, we deliver high-quality, reliable software solutions tailored to our clients' needs.
We thrive to:
- Bring our clients' dreams to life by being their trusted engineering partners, crafting innovative software solutions.
- Challenge offshore development stereotypes by delivering exceptional quality, and proving the value of craftsmanship.
- Empower clients to deliver value quickly and frequently to their end users.
- Ensure long-term success for our clients by building reliable, sustainable, and impactful solutions.
- Raise the bar of software craft by setting a new standard for the community.
Job Description
This is a remote position.
Our Core Values
- Quality with Pragmatism: We aim for excellence with a focus on practical solutions.
- Extreme Ownership: We own our work and its outcomes fully.
- Proactive Collaboration: Teamwork elevates us all.
- Pursuit of Mastery: Continuous growth drives us.
- Effective Feedback: Honest, constructive feedback fosters improvement.
- Client Success: Our clients’ success is our success.
Experience Level
This role is ideal for engineers with 3+ years of hands-on software development experience, particularly in Ruby on Rails at scale.
Role Overview
If you’re a Software Craftsperson who takes pride in clean, test-driven code and believes in Extreme Programming principles, we’d love to meet you. At Incubyte, we’re a DevOps organization where developers own the entire release cycle, meaning you’ll get hands-on experience across programming, cloud infrastructure, client communication, and everything in between. Ready to level up your craft and join a team that’s as quality-obsessed as you are? Read on!
What You'll Do
- Write Tests First: Start by writing tests to ensure code quality
- Clean Code: Produce self-explanatory, clean code with predictable results
- Frequent Releases: Make frequent, small releases
- Pair Programming: Work in pairs for better results
- Peer Reviews: Conduct peer code reviews for continuous improvement
- Product Team: Collaborate in a product team to build and rapidly roll out new features and fixes
- Full Stack Ownership: Handle everything from the front end to the back end, including infrastructure and DevOps pipelines
- Never Stop Learning: Commit to continuous learning and improvement
What We're Looking For
- Expertise in Ruby on Rails, Test Driven Development, React, React.js or JavaScript, and TypeScript
- Strong skills in object-oriented programming, data structures, algorithms, and software engineering methodologies
- Ability to design and develop web architecture and optimize existing infrastructure
- Experience working in Agile and eXtreme Programming methodologies within a continuous deployment environment
- Interest in mastering technologies like web server ecosystems, relational DBMS, TDD, CI/CD tools
- Knowledge of server configuration and deployment infrastructure
- Experience using source control, bug tracking systems, writing user stories, and technical documentation.
What We Offer
- Dedicated Learning & Development Budget: Fuel your growth with a budget dedicated solely to learning.
- Conference Talks Sponsorship: Amplify your voice! If you’re speaking at a conference, we’ll fully sponsor and support your talk.
- Cutting-Edge Projects: Work on exciting projects with the latest AI technologies
- Employee-Friendly Leave Policy: Recharge with ample leave options designed for a healthy work-life balance.
- Comprehensive Medical & Term Insurance: Full coverage for you and your family’s peace of mind.
- And More: Extra perks to support your well-being and professional growth.
Work Environment
- Remote-First Culture: At Incubyte, we thrive on a culture of structured flexibility — while you have control over where and how you work, everyone commits to a consistent rhythm that supports their team during core working hours for smooth collaboration and timely project delivery. By striking the perfect balance between freedom and responsibility, we enable ourselves to deliver high-quality standards our customers recognize us by. With asynchronous tools and push for active participation, we foster a vibrant, hands-on environment where each team member’s engagement and contributions drive impactful results.
- Work-In-Person: Twice a year, we come together for two-week sprints to collaborate in person, foster stronger team bonds, and align on goals. Additionally, we host an annual retreat to recharge and connect as a team. All travel expenses are covered.
- Proactive Collaboration: Collaboration is central to our work. Through daily pair programming sessions, we focus on mentorship, continuous learning, and shared problem-solving. This hands-on approach keeps us innovative and aligned as a team.
Incubyte is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
About the Role
We’re looking for a smart, detail-oriented Flutter Developer who loves building high-quality mobile experiences. You’ll be working on our next-gen Fintech & Investment app, focusing on clean architecture, strong session management, and secure code implementation.
Responsibilities
- Build and maintain production-level Flutter applications for Android and iOS.
- Develop pixel-perfect UI with smooth animations, transitions, and responsive layouts.
- Implement secure session management, authentication, and token-based APIs.
- Work closely with the backend (Node.js) and API teams for smooth data integration.
- Optimize app performance and memory usage.
- Follow secure coding standards suitable for fintech products.
- Collaborate with design and product teams to improve UX and app flow.
- Integrate third-party SDKs and payment gateways (Razorpay, Cashfree, etc.).
- Use version control (Git) and agile workflows effectively.
Must-Have Skills
- 1–3 years of hands-on experience with Flutter & Dart.
- Strong knowledge of state management (preferably Riverpod or Bloc).
- Strong experience in UI/UX implementation — adaptive design, fluid animations, transitions.
- Experience in secure session handling and token-based authentication (JWT, OAuth).
- Understanding of clean architecture, modular coding, and reusable components.
- Strong grasp of RESTful APIs and integration with backend services.
- Good debugging and performance optimization skills.
Added Advantage
- Experience with Node.js or understanding of backend API management.
- Familiarity with payment gateway integration (e.g., Razorpay, Paytm, Stripe).
- Prior work experience on fintech, wallet, or investment apps.
- Knowledge of Firebase, push notifications, and analytics.
- Familiarity with CI/CD pipelines and app store deployment.
What We’re Looking For
- Someone who pays attention to details, not just features.
- A developer who writes secure, clean, and scalable code.
- A creator who understands both design and performance.
- Someone excited about building meaningful fintech products from the ground up.
Compensation
Competitive and based on experience + performance incentives.
Experience with various stream processing and batch processing tools (Kafka,
Spark etc). Programming with Python.
● Experience with relational and non-relational databases.
● Fairly good understanding of AWS (or any equivalent).
Key Responsibilities
● Design new systems and redesign existing systems to work at scale.
● Care about things like fault tolerance, durability, backups and recovery,
performance, maintainability, code simplicity etc.
● Lead a team of software engineers and help create an environment of ownership
and learning.
● Introduce best practices of software development and ensure their adoption
across the team.
● Help set and maintain coding standards for the team.
We are seeking a motivated AI Engineer who is passionate about exploring the future of artificial intelligence and eager to transition into the IT field. This role is ideal for individuals with a career gap who have undergone professional training in AI and are looking to apply their skills in a dynamic environment.
Job Responsibilities
- Develop AI Models: Design and implement machine learning algorithms and deep learning models to extract insights from large datasets.
- Collaborate with Teams: Work closely with cross-functional teams to identify business needs and integrate AI solutions that enhance operational efficiency.
- Research and Experimentation: Conduct experiments to improve AI system performance and stay updated with the latest advancements in AI technologies.
- Documentation: Maintain comprehensive documentation for AI models, algorithms, and processes.
Qualifications
- Education: A bachelor’s degree in Computer Science, Engineering, or a related field is preferred.
- Training: Completion of professional training programs in AI, machine learning, or data science.
- Programming Skills: Proficiency in programming languages such as Python or R, with experience in data processing techniques.
- Analytical Skills: Strong problem-solving abilities and a keen analytical mindset.
Desired Attributes
- A genuine interest in the evolving landscape of AI technologies.
- Willingness to learn and adapt in a fast-paced environment.
- Excellent communication skills for effective collaboration within teams.
This position offers a unique opportunity for those looking to pivot their careers into IT while contributing to innovative AI projects. If you are ready to embrace this challenge, we encourage you to apply!

Customer Experience Executive
Location: Santacruz, Mumbai
Job Description
• Respond promptly and professionally to customer inquiries received through email, social media and chat platforms
• Provide accurate information and support to customers, addressing their concerns and resolving any issues
• Maintain a high level of customer satisfaction by delivering exceptional service and exceeding customer expectations
• Ensure timely and effective follow-up on customer queries and escalations to ensure satisfactory resolution
• Maintain a thorough understanding of company products, services, policies, and procedures to provide accurate and up-to-date information to customers
• Collaborate with internal teams to resolve customer issues and improve overall customer experience
• Meet or exceed productivity and quality standards set for the role
• Maintain customer data and records accurately in the designated systems
Qualifications & Requirements
• Graduate degree
• Candidate should have 2 - 5 years of experience in a similar role
• Strong written communication skills, including proper grammar, punctuation, and attention to detail
• Previous experience in customer service or a similar role is preferred
• Proficiency in typing with a high level of accuracy and speed
• Ability to multi-task and effectively manage time in a fast-paced environment
• Good problem-solving skills and the ability to think critically
• Excellent interpersonal skills with a customer-centric approach
• Proficiency in using computers and knowledge of email and chat platforms
Reporting Manager: COO
Note - Candidates must be flexible for 6 days and rotational shifts
💥 What will you do?
As a Backend Engineer, you will
- Create and maintain server-side code
- Designing database schemas to support business requirements
- Building reusable code and libraries for future use
- Troubleshoot and debug applications
- Write unit tests
- Stay up to date with current best practices
- Collaborate with front end engineers
- Optimization of the application for maximum speed and scalability
- Work with stakeholders including the Executive, Product, Data, and Design teams to assist with web-application-related technical issues and support their requirements.
🙋 What are we looking for?
While we do not have a strict list of requirements for candidates interested in this role, some indicators that you would fit this role and our engineering culture are
- 2+ years of relevant work experience as a Backend engineer using Python frameworks like Django, Flask, etc
- Experience with relational databases like MySQL, PostgreSQL
- Good understanding of OOP concepts
- Understanding of code versioning tools, such as Git
- Basic understanding of front-end technologies and platforms, such as JavaScript, HTML5, and CSS3.
- Experience writing unit tests for the application is a plus
- Experience with building REST APIs
- Superior analytical, conceptual, and problem-solving skills.
- Strong verbal and written communication skills in English.
About:-
ShareNest is India’s first technology-enabled, asset-light marketplace that makes second home ownership accessible, affordable and enjoyable for everyone. ShareNest's vision is to enrich lives by democratizing second home ownership, making it enjoyable and making it accessible for all. Our innovative co-ownership model is a unique combination of owning an aspirational, fully managed second home along with the benefit of financial upside from real estate investment.
Founded by the Business Head of India's first PropTech Unicorn, ShareNest has secured $1.5 million in a seed round from marquee investors, industry leaders and unicorn founders which will help build a base for the business to scale it to new heights.
Roles & Responsibilities:-
-Present, promote and sell service using solid opinions to prospective clients.
-Perform cost-benefit and needs analysis of existing/potential clients to meet their
needs.
-Establish, develop and maintain positive business and customer relationships.
-Reach out to customer leads through cold calling.
-Expedite the resolution of customer problems and complaints to maximize
satisfaction.
-Achieve agreed-upon sales targets and outcomes within schedule.
-Coordinate sales effort with team members and other departments.
-Keep abreast of best practices and promotional trends.
-Continuously improve through feedback Roles and Responsibilities
Desired Candidate Profile :
-Must be a Graduate
-Good communication skills
-Good Convincing Power
-Good Presentation skills
-Real Estate Sector is Preferred
Location - Mumbai
We are a communication and social media marketing agency based in Ahmedabad.
We are looking for a content writer having a mix of witty writing skills as well as someone who can strategize the communication for a brand.
Pls send us your resume
Looking forward to adding one more to the entire team of digital cranks and ethical thinkers.
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