Karza Technologies is the largest data, analytics, automation, and decisioning solution provider to financial institutions, catering to the entire lending lifecycle from onboarding to diligence & monitoring to collections. Karza Technologies solutions enable systemic fraud prevention, risk management, compliance, and automation through superior data engineering and deep tech (NLP, CV, Deep Learning) applications.
In the B2B SaaS market, Karza is an undisrupted leader. Based in Mumbai, Worli, it has a strong workforce of more than 235; Karza Technologies was also named one of LinkedIn's 25 hottest companies to work for. Our Founders, Omkar Shirhatti, Gaurav Samdaria and Alok Kumar have been featured in the Fortune 40 under 40, 2021 as India's brightest young minds.
Karza Technologies is a part of Perfios Software Solutions. Together, both companies serve over 800+ clients across 18+ countries making them the largest B2B SaaS-based lending product companies.
Karza and Perfios are the leaders and category creators in the BFSI industry with their state-of-the-art data aggregation, analytics, onboarding automation, due diligence, and risk-assessment platforms. Both the companies are deeply rooted in the lending journey of financial institutions with their vast range of product offerings that cover the end-to-end lending process from customer onboarding to disbursement. The combined entity aims to be a one-stop shop that caters to clients across the lending process—from sourcing to collections.
Awards & Recognitions:
● Technoviti 2022 - Best Video KYC
● Best Fintech in Value Added Services - BT-KPMG Best Bank study 2022
● NASSCOM AI Gamechangers Award - 2021
● Fintech Startup of the Year award - IFTA 2021
● Most Innovative RegTech Solution - IAMAI - 2021
● Maharashtra Startup Week Fintech Award - 2021
● HDFC Digital Innovation Award - 2020
● Fintech Valley Vizag Award - 2020
● Winner of Amazon AI Awards 2019 organised by Amazon Web Services (AWS), YourStory Media, Intel Corporation, Accenture, Sequoia Capital
● Recognized as Top25 start-ups in India to work with 2019 by LinkedIn
What your day would look like:
● Engage with internal and external stakeholders to define product roadmap and functional requirements
● Identify, prioritize, and deliver product improvements to drive revenue and customer growth
● Monitor product development progress on an ongoing basis. Ensure that the teams have a clear understanding of what they are developing and why (business case)
● Work closely with tech and product teams in guiding them towards building new features in the existing product or building new products
● Interact with the clients or BD team to understand their requirements and translate it into new features or products
● Help drive GTM with the BD team for new feature releases, as well as core positioning and messaging for the product
● Establish metrics, processes, dashboards and tools for monitoring and evaluation of client success as determined by overall business objectives, including regular review and analysis to identify opportunities for improvement and optimization
What you need to work with us:
● Excellent verbal and written communication skills
● Good working knowledge of the finance, financial industry and regulatory environment
● Ability to translate a business requirement or idea into a technical solution or product
● Experience in building a fintech product or solution
● Ability to grasp things quickly and think outside the box to solve problems
Experience and Qualification:
● MBA - Finance, BE, B. Tech
● 5+ years’ experience as a product manager, preferably in the fintech domain
About Karza Technologies
Karza Technologies is the largest data, analytics, automation, and decisioning solution provider to financial institutions, catering to the entire lending lifecycle from onboarding to diligence & monitoring to collections. Karza Technologies solutions enable systemic fraud prevention, risk management, compliance, and automation through superior data engineering and deep tech (NLP, CV, Deep Learning) applications.
In the B2B SaaS market, Karza is an undisrupted leader. Based in Mumbai, Worli, it has a strong workforce of more than 235; Karza Technologies was also named one of LinkedIn's 25 hottest companies to work for. Our Founders, Omkar Shirhatti, Gaurav Samdaria and Alok Kumar have been featured in the Fortune 40 under 40, 2021 as India's brightest young minds.
Karza Technologies is a part of Perfios Software Solutions. Together, both companies serve over 800+ clients across 18+ countries making them the largest B2B SaaS-based lending product companies.
Karza and Perfios are the leaders and category creators in the BFSI industry with their state-of-the-art data aggregation, analytics, onboarding automation, due diligence, and risk-assessment platforms. Both the companies are deeply rooted in the lending journey of financial institutions with their vast range of product offerings that cover the end-to-end lending process from customer onboarding to disbursement. The combined entity aims to be a one-stop shop that caters to clients across the lending process—from sourcing to collections.
Awards & Recognitions:
● Technoviti 2022 - Best Video KYC
● Best Fintech in Value Added Services - BT-KPMG Best Bank study 2022
● NASSCOM AI Gamechangers Award - 2021
● Fintech Startup of the Year award - IFTA 2021
● Most Innovative RegTech Solution - IAMAI - 2021
● Maharashtra Startup Week Fintech Award - 2021
● HDFC Digital Innovation Award - 2020
● Fintech Valley Vizag Award - 2020
● Winner of Amazon AI Awards 2019 organised by Amazon Web Services (AWS), YourStory Media, Intel Corporation, Accenture, Sequoia Capital
● Recognized as Top25 start-ups in India to work with 2019 by LinkedIn
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Sr Product Manager / Lead Product Manager – Data Platform
Description:
At Amagi we are looking for a product leader to build world class big data and analytics platform to help our teams in making data driven decisions and to accelerate our business outcomes.
We are looking for someone who is innovative and experienced in end-to-end product management to drive our long-term data and analytics strategy.
The ideal candidate would be responsible for owning product roadmap and KPIs, driving product operational tasks to ensure configurable and scalable solutions.
Primary Responsibilities:
- Lead the product requirements to build real time, highly scalable, low latency data platform.
- Author PRD and define the strategic roadmap.
- Lead the Product design, MVPs and POCs and fast track deliveries
- Collaborate with various functions and design the most effective solutions.
- Understand customer needs and define the data solutions and insights to drive business outcomes
- Define key product performance metrices to drive business and customer outcomes
Basic Qualification
- 12+ years of overall SDLC experience with 7+ years of product management experience in fast paced company.
- Proven experience delivering large scale highly available big data processing systems.
- Knowledge of data pipeline design, data transformation and integration methodologies.
- Technically savvy with experience in big data systems like AWS, RedShift, Athena, Kafka and related technologies
- Demonstrate collaborative approach and ability to work with distributed, cross functional teams.
- Experience in taking products through full life cycle, from proposal to launch
- Strategic thinking capabilities to define the product roadmap and right prioritization of the backlog in line with the long-term vision
- Strong communication and stakeholder management skills with the ability to coordinate across a diverse group of technical and non-technical stakeholders.
- Ability to deal with ambiguity and use data to solve ambiguous problems
- Technical ability to understand and discuss software architecture, product integration, non-functional requirements etc. with the Engineering team.
Preferred Qualification:
- Technically savvy with good understanding of cloud application development.
- Software development experience building Enterprise platforms
- Experience in third-party vendor assessments
- Experience working with AI , ML , Bigdata and analytics tools
- Understanding of regulations such as data privacy, data security and governance
About the Company:
Angara E Commerce Pvt. Ltd. is fast growing e-commerce company. It is the subsidiary company of Angara Inc. (Headquarters- Los Angeles, CA), worlds one of the leading e-tail portals of Precious and Semi-Precious Colored Gemstone and Diamond Jewelry. In a span of 14 years, Angara has grown to become a prominent player as an online gemstone jewelry store. Shipping to more than 64 countries worldwide, the company is expanding its reach across the globe. For more information, visit our website at www.angara.com.
We are looking forward to meet people whose professional experience and skills can be channeled into an exciting and growing industry. Creative, energetic, committed and self-motivated individuals with a penchant for working within teams can look forward to a rewarding career with attractive growth opportunities. Competitive salary, flexible work schedules, employee achievement awards and growth plan will let you plan a secure and fulfilling career at Angara.
General Summary of the Profile:
You would be responsible for executing different tasks in product lifecycle by collaborating closely with the stakeholders to identify and design solutions to improve user growth and customer experience. Identifying the root cause analysis of problems and suggesting improvements in product based on insights. Collaborate with the teams to translate vision into solutions which will drive business results.
Duties and Responsibilities:
- Execute the product roadmap spanning across desktop, mobile and tablet platforms.
- Proactively identify gaps in the current e-Commerce product offering and lead the effort to develop solutions that drive business value.
- Synthesize product requirements from a variety of internal and external resources, including various cross-functional teams.
- Generate new product ideas, research/ analyze their feasibility and business impact, and then help in executing implementation of those ideas by collaborating with cross-functional teams, including Merchandising, IT, Marketing, Sales etc.
- Conduct user & site search analysis and usability studies to understand how customers are interacting with the product and develop enhancements based on the results/ analysis.
- Collaborate with User Experience team on wireframes and UI designs that supports product requirements.
- Develop detailed product requirements documents and user stories. Work collaboratively with IT, QA, Design and Analytics across sprints to determine the best implementation and reasonable launch timelines to deliver great customer experiences.
- Analyze product performance and customer feedback Pre and post-launch, and respond quickly to diagnose and correct problems.
- Root cause analysis of problems and suggesting improvements in product based on insights supported by solid analytics and logical thinking.
- Enhancing data collection procedures to include information that is relevant for building analytic system
- Transfer, communicate and report the gained knowledge and key findings out of the analysis, internally to the stakeholders.
Qualification:
- Bachelor's Degree in Computer Sciences, Technology, Business or equivalent experience.
Required Skills and Experience:
- 2-3 years of product management in ecommerce domain preferably product based and retail sector
- Experience in running rigorous A/B tests across desktop, tablet and mobile web
- Understanding and experience of conducting User testing would be preferred
- Strong analysis skills & deep understanding of web technology fundamentals
- Passion for creating best user experience.
- Knowledge of site analytics tools such as Site Catalyst or Google Analytics.
- Strong proficiency using Microsoft Office Suite (Word, Excel, PPT)
- Ideal candidate will be comfortable with managing and analyzing large volumes of complex data and presenting the findings to senior leadership to shape the product.
Soft Skills:
- Strong communication, interpersonal, analytical and problem-solving skills
- Ability to think, analytically and execute methodically.
- Excellent writing, speaking, and presentation skills
- Strong interpersonal skills, with demonstrated relationship-management skills, and a proven track record of delivering results and influencing both within and outside the organization.
- Willingness to roll up sleeves and do what is necessary to accomplish goals.
- Strong Creative skills with ability to think out of the box.
Our client is an innovative Fintech company that is revolutionizing the business of short term finance. The company is an online lending startup that is driven by an app-enabled technology platform to solve the funding challenges of SMEs by offering quick-turnaround, paperless business loans without collateral. It counts over 2 million small businesses across 18 cities and towns as its customers. Its founders are IIT and ISB alumni with deep experience in the fin-tech industry, from earlier working with organizations like Axis Bank, Aditya Birla Group, Fractal Analytics, and Housing.com. It has raised funds of Rs. 100 Crore from finance industry stalwarts and is growing by leaps and bounds.
As the Product Manager - Partner Integrations,you will be required to work with the
partners in eCommerce and payments space.
What you will do:
- Working with product and tech team of the partners to build APIs, workflows and user journeys.
- Liaising with the partner teams to create different programs.
- Gathering requirements from stakeholders across the organization and translate them into product features and enhancements.
- Working with developers to build an API suite and SDKs.
- Conducting primary and secondary research, understanding market trends and analyzing large amounts of data to come up with insights to help drive the product roadmap.
- Possessing strong project management skills and ability to present work to executive staff.
- Maintaining and prioritizing the product roadmap in line with company goals.
- Tracking the product usage after release and maintaining/improving the product during its lifecycle.
- Assessing market competition by comparing the company & product to competitors & products.
- Keeping a track of ongoing development by conducting daily scrums.
- Being comfortable working in a startup environment with a learn fast, fail fast attitude.
What you need to have:
- Having at least 3 years of experience in product management domain.
- Graduate/PG degree in engineering or related quantitative field.
- Extra-ordinary data analysis skills.
- A never-ending desire to grow and learn.
- Experience in product management in Fintech is preferable.
Responsibilities
- Gain a deep understanding of customer experience, identify, and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth
- Translate product strategy into detailed requirements and prototypes
- Scope and prioritize activities based on business and customer impact
- Define vision, strategy, teams and detailed roadmap for the Customer Acquisition area, maximizing monetization through marketing channels like SEO, SEM, CRM, Display Advertising,
- Drive operational product delivery: specify user stories/ product features, determine business value, priorities and MVP. Support product build. Provide acceptance for delivered product.
- Identify customers behaviours and needs through research and analysis on the upper funnel of the customer journey
- Analyse, understand and share learnings from experimentation to build a strong knowledge base of the product
Skills and Experience
- AARRR
- Min. 4 years experience in B2C Product Management
- Experience on Customer Acquisition Marketing, being able to define strategies to achieve marketing goals though product roadmap planning
- Solid end-to-end understanding of internet businesses
- Solid technical understanding
- Experience with web analytics software such as Google analytics
- Familiarity with A/B testing or other multivariate testing
- Knowledge and experience in conversion optimisation, digital marketing, UX design and/or consumer psychology and research is a plus
- Highly developed interpersonal and communication skills
Abilities/Qualities
- User focused individual who keeps the customer at the heart of everything we do, while having strong commercial awareness
- Data driven. Base your decisions on facts rather than opinions
- A go-getter who isn't afraid to get their hands dirty and dives into a project to achieve success by problem solving
- Eager to learn and aware that valuable information can come from both positive and negative results through experimentation -Passionate about product development and constantly looking for ways to improve it
- Open minded team player with excellent communication skills -Self-motivated and results driven with a take charge attitude to manage the full development cycle of a product
- Skilled at working effectively with cross functional teams in a matrix organization
- Product Manager leads multiple inter-dependent work-streams, each with massive business potential and scale, immediately:
- Complete end-to-end product design for web-based Ed-Tech Platform with blockbuster in-market results as we go from MVP to scaled product.
- Lead complexity of creating a platform that should be absolutely delightful for kids 6-14 while delivering perceived academic value to parents.
- Have a global aesthetic—the product will expand globally in 3 months time and aesthetic should transcend cultural boundaries to deliver a true global experience.
- Have strong detail orientation—the product will have inter-dependent flows on both front-end as well as teacher/admin/ops back-end.
- 7-10 years of experience with at least 6 years of experience as a Product Manager
- Scaled consumer product experience
- Building a product from scratch and grown to 2x or 3x.
- Good to have candidates from IIT/NIT/BITS Pilani and Top colleges
Key Responsibilities
- Build Products for Factories that help them in improving their Customer Retention on the Platform
- Drive the Customer Retention Metric both at a Platform and at the Factory Level
- Improve Product Discovery on the Retailer App to enhance new retailer Acquisitions for factories
- Drive the execution of all product lifecycle processes for the growth of Factory
- Distribution product, including product research, market research, competitive analysis, planning, positioning, roadmap development, requirements development, and product launch
- Assess current competitor offerings, seeking opportunities for differentiation
- Analyze consumer needs, current market trends, and potential partnerships from an ROI and build vs. buy perspective
- Create product strategy documents that describe business cases, high-level use cases, technical requirements, revenue, and ROI
- Translate product strategy into detailed requirements for prototype construction and final product development by engineering teams
- Collaborate closely with engineering, production, marketing, and sales teams on the development, QA, and release of products and balance of resources to ensure success for the entire organization
- Implement, and maintain production timelines across multiple departments
- Appraise new product ideas and strategize appropriate to-market plans
Key requirements:
- Engineering or an MBA graduate from a reputed university
- 4+ years of product management experience, preferably with consumer and/or b2b startups that have attained scale
- Experience identifying business opportunities, building a product strategy, and influencing deliver against a multi-year roadmap
- Understands core technologies utilised in their product domain and is fluent in pros and cons of technical alternatives
- Good understanding of acquisition and retention funnels
- Demonstrated ability to achieve goals in a fast paced and an unstructured environment. Thrives in ambiguity and rapidly changing environment
- Hands-on experience of both qualitative and quantitative research methods such as AB testing, data analytics, and user research
- Robust understanding of complex and scalable technical architecture for web and mobile applications
- Problem solver with strong analytical skills and comfort with data
- Excellent verbal and written communication skills
- Product planning and execution throughout the lifecycle, including: gathering and prioritizing product and customer requirements, defining the product vision, and working closely with engineering, sales, marketing and support to ensure revenue and customer satisfaction goals are met.
- Define the product strategy and roadmap, and own MRDs and PRDs with prioritized features
- Work with external third parties to assess partnerships opportunities
- Run beta and pilot programs with early-stage products and samples
- Be an expert with respect to the competition
- Create and articulate product development, improvement & further innovation (occasionally in front of investors or analysts), across internal and external client community
- Build, manage and retain team of high performing product managers
Requirements:
- At least 10 years of experience, at least 5 years of product management experience in a tier-1 product firm in fields related to e-Commerce, hyperlocal services, content, financial services, etc.
- Great people skills paired with a high level of assertiveness and very good communication
- Strong analytical, strategic and coordinating skills
- Sound knowledge and understanding of the current trends in lending business and technology
- Engineering training with additional training in business administration is a big plus
- Experience in Fintech technologies is an added advantage
Designation: Product Manager
Experience: > 5 years with minimum 3 years as Product Manager
Work Location: Bengaluru, Karnataka
About the role:
Product Manager in Bizongo will set the vision for the product. He will be responsible for guiding teams toward a common goal - shipping high-quality products and features on time. He will be responsible for both business: through market research as well as the users: through timely user studies.
The ideal candidate is an analytical, customer-focused team player who will own the entire product lifecycle from strategy to launch. This candidate will also work cross-functionally to complete product roadmaps and discover new opportunities.
Key responsibilities:
- Forming vision, roadmap, and goals for the product
- Writing specifications, manage project execution, A/B testing, UI/UX wireframe, and define product roll-out strategy
- Process, review and interpret data on customer usage patterns to uncover new product insights
- Work with engineering, design and marketing teams to plan, build and launch high quality product experiences in line with the overall vision of the company
- Conduct extensive customer engagement and validation
Job Requirements:
- B. Tech or BE in computer science or experience as a Software Engineer, Designer or start-up Founder
- 3 years or more working as a Product Manager
- Ability to make data driven informed decisions
- Deep understanding and empathy for the customers
- Strong written and verbal skills
- Ability to lead teams and work cross-functionally in a highly collaborative environment
Why work with us?
- Opportunity to work with "India’s leading B2B" E-commerce venture. The company grew its revenue by more than 12x last year to reach to a 200 Cr annual revenue run rate scale. We invite you to be part of the upcoming growth story of B2B sector through Bizongo.
- Opportunity to work with most dynamic individuals in Asia recognised under Forbes 30 Under 30 and industry stalwarts from across companies like Microsoft, Paypal, Gravitas, Parksons, ITC, Snapdeal, Fedex, Deloitte and HUL.
- Working in Bizongo translates into being a part of a dynamic start-up with some of the most enthusiastic, hardworking and intelligent people in a fast paced and electrifying environment.
- Bizongo has been awarded as the most Disruptive Procurement Startup of the year - 2017.
- This year ,Bizongo was awarded the highly prestigious & internationally acclaimed 'The DieLine Award' under the Sustainable Packaging category.
- Being a company that is expanding itself every day and working towards exploring newer avenues in the market, every employee grows with the company.
- The position provides a chance to build on existing talents, learn new skills and gain valuable experience in the field of Ecommerce.
About the Company:
- Company Website: www.bizongo.com
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Any solution worth anything is unfailingly preceded by clear articulation of a problem worth solving. Even a modest study of Indian Packaging industry would lead someone to observe the enormous fragmentation, chaos and rampant unreliability pervading the ecosystem. When businesses are unable to cope even with these basic challenges, how can they even think of materializing an eco-friendly & resource-efficient packaging economy? These are some hardcore problems with real-world consequences which our country is hard-pressed to solve.
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Bizongo was conceived as an answer to these first level challenges of disorganization in the industry. We employed technology to build a business model that can streamline the packaging value-chain & has enormous potential to scale sustainably. Our potential to fill this vacuum was recognized early on by Accel Partners and IDG Ventures who jointly led our Series A funding. Most recently, B Capital group, a global tech fund led by Facebook co-founder Mr. Eduardo Savarin, invested in our technological capabilities when it jointly led our Series B funding with IFC.
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The International Finance Corporation (IFC), the private-sector investment arm of the World Bank, cited our positive ecosystem impact towards the network of 30,000 SMEs operating in the packaging industry, as one of the core reasons for their investment decision. Beyond these bastions of support, we are extremely grateful to have found validation by various authoritative institutions including Forbes 30 Under 30 Asia. Being the only major B2B player in the country with such an unprecedented model has lent us enormous scope of experimentation in our efforts to break new grounds. Dreaming and learning together thus, we have grown from a team of 3, founded in 2015, to a 250+ strong family with office presence across Mumbai, Gurgaon and Bengaluru. So those who strive for opportunities to rise above their own limitations, who seek to build an ecosystem of positive change and to find remarkable solutions to challenges where none existed before, such creators would find a welcome abode in Bizongo.