
Role: Lead Software Engineer (Backend)
Salary: INR 28 to INR 40L per annum
Performance Bonus: Up to 10% of the base salary can be added
Location: Hulimavu, Bangalore, India
Experience: 6-10 years
About AbleCredit:
AbleCredit has built a foundational AI platform to help BFSI enterprises reduce OPEX by up to 70% by powering workflows for onboarding, claims, credit, and collections. Our GenAI model achieves over 95% accuracy in understanding Indian dialects and excels in financial analysis.
The company was founded in June 2023 by Utkarsh Apoorva (IIT Delhi, built Reshamandi, Guitarstreet, Edulabs); Harshad Saykhedkar (IITB, ex-AI Lead at Slack); and Ashwini Prabhu (IIML, co-founder of Mythiksha, ex-Product Head at Reshamandi, HandyTrain).
What Work You’ll Do
- Build best-in-class AI systems - that enterprises can trust, where reliability and explainability are not optional.
- Operate in founder mode — build, patch, or fork, whatever it takes to ship today, not next week.
- Work at the frontier of AI x Systems — making AI models behave predictably to solve real, enterprise-grade problems.
- Own end-to-end feature delivery — from requirement scoping to design, development, testing, deployment, and post-release optimization.
- Design and implement complex, distributed systems that support large-scale workflows and integrations for enterprise clients.
- Operate with full technical ownership — make architectural decisions, review code, and mentor junior engineers to maintain quality and velocity.
- Build scalable, event-driven services leveraging AWS Lambda, SQS/SNS, and modern asynchronous patterns.
- Work with cross-functional teams to design robust notification systems, third-party integrations, and data pipelines that meet enterprise reliability and security standards.
The Skills You Have..
- Strong background as an Individual Contributor — capable of owning systems from concept to production without heavy oversight.
- Expertise in system design, scalability, and fault-tolerant architecture.
- Proficiency in Node.js (bonus) or another backend language such as Go, Java, or Python.
- Deep understanding of SQL (PostgreSQL/MySQL) and NoSQL (MongoDB/DynamoDB) systems.
- Hands-on experience with AWS services — Lambda, API Gateway, S3, CloudWatch, ECS/EKS, and event-based systems.
- Experience in designing and scaling notification systems and third-party API integrations.
- Proficiency in event-driven architectures and multi-threading/concurrency models.
- Strong understanding of data modeling, security practices, and performance optimization.
- Familiarity with CI/CD pipelines, automated testing, and monitoring tools.
- Strong debugging, performance tuning, and code review skills.
What You Should Have Done in the Past
- Delivered multiple complex backend systems or microservices from scratch in a production environment.
- Led system design discussions and guided teams on performance, reliability, and scalability trade-offs.
- Mentored SDE-1 and SDE-2 engineers, enabling them to deliver features independently.
- Owned incident response and root cause analysis for production systems.
- (Bonus) Built or contributed to serverless systems using AWS Lambda, with clear metrics on uptime, throughput, and cost-efficiency.
Highlights:
- PTO & Holidays
- Opportunity to work with a core Gen AI startup.
- Flexible hours and an extremely positive work environment

About AbleCredit
About
AI that writes Credit Reports on its own !!
AbleCredit is a friendly, supportive credit assistant. It generates Credit Appraisal Memos based on your policies, without any human intervention.
Candid answers by the company
AI that writes Credit Reports on its own !!
AbleCredit is your friendly, supportive credit assistant. It generates Credit Appraisal Memos based on your policies, without any human intervention.
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