Machine Learning (ML)Job Title: AI & Product Engineering Intern
Company: Optimo Capital (Nipun Projects and Finance Pvt. Ltd.) Location: Bengaluru, Karnataka (On-site / Hybrid) Duration: 4–6 months | Immediate / Rolling start Stipend: Based on profile
About Optimo Capital
Optimo Capital is an RBI-registered NBFC and India's first phygital Loan Against Property lender. We serve MSME business owners across 5 states, offering loans of ₹10L–₹2Cr with 4-day disbursal. Our tech team is actively building AI systems that redefine how lending operations work — from smart underwriting to autonomous calling agents to document intelligence and real-time property valuation.
What You'll Work On
You will be embedded in an early-stage fintech team working hands-on to make AI systems actually work in the real world — not in theory, not in demos, but in production. This means getting deep into existing projects — an autonomous AI calling system, an intelligent document extraction pipeline, and agentic AI frameworks — running experiments, figuring out what works and what doesn't, and iterating fast until it does.
Expect a lot of trial and error. Expect to think from first principles. Expect to question assumptions and find creative solutions to problems that don't have a textbook answer. The job is as much about curiosity and persistence as it is about technical skill.
Beyond the engineering, you will also be expected to think like a product person — understanding the business impact of what you build, owning parts of the product, and connecting the dots between what the AI does and why it matters to the business.
What We're Looking For
- Person with fundamental thinking in problem solving Currently pursuing or recently completed a degree in Computer Science, Mathematics, Statistics, or Engineering
- Solid programming fundamentals — Python, NodeJS etc and ability to learn new language if required
- Has shipped something: Internship, a project, a GitHub repo, a hackathon submission, or a research prototype that demonstrates end-to-end thinking
- Understands software systems beyond just writing code — APIs, data flows, system design at a basic level
- Can articulate the product reason behind technical decisions — not just "how" but "why"
- Comfortable working in ambiguity and taking ownership of open-ended problems
What Makes a Great Fit
We're looking for someone who reads about AI systems on weekends not because they have to, but because they're genuinely curious. You should be the kind of person who, when given a problem, immediately starts thinking about the product experience and the architecture simultaneously — and can hold both in your head at once. If you've built an LLM-powered tool, integrated a voice API, parsed messy documents, or simply gone deep on understanding how modern AI systems work under the hood — we'd love to talk.
Shubham Vishwakarma
Full Stack Developer - Averlon
About Optimo Capital
About
Optimo Capital is a newly established NBFC with a mission to serve the underserved MSME businesses with their credit needs in India. Less than 15% of MSMEs have access to formal credit. We aim to bridge this credit gap by employing a phygital model (physical branches + digital decision-making).
Being a technology and data-first company, tech and data enthusiasts play a crucial role in building the tech & infra to help the company thrive.
Candid answers by the company
Optimo offers secured and unsecured business loans to the MSMEs in India.
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