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SOFTWAY
Title: Principal Engineer I
Department: Technology Services
Vision for the portfolio
The Modernizing Technology & Operations (MTO) portfolio is the driving force behind transformative change for our clients, leading the charge in modernizing technology to elevate our client’s businesses to new heights of success. With a relentless commitment to innovation and excellence, we empower our clients to upgrade, enhance or replace their technology infrastructure, architecture, systems and applications to operate more efficiently, and embrace the latest advancements to stay ahead in their industries. By leveraging a blend of existing and cutting-edge technologies, we catalyze organizational transformation, delivering measurable results and positioning our clients for sustained growth and competitiveness in today's rapidly evolving world.
Overall Purpose of the Position:
As a Principal Engineer I, your position will be crucial in providing leadership, strategic guidance, and technical expertise in the design, implementation, and optimization of technology solutions within digital transformation projects across your portfolio, with a focus on versatility across digital platforms. You will showcase a strong blend of technical acumen, business knowledge, leadership capabilities, and a track record of successful contributions to digital transformation initiatives.
Key Responsibilities and Duties:
Specialization & Work Product: Your responsibilities will involve designing and implementing critical system components. You'll lead by example in writing clean, efficient, and scalable code and well thought through systems. Your expertise will be instrumental in guiding the team through complex challenges and making architectural decisions. You'll conduct reviews, ensuring adherence to standards and promoting a culture of excellence in software development. Your contributions will significantly impact the overall quality and success of the project/s and the portfolio your work within
Teamwork & Collaboration: You'll play a crucial role in fostering a collaborative environment within the projects you serve, and within the Portfolio. You'll mentor other engineers in effective collaboration practices and lead by example in promoting open communication and knowledge sharing. You'll work closely with other members to resolve conflicts, remove obstacles, and ensure the team operates cohesively towards common goals. Your strong teamwork and collaboration skills will be instrumental in driving project success.
Project Roles: You'll assume a lead role/s in different disciplines within projects, overseeing the end-to-end development lifecycle. You'll work closely with project managers to plan and prioritize tasks, allocate resources effectively, and manage project risks. You'll represent the engineering team in project meetings and communicate progress and challenges to stakeholders. Your project role/s will be critical in driving project success and delivering value to the business.
System Design: You'll lead system design efforts, translating business requirements into scalable and resilient architecture solutions. You'll conduct architecture reviews and provide guidance to ensure that designs meet quality attributes such as performance, security, and maintainability. Your expertise in system design will be instrumental in shaping the long-term technical roadmap and strategy of the portfolio.
Learning & Development: You'll champion learning and development initiatives within the team and across the organization. You'll support and mentor other engineers in their career development planning and provide guidance on skill enhancement opportunities longside portfolio managers. You'll advocate for the adoption of new technologies and methodologies to promote innovation and professional growth. Your commitment to learning and development will inspire others to excel and evolve in their positions within the portfolio.
Sales, Account Development & Client Engagement: You'll play a significant role in client engagement activities, acting as a trusted technical advisor and liaison between the engineering team and clients. You'll participate in pre-sales meetings, providing technical insights and contributing to proposal development. You'll cultivate strong client relationships, understanding their business goals and challenges, and aligning technical solutions to address their needs effectively. Your client engagement skills will be critical in driving customer satisfaction and fostering long-term partnerships.
Solution Design & Architecture: You'll lead solution design efforts, translating business requirements into scalable and resilient architecture solutions. You'll conduct architecture reviews and provide guidance to ensure that designs meet quality attributes such as performance, security, and maintainability. Your expertise in solution design will be instrumental in shaping the long-term technical roadmap and strategy of the organization.
Communication: You'll communicate at a strategic level, influencing technical decisions and driving alignment across multiple teams and departments. You'll represent the engineering team in meetings with management and client stakeholders, advocating for technical excellence and innovation. You'll convey complex technical concepts in a compelling and understandable manner, inspiring confidence and trust in your expertise. Your communication skills will be instrumental in driving organizational objectives and fostering a culture of transparency and collaboration.
Innovation, Experimentation & Improvement: You'll champion innovation as a core value of the engineering organization. You'll create an environment that encourages experimentation and risk-taking, where failures are viewed as learning opportunities. You'll allocate time and resources for innovation projects, empowering teams to pursue breakthrough ideas and technologies. Your ability to lead and foster a culture of innovation will drive continuous improvement and differentiation in the marketplace.
Thought Leadership: You'll be recognized as a thought leader both within your portfolio, technology services and the organization as a whole. You'll influence technical decisions and drive consensus on complex issues through your deep understanding and reasoned analysis. You'll represent the engineering organization in external forums and contribute to industry thought leadership through publications, speaking engagements, or participation in standards bodies. Your thought leadership will shape the direction of technology and inspire others to strive for excellence.
Mentorship & Development: You'll collaborate and partner with Managers within the portfolio, other Portfolio's within Tech Services and other functional groups across the organization. You'll invest time and effort in developing their technical and leadership capabilities, providing constructive feedback and coaching to help them overcome challenges and achieve their career goals. Your ability to lead and influence will be a cornerstone of the organization's talent development strategy, ensuring a pipeline of skilled and motivated leaders for the future.
Portfolio Capability Growth: You'll have established a strong list of projects and achievements that reflect your expertise and technical prowess. You'll have led successful initiatives and delivered tangible results that have made a significant impact to your portfolio. You'll continue to grow your experiences by taking on strategic projects and driving innovation and excellence in your domain. Your impact to the portfolio's capability growth will be a testament to your enduring commitment to personal and professional excellence.
Culture & Strategic Initiatives: Within your project teams, the portfolio and the wider Softway organization, you'll support and foster Softway’s culture by living out Softway’s values, principles and behaviors.
Skills and Qualifications:
Leadership and Project Management:
Strong leadership skills to guide cross-functional teams and drive projects to successful completion.
Proven track record in defining project scopes, establishing timelines, and managing resources effectively.
Ability to prioritize initiatives, allocate resources efficiently, and adapt to changing business requirements.
Experience in risk management, issue resolution, and stakeholder communication to ensure project success.
Business Acumen:
Understanding of business operations and the ability to align technology initiatives with strategic business goals. Knowledge of industry trends, emerging technologies, and best practices for driving operational efficiencies and competitive advantage. Experience in conducting technology assessments, identifying areas for improvement, and developing technology roadmaps aligned with business objectives.
Problem-Solving and Innovation:
Strong analytical and problem-solving skills to identify root causes of technical challenges and develop effective solutions.
Ability to innovate and propose novel approaches to technology modernization, infrastructure optimization, and process improvement.Experience in evaluating and adopting new technologies, tools, and methodologies to drive continuous improvement and innovation.
Communication and Collaboration:
Excellent communication skills to articulate technical concepts, project status, and recommendations to stakeholders at all levels of the organization. Ability to collaborate effectively with internal teams, external vendors, and business partners to deliver integrated solutions that meet business needs. Experience in facilitating workshops, meetings, and training sessions to foster collaboration, knowledge sharing, and skill development.
Change Management and Adaptability:
Proficiency in change management principles and practices to facilitate organizational change and adoption of new technologies.
Ability to adapt to evolving business requirements, market dynamics, and technology trends, and lead teams through periods of transition and transformation.
Quality Assurance and Risk Management:
Understanding of quality assurance processes, testing methodologies, and risk management practices to ensure the reliability, security, and performance of technology solutions. Experience in implementing robust security measures, data protection strategies, and compliance frameworks to mitigate risks and ensure regulatory compliance.
Continuous Learning and Development:
Commitment to continuous learning and professional development to stay abreast of industry developments, emerging technologies, and best practices.Willingness to mentor and coach team members, share knowledge and expertise, and foster a culture of learning and growth within the organization.
Certifications:
You will hold one or more certifications aligned with the below domains, As well as others not listed but may be required to support the organization's objectives, growth needs, and/or client solutions.
Advanced Cloud Certifications
Leadership and Project Management Certifications
Business Acumen Certifications
Problem-Solving and Innovation Certifications
Communication and Collaboration Certifications
Change Management and Adaptability Certifications
Quality Assurance and Risk Management Certifications
Continuous Learning and Development Certifications
In Person Meetings & Travel Expectations:
- In-Person Team Meetings: Regular attendance for in-person team meetings is required.
- Company Meetings / Retreats: Attendance for all Company-wide Meetings and/or Retreats is mandatory.
- Client Visits: Occasional travel for client visits may be necessary. Travel frequency will depend on client requirements and or international travel laws / restrictions.
- International Collaboration (India & US): Willingness to travel to India and/or US as requested to collaborate with cross-functional teams is required.
Reporting Structure:
Reports directly to the Portfolio Director
Collaboration and Interaction: Engage with cross-functional teams, clients, and stakeholders, participating in collaborative discussions to contribute ideas to enhance project outcomes and growing the portfolio. Foster a teamwork-oriented mindset, attend regular team meetings, share regular feedback as a mentor and seek opportunities for knowledge-sharing of insights and best practices. It includes providing regular updates on portfolio performance and strategic initiatives to leadership, fostering transparency and collaboration.
Adherence to Standards: Consistency in applying coding standards and adherence to Softway's policies.
Opportunity to work on Product Development
The Technical Project Manager is responsible for managing projects to make sure the proposed plan adheres to the timeline, budget, and scope. Their duties include planning projects in detail, setting schedules for all stakeholders, and executing each step of the project for our proprietary product, with some of the World’s biggest brands across the BFSI domain. The role is cross-functional and requires the individual to own and push through projects that touch upon business, operations, technology, marketing, and client experience.
• 5-7 years of experience in technical project management.
• Professional Project Management Certification from accredited intuition is mandatory.
• Proven experience overseeing all elements of the project/product lifecycle.
• Working knowledge of Agile and Waterfall methodologies.
• Prior experience in Fintech, Blockchain, and/or BFSI domain will be an added advantage.
• Demonstrated understanding of Project Management processes, strategies, and methods.
• Strong sense of personal accountability regarding decision-making and supervising department team.
• Collaborate with cross-functional teams and stakeholders to define project requirements and scope.
Experience:- Overall 10 to 12 years of experience of which atleast 5 to 7 years’ experience should be in Information Security. Mandatory is 5 to 7 years’ experience in Information security and with one full end to end implementation experience.
Base location: - Bengaluru - Must
Requirements: -
- Mandatory - ISO 27001:2013 lead implementor certified
- Mandatory - ISO 27001:2013 lead auditor certified (but if it is a good candidate, we can still consider)
- Good to have – CISA, CISM, Risk management certification, Privacy certifications.
- Mandatory - Atleast one end to end implementation experience of ISO 27001 standard. The candidate should have a good implementation knowledge of ISO 27001, ISO 27002 standards and is required to implement the ISO requirements and run the ISMS program for multiple countries.
- This immediate requirement is for implementing the ISMS program for our Canadian office location. The candidate should be willing to work from Bengaluru in EST time zone during this implementation phase whenever required.
- Good documentation skills.
- Develop, implement, maintain, review and continually improve Information Security policies.
- Good understanding and knowledge of applicable legal and regulatory requirements as relevant to information security.
- Manage and maintain a risk register / risk database along with risk treatment plans.
- Good understanding of physical and environmental security.
- Conduct Internal Audits based ISO 27001 standards and Personal Data Protection policies. A good experience in independently conducting Internal and supplier audit with respect to information security.
- Provide training to the employees on Privacy & Information Security Management System on regular intervals.
- The greater part of the job involves interacting with people, interviewing them / auditing, Preparing audit reports, discussing / persuading / influencing.
- Mandatory: Good verbal and written communication skills. Eye for details.
- Good presentation skills.
- Since this is a trusted role, candidates must be willing to undergo extensive background checks to verify their identity, character, qualifications, skills and experience.
Experience:- Overall 10 to 12 years of experience of which atleast 5 to 7 years’ experience should be in Information Security. Mandatory is 5 to 7 years’ experience in Information security and with one full end to end implementation experience.
Base location: - Bengaluru - Must
Joining requirement: - Not later than second week of June 2023.
Requirements: -
1. Mandatory - ISO 27001:2013 lead implementor certified
2. Mandatory - ISO 27001:2013 lead auditor certified (but if it is a good candidate, we can still consider)
3. Good to have – CISA, CISM, Risk management certification, Privacy certifications.
4. Mandatory - Atleast one end to end implementation experience of ISO 27001 standard. The candidate should have a good implementation knowledge of ISO 27001, ISO 27002 standards and is required to implement the ISO requirements and run the ISMS program for multiple countries.
5. This immediate requirement is for implementing the ISMS program for our Canadian office location. The candidate should be willing to work from Bengaluru in EST time zone during this implementation phase whenever required.
6. Good documentation skills.
7. Develop, implement, maintain, review and continually improve Information Security policies.
8. Good understanding and knowledge of applicable legal and regulatory requirements as relevant to information security.
9. Manage and maintain a risk register / risk database along with risk treatment plans.
10. Good understanding of physical and environmental security.
11. Conduct Internal Audits based ISO 27001 standards and Personal Data Protection policies. A good experience in independently conducting Internal and supplier audit with respect to information security.
12. Provide training to the employees on Privacy & Information Security Management System on regular intervals.
13. The greater part of the job involves interacting with people, interviewing them / auditing, Preparing audit reports, discussing / persuading / influencing.
14. Mandatory: Good verbal and written communication skills. Eye for details.
15. Good presentation skills.
16. Since this is a trusted role, candidates must be willing to undergo extensive background checks to verify their identity, character, qualifications, skills and experience.
Job Overview:
We are seeking experienced dynamic consulting professionals/ strategic thinkers who have worked in the corporate and social sector. As an Engagement Manager at Dhwani Rural Information Systems, you will be responsible for the successful implementation of large-scale programs and will be tasked with setting up and end-to-end management of program PMU from Dhwani’s side. You will work closely with the program owners to ensure that all stakeholders are aligned, and updates are communicated effectively. You will act as a point of contact between the program owners and the internal tech team at Dhwani and be accountable for ensuring the overall delivery of scope and SLAs. Key
Responsibilities:
• Manage and support the implementation and delivery of large-scale and technology-supported multi-stakeholder programs.
• Maintain strong relationships with key clients and stakeholders to ensure customer satisfaction and retention.
• Ensure project objectives align with the client's business goals and objectives.
• Oversee project budget, resources, and timeline to ensure on-time and on-budget delivery.
• Conduct regular project status reviews, and mitigate project risks and issues.
• Facilitate cross-functional collaboration and communication for seamless project execution.
• Develop and implement performance metrics to measure project outcomes and impact.
• Foster a continuous improvement mindset and culture, promoting best practices and innovation in project delivery.
• Report project progress, status, and results to stakeholders and senior management.
• Identify opportunities for improvement in project delivery processes and methodologies and collaborate with internal teams.
• Represent the organization in industry events and forums to build the brand and establish thought leadership.
• Manage business requirement discussions with program owners and report on projects.
• Ensure overall delivery of scope and SLAs and provide monthly updates to program owners.
• Facilitate monthly meetings with program owners and project managers on updates, highlights, challenges, and future plans.
• Own discussions with program owners on tool integration, new features, best practices for data storage, and quality checks. (For Example, mGrant, Power BI, OneDrive, etc)
Essential Technical Requirements:
• Strong research skills (qualitative and quantitative, impact assessments, report writing, log frame design)
• Experience with BI tools like Power BI
• Experience in project management tools and techniques, including project planning, resource allocation, risk management, and stakeholder communication
• Ability to work with cross-functional teams and manage external partners
Essential Non-Technical Requirements:
• Strong communication and interpersonal skills, with the ability to build and maintain relationships with program owners and team members
• Strong analytical and problem-solving skills
• Ability to think strategically and identify opportunities for process improvements
• Excellent organizational and leadership abilities
• High level of motivation and dedication to delivering high-quality work
• Commitment to continuous learning and professional development
• Ability to communicate complex ideas effectively.
• Strong client engagement skills.
• Humility, willingness to listen and learn.
Education:
• MBA or Master's degree in a relevant field such as Management, Development Studies, Economics, or Computer Science, with a minimum of 8-10 years of relevant experience in program management and technology-based projects in the social sector.
• Preference given to candidates with a degree from a reputable institution such as IRMA, APU, IIFM, XIMB, TISS, IIHMR or fellowship from YIF, Anubhav Lecture Series, India Fellow, Indian School of Public Policy, Gandhi, Teach for India, Genpact Fellowship
• Experience working with IT platforms and software solutions is a plus
Keywords:
• Project Delivery
• Engagement Management
• Customer Relationships
• Stakeholder Management
• Risk Assessment
• Resource Allocation
• Schedule Management
• Budgeting and Financial Tracking
• Process Improvement
• Status Reporting
• Communication and Collaboration
• Problem-Solving
• Cross-functional Team Management
• Time Management
• Strategic Planning
• Vendor Management
• Negotiation Skills
• Customer Satisfaction
• Performance Metrics
• Project Management Methodologies
• Data cleaning
• Report writing
• Impact assessments
• Training and training manual development
• Requirements gathering
• Multiple project management
• Fast-paced work environment
• Logical aptitude
• Ownership-taking attitude
• Action/task oriented
• Strong sense of purpose
• Written and presentation skills
Job brief
Individual will work on the MLEG Program facilitating business requirements from sites that plan to engage and move forward with implementation of MLEG IT Tools and processes. Work will also include business value analysis for sites, programs, and IT Tools. Create Investment Proposals for new projects and updated scopes while ensuring the functionalities of the new system/process meet business needs
In partnership with the business and IT leadership, Business Readiness is responsible to apply methodologies and tools to identify and manage the people-side of change (IT systems, process, behaviours) to achieve business result.
Individual contributor, lead a change team and/or oversee change delivery across a portfolio or business area. Common activities include (Business Change Implementation Management)
• Confirmation and alignment of change scope
• Stakeholder identification, analysis, and management
• Change Strategy
• Mobilising leaders
• Communications strategy, planning and execution
• Training design and delivery
• Engaging the business on their implementation and adoption requirements
• Change Planning and monitoring
PHEA(Perform Hydrocarbon and Energy Accounting)
• Ensure program deliverables & goals align with PHEA's vision
• Investment Proposals for new projects/updated scopes
• Ensure the functionalities of the new system/process meet business needs
• Monitors program progress such as awareness regarding Issue Resolution and Risk Management
• Supports execution via program and project reviews
- Looking for techno-functional candidates
- Java/Dot net prior exp
- Solutioning experience mandatory
Overview:
The Risk Manager will oversee the organization's risk management program, assessing and identifying risks that could impede the reputation, safety, security, or financial success of the organization.
Key Responsibilities:
- Designing and managing the consumers' credit portfolio and risk within the desired target
- Driving new experiments with deeper cust understanding and segmentation
- Leverage traditional and alternate data to create risk policies and ensure effective implementation
- Continuously plans, monitors, and reviews risk management and perform regular checking and/or surveillance to ensure that risk treatment is effective
- Establish, implement and manage risk policy and control frameworks, ensuring that minimum standards, ownership and operation are documented and communicated across the Group
- Manage a governance structure to monitor, challenge and test business compliance with risk policies and control frameworks
- Develop, lead and maintain a center of expertise within 1st line risk management
- Maintain comprehensive credit policy inventory and facilitate timely periodic review/approval of credit policies
- Monitor and communicate new regulatory issues/guidance impacting credit policy, analyze the impact, interpret and implement into policy
Education and Experience:
- Bachelor's degree in Risk Management, Finance, or related field required.
- At least 7+ of related experience is preferred.
- Strong knowledge and experience in risk management and policy
- Excellent verbal and written communication skills.
- Excellent mathematical and critical thinking skills.
- Excellent analytical and problem-solving skills.
- Excellent organizational skills and attention to detail.
- Strong supervisory and leadership skills
Core Delivery
⮚ Planning & executing Functional/ Departmental Audits
⮚ Planning & executing Concurrent Audits and ensure the process is streamlined
⮚ Providing “Early warning signal” to the Central Audit Head based on irregularities observed during the audit
⮚ Planning & execution of special audits, field audits on a need basis
⮚ To ensure that the audits are performed completed as per the audit schedule
⮚ Assisting in preparation of the annual calendar for audits and ensuring compliance to the same
⮚ Coordinate with the auditee department to discuss audit reports, obtain
clarifications, and close audits
⮚ Planning & executing follow-up audits to verify compliance to audit reports
⮚ Execute management consultancy assignments, as needed
⮚ Overall demonstrate competency in being conscience keeper & pulse-taker of business trends
⮚ Manage the team & monitor multiple ongoing assignments
Reporting & Documentation
⮚ Submitting quality & relevant Audit-Reports on time
⮚ Supervising proper audit documentation including working papers by team members
⮚ Timely reporting of incident reports, process/ policy gaps.
⮚ Identifying early warning signals of fraud with required proof
Education: Graduate/ Any other relevant professional certifications in the fields of accounting auditing
⮚ Work Experience: At least 5+ years experience in Audit, of which 2+ years experience in a managerial position
Technical Skills
⮚ Computer Knowledge, good excel-spreadsheet analytics for audit proficiency
⮚ Audit proficiency in operating Accounting & ERP software
⮚ Numeracy and a strong aptitude for big data analyst
Their mission is to build financial services.(NV1)
The role of a Personal Loan Risk Head is to own, manage and communicate risk policies and processes. He/She shall provide hands-on development of risk models involving market, credit and operational risk, assure controls are operating effectively, and provide research and analytical support. Prospective candidates must have excellent quantitative and analytical skills, along with the ability to apply those skills across a variety of business processes.
Key Expectations
- Designing and implementing an overall risk management process for the Personal Loan portfolio, which includes an analysis of the financial impact on the company when risks occur
- Performing a risk assessment: Analyzing current risks and identifying potential risks that are affecting the company
- Own the portfolio risk metrics - Loss forecasting, Stress testing, Credit Risk, Liquidity risk, Collections performance & strategy & overall ROA by segment.
- Monitor portfolio risk from granular dimensions and constantly implement strategies to maintain risk metrics within specific ranges.
- Monitor various operational metrics and develop alerting mechanisms to maintain process efficiency
- Designing and implementing strategies for Underwriting, Account Management, Portfolio Monitoring and Collections
- Develop risk based credit policies and pricing grids to maximize approvals within specific segments of risk
- Work with data science team which will develop algorithms and scorecards and drive decision models across various business segments.
- Partner with Engineering team to implement policies and scorecards.
- Supervise creation of time-sensitive analytics, visualisations, and complicated, high-visibility reports for Risk and Business management to use in portfolio monitoring and strategic decision-making.
Competencies -
- Have strong business understanding of the retail lending business in India and understanding of the regulatory landscape
- Should have hands-on experience working as data analyst or data scientist or statistical modeler in retail space, preferably in financial services or ecommerce.
- Strong experience in establishing and managing high-performing teams with a collaborative leadership approach.
- Outstanding communication skills, both verbal and written
IT services provider based out of the US
Job description – Information Security (Network)
Roles and Responsibilities
Company will provide a professional opportunity to work in a dynamic environment where you will have the ability to develop process and Cyber security based skills
Work profile of individual
- As part of the company cyber security consulting team, individual’s primary role would be to work with ISO 27k projects IT audits, ITGC audits, SSAE, SOC audits, IT Process Audit, Systems Audit, Gap assessment TPRM, GDPR, Infosec, GRC , ISMS , Cyber Security, SOX ITGC on customer engagements
- Will address all aspects of security like physical, logical, data, access etc and review Information Security policy and suggest / recommend necessary changes to the same on customer engagements
- Will be an active participant in internal / third party system security reviews and audits on customer engagements
- Will perform internal audits on all aspects of IT and ensure compliance with the prescribed security norms on customer engagements and will be responsible for tracking the open audit findings and closure of the same
- Will be responsible for implementation of new projects under Information Security Domain
- Will be able to manage document tracking and updating - policies, processes, procedures, templates etc.
- Will assist in development of proposals by owning parts of the proposal document and by giving inputs in solution design based on areas of expertise.
- Will engage with clients and(or) application development teams for implementation of cyber security & data privacy by design and data protection controls.
- Will support the clients with ongoing design, implementation and maintenance of the data privacy framework for managing data protection risk including responding to legislation, devising and owning policies and training.
- Will demonstrate ability to clearly and concisely communicate the privacy implications of technology and implementation.
Team work
- Individual would be responsible for contributing to a strong team environment and promoting a positive working relationship with their colleagues.
- Individual would predominately work with off-shore engagement teams and relevant teams on presale and cyber security delivery.
- Communication, written and verbal, with these teams would be expected.
- Team members would be required to apply learning from trainings and on the job experience to work requests and support continuous process improvement.
- Team members would be required to handle multiple tasks at the same time.
- Detailed focus when performing work and good project management skills when managing workload and maintaining timelines will be necessary.
Desired Candidate Profile
- Bachelors
- Certifications (ISO 27001/ ISO 31000/ CISA/ CISSP/ CSX or equivalent and other relevant qualification/certification
- Experience : 3-5 years
Knowledge Required:
- Strong knowledge of information security concepts, risk and controls concepts. Strong understanding of security principals: audit, policies, guidelines, and compliance.
- Good understanding of infrastructure (data centre, network end user computing) security / cloud security / managed security services / security operations centre / compliance risk management and ITGC controls
- Good understanding of technical security like network security, operating system, encryption, use of tools and technologies for various processes like logical access control, network security, security monitoring etc.
- Sound knowledge of Internal Controls and Compliance. Must be able to recommend controls around people, process, and technology.
- Sound knowledge on IT controls (especially IT risks). Good experience with control assessment, check the effectiveness of the implemented controls and recommend mitigation / improvements.
- Good knowledge on Privacy, Governance and reporting
- Experience with the Microsoft Office suite of products (i.e. Word, Excel, PowerPoint, Visio, etc.),
- Strong verbal and written communication skills Knowledge / experience in fields of ITGC audits, Internal Audit, External Audit / Statutory Audit projects
- Candidates should exhibit good client service skill collateral's with a strong focus on building relationships.
Additional Responsibilities:
- Ability to assist in value-creating strategies and models that enable clients to innovate, drive growth and increase their business profitability
- Good knowledge on software configuration management systems and license Management systems
- Awareness of latest technologies and Industry trends
- Logical thinking and problem solving skills along with an ability to collaborate
- Understanding of the financial processes for various types of projects and the various pricing models available
- Ability to assess the current processes, identify improvement areas and suggest the technology solutions
- One or two industry domain knowledge
- Client Interfacing skills
- Project and Team management
The Risk team is responsible for overall risk framework and strategy for the organization. The team develops various risk models, arrives at various sector reports from a risk perspective and provides in depth analysis and recommendation around risk profiles of various clients.
In this role, the person is responsible for playing a leadership role in the Risk function to identify, assess, monitor and make timely and measured judgments on all current and potential future risks faced, in order to protect the organization’s interest, assets and reputation of the group along with growing shareholder value and profitability.
Responsibilities
- Manage risk for the retail and wholesale portfolio. Should have managed organization level Risk Policies, Credit Underwriting and Collection functions.
- Manage risk framework for the organization - including updating, establishing new risk management mechanisms, to identify, assess, monitor, measure and control a broad spectrum of risks. Ensure all policies and frameworks are kept updated and deployed to the optimum level.
- Develop continuous monitoring and improvement of the quality of the organization's credit and lending portfolio through credit policy direction and implementation.
- Possess a complete understanding the business. Evaluate, improve, and monitor the business, including assisting in reporting to the Board and Board Committees and providing leadership in the effectiveness of credit risk management controls, systems, and processes across the organization.
- Lead and mentor a team of analysts.
- Possess 7+ years of relevant experience in financial services industry in a risk role.
- Exposure to both wholesale and retail risk in a banking environment will be preferred. Some experience in a business / sales role within the banking / NBFC space will be an added advantage.
- Should have held a position of authority in terms of allocation and appropriating limits.
- Sector understanding in financial institution space and good knowledge of interpreting financial trends.
- High proficiency in Python and SQL/NoSQL.
- Experience with big data and cloud computing e.g., PySpark, data lake is a plus.
- Outstanding written, verbal and interpersonal communication skills.
- Ability to speak at various levels of an organization (CXOs to analysts).
- Have demonstrated resilience – stayed with companies and taking businesses to scale, have preferably not ‘hopped jobs. Strong organizational skills and excellent follow-through.
- Present / articulate / position an idea compellingly and ability to work in a fast-paced dynamic environment.
- Excellent communication and presentation skills.
- Takes personal ownership; Self-starter; Ability to drive projects with minimal guidance and focus on high impact work.
- Learns continuously; Seeks out knowledge, ideas and feedback.
Client of People First Consultants
- Planning and scheduling Deliverability Assessments (DA) for critical deals
- Review of overall solution approach
- Coordinating with service-line Subject Matter Experts(SME) and facilitating DA
- Review the solution and identify risks based on experience/expertise in specific service-lines
- Articulation of risks and creation of risk reports based on SME connects
- Coordination with key stakeholders on risk mitigation/closure actions
- Creation of RAID(Risk-Assumption-Issue-Dependency) logs for senior leadership reviews
- Understanding customer requirements and analyzing cases in alignment with policies
- Working with the policy team to ensure the right risk parameters are captured and assessed
- Understanding industry and regulatory trends and their impact on customers to ensure the right decisions are taken
- Working closely with business functions to onboard the right set of customers.
- Working closely with operations to ensure that documentation and checks are put in place at various stages of the application lifecycle
- Developing industry-best practices and constantly striving to improve the same, basis market practices
What you need to have:
- Bachelor’s Degree with relevant work experience of at least 3 years with CA/ MBA(preferred)
- 3-4 years of experience in handling credit risk assessment for unsecured business loans. Prior experience in the Lending domain, either with a Bank/ NBFC or a lending platform.
- Very good understanding of documentation related to lending pre-disbursement (mandatory)
- Experience in working on the lending business with a Bank, NBFC, or a platform (mandatory)
- Excellent understanding of industry trends and their impact on segments
- Setup basic credit underwriting processes and scale up the vertical
- Ability to assess customers' basic standard programs like Financials, Banking, etc.
- Proficient in MS Excel and the ability to bring out insights from data