SmartCoin Careers
http://smartcoin.co.inSmartCoin is working towards building the NextGen FinTech company with a mission to provide a state-of-the-art, user-friendly and scalable lending platform. Your contribution will directly impact millions of Indians who lack access to simple and transparent financial products, the first being quick and easy loans.
We are an early-stage startup and we believe in giving complete freedom and responsibility to team members and helping them prosper in a collaborative and fun-loving environment. Our team comprises of IIT/IIM graduates with senior-level experience in various investment banks and tech start-ups. We are well funded by marquee investors and working towards building the largest and first-of-its-kind mobile app-based digital lending startup. Our founders have experience in growing and nurturing strong technology teams and have always encouraged entrepreneurship.
SmartCoin in News:
https://www.vccircle.com/unicorn-india-ventures-backs-micro-lending-startup-smartcoin/
Jobs at SmartCoin
Overview:
The Risk Manager will oversee the organization's risk management program, assessing and identifying risks that could impede the reputation, safety, security, or financial success of the organization.
Key Responsibilities:
- Designing and managing the consumers' credit portfolio and risk within the desired target
- Driving new experiments with deeper cust understanding and segmentation
- Leverage traditional and alternate data to create risk policies and ensure effective implementation
- Continuously plans, monitors, and reviews risk management and perform regular checking and/or surveillance to ensure that risk treatment is effective
- Establish, implement and manage risk policy and control frameworks, ensuring that minimum standards, ownership and operation are documented and communicated across the Group
- Manage a governance structure to monitor, challenge and test business compliance with risk policies and control frameworks
- Develop, lead and maintain a center of expertise within 1st line risk management
- Maintain comprehensive credit policy inventory and facilitate timely periodic review/approval of credit policies
- Monitor and communicate new regulatory issues/guidance impacting credit policy, analyze the impact, interpret and implement into policy
Education and Experience:
- Bachelor's degree in Risk Management, Finance, or related field required.
- At least 7+ of related experience is preferred.
- Strong knowledge and experience in risk management and policy
- Excellent verbal and written communication skills.
- Excellent mathematical and critical thinking skills.
- Excellent analytical and problem-solving skills.
- Excellent organizational skills and attention to detail.
- Strong supervisory and leadership skills
• Knowledge of Agile methodologies & best practices for the SDLC (including coding standards, code
reviews, source control management & build processes).
• Must have experience in designing Factories/API/Interfaces independently in Java
• Highly skilled in using OR Tools like Hibernate/Ebean.
• Must have a good understanding of relational databases (MySQL/Postgres), transactions, and indexing.
• Must be able to do performance optimization, and use multi-threading wherever possible.
• Experience with Kafka, Big Query, and ElasticSearch a plus.
• Drive test coverage and continuous delivery automation within the team.
• Experience with building highly available and scalable distributed systems a plus.
Preferred Qualifications:
• 3-4 Years of experience with a Bachelor’s/Master's degree in Computer Science, Math, or Related
technical domain from reputed organizations.
• Strong communication & mentoring skills
• Determining project requirements and developing work schedules for the team.
• Delegating tasks and achieving daily, weekly, and monthly goals.
• Liaising with team members, management, and clients to ensure projects are completed
to standard.
• Identifying risks and forming contingency plans as soon as possible.
• Analyzing existing operations and scheduling training sessions and meetings to discuss
improvements.
• Keeping up-to-date with industry trends and developments.
• Updating work schedules and performing troubleshooting as required.
• Motivating staff and creating a space where they can ask questions and voice their
concerns.
• Being transparent with the team about challenges, failures, and successes.
• Writing progress reports and delivering presentations to the relevant stakeholders.
Technical Lead Requirements:
• Bachelor’s degree in computer science, engineering, or a related field.
• Relevant Management certification may be required.
• Experience in a similar role would be advantageous.
• Excellent technical, diagnostic, and troubleshooting skills.
• Strong leadership and organizational abilities.
• Willingness to build professional relationships with staff and clients.
• Excellent communication, motivational, and interpersonal skills
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About the company
About Us:
Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.
Why join us:
- Because you get an opportunity to make a difference, and have a great time doing that.
- You are challenged and encouraged here to do stuff that is meaningful for you and for those we serve.
- You should work with us if you think seriously about what technology can do for people.
- We are successful, and our successes are rooted in our people's collective energy and unwavering focus on the customer, and that's how it will always be.
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About the company
Namaste Credit (www.namastecredit.com) is India’s most exciting new financial technology company. Started
in late 2014, Namaste Credit is an online marketplace for business loans across the emerging markets, with
India as our first geography. Using our proprietary credit scoring and requirement matching process, we
connect business owners looking for financing with a large number of relevant lenders.
Having tie-ups with over a couple of dozen Lenders in India’s (Banks & NBFCs), Namaste Credit is helping
businesses secure loans every day and quickly becoming the market leader in this space. Founded and led
by a seasoned management team with experience on Wall Street and “Main Street” across New York,
London, Delhi and Bangalore the company has already:
Created a true loan marketplace, where borrower applications are submitted simultaneously to a wide
range of interested lenders and lenders can focus on target borrower segments & profiles
Launched the most comprehensive and robust credit scoring platform for SMEs across India
Armed with a couple of Patents, the company is creating next generation products and automation tools to
help Banks and NBFCs improve their efficiency.
Raised an initial Seed round of financing from Angels in the US, Europe, India and South America
We are always looking for good people, sounds interesting?... Do reach us for an interesting career.
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