Senior Manager- Credit & Risk

Founders are the alumnus of IIT-D, IIM-B and Wharton. They have 12+ years of experience as Venture capital and corporate entrepreneurship at DFJ, Vertex, InMobi and VP at Snyder UAE, investment banking at Unitus Capital - leading the financial services practice, and institutional equities at Kotak. They have a team of high-quality professionals coming together for this mission to disrupt the convention.

 

As a Senior Manager - Credit & Risk, you will be working on end-to-end credit underwriting activities like risk assessment, personal discussion, portfolio monitoring and work closely with the business and operations team to ensuring the portfolio is performing as per internal benchmarks.

 

• Understanding customer requirements and analyzing cases in alignment with policies
• Working with the policy team to ensure the right risk parameters are captured and assessed
• Understanding industry and regulatory trends and their impact on customers to ensure the right decisions are taken
• Working closely with business functions to onboard the right set of customers.
• Working closely with operations to ensure that documentation and checks are put in place at various stages of the application lifecycle
• Developing industry-best practices and constantly striving to improve the same, basis market practices

 

• Bachelor’s Degree with relevant work experience of at least 3 years with CA/ MBA(preferred)
• 3-4 years of experience in handling credit risk assessment for unsecured business loans. Prior experience in the Lending domain, either with a Bank/ NBFC or a lending platform.
• Very good understanding of documentation related to lending pre-disbursement (mandatory)
• Experience in working on the lending business with a Bank, NBFC, or a platform (mandatory)
• Excellent understanding of industry trends and their impact on segments
• Setup basic credit underwriting processes and scale up the vertical
• Ability to assess customers' basic standard programs like Financials, Banking, etc.
• Proficient in MS Excel and the ability to bring out insights from data