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DP

Kaleidofin Career

https://kaleidofin.comicon
FOUNDED
2018
TYPE
Products & Services
SIZE
100-1000
STAGE
Profitable
Why join us

Kaleidofin is a neobank for the informal sector, which provides solutions tailored to the customer’s goals and are intuitive to use. We are working towards creating fair and transparent financial solutions that can target millions of customers and enterprises in India that don’t have easy access to formal financial planning. Our name “kaleidofin” is inspired by the power of financial solutions to enable beautiful possibilities of a future life for each customer.


We believe that everyone deserves and requires access to financial solutions that are intuitive and easy to use, flexible and personalised to real goals that can make financial progress and financial freedom possible for everyone.

We believe financial solutions can provide customers powerful tools that solve their real life goals and challenges. For too long, the financial services industry has been a manufacturer producing products and fitting customers to their products. At kaleidofin, we want to flip this around, keep the customer at the centre and provide mass tailored solutions that are best suited to meet the customer’s own goals/challenges.

The demand for financial services is, therefore, a demand derived from an underlying goal and aspiration of an individual. There is an urgent need to make financial services and solutions intuitive for customers and embed them in their everyday life.

kaleidofin will leverage the full India stack, existing networks, analytics, structuring and user-centred design to drive outcomes for customers, in the process, we will also help enrich the digital asset of each such customer.

Our approach is
  • To combine distinct financial products (credit, investment, insurance, savings) to form a solution that actually both resonates with and works for the customer.
  • To build customer profiling, underwriting, solution design and machine learning suitability algorithms to solve this gigantic customer problem.
  • To leverage networks such as agents, cooperatives, self-help groups, temp agencies, MFIs to deliver suitable solutions at enormous scale.

In a very short time span, global investors such as Oiko Credit, Flourish, Omidyar Network and Blume Ventures have supported Kaleidofin’s well thought out business model with $8 million in seed and Series A funding.

The company won the Amazon AI Conclave award for Fintech, was one of only ten startups chosen for the Google LaunchPad Accelerator program in 2019, was recognized as India’s Most Innovative Wealth, Asset and Investment Management Service/Product by the Internet & Mobile Association of India (IAMAI) and was selected to present at United Nations General Assembly Special Task Force Event.

With its focus to harness mobile technology to deliver a paperless experience as well as its focus to harness technology and analytics to predict the right product for the right customer, Kaleidofin aims to become a leading FinTech player bringing financial solutions to everyone.

Jobs at Kaleidofin

Manager Risk Management

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
Python
Risk Management
Risk assessment
NOSQL Databases
Risk Policies
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Chennai, Bengaluru (Bangalore)
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3 - 5 yrs
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Best in industry

The Risk team is responsible for overall risk framework and strategy for the organization. The team develops various risk models, arrives at various sector reports from a risk perspective and provides in depth analysis and recommendation around risk profiles of various clients.

 

In this role, the person is responsible for playing a leadership role in the Risk function to identify, assess, monitor and make timely and measured judgments on all current and potential future risks faced, in order to protect the organization’s interest, assets and reputation of the group along with growing shareholder value and profitability.

Responsibilities

  • Manage risk for the retail and wholesale portfolio. Should have managed organization level Risk Policies, Credit Underwriting and Collection functions.
  • Manage risk framework for the organization - including updating, establishing new risk management mechanisms, to identify, assess, monitor, measure and control a broad spectrum of risks. Ensure all policies and frameworks are kept updated and deployed to the optimum level.
  • Develop continuous monitoring and improvement of the quality of the organization's credit and lending portfolio through credit policy direction and implementation.
  • Possess a complete understanding the business. Evaluate, improve, and monitor the business, including assisting in reporting to the Board and Board Committees and providing leadership in the effectiveness of credit risk management controls, systems, and processes across the organization.
  • Lead and mentor a team of analysts.
Requirements
  • Possess 7+ years of relevant experience in financial services industry in a risk role.
  • Exposure to both wholesale and retail risk in a banking environment will be preferred. Some experience in a business / sales role within the banking / NBFC space will be an added advantage.
  • Should have held a position of authority in terms of allocation and appropriating limits.
  • Sector understanding in financial institution space and good knowledge of interpreting financial trends.
  • High proficiency in Python and SQL/NoSQL.
  • Experience with big data and cloud computing e.g., PySpark, data lake is a plus.
  • Outstanding written, verbal and interpersonal communication skills.
  • Ability to speak at various levels of an organization (CXOs to analysts).
  • Have demonstrated resilience – stayed with companies and taking businesses to scale, have preferably not ‘hopped jobs. Strong organizational skills and excellent follow-through.
  • Present / articulate / position an idea compellingly and ability to work in a fast-paced dynamic environment.
  • Excellent communication and presentation skills.
  • Takes personal ownership; Self-starter; Ability to drive projects with minimal guidance and focus on high impact work.
  • Learns continuously; Seeks out knowledge, ideas and feedback.

 

Job posted by
Poornima B

Android Development Engineer

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
Kotlin
Model-View-View-Model (MVVM)
Retrofit
RxJava
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Chennai, Bengaluru (Bangalore)
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1 - 7 yrs
icon
Best in industry

We are seeking extremely smart Android developers who are passionate about pushing mobile technologies to the limits.

Responsibilities
  • Design and develop products by working closely with business teams.
  • Design super intuitive experiences in the next generation of our mobile applications.
  • Build performant, scalable, yet secure, enterprise-ready android applications with architecture that is fast yet lean on the backend servers enabling them to support millions of users in parallel.
  • Build enterprise-ready back end architectures that can support millions of users in parallel.
  • Gain experience with hands-on coding and independent ownership of software components.
  • Follow strong engineering best practices and champion their adoption.

Requirements
  • 2+ years’ experience in android software development and delivery.
  • Bachelor’s or Master’s degree in engineering from a reputed institute(preferably IITs, NITs, or other top engineering institutes).
  • Strong grasp of CS fundamentals, algorithms and excellent problem-solving abilities.
  • All experience should be from good product development or e-commerce background.
  • Must have shown good stability in all your previous associations.
  • Knowledge of UI architectural patterns like MVVM(preferable), MVC, MVP, data binding, activity & fragment lifecycle, recycler view, navigation component, layouts (constraint layout preferable), theming etc.
  • Should have actively used retrofit, work managers, android jetpack, Rx java, dagger, retrofit, android sdk, GIT/bitbucket, gradle/ant and very keen on exploring other proven tech stacks.
  • Comfortable with test-driven development in android with UI testing, instrumented unit testing and unit testing using junits, mockito or other tools.
  • Willingness to learn and write simple backend REST API’s (preferably in Java, spring boot & hibernate) without having to completely depend on backend engineers for delivery.
  • Has worked in a fast-paced agile organization building stateless and re-entrant/resumable android applications.
Job posted by
Poornima B

Software Development Manager

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
Java
Software Development
Spring Boot
Microservices
Data Structures
Algorithms
icon
Chennai, Bengaluru (Bangalore)
icon
4 - 6 yrs
icon
Best in industry
We are looking for an engineering leader to lead, mentor and expand our development team. As an engineering manager, you will be primarily responsible for shaping product features and technical execution of the product roadmap. You will work with your team to build systems that stress scalability, accuracy and robustness. Your team will be presented with ample opportunities to tackle fuzzy business problems and create an impact for our customers and partners.

Responsibilities
  • Be responsible for engineering road map, architecture and scalability/quality of products.
  • Effectively collaborate with Product managers, Business teams to develop long-term product roadmap and own release planning - in a fast-paced, evolving environment.
  • Perform well in ambiguous situations. We are a startup with a significant product suite.
  • Mentor and guide a team of engineers across various levels and areas of expertise. Help engineers make good architectural decisions, improve code quality and delivery.
  • Be responsible for tech solutioning, architecture being deployed maintaining right balance b/w short term and long term outcomes – speed vs quality.
  • Establish strong engineering best practices and champion their adoption.
  • Define career trajectory for your team and share feedback regularly to help them grow.

Requirements
  • 7+ years of experience in end to end cloud software development with exposure in building scalable, fault tolerant and secure large scale distributed systems. At least 1-2 years managing eng. teams.
  • Bachelors or Masters degree in engineering (preferably computer science or sister branches) from a reputed institute (preferably IITs, NITs, or other top engineering institutes).
  • Deep expertise in Java & tech stack (Springboot) & micro service based architecture writing maintainable, scalable, unit-tested code. This position requires a good mix of hands-on and people management.
  • Hands-on experience in low-level and high-level design with the ability to propose and validate system design.
  • You are comfortable jamming on code refactoring, architecture and design principles.
  • Sound understanding of web technologies (JS, HTML5 CSS), databases - SQL & NoSQL (e.g. Cassandra), distributed caches (e.g. Redis), message queues (e.g. Kafka).
  • Knowledge of UI architectural patterns like MVVM, MVC, MVP etc is useful.
  • Exposure to android app development is a good plus.
  • You have working knowledge of CI/CD pipelines and infrastructure tools such as Docker, Kubernetes, Gradle, GIT, Jenkins, ELK, Prometheus, Grafana or equivalents.
  • You are an opensource enthusiast with the curiosity to stay abreast of latest tech.
  • Must be comfortable working in fast paced agile environments. Ability to plan, prioritise, estimate and execute releases with strong degree of predictability.
  • Excellent people & communication skills.
  • Experience with AWS stack is preferred.
  • Experience with a high-growth startup is a plus.
Job posted by
Poornima B

Data Scientist

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
Machine Learning (ML)
Python
SQL
Customer Acquisition
Big Data
Data cleansing
Data Science
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Chennai, Bengaluru (Bangalore)
icon
2 - 4 yrs
icon
Best in industry
Responsibility
  • Partnering with internal business owners (product, marketing, edit, etc.) to understand needs and develop custom analysis to optimize for user engagement and retention
  • Good understanding of the underlying business and workings of cross functional teams for successful execution
  • Design and develop analyses based on business requirement needs and challenges.
  • Leveraging statistical analysis on consumer research and data mining projects, including segmentation, clustering, factor analysis, multivariate regression, predictive modeling, etc.
  • Providing statistical analysis on custom research projects and consult on A/B testing and other statistical analysis as needed. Other reports and custom analysis as required.
  • Identify and use appropriate investigative and analytical technologies to interpret and verify results.
  • Apply and learn a wide variety of tools and languages to achieve results
  • Use best practices to develop statistical and/ or machine learning techniques to build models that address business needs.

Requirements
  • 2 - 4 years  of relevant experience in Data science.
  • Preferred education: Bachelor's degree in a technical field or equivalent experience.
  • Experience in advanced analytics, model building, statistical modeling, optimization, and machine learning algorithms.
  • Machine Learning Algorithms: Crystal clear understanding, coding, implementation, error analysis, model tuning knowledge on Linear Regression, Logistic Regression, SVM, shallow Neural Networks, clustering, Decision Trees, Random forest, XGBoost, Recommender Systems, ARIMA and Anomaly Detection. Feature selection, hyper parameters tuning, model selection and error analysis, boosting and ensemble methods.
  • Strong with programming languages like Python and data processing using SQL or equivalent and ability to experiment with newer open source tools.
  • Experience in normalizing data to ensure it is homogeneous and consistently formatted to enable sorting, query and analysis.
  • Experience designing, developing, implementing and maintaining a database and programs to manage data analysis efforts.
  • Experience with big data and cloud computing viz. Spark, Hadoop (MapReduce, PIG, HIVE).
  • Experience in risk and credit score domains preferred.
Job posted by
Poornima B

Backend Developer

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
Java
Spring Boot
Microservices
Docker
Amazon Web Services (AWS)
icon
Chennai, Bengaluru (Bangalore)
icon
1 - 4 yrs
icon
Best in industry

We are seeking extremely smart programmers who are gung ho about building large scale systems that are going to have a big impact on millions of customers.

Responsibilities:

  • Design and develop products by working closely with business team.
  • Gain experience with hands on coding and independent ownership of software components.
  • Build performant, scalable, enterprise ready back end architectures that can support millions of users in parallel.
  • Follow strong engineering best practices and champion their adoption.

Requirements:

  • 2+ years’ experience in software product development and delivery.
  • Bachelors or Masters degree in engineering from a reputed institute(preferably IITs, NITs, or other top engineering institutes).
  • Strong grasp of CS fundamentals, algorithms and excellent problem solving abilities.
  • All experience should be from good product development or e-commerce background.
  • Must have shown good stability in all your previous associations.
  • Have strong backend knowledge and cloud development exposure.
  • Expert at Java, Spring boot, Hibernate, REST API development.
  • Worked with at least 1 RDBMS (Mysql preferred). NoSql is a plus.
  • Have used or are very hands-on with Microservices, Docker, Kubernetes, Gradle/Ant, Kafka, GIT/bitbucket in a very agile work place.
  • Writing high quality code which is made better by unit tests and integration tests is how you work.
  • Comfortable with exploring proven open source tech stack like Grafana, Kibana, Jira, Prometheus, caches like Redis/Memcached, task queues like celery, to name a few.
  • Knowledge of test driven development and AWS tech stack will be a good plus.
Job posted by
Poornima B

Business Intelligence Lead

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
Business Intelligence (BI)
PowerBI
Python
SQL
R Language
Tableau
Data management
icon
Chennai, Bengaluru (Bangalore)
icon
5 - 7 yrs
icon
Best in industry
We are looking for a leader to design, develop and deliver strategic data-centric insights leveraging the next generation analytics and BI technologies. We want someone who is data-centric and insight-centric, less report centric. We are looking for someone wishing to
make an impact by enabling innovation and growth; someone with passion for what they do and a vision for the future.

Responsibilities:

  • Be the analytical expert in Kaleidofin, managing ambiguous problems by using data to execute sophisticated quantitative modeling and deliver actionable insights.
  • Develop comprehensive skills including project management, business judgment, analytical problem solving and technical depth.
  • Become an expert on data and trends, both internal and external to Kaleidofin.
  • Communicate key state of the business metrics and develop dashboards to enable teams to understand business metrics independently.
  • Collaborate with stakeholders across teams to drive data analysis for key business questions, communicate insights and drive the planning process with company executives.
  • Automate scheduling and distribution of reports and support auditing and value realization.
  • Partner with enterprise architects to define and ensure proposed.
  • Business Intelligence solutions adhere to an enterprise reference architecture.
  • Design robust data-centric solutions and architecture that incorporates technology and strong BI solutions to scale up and eliminate repetitive tasks

Requirements:

  • Experience leading development efforts through all phases of SDLC.
  • 5+ years "hands-on" experience designing Analytics and Business Intelligence solutions.
  • Experience with Quicksight, PowerBI, Tableau and Qlik is a plus.
  • Hands on experience in SQL, data management, and scripting (preferably Python).
  • Strong data visualisation design skills, data modeling and inference skills.
  • Hands-on and experience in managing small teams.
  • Financial services experience preferred, but not mandatory.
  • Strong knowledge of architectural principles, tools, frameworks, and best practices.
  • Excellent communication and presentation skills to communicate and collaborate with all levels of the organisation.
  • Team handling preferred for 5+yrs experience candidates.
  • Notice period less than 30 days.
Job posted by
Poornima B

Business Intelligence Developer

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
PowerBI
Business Intelligence (BI)
Python
Tableau
SQL
Data modeling
icon
Chennai, Bengaluru (Bangalore)
icon
2 - 4 yrs
icon
Best in industry
We are looking for a developer to design and deliver strategic data-centric insights leveraging the next generation analytics and BI technologies. We want someone who is data-centric and insight-centric, less report centric. We are looking for someone wishing to make an impact by enabling innovation and growth; someone with passion for what they do and a vision for the future.

Responsibilities:
  • Be the analytical expert in Kaleidofin, managing ambiguous problems by using data to execute sophisticated quantitative modeling and deliver actionable insights.
  • Develop comprehensive skills including project management, business judgment, analytical problem solving and technical depth.
  • Become an expert on data and trends, both internal and external to Kaleidofin.
  • Communicate key state of the business metrics and develop dashboards to enable teams to understand business metrics independently.
  • Collaborate with stakeholders across teams to drive data analysis for key business questions, communicate insights and drive the planning process with company executives.
  • Automate scheduling and distribution of reports and support auditing and value realization.
  • Partner with enterprise architects to define and ensure proposed.
  • Business Intelligence solutions adhere to an enterprise reference architecture.
  • Design robust data-centric solutions and architecture that incorporates technology and strong BI solutions to scale up and eliminate repetitive tasks.
 Requirements:
  • Experience leading development efforts through all phases of SDLC.
  • 2+ years "hands-on" experience designing Analytics and Business Intelligence solutions.
  • Experience with Quicksight, PowerBI, Tableau and Qlik is a plus.
  • Hands on experience in SQL, data management, and scripting (preferably Python).
  • Strong data visualisation design skills, data modeling and inference skills.
  • Hands-on and experience in managing small teams.
  • Financial services experience preferred, but not mandatory.
  • Strong knowledge of architectural principles, tools, frameworks, and best practices.
  • Excellent communication and presentation skills to communicate and collaborate with all levels of the organisation.
  • Preferred candidates with less than 30 days notice period.
Job posted by
Poornima B

Senior Backend Developer

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
Java
Spring Boot
Microservices
icon
Chennai, Bengaluru (Bangalore)
icon
4 - 8 yrs
icon
Best in industry

We are seeking extremely smart & independent senior developers who are gung ho about building large scale systems that are going to have a big impact on millions of customers. You will:

 

Responsibilities:

  • Lead design and development of products working closely with business team.
  • Independently own software components and co-own entire applications with a small group of fellow developers.
  • Formally mentor junior software engineers on the team, reviewing design documents, (peer) reviewing code, providing design direction and guidance.
  • Build performant, scalable, yet secure, enterprise ready back end architectures that can support millions of users in parallel.
  • Establish strong engineering best practices and champion their adoption.

 

Requirements:

  • 4+ years' experience in software product development and delivery.
  • Bachelors or Masters degree in engineering (preferably computer science or sister branches) from a reputed institute (preferably IITs, NITs, or other top engineering institutes).
  • Strong grasp of CS fundamentals, algorithms and excellent problem-solving abilities.
  • All experience should be from good product development or e-commerce background.
  • Able to take ownership of working with at least one of mobile or web app teams for complete integration with backend.
  • Must have shown good stability in all your previous associations.
  • Have strong backend knowledge and cloud development exposure.
  • Proficiency in Java, Spring boot, Hibernate, REST API development.
  • Worked with at least 1 RDBMS (Mysql preferred).
  • NoSql is a plus.
  • Have used or are very hands-on with Microservices, Docker, Kubernetes, Gradle/Ant, Kafka, GIT/bitbucket in a very agile work place.
  • Writing high quality code which is made better by unit tests and integration tests is how you work.
  • Comfortable with exploring proven open source tech stack like Grafana, Kibana, Jira, Prometheus, caches like Redis/Memcached, task queues like celery, to name a few.
  • Knowledge of test driven development and AWS tech stack will be a good plus.
Job posted by
Poornima B

Senior Data Scientist

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
Data Science
Machine Learning (ML)
Python
SQL
Natural Language Processing (NLP)
icon
Chennai, Bengaluru (Bangalore)
icon
3 - 8 yrs
icon
Best in industry
4+ year experience in advanced analytics, model building, statistical modeling,
• Solid technical / data-mining skills and ability to work with large volumes of data; extract
and manipulate large datasets using common tools such as Python and SQL other
programming/scripting languages to translate data into business decisions/results
• Be data-driven and outcome-focused
• Must have good business judgment with demonstrated ability to think creatively and
strategically
• Must be an intuitive, organized analytical thinker, with the ability to perform detailed
analysis
• Takes personal ownership; Self-starter; Ability to drive projects with minimal guidance
and focus on high impact work
• Learns continuously; Seeks out knowledge, ideas and feedback.
• Looks for opportunities to build owns skills, knowledge and expertise.
• Experience with big data and cloud computing viz. Spark, Hadoop (MapReduce, PIG,
HIVE)
• Experience in risk and credit score domains preferred
• Comfortable with ambiguity and frequent context-switching in a fast-paced
environment
Job posted by
Poornima B

Data Scientist

at Kaleidofin

Founded 2018  •  Products & Services  •  100-1000 employees  •  Profitable
Data Science
Machine Learning (ML)
Statistical Modeling
R Programming
Python
icon
Chennai
icon
2 - 7 yrs
icon
₹10L - ₹30L / yr (ESOP available)

Key Responsibilities:

  • Partnering with clients and internal business owners (product, marketing, edit, etc.) to understand needs and develop models and products for Kaleidofin business line.
  • Good understanding of the underlying business and workings of cross functional teams for successful execution
  • Design and develop analyses based on business requirement needs and challenges.
  • Leveraging statistical analysis on consumer research and data mining projects, including segmentation, clustering, factor analysis, multivariate regression, predictive modeling, hyperparameter tuning, ensembling etc.
  • Providing statistical analysis on custom research projects and consult on A/B testing and other statistical analysis as needed. Other reports and custom analysis as required.
  • Identify and use appropriate investigative and analytical technologies to interpret and verify results.
  • Apply and learn a wide variety of tools and languages to achieve results
  • Use best practices to develop statistical and/ or machine learning techniques to build models that address business needs.
  • Collaborate with the team to improve the effectiveness of business decisions using data and machine learning/predictive modeling.
  • Innovate on projects by using new modeling techniques or tools.
  • Utilize effective project planning techniques to break down complex projects into tasks and ensure deadlines are kept.
  • Communicate findings to team and leadership to ensure models are well understood and incorporated into business processes.

 

Skills:

  • 2+ year experience in advanced analytics, model building, statistical modeling, optimization, and machine learning algorithms.
  • Machine Learning Algorithms: Crystal clear understanding, coding, implementation, error analysis, model tuning knowledge on Linear Regression, Logistic Regression, SVM, shallow Neural Networks, clustering, Decision Trees, Random forest, Boosting trees, Recommender Systems, ARIMA and Anomaly Detection. Feature selection, hyper parameters tuning, model selection and error analysis, ensemble methods.
  • Strong with programming languages like Python and data processing using SQL or equivalent and ability to experiment with newer open source tools
  • Experience in normalizing data to ensure it is homogeneous and consistently formatted to enable sorting, query and analysis.
  • Experience designing, developing, implementing and maintaining a database and programs to manage data analysis efforts.
  • Experience with big data and cloud computing viz. Spark, Hadoop (MapReduce, PIG, HIVE)
  • Experience in risk and credit scoring domains preferred
Job posted by
Pragya Gupta
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