The Risk team is responsible for overall risk framework and strategy for the organization. The team develops various risk models, arrives at various sector reports from a risk perspective and provides in depth analysis and recommendation around risk profiles of various clients.

In this role, the person is responsible for playing a leadership role in the Risk function to identify, assess, monitor and make timely and measured judgments on all current and potential future risks faced, in order to protect the organization’s interest, assets and reputation of the group along with growing shareholder value and profitability.

Responsibilities

Manage risk for the retail and wholesale portfolio. Should have managed organization level Risk Policies, Credit Underwriting and Collection functions.
Manage risk framework for the organization - including updating, establishing new risk management mechanisms, to identify, assess, monitor, measure and control a broad spectrum of risks. Ensure all policies and frameworks are kept updated and deployed to the optimum level.
Develop continuous monitoring and improvement of the quality of the organization's credit and lending portfolio through credit policy direction and implementation.
Possess a complete understanding the business. Evaluate, improve, and monitor the business, including assisting in reporting to the Board and Board Committees and providing leadership in the effectiveness of credit risk management controls, systems, and processes across the organization.
Lead and mentor a team of analysts.

Requirements

Possess 7+ years of relevant experience in financial services industry in a risk role.
Exposure to both wholesale and retail risk in a banking environment will be preferred. Some experience in a business / sales role within the banking / NBFC space will be an added advantage.
Should have held a position of authority in terms of allocation and appropriating limits.
Sector understanding in financial institution space and good knowledge of interpreting financial trends.
High proficiency in Python and SQL/NoSQL.
Experience with big data and cloud computing e.g., PySpark, data lake is a plus.
Outstanding written, verbal and interpersonal communication skills.
Ability to speak at various levels of an organization (CXOs to analysts).
Have demonstrated resilience – stayed with companies and taking businesses to scale, have preferably not ‘hopped jobs. Strong organizational skills and excellent follow-through.
Present / articulate / position an idea compellingly and ability to work in a fast-paced dynamic environment.
Excellent communication and presentation skills.
Takes personal ownership; Self-starter; Ability to drive projects with minimal guidance and focus on high impact work.
Learns continuously; Seeks out knowledge, ideas and feedback.

Manage risk for the retail and wholesale portfolio. Should have managed organization level Risk Policies, Credit Underwriting and Collection functions.
Manage risk framework for the organization - including updating, establishing new risk management mechanisms, to identify, assess, monitor, measure and control a broad spectrum of risks. Ensure all policies and frameworks are kept updated and deployed to the optimum level.
Develop continuous monitoring and improvement of the quality of the organization's credit and lending portfolio through credit policy direction and implementation.
Possess a complete understanding the business. Evaluate, improve, and monitor the business, including assisting in reporting to the Board and Board Committees and providing leadership in the effectiveness of credit risk management controls, systems, and processes across the organization.
Lead and mentor a team of analysts.

Requirements

Possess 7+ years of relevant experience in financial services industry in a risk role.
Exposure to both wholesale and retail risk in a banking environment will be preferred. Some experience in a business / sales role within the banking / NBFC space will be an added advantage.
Should have held a position of authority in terms of allocation and appropriating limits.
Sector understanding in financial institution space and good knowledge of interpreting financial trends.
High proficiency in Python and SQL/NoSQL.
Experience with big data and cloud computing e.g., PySpark, data lake is a plus.
Outstanding written, verbal and interpersonal communication skills.
Ability to speak at various levels of an organization (CXOs to analysts).
Have demonstrated resilience – stayed with companies and taking businesses to scale, have preferably not ‘hopped jobs. Strong organizational skills and excellent follow-through.
Present / articulate / position an idea compellingly and ability to work in a fast-paced dynamic environment.
Excellent communication and presentation skills.
Takes personal ownership; Self-starter; Ability to drive projects with minimal guidance and focus on high impact work.
Learns continuously; Seeks out knowledge, ideas and feedback.

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About Kaleidofin

Founded :

2018

Type :

Products & Services

Size :

100-1000

Stage :

Profitable

About

kaleidofin is a fintech platform that propels under-banked customers towards meeting their real life goals by providing intuitive and tailored financial solutions. our name “kaleidofin” is inspired by the power of financial solutions to enable beautiful possibilities of a future life for each customer. We believe that everyone deserves and requires access to financial solutions that are intuitive and easy to use, flexible and personalised to real goals that can make financial progress and financial freedom possible for everyone.

Meena Priya

Connect

Pragya Gupta

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Poornima B

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