

The Risk team is responsible for overall risk framework and strategy for the organization. The team develops various risk models, arrives at various sector reports from a risk perspective and provides in depth analysis and recommendation around risk profiles of various clients.
In this role, the person is responsible for playing a leadership role in the Risk function to identify, assess, monitor and make timely and measured judgments on all current and potential future risks faced, in order to protect the organization’s interest, assets and reputation of the group along with growing shareholder value and profitability.
Responsibilities
- Manage risk for the retail and wholesale portfolio. Should have managed organization level Risk Policies, Credit Underwriting and Collection functions.
- Manage risk framework for the organization - including updating, establishing new risk management mechanisms, to identify, assess, monitor, measure and control a broad spectrum of risks. Ensure all policies and frameworks are kept updated and deployed to the optimum level.
- Develop continuous monitoring and improvement of the quality of the organization's credit and lending portfolio through credit policy direction and implementation.
- Possess a complete understanding the business. Evaluate, improve, and monitor the business, including assisting in reporting to the Board and Board Committees and providing leadership in the effectiveness of credit risk management controls, systems, and processes across the organization.
- Lead and mentor a team of analysts.
- Possess 7+ years of relevant experience in financial services industry in a risk role.
- Exposure to both wholesale and retail risk in a banking environment will be preferred. Some experience in a business / sales role within the banking / NBFC space will be an added advantage.
- Should have held a position of authority in terms of allocation and appropriating limits.
- Sector understanding in financial institution space and good knowledge of interpreting financial trends.
- High proficiency in Python and SQL/NoSQL.
- Experience with big data and cloud computing e.g., PySpark, data lake is a plus.
- Outstanding written, verbal and interpersonal communication skills.
- Ability to speak at various levels of an organization (CXOs to analysts).
- Have demonstrated resilience – stayed with companies and taking businesses to scale, have preferably not ‘hopped jobs. Strong organizational skills and excellent follow-through.
- Present / articulate / position an idea compellingly and ability to work in a fast-paced dynamic environment.
- Excellent communication and presentation skills.
- Takes personal ownership; Self-starter; Ability to drive projects with minimal guidance and focus on high impact work.
- Learns continuously; Seeks out knowledge, ideas and feedback.

About Kaleidofin
About
Connect with the team
Similar jobs
Job Description
Build and maintain bots on Azure platform. Integration with Active directory, WEB API based integration with external systems. Training and Integrate bots as per users’ requirements. Work in line with design guidelines, best practices and standards of bot deliverable. Creative approach to the conversation flow design, human aspects in the bot responses and sentiments
Qualifications
- a) 5 years of experience in software development with clear understanding of the project life cycle
b) Min 2-3 years of hands-on experience in Microsoft Azure Bot Framework, LUIS and other Cognitive services offered by Azure
c) Hands on experience with Machine Learning based chat bots
d) Experience with Azure bot services like Text Analytics etc.
e)Strong database skills and hands-on experience on databases like SQL Server/Oracle - f) Strong experience on Azure Active directory and adaptive cards integration in Chat bot.
- g) Strong experience designing and working with
with service-oriented architectures (SOA) and WebAPIs.
- h) A strong experience on Microsoft Azure, ASPNET / MVC and programming languages such as C#/VBNET
- i) Knowledge of Python and NodeJS is a plus
- j) Ability to design and optimize SQL Server 2008 stored procedures.
- k) Experience with JQuery, CSS3, HTML5 or similar technologies.
- l) Ability to adapt quickly to an existing, complex environment.

Skills Required:
- Good experience with programming language Python
- Strong experience in Docker.
- Good knowledge with any of the Cloud Platform like Azure.
- Must be comfortable working in a Linux environment.
- Must have exposure into IOT domain and its protocols ((Zigbee & BLE ,LoRa,Modbus)
- Must be a good team player.
- Strong Communication Skills


Job Requirements:
· Bachelor’s degree (minimum) in Computer Science or Engineering.
· Minimum 5 years of experience working as a senior–level Software Engineer
· Excellent programming and debugging skills in RoR and Python
· Experience in web development and automation
· Experience developing on Windows and Linux systems
Although not required, the following are a plus:
· Experience working with Build scripts, Shell scripts, Makefiles
· Experience with Jenkins and other CI/CD tools
· Knowledge of RESTful web services and docker



1. As a founding backend engineer, design, build and evolve the backend architecture
of our product to support customer-facing and internal features to serve 1000s of
customers and millions of data requests per hour
2. You will engage in technical decisions from choosing the optimal database design to
best-practice infrastructure decisions
3. You will proactively incorporate best practices for security, analytics, and monitoring
4. You will contribute to DevOps by building procedures for deployment,
troubleshooting, and maintenance
5. You will work directly with the CTO to set the tone for the engineering culture
This role is tailor-made for you if
1. You have 4+ years of experience designing, building, and deploying production-level
large-scale web applications
2. You have hands-on experience with Node JS and other programming languages
(Ruby, Go, Python)
3. You have worked previously on PostgreSQL, SQL, and Message Queue 4. Practical
knowledge and experience in deploying and managing big data applications on a cloud
platform like AWS or Google Cloud.
5. You are comfortable conducting code reviews and giving feedback to ensure high
standards of code maintainability and extensibility.
6. You are energized by ambiguity and can create structure in a dynamic, fast-paced
environment
7. You’ve high confidence, low ego, and are generally a good human being :)
You earn brownie points if
1. You love Slack (we are a Slack first company)
2. You have been part of an early/mid-stage start-up before
3. You love TechCrunch. We are obsessed with reading and talking about startups
4. You have created some amazing open-source projects

- Should be a Backend Developer - Python only
- Should be MCA/B.Tech IT
- Should have Database Knowledge
- Should have DJango Knowledge
- Writing effective, scalable code
- Good Communication


What is the role?
You will be focusing on development of all server-side logic, definition, and maintenance of the central database. With your expertise in Node.js and as a full stack developer you will be managing the interchange of data between the server and the users.
Key Responsibilities
- Design and develop SaaS-based applications based on microservices architecture
- Driving innovations in the platform constantly
- Estimate efforts, identify risks, devices and meets project schedules
- Mentors/coaches engineers and provide technical leadership
What are we looking for?
An enthusiastic individual with the following skills. Please do not hesitate to apply if you do not match all of it. We are open to promising candidates who are passionate about their work and are team players.
- BS/MS in Computer Science or equivalent.
- 3-6 years of strong design/development experience in building massively large-scale distributed internet systems and products
- Strong understanding of DevOps tasks, CI/CD
- Excellent communication and interpersonal skills
- Have keen eye to detail
- Displayed effectiveness in being a team player, have a proven track record of performance
- Enjoys working on challenging assignments and is result oriented
- Self-starter, self-motivated and work with minimal supervision
- Agile and display flexibility in swiftly adapting to change in work requirement
Strong proficiency in –
- JavaScript, Node.js and frameworks available for it
- Code versioning tools, such as Git
- NoSQL and RDBMS systems
- Push-pull systems like Kafka, Redis
- Data structures & algorithms skills
Good to have experience –
- Programming languages like Python, Golang, ReactJs
Be familiar with –
- Designing highly available solutions, fault-tolerant systems, microservices architecture, REST APIs for on-premises, cloud (Google Cloud Platform or Amazon Web Services or Microsoft Azure), or hybrid infrastructure.
- Modern container technologies such as Docker, Kubernetes
- Server-side templating languages such as Jade, EJS etc
- Open source software, frameworks, and broader cutting-edge technologies
Whom will you work with?
You will closely work with the engineering team and support the Product Team of Plum.
What can you look for?
A wholesome opportunity in a fast paced environment that will enable you to juggle between concepts, interact and share your ideas and have loads of learning while at work. This role will help you learn what and how ledgers work in a high volume traffic system. Will learn microservice for a high availability system. Work with a team of highly talented young professionals and enjoy the benefits of being at Xoxoday.
We are
A fast growing SaaS commerce company based in Bangalore with offices in Delhi, Mumbai, SF, Dubai, Singapore and Dublin. We have three products in our portfolio: Plum, Empuls and Compass. Xoxoday works with over 1000 global clients. We help our clients in engaging and motivating their employees, sales teams, channel partners or consumers for better business results.
Way forward
We look forward to connecting with you. As you may take time to review this opportunity, we will wait for a reasonable time of around 3-5 days before we screen the collected applications and start lining up job discussions with the hiring manager. We however assure you that we will attempt to maintain a reasonable time window for successfully closing this requirement. The candidates will be kept informed and updated on the feedback and application status.







