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📌 Job Description – Relationship Officer (Credit Life Insurance)

IndiaFirst Life Insurance

📍 Job Location:

Multiple locations (Field / Customer-facing role)

💼 Job Summary:

We are hiring Fresher Relationship Officers (RO) for Credit Life Insurance sales. The role involves acquiring customers, explaining insurance products in simple terms, and achieving sales targets through direct customer interaction in assigned locations.

🎯 Key Responsibilities:

• Generate leads through field visits and customer interaction
• Explain Credit Life Insurance products clearly to customers
• Convert potential leads into successful policy sales
• Achieve monthly sales targets
• Maintain strong customer relationships
• Support documentation and policy issuance process
• Maintain daily activity and reporting updates

🎓 Eligibility Criteria:

• Graduate in any stream (Freshers eligible)
• Good communication skills
• Willingness to work in field sales and target-based role
• Age as per company norms

🧠 Skills Required:

🗣️ Communication Skills

• Good Hindi speaking ability (mandatory)
• Basic English communication skills
• Ability to explain products in simple terms

💼 Sales Skills

• Interest in sales and marketing
• Convincing and negotiation skills
• Ability to handle customer objections

👥 Customer Handling Skills

• Polite and professional behavior
• Ability to understand customer needs
• Relationship building skills

🧠 Personality Skills

• Confident and positive attitude
• Target-oriented mindset
• Willingness to learn and grow

📊 Work Skills

• Ability to work in field environment
• Time management
• Discipline and target achievement focus

⭐ Preferred Skills (Good to Have)

• Basic knowledge of insurance products
• Awareness of banking/loan products
• Local area familiarity

📈 Career Growth:

• Relationship Officer → Senior RO → BDM → Sales Manager
• Performance-based growth opportunities
• Exposure to insurance and BFSI industry

🧠 Job Nature:

• Field + customer interaction role
• Full-time and target-driven profile
• Sales-oriented opportunity in insurance sector

Sr. Account Executive

Key Responsibilities:

Accounting & Finance:

Handle day-to-day accounting entries in Tally ERP / Tally Prime

Manage Accounts Payable, Accounts Receivable, Bank Reconciliation

Maintain books of accounts, ledgers, and vouchers

Prepare monthly, quarterly, and yearly MIS reports

Assist in finalization of accounts and audit coordination

Payroll & Compliance:

Handle end-to-end payroll processing

Manage PF, ESIC, PT, LWF and other statutory compliances

Ensure timely filing of returns and challans

Handle Form 16, TDS returns, and salary-related reconciliations

Taxation:

Manage GST compliance: returns, reconciliations, notices, and audits

Handle TDS workings and filings (24Q, 26Q, etc.)

Coordinate with CA for Income Tax, GST, and Statutory Audits

Banking & Regulatory:

Handle bank-related work including:

APR, FLA, and other bank / RBI forms

Fund transfers, FD management, and documentation

Manage vendor and client payment cycles

US Accounting (Good to have):

Basic understanding of US accounting concepts

Exposure to invoicing, reconciliation, or bookkeeping for US clients is a plus

Required Skills & Tools:

Strong working knowledge of Tally ERP / Tally Prime

Good knowledge of GST, TDS, PF, ESIC, Payroll

Proficiency in Excel / Google Sheets

Good understanding of service-based accounting

Ability to coordinate with auditors, consultants, and banks

Good to Have:

Experience in an IT / Software / Service-based company

Knowledge of compliance calendars and audit processes

Basic understanding of US accounting

Ability to independently handle accounting operations

Audit/Books Finalization

TDS/PF/ESIC

GST

STATE IN CHARGE

Education

Any Bachelor Degree

Job Description

Establishing good relationships with Bank's LHO, RBO, DSH & Link Branches.

- Appointment of Kiosk operators in allocated URBAN locations.

- Responsible for ensuring completion & submission of documents at the Bank's office for opening CSPs.

- Ensuring proper selection of CSP location & Kiosk Operator with vision of business sustainability.

- Working towards increasing business performance of CSP's

- Controlling & monitoring of CSP's to avoid Frauds.

- Manages all state level activities and coordination .

- Representation at regional level offices as well as district level offices.

- Any other work; as and when required pertaining Financial Inclusion business

Requirement of Candidate:

1. Graduate

2. Min Exp. of 5 years

3. financial inclusion (BFSI) sector

4. Should have handled a team .

5. Computer Skills - Mails, MS Excel, MS Word.

6. Good Communication skills (English and local Language) - Written & Oral

Provide guidance, mentorship and effective knowledge management within the team to ensure profitability

#business

- Identify, assess and manage risks arising out of operational plan, design or delivery

- Manage multiple stakeholders and work closely with them.

- Ensure a balance with sometimes, competing needs and priorities

- Develop guidelines for effective reflection, learning, and change

- Work on the results from learning and reflection exercise to create best practices and introduce process improvements

Employment terms: Full time

Preferred Date of joining: Latest possible

Travel expenses & Mobile reimbursement: As per the team budget and requirement of the role.

POST: Sales Executive (Male/Female)

JD Includes:

• Relevant Experience from Banking/Insurance Industry
• Two-Wheeler Must
• Well versed with Ahmedabad geography
• Able to drive Loan Volume Targets