We are hiring Fresher Relationship Officers (RO) for Credit Life Insurance sales. The role involves acquiring customers, explaining insurance products in simple terms, and achieving sales targets through direct customer interaction in assigned locations.

🎯 Key Responsibilities:

Generate leads through field visits and customer interaction
Explain Credit Life Insurance products clearly to customers
Convert potential leads into successful policy sales
Achieve monthly sales targets
Maintain strong customer relationships
Support documentation and policy issuance process
Maintain daily activity and reporting updates

🎓 Eligibility Criteria:

Graduate in any stream (Freshers eligible)
Good communication skills
Willingness to work in field sales and target-based role
Age as per company norms

🧠 Skills Required:

🗣️ Communication Skills

Good Hindi speaking ability (mandatory)
Basic English communication skills
Ability to explain products in simple terms

💼 Sales Skills

Interest in sales and marketing
Convincing and negotiation skills
Ability to handle customer objections

👥 Customer Handling Skills

Polite and professional behavior
Ability to understand customer needs
Relationship building skills

🧠 Personality Skills

Confident and positive attitude
Target-oriented mindset
Willingness to learn and grow

📊 Work Skills

Ability to work in field environment
Time management
Discipline and target achievement focus

⭐ Preferred Skills (Good to Have)

Basic knowledge of insurance products
Awareness of banking/loan products
Local area familiarity

📈 Career Growth:

Relationship Officer → Senior RO → BDM → Sales Manager
Performance-based growth opportunities
Exposure to insurance and BFSI industry

🧠 Job Nature:

Field + customer interaction role
Full-time and target-driven profile
Sales-oriented opportunity in insurance sector

Here is your proper merged and professional JD with skills included neatly:

📌 Job Description – Relationship Officer (Credit Life Insurance)

IndiaFirst Life Insurance

📍 Job Location:

Multiple locations (Field / Customer-facing role)

💼 Job Summary:

🎯 Key Responsibilities:

Generate leads through field visits and customer interaction
Explain Credit Life Insurance products clearly to customers
Convert potential leads into successful policy sales
Achieve monthly sales targets
Maintain strong customer relationships
Support documentation and policy issuance process
Maintain daily activity and reporting updates

🎓 Eligibility Criteria:

Graduate in any stream (Freshers eligible)
Good communication skills
Willingness to work in field sales and target-based role
Age as per company norms

🧠 Skills Required:

🗣️ Communication Skills

Good Hindi speaking ability (mandatory)
Basic English communication skills
Ability to explain products in simple terms

💼 Sales Skills

Interest in sales and marketing
Convincing and negotiation skills
Ability to handle customer objections

👥 Customer Handling Skills

Polite and professional behavior
Ability to understand customer needs
Relationship building skills

🧠 Personality Skills

Confident and positive attitude
Target-oriented mindset
Willingness to learn and grow

📊 Work Skills

Ability to work in field environment
Time management
Discipline and target achievement focus

⭐ Preferred Skills (Good to Have)

Basic knowledge of insurance products
Awareness of banking/loan products
Local area familiarity

📈 Career Growth:

Relationship Officer → Senior RO → BDM → Sales Manager
Performance-based growth opportunities
Exposure to insurance and BFSI industry

🧠 Job Nature:

Field + customer interaction role
Full-time and target-driven profile
Sales-oriented opportunity in insurance sector

Business Development - Sr. Exec/ Dy. Mgr./ Manager/ Sr Mgr

Largest Credit Rating Co.

Agency job

via Unnati by Veena Salian

Pune, Bengaluru (Bangalore), Chennai, Coimbatore

3 - 9 yrs

₹6L - ₹17L / yr

Sales

Business Development

Market Research

Banking

Relationship building

+2 more

Work in an exciting and challenging role at a leading credit rating company that is leveraging software and technology tools to change the face of credit rating in India!

Our client with nearly two decades of presence has established itself as the second-largest credit rating agency in India. They provide ratings in the financial sector, infrastructure sector, corporates, public finance, and MSME spaces. The company is headquartered in Mumbai and has regional offices at Ahmedabad, Bengaluru, Chandigarh, Chennai, Coimbatore, Hyderabad, Jaipur, Kolkata, New Delhi, Pune and Mauritius.

Our client also carries out grading of IPOs, assesses financial strength of shipyards, grades various courses of Educational institutions and provides grading services to Energy service companies. They are nurturing global opportunities and have made forays in different forms with 4 partners from Brazil, Portugal, Malaysia and South Africa.

As Business Development - Sr. Exec/ Dy. Mgr./ Manager/ Sr Mgr, you will effectively maintaining relationships with clients, and effectively handle client challenges for customised assignments.

What you will do:

Increasing operational efficiency, Sales MIS , CRM updation
Completing commitments in due time frame, Situation handling- like unavailability of information from clients, bankers, etc
Reaching target achievement : based on no. of mandates & no. of cases executed
Maintaining quality of clients acquired & completing the commitments in the due time frame, competitive intelligence, reporting system efficiency, overseeing growth in business in various states, tracking case completion with rating group on a regular basis
Displaying dedication in meeting the expectations of customers in order to achieve high level of customer satisfaction
Business Development - Acquisition of new business and Relationship Management
Achieving Revenue targets and Profitability as per business plan
Developing business plan including Revenues target, product mix and margin objectives
Meeting & arranging events for Knowledge Sharing with Corporate Clients, Banks & Financial institutions, Merchant Bankers
Continuously keeping oneself and team members updated on industry happening and product developments.
Increasing the market reach

What you need to have:

Exhibits excellent communication (oral and written) and interpersonal skills
Excellent telephone and net etiquette, Proficient in computer skills (word ,excel, powerpoint)
Effective in preparing MIS, presentations, reports / summaries , etc.,
Strong verbal and written communication skills
Ability to work under tight deadlines
Exhibits thorough Product knowledge & Market knowledge
Exhibits extensive job knowledge contributing to the business development and growth
Exhibits strong conceptual clarity and understanding of credit ratings, rating exercise and its internal processes
Prior experience in handling business development relating to rating/ grading products for Equity Capital Markets and/or Debt Capital Markets (NCD / CP / CD / Structured Finance)
Working Knowledge of basic rating / grading products e.g. Corporate Finance Rating / IPO Grading/ Bank Loan Rating/ Mutual Fund Grading
Industry and Competition Analysis

As Business Development - Sr. Exec/ Dy. Mgr./ Manager/ Sr Mgr, you will effectively maintaining relationships with clients, and effectively handle client challenges for customised assignments.

What you will do:

Increasing operational efficiency, Sales MIS , CRM updation
Completing commitments in due time frame, Situation handling- like unavailability of information from clients, bankers, etc
Reaching target achievement : based on no. of mandates & no. of cases executed
Maintaining quality of clients acquired & completing the commitments in the due time frame, competitive intelligence, reporting system efficiency, overseeing growth in business in various states, tracking case completion with rating group on a regular basis
Displaying dedication in meeting the expectations of customers in order to achieve high level of customer satisfaction
Business Development - Acquisition of new business and Relationship Management
Achieving Revenue targets and Profitability as per business plan
Developing business plan including Revenues target, product mix and margin objectives
Meeting & arranging events for Knowledge Sharing with Corporate Clients, Banks & Financial institutions, Merchant Bankers
Continuously keeping oneself and team members updated on industry happening and product developments.
Increasing the market reach

What you need to have:

Exhibits excellent communication (oral and written) and interpersonal skills
Excellent telephone and net etiquette, Proficient in computer skills (word ,excel, powerpoint)
Effective in preparing MIS, presentations, reports / summaries , etc.,
Strong verbal and written communication skills
Ability to work under tight deadlines
Exhibits thorough Product knowledge & Market knowledge
Exhibits extensive job knowledge contributing to the business development and growth
Exhibits strong conceptual clarity and understanding of credit ratings, rating exercise and its internal processes
Prior experience in handling business development relating to rating/ grading products for Equity Capital Markets and/or Debt Capital Markets (NCD / CP / CD / Structured Finance)
Working Knowledge of basic rating / grading products e.g. Corporate Finance Rating / IPO Grading/ Bank Loan Rating/ Mutual Fund Grading
Industry and Competition Analysis

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