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JOB DETAILS:
Job Role: RM Corporate Sales
Industry: Insurance
Function: Sales/Business Development
Working Day: 6
Work Mode: ONSITE
Salary: Best in Industry
Experience: 4-10 years
Location: Delhi, Mumbai, Chennai & Kolkata
Required Skills: Corporate Insurance Sales Expertise, Business Development & Lead Generation, Insurance Product Knowledge, Negotiation & Client Advisory, Relationship & Account Management
Criteria:
- Looking for Local candidates only.
- Need candidate from Insurance broking companies or from corporate banking who is handling Corporate salary accounts only.
- 4 to 10 years of experience in corporate insurance sales, insurance broking, or general insurance
- Proven track record in acquiring and managing corporate clients
- Hands-on experience in generating leads and closing corporate insurance deals
- Strong expertise in general insurance products (Fire, Property, Liability, Marine, Engineering, Group Health, etc.)
- Direct experience in advising corporate clients on risk management and insurance solutions
- Ability to prepare and present proposals to senior stakeholders (CFOs, Risk Managers, HR Heads)
- Experience in negotiating premiums, coverage terms, and policy conditions with insurers
- Proven capability to achieve assigned revenue, premium, and acquisition targets
- Strong experience in managing policy renewals and premium collections
- Demonstrated ability in cross-selling and upselling insurance products
- Experience in coordinating with insurers and internal teams for policy placement
- Sound knowledge of IRDAI regulations and insurance compliance requirements
- Excellent communication, presentation, and negotiation skills
- Ability to independently manage client relationships and meet business targets
Description
Qualifications & Experience:
• Bachelor’s degree in business, Finance, Marketing, or related field (MBA preferred)
• 4 – 10 years of experience in corporate insurance sales, insurance broking, or general insurance
We are looking for experienced professional responsible for acquiring, managing, and growing corporate clients by providing insurance broking solutions tailored to their risk management needs. The role involves identifying business opportunities, advising clients on appropriate insurance coverage, negotiating with insurers, and ensuring long-term client relationships.
Key Responsibilities:
Business Development & Sales
• Identify and develop new corporate clients across industries such as manufacturing, IT, logistics, healthcare, and infrastructure.
• Generate leads through networking, referrals, cold calling, and market research.
• Achieve assigned revenue, premium, and client acquisition targets.
• Prepare and deliver presentations and proposals to corporate decision-makers (CFOs, Risk Managers, HR Heads).
Client Relationship Management
• Act as a trusted advisor by understanding client business risks and insurance requirements.
• Maintain strong relationships with existing corporate clients to ensure renewals and cross-selling opportunities.
• Conduct regular client meetings and policy reviews.
Insurance Placement & Advisory
• Analyze client risk profiles and recommend appropriate insurance solutions such as:
o Fire Insurance
o Property & Engineering Insurance
o Liability Insurance
o Marine Insurance
o Group Health & Employee Benefits
• Coordinate with internal teams and insurers to place policies on competitive terms.
• Support negotiations on premiums, coverage terms, deductibles, and claims handling arrangements.
Renewals & Cross-Selling
• Manage policy renewals by ensuring timely documentation and premium collection.
• Identify opportunities for upselling and cross-selling additional insurance products.
Market & Insurer Coordination
• Build and maintain relationships with insurance companies and underwriters.
• Stay updated on market trends, new insurance products, and regulatory changes.
Compliance & Documentation
• Ensure compliance with IRDAI regulations and internal company policies.
• Maintain accurate sales records, client documentation, and MIS reports.
Key Skills & Competencies
• Strong corporate sales and negotiation skills
• Sound knowledge of general insurance products and broking practices
• Excellent communication and presentation abilities
• Client-focused and solution-oriented approach
• Ability to work independently and meet targets
• Relationship management and networking skills
Key Performance Indicators (KPIs)
• Premium and revenue targets achieved
• Number of new corporate clients acquired
• Renewal retention ratio
• Cross-sell and upsell contribution
• Client satisfaction and relationship strength
Our client with nearly two decades of presence has established itself as the second-largest credit rating agency in India. They provide ratings in the financial sector, infrastructure sector, corporates, public finance, and MSME spaces. The company is headquartered in Mumbai and has regional offices at Ahmedabad, Bengaluru, Chandigarh, Chennai, Coimbatore, Hyderabad, Jaipur, Kolkata, New Delhi, Pune and Mauritius.
Our client also carries out grading of IPOs, assesses financial strength of shipyards, grades various courses of Educational institutions and provides grading services to Energy service companies. They are nurturing global opportunities and have made forays in different forms with 4 partners from Brazil, Portugal, Malaysia and South Africa.
- Increasing operational efficiency, Sales MIS , CRM updation
- Completing commitments in due time frame, Situation handling- like unavailability of information from clients, bankers, etc
- Reaching target achievement : based on no. of mandates & no. of cases executed
- Maintaining quality of clients acquired & completing the commitments in the due time frame, competitive intelligence, reporting system efficiency, overseeing growth in business in various states, tracking case completion with rating group on a regular basis
- Displaying dedication in meeting the expectations of customers in order to achieve high level of customer satisfaction
- Business Development - Acquisition of new business and Relationship Management
- Achieving Revenue targets and Profitability as per business plan
- Developing business plan including Revenues target, product mix and margin objectives
- Meeting & arranging events for Knowledge Sharing with Corporate Clients, Banks & Financial institutions, Merchant Bankers
- Continuously keeping oneself and team members updated on industry happening and product developments.
- Increasing the market reach
What you need to have:
- Exhibits excellent communication (oral and written) and interpersonal skills
- Excellent telephone and net etiquette, Proficient in computer skills (word ,excel, powerpoint)
- Effective in preparing MIS, presentations, reports / summaries , etc.,
- Strong verbal and written communication skills
- Ability to work under tight deadlines
- Exhibits thorough Product knowledge & Market knowledge
- Exhibits extensive job knowledge contributing to the business development and growth
- Exhibits strong conceptual clarity and understanding of credit ratings, rating exercise and its internal processes
- Prior experience in handling business development relating to rating/ grading products for Equity Capital Markets and/or Debt Capital Markets (NCD / CP / CD / Structured Finance)
- Working Knowledge of basic rating / grading products e.g. Corporate Finance Rating / IPO Grading/ Bank Loan Rating/ Mutual Fund Grading
- Industry and Competition Analysis
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