Fintech Companies/Startups in Mumbai

About Us:

Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.

Why join us:

• Because you get an opportunity to make a difference, and have a great time doing that.
• You are challenged and encouraged here to do stuff that is meaningful for you and for those we serve.
• You should work with us if you think seriously about what technology can do for people.
• We are successful, and our successes are rooted in our people's collective energy and unwavering focus on the customer, and that's how it will always be.

About Mintifi 
We are Mintifi, a Mumbai based fin-tech working on India's first data-driven supply chain financing platform.

We are solving huge problem of inefficient and costly access to credit for millions of Indians distributors and retailers. We use hi-tech data driven and new-age credit models and IT solutions to solve this.

We are founded by experienced entrepreneurs having experience in Investment Banking, SME Lending and Distributed Processing systems and building the businesses ground up.

We have big ambitions and dreams of disrupting the supply chain lending landscape in India. In fact, we are already doing it from last 1 year. Yet, we have only scratched the surface of the problem and the underlying opportunity and that’s where the fun begins.

If you want to part of exciting and challenging journey, love to solve complex problems, if finding the path amid uncertainties excites you, we are the place for you.

Innoviti Payment Solutions (Innoviti) started its payments business in 2008 and quickly established itself as a pioneer in solving difficult problems in the payments space using technology.

Innoviti’s aim is to fuel India’s growth by helping drive a cashless economy.  We believe this will release a tremendous amount of money in the Indian market that will ease the availability of credit to fuel entrepreneurship, create jobs and improve the living standards of every Indian.  Only technology and a talented team that can put technology to use can address this tough problem.

Innoviti is a well-funded company backed by marquee investors such as Titan Company (JV between Tata Group and TIDCO) and Catamaran Ventures (founded by Mr. N. R. Narayana Murthy) and NIIC, Canada.  The company has been winner of several awards including Deloitte fastest growing company in APAC award three years in a row and Red Herring award twice.  We hold 4 patents with 7 more in pipeline.

Our business involves developing products that use technology to remove friction in a) the supply of money (credit) and b) movement of money.  These seemingly simple objectives are actually very tough problems.  Today less than 7% of entrepreneurs get access to capital to grow.  Less than 8% of purchases happen through electronic money. Solving these tough problems in sustainable ways that are scalable and profitable is a tough challenge! 

To address these problems we have built some remarkable products such as uniPAY and smelending.com that today process more than Rs 11,000 Cr. of transactions annually.  Leading customers such as Reliance Retail, Lifestyle, Yatra, Indigo, Inox, Tanishq, BPCL, WalMart are using these products.  The uniPAY product line drives the payments business where we process more than Rs 10,000 Cr. of transactions annually.  The smelending.com business drives the lending to small owners business where we process Rs 400 Cr. of lending annually

If our track record is anything to go by, we have already made a small dent in the world of payments!  We are now looking for enhancing our team with talented individuals who are ready to address more complex challenges and make a bigger dent!

MoneyJar is an online money manager that helps you make investing your savings easy and rewarding. It turns your thoughts and life goals into actionable advice, which can be seamlessly executed on MoneyJar's secure online transaction platform. Moreover, MoneyJar constantly monitors your portfolio after you’ve invested, sending you alerts to replace and rebalance funds as and when needed.

Our aim at MoneyJar is to provide users with an innovative end to end wealth management solution that encompasses advisory, transactional and post-transaction monitoring with a user experience that has never been implemented before in financial services

Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.

The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.

A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.

The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.

Swipez (pronunced: Swipe Easy 🙂) is a SaaS platform for businesses to achieve faster payment collections, efficient vendor payouts and smoother GST filings. Over 18,000+ business across India use the Swipez platform to manage their daily business operations.

We are a fast growing startup based out of Pune & Mumbai. At Swipez, we look to hire people with the hackers mindset. A trait that cuts across technology, operations or any business line - we are looking for people who look at things question them, understand, analyse, solution, implement and measure.

Learning is a skill. Creating an environment where you can implement what you have learnt, is something that we strive for at Swipez.

A fast growing fin-tech startup creating a financial marketplace helping people discover the best investment / financial solution. A brilliant startup office located at Lower Parel, Mumbai. Founders with deep experience in financial services and creating/ scaling tech startups.

RupeePro is at an interesting stage where we are offering unique & scalable solutions to customers and partners. We are building our core team and looking for smart & driven people across sales & tech profiles. 

About Us:-

FlexiLoans, a dynamic digital financing platform, emerged with a mission to address the challenges that small businesses encounter in securing quick, flexible, and adequate funds to foster their growth. With a vision to provide "Financial access at a click," our team comprises seasoned professionals from diverse backgrounds, including ex-founders, investment bankers, and experts in e-commerce and payments, all driven by a passion to make a positive impact on the lives of over 70 million MSME businesses in India.

As pioneers in the ecosystem-based digital lending landscape for small businesses in India, FlexiLoans.com has disrupted the conventional lending model. Remarkably, we have successfully disbursed over 58,000+ loans, totaling over Rs. 3,000 crores, to small-sized businesses across 1,600+ cities – all without maintaining a physical branch. Our strength lies in leveraging cutting-edge technology and innovative risk models, focusing on alternative and surrogate methods for customer scoring.

Our 100% digital origination process is fortified by over 100 embedded partnerships with industry giants such as Amazon, Flipkart, Nykaa, Paisabazaar, and more, facilitating seamless credit access for MSME businesses. Founded by CA/ISB alumni, FlexiLoans has garnered support from marquee funds and high-net-worth individuals, including MAJinvest, Fasanara Capital, Sanjay Nayar, Dr. Harry Banga, Yogesh Mahansaria, Gunit Chaddha, Anil Jaggia, Vikram Sud, Narayan Seshadri, Gopal Srinivasan, and Siddharth Parekh.

Explore our diverse range of financial solutions on our website: https://www.flexiloans.com/. Join us in revolutionizing financial access for small businesses, one click at a time.

Why Join Us:-

At FlexiLoans we are a three-time certified ‘Great Place to Work’ workplace. You will be working with top-tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and growing with the organization. FlexiLoans is your front-row seat to the MSME Fintech revolution in India.

                                                                                           About SelFin

SelFin is a digital banking platform dedicated to the financial inclusion of micro-enterprises in India. We are enabling access to finance for the "next billion", seamlessly via a hyperlocal network of financial advisors supercharged by technology. Our market consists of 50+ million micro-enterprises across India such as kirana stores, restaurants, salons, retailers and others.

Our mission is to solve their banking needs by providing suitable credit-, saving- and insurance products through a "Phygital Model", using a dedicated hyperlocal network of financial advisors for last-mile distribution and collections.

Our cloud-based application is built on state-of-the-art technology and our proprietary credit risk assessment combines traditional and new data sources, psychometric analysis and advanced statistical analytics. We are a seasoned team of entrepreneurs and professionals with successful prior exits and deep-routed DNA in lending and technology and backed by leading international investors.

• Entrepreneurial environment - With the right ambition you have unlimited opportunity to grow your career at SelFin
• International flavor - Our widespread network of international investors, partners and supporters, gives our employees a global exposure
• Rewards - We celebrate our employees by recognizing their talent and rewarding their achievements
• Value Creation - At SelFin, we create value for our employees through our ESOP program
• Exciting work - Join SelFin to be a part of a driven team and work in an engaging environment
• Chance to innovate - The SelFin team thrives on innovation, ambitious ideas and teamwork