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Flexiloans
Flexiloans cover picture
Founded :
2016
Type :
Products & Services
Size :
100-1000
Stage :
Raised funding

About

About Us:-

FlexiLoans, a dynamic digital financing platform, emerged with a mission to address the challenges that small businesses encounter in securing quick, flexible, and adequate funds to foster their growth. With a vision to provide "Financial access at a click," our team comprises seasoned professionals from diverse backgrounds, including ex-founders, investment bankers, and experts in e-commerce and payments, all driven by a passion to make a positive impact on the lives of over 70 million MSME businesses in India.


As pioneers in the ecosystem-based digital lending landscape for small businesses in India, FlexiLoans.com has disrupted the conventional lending model. Remarkably, we have successfully disbursed over 58,000+ loans, totaling over Rs. 3,000 crores, to small-sized businesses across 1,600+ cities – all without maintaining a physical branch. Our strength lies in leveraging cutting-edge technology and innovative risk models, focusing on alternative and surrogate methods for customer scoring.


Our 100% digital origination process is fortified by over 100 embedded partnerships with industry giants such as Amazon, Flipkart, Nykaa, Paisabazaar, and more, facilitating seamless credit access for MSME businesses. Founded by CA/ISB alumni, FlexiLoans has garnered support from marquee funds and high-net-worth individuals, including MAJinvest, Fasanara Capital, Sanjay Nayar, Dr. Harry Banga, Yogesh Mahansaria, Gunit Chaddha, Anil Jaggia, Vikram Sud, Narayan Seshadri, Gopal Srinivasan, and Siddharth Parekh.


Explore our diverse range of financial solutions on our website: https://www.flexiloans.com/. Join us in revolutionizing financial access for small businesses, one click at a time.


Why Join Us:-

At FlexiLoans we are a three-time certified ‘Great Place to Work’ workplace. You will be working with top-tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and growing with the organization. FlexiLoans is your front-row seat to the MSME Fintech revolution in India.

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Product showcase

Term Loan for Businesses''s logo
Term Loan for Businesses'
Visit
Loans is necessary for all commercial companies' formation, operation, development, and improvement. Any business will almost certainly necessitate a significant financial investment, and the promoter or entrepreneur must secure funding from a qualified lender. Indeed, loans are the backbone of the lending environment Most company loans are one-time reasons and are returned within a mutually agreed-upon time frame. These loans are "term loans," with limited duration.
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Loan against POS's logo
Loan against POS
Visit
Small company operators in India face significant difficulties in obtaining capital for their various company operations. Due to a lack of collateral, exorbitant interest rates on business loans, and extensive paperwork requirements, businesses and startup owners are forcefully seeking other financing sources. A loan against POS is one such alternative credit option available to small enterprises in India. Compared to typical company loans, a merchant cash advance (MCA) has several advantages, including a higher approval rate, more flexible payback terms, and faster access to funding. However, few individuals are familiar with MCA
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Line of Credit Loan's logo
Line of Credit Loan
Visit
Occasionally, throughout one’s business activities, the need for emergency cash support will arise. To address immediate financial needs, you can either approach individuals, banks, non-bank financial companies, or other lenders. With this scenario in mind, lenders like FlexiLoans developed the instant line of credit online, which would be a program that allows you to withdraw funds up to the point required from the overall limit. You have to pay interest on only the amount of money used during the specified period. You can satisfy your funding requirements with a loan, which provides a one-time lump sum investment to assist in growing your firm through the acquisition of infrastructure, equipment, and machinery. Consequently, you need to repay the debt up to the specified tenor via fixed EMIs designed to pay off the loan in full by the stated tenor's end.
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Vendor Financing's logo
Vendor Financing
Visit
A vendor is a crucial part of a supply chain network. Vendors supply raw goods that are useful for manufacturing products. Therefore, they influence the end-user experience indirectly. Due to regular payment schedules in particular sectors, small suppliers working for big enterprises may face working capital constraints. It implies that vendors may not get paid for the early delivery of goods and services, and they may need to wait for the clearing date. Vendor finance assists in resolving this issue by giving vendors early payment via an alternate financial instrument. As a result, vendors can expand their operations and handle many orders concurrently. Thus suppliers obtain working capital finances to support mission-critical operations. Their business partners benefit from a more efficient supply chain, and the invoice financing business earns interest on the loan.
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Value Added Service's logo
Value Added Service
Visit
We have partnered with a few essential services brands, right from the insurance and banking sector to credit cards and legal consultation, to customize their offerings just for you. Check the link to know more.
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Connect with the team

Profile picture
Madanlal Arora
Profile picture
Vrushali Pawar
Profile picture
Suhani Maheshwari

Company social profiles

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Jobs at Flexiloans

Flexiloans
at Flexiloans
5 products
3 recruiters
Nikita Sinha
Posted by Nikita Sinha
Mumbai
4 - 6 yrs
Upto ₹32L / yr (Varies
)
skill iconAngular (2+)
skill iconAngularJS (1.x)
skill iconNodeJS (Node.js)

As FlexiLoans enters its next orbit of growth, we’re looking for people with the passion and hunger to make a real impact. In this role, you will develop modern user interfaces for rich internet applications using the latest front-end technologies, while also building, optimizing, and scaling our Node.js backend platform. You’ll collaborate with cross-functional teams to deliver new features, improvements, and fixes that keep up with our current and future scale.


What You Will Work On:

  • Ensure high performance of both front-end and back-end applications.
  • Collaborate with teams to implement new features, improvements, and fixes.
  • Build, optimize, and scale our Node.js platform and applications.
  • Implement secure applications and data protection measures.
  • Integrate RESTful APIs and internal web services.
  • Develop user interfaces using the latest front-end technologies.
  • Write tested and documented JavaScript, HTML, and CSS code.
  • Make design and technical decisions for AngularJS projects.
  • Develop application code and perform unit testing using AngularJS, RESTful services, and Java technologies.
  • Troubleshoot production issues and implement fixes.
  • Work closely with product owners to define and shape tasks.

The Ideal Candidate:

  • Strong expertise in HTML, CSS, and cross-browser compatibility.
  • Good understanding of AJAX and JavaScript DOM manipulation.
  • Experience with RESTful services and integrating 3rd-party services.
  • Proficiency in JavaScript, with knowledge of Node.js and frameworks like Express, Hapi, Loopback.
  • Experience with build tools like Grunt or Gulp.
  • Expertise in modern JavaScript frameworks (AngularJS/React, jQuery, NodeJS).
  • Familiarity with testing frameworks (Jasmine) and test runners (Karma).
  • Hands-on experience implementing complex AngularJS applications, directives, controllers, and services.
  • Strong problem-solving skills and critical thinking.
  • Good teamwork, time-management, and communication skills.
  • Experience running Node.js services at scale and building apps on AWS.

Qualification & Experience:

  • 3–5 years of experience in both front-end (AngularJS) and back-end (Node.js) development.
  • BS/BE/BTech degree in Computer Science or Engineering.
Read more
Flexiloans
at Flexiloans
5 products
3 recruiters
Nikita Sinha
Posted by Nikita Sinha
Mumbai
4 - 7 yrs
Upto ₹30L / yr (Varies
)
skill iconReact Native
Mobile App Development

As FlexiLoans enters its next orbit of growth, we’re looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role, you’ll be building and scaling our high-performance mobile app, delivering seamless digital lending experiences to MSMEs.


What You Will Work On:

  • Develop & Own: Build and maintain a high-performance mobile app using React Native for both iOS and Android.
  • Architect & Scale: Design app architecture to ensure smooth performance, scalability, and security.
  • Integrate APIs: Work with backend engineers to integrate RESTful API services.
  • UI/UX Collaboration: Implement pixel-perfect, user-friendly interfaces with designers.
  • Optimize Performance: Identify and fix performance bottlenecks for a seamless user experience.
  • Testing & Deployment: Write unit tests, debug, and deploy via CI/CD pipelines.
  • Security & Compliance: Follow best practices and regulatory requirements in fintech.


Qualification & Experience:

  • 5+ years in mobile app development, with at least 2 years in React Native.
  • BS/BE/BTech degree in Computer Science or Engineering.

The Ideal Candidate:

  • Strong knowledge of JavaScript, TypeScript, Redux, React Navigation.
  • Hands-on experience integrating third-party libraries, SDKs, and APIs.
  • Experience with native modules in iOS (Swift/Objective-C) and Android (Kotlin/Java) is a plus.
  • Familiarity with Firebase, push notifications, and analytics tools.
  • Experience with payment gateways or fintech apps is a plus.
  • Knowledge of mobile security best practices.
  • Strong problem-solving skills and a product-first mindset.

If you’re ready to innovate in fintech and help MSMEs grow, we’d love to hear from you.

Read more
Flexiloans
at Flexiloans
5 products
3 recruiters
Akanksha Kumawat
Posted by Akanksha Kumawat
icon

The recruiter has not been active on this job recently. You may apply but please expect a delayed response.

Mumbai
2 - 5 yrs
₹10L - ₹20L / yr
skill iconJavascript
skill iconAngular (2+)
skill iconReact.js
skill iconAngularJS (1.x)
skill iconVue.js
+5 more

Who we are:

FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment bankers, e-commerce and payments with the passion to make a difference to the lives of 70 mn+ MSME businesses in India.

 

FlexiLoans.com is a pioneer in the ecosystem-based digital lending for small businesses in India. Till date, we have disbursed over 45,000+ loans worth over Rs. 1600 Crs+ to small sized businesses across 1,600+ cities without having a single branch! We are the leaders in using technology and risk models that focus on alternate / surrogate methods for scoring customers. Our origination is 100% digital with over 100 embedded partnerships like Amazon, Flipkart, Nykaa, Paisabazaar, etc. for providing credit access to MSME businesses.

 

Founded by CA/ISB alumni, FlexiLoans is funded by marquee bankers such as Sanjay Nayar (Chairman, KKR and Ex-CEO, Citibank South Asia), Gunit Chaddha (Ex-CEO, Deutsche Bank, Asia Pacific), Anil Jaggia (Ex-CIO, HDFC Bank), Vikram Sud (Ex-COO, Kotak Mahindra Bank), Narayan Seshadri (Ex-Managing Partner, KPMG), Gopal Srinivasan (Chairman, TVS Capital) and Siddharth Parekh (Co-Founder, Paragon Partners) to name a few.

Our product offerings and value proposition can be accessed on our website: https://www.flexiloans.com/

 

FLEXILOANS VALUES - COLLABORATION | AGILITY | INNOVATION | RESPECT | OWNERSHIP

 

Why join us?

A two times certified ‘Great Place to work’ workplace, at FlexiLoans you will be working with top tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and growing with the organization. FlexiLoans is your front row seat to the MSME Fintech revolution in India!

 

 

What you will work on:

  • Develop User interfaces for Modern Rich Internet Applications with the latest Front End Technologies
  • Perform product analysis and development tasks of an increasingly complex nature which may require extensive research and analysis.
  • Writing tested and documented JavaScript, HTML and CSS
  • Make design and technical decisions for AngularJS/React projects.
  • Develop application code and unit test in the AngularJS/React, Rest Web Services and Java technologies for the Application Development Center.
  • Ensuring high performance

 

The ideal candidate:

  • Strong expertise with HTML, CSS, and writing cross-browser compatible code.
  • Good understanding of AJAX and JavaScript Dom manipulation Techniques
  • Experience with RESTful services
  • Experience in JavaScript build tools like grunt or gulp
  • Expert in any one of the modern JavaScript MV-VM/MVC frameworks (AngularJS/React, jQuery, NodeJS, Grunt JS)
  • Familiar with testing frameworks (Ex. Jasmine)
  • Test runner framework (Ex. Karma)
  • Hand on and implements complex AngularJS applications, directives, controllers, services Critical thinker and problem-solving skills
  • Team player
  • Good time-management skills
  • Great interpersonal and communication skills

Qualification and Experience:

  • 3+ years’ Experience with Angular
  • BS/BE/BTECH degree in Computer Science or Engineering
Read more
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