RupeePro

Rupayya (rupayya.com) is a fintech startup building a next-generation social Lending platform that enables secure and digital lending among trusted connections. Our core mission is to redefine how people access credit by leveraging social trust, data intelligence, and modern financial infrastructure.At the heart of Rupayya lies the concept of community-driven lending, where users can create lending circles or “pods” and transact within known networks. By combining peer-to-peer (P2P) lending models with a social credit graph, Rupayya enables more reliable and transparent credit decisions while reducing default risks.We are building a social credit infrastructure that uses behavioral data, relationships, and transaction patterns to enhance creditworthiness assessment beyond traditional financial metrics. This allows us to serve users who are often underserved by conventional banking systems

Founded in 2015 by IIT Alumnus Sumit Maniyar & backed by investment partners including Sequoia Capital, Accel Partners, Bertelsmann and GGV Capital, Rupeek exists to create equal access to credit for every Indian.

Rupeek is India’s leading asset-backed, digital lending fintech platform. Driven by the mission to make credit accessible to Indians in a fair and convenient way, Rupeek is pioneering innovative financial products to help monetize India’s $2 trillion gold.

Rupeek is currently present in over 60+ cities in India and has touched over 5,00,000+ customers. Powered by state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the way gold loans are disbursed in India. Through partnerships with leading banks and financial institutions, it is building gold-backed assets, in a low-risk, low-touch and friction-free manner.

Want to solve a trillion-dollar problem and improve the lives of millions?

We are on our way to disrupting how B2B transactions are done globally! We started with solving the “Buy Now Pay Later” payment option for the online marketplaces - having partnered with 30+ B2B marketplaces, including Walmart, Jumbotail, Arzoo, NurtureFarm, etc. we are the first to introduce B2B BNPL in India. Over the last 2 years, even though the impact of the pandemic, we have powered ₹1200 Crore+ transactions for 100,000+ retailers from across India and are accelerating at ~50% Q-o-Q!

Now, we are looking to simplify the complex ecosystem of B2B transactions holistically across the globe - by solving pain points for every node in this ecosystem. It frustrates us to see how inefficient B2B transactions continue to be even in this day and age. We are backed by top fintech investors - Tiger Global, Bessemer Venture Partners, Quona Capital, Ankur Capital, Binny Bansal, and Gokul Rajaram - who have put their faith in us to spearhead this revolution.

Join us on this rocketship if you are someone who hates inefficiencies as much as us!

Kiprosh is a software development company crafting scalable web and mobile products. We are a team of 40+ passionate and disciplined engineers worldwide.

We are a remote-friendly and calm company. Headquartered in Mumbai, India with an office in Chicago, USA.

Our leadership team has more than 45 years of combined industry experience with global firms like Tata Consultancy Services, Verizon, Bank of America and Wheels Inc.

What you will love working at Kiprosh

• We're a fully remote and calm company
• We are heavy on extreme programming and agile methodology. Our DNA is engineering practices like TDD, CI, CD, Code reviews, Pair programming, etc
• We love to collaborate and contribute to open source projects (Kiprosh Github)
• We encourage and help you to blog about your development experience with the rest of the world. (Kiprosh Engineering Blogs)
• Our dedicated CoE (Center of Excellence) group ensures that company-wide we all achieve excellence in the area of our interest, learn the latest and greatest, and keep sharing product & technology topics regularly across the organization
• Company-wide, we conduct monthly events to have fun together as a One Kiprosh team.
• We are big on rewards and recognition. We celebrate spotlight awards every quarter. We have yearly award ceremonies and celebrations. (Kiprosh Linkedin Page)
• We use the latest and powerful hardware for software development
• We have company-wide outings twice a year (but pause for a year since March 2020 due to Covid19 pandemic)
• We are a passionate group of humble, kind, and fun-loving individuals