

Credilio Financial Technologies Pvt. Ltd.
https://credilio.inAbout
Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.
The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.
A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.
The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.
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Jobs at Credilio Financial Technologies Pvt. Ltd.
We are looking for a hands-on Data Engineer to help build and manage our data platform for reporting, analytics, and future data science use cases.
The role will involve working with SQL, Python, PySpark, AWS, ETL/ELT pipelines, data warehouses, and BI/reporting tools. Our architecture may use technologies such as ClickHouse, Redshift, AWS Glue, Airflow, Step Functions, Lambda, S3, and CDC-based replication tools based on scale, cost, and operational needs.
Key Responsibilities
· Design, build, and maintain scalable ETL/ELT data pipelines from multiple databases, applications, and external systems.
· Build raw, cleaned, and business-ready data layers to support reporting, analytics, and future data science use cases.
· Write efficient SQL, Python, and PySpark jobs for data ingestion, transformation, validation, and processing.
· Implement workflow orchestration using Apache Airflow, AWS Glue, Step Functions, or similar tools.
· Work with data warehouses such as ClickHouse, Redshift, Snowflake, BigQuery, or similar.
· Support cross-service reporting as the architecture moves towards independent microservice databases.
· Build reusable reporting tables, aggregates, summaries, and basic data marts.
· Monitor, troubleshoot, and optimize data pipelines, warehouse queries, and processing jobs.
· Implement data quality checks for freshness, completeness, consistency, duplicates, and reconciliation.
· Support BI/reporting needs through tools such as Power BI, Metabase, Superset, Redash, or similar.
· Apply data governance, access control, security, and PII-handling best practices.
· Collaborate with engineering, DevOps, product, business, finance, risk, and support teams.
Required Skills
· Strong expertise in SQL for joins, aggregations, window functions, query optimization, and analytical reporting.
· Hands-on experience with Python for data processing, automation, validation, and scripting.
· Working experience with PySpark / Apache Spark for processing large datasets.
· Good understanding of ETL/ELT pipelines, data warehousing, and data modelling concepts.
· Experience with workflow orchestration using Apache Airflow, AWS Step Functions, AWS Glue, or similar tools.
· Experience with AWS data services such as S3, Glue, Lambda, Step Functions, Redshift, DMS, CloudWatch, or similar.
· Experience with any data warehouse such as ClickHouse, Redshift, Snowflake, BigQuery, or similar.
· Understanding of relational databases, preferably PostgreSQL.
· Ability to debug data mismatches, failed pipelines, slow queries, and data quality issues.
· Exposure to BI tools such as Power BI, Metabase, Superset, Redash, or similar.
Good ownership, problem-solving, communication, and collaboration skills.

We are looking for an experienced SDE-3 Backend Engineer (Node.js) to lead the backend engineering pod responsible for third-party integrations, observability, and engineering support.
The role requires someone who is technically strong in Node.js, TypeScript, databases, and backend system design, and who can remain hands-on while guiding engineers and working closely with internal teams and external partners.
Key Responsibilities
- Own delivery, quality, and production stability for third-party
- integrations, observability, and engineering support.
- Own technical design, architecture decisions, code reviews, and delivery quality for services owned by the pod.
- Drive strong engineering practices across design reviews, code reviews, testing, documentation, release discipline, and operational readiness.
- Design, build, and maintain scalable backend services and APIs using Node.js and TypeScript.
- Own integrations with banks, payment partners, fintech partners, and other external systems.
- Ensure partner integrations are reliable, secure, well-documented, and easy to support.
- Build monitoring, alerting, dashboards, and visibility across critical services and partner workflows.
- Create and maintain runbooks, SOPs, dashboards, and troubleshooting guides for critical services and partner workflows.
- Drive timely resolution of production issues, partner issues, and internal escalations.
- Perform RCA for incidents and ensure long-term fixes are implemented.
- Mentor junior engineers and improve engineering practices within the pod.
- Strong hands-on experience in Node.js and TypeScript backend development.
- Strong database skills, including schema design, query optimization, indexing, transactions, and performance tuning.
- Strong understanding of building scalable, performant, resilient, and fault-tolerant backend systems.
- Experience with third-party integrations, webhooks, callbacks, retries, timeouts, and error handling.
- Strong debugging and production issue resolution skills.
- Experience with logging, monitoring, alerting, dashboards, and observability tools is preferred.
- Good understanding of secure API design, authentication, authorization, and data protection.
- Exposure to AWS, Docker, Kubernetes, CI/CD, Grafana, Prometheus, ELK, or similar tools.
- Ability to guide and mentor engineers while remaining hands-on.
- Ability to drive delivery, manage technical execution, and ensure quality within the pod.
- Strong communication skills for working with internal teams and external stakeholders.

DevOps Engineer
We are looking for a hands-on DevOps Engineer to manage and scale our cloud infrastructure, Kubernetes-based microservice deployments, monitoring systems, and data engineering infrastructure.
The person will be responsible for building reliable, secure, scalable, and cost-efficient infrastructure using automation-first practices. This role is important for supporting a high-growth B2C platform where availability, deployment velocity, observability, security, and cost efficiency are critical.
Key Responsibilities
- Manage and automate cloud infrastructure using Terraform.
- Deploy, manage, and troubleshoot microservices on Kubernetes.
- Build and maintain CI/CD pipelines to ensure reliable, controlled deployments.
- Implement safe release practices, including rolling deployments, rollback, and zero-downtime deployments.
- Manage monitoring, logging, alerting, dashboards, and production runbooks.
- Support incident response, production debugging, RCA, and preventive action closure.
- Ensure infrastructure is scalable, secure, highly available, and cost-optimised.
- Support data engineering infrastructure, including ClickHouse, PeerDB, Airflow, Kafka, and related platform components.
- Maintain infra-level security controls, backups, disaster recovery, and access governance.
Required Skills
- Strong experience with Terraform, Infrastructure as Code, and AWS.
- Strong experience with Kubernetes, Docker, Helm, ingress, and autoscaling.
- Experience with CI/CD tools such as GitHub Actions, GitLab CI, Jenkins, ArgoCD, or similar.
- Experience with monitoring and observability tools such as Prometheus, Grafana, ELK/OpenSearch, New Relic, or similar.
- Good understanding of cloud networking, DNS, load balancers, VPC/VPN, SSL/TLS, firewalls, and WAF.
- Experience with Linux administration, shell scripting, and automation.
- Understanding of cloud security, IAM, secrets management, and access governance.
- Exposure to databases, queues, caches, and data infrastructure tools such as ClickHouse, PeerDB, Airflow, Kafka, or similar.
- Strong debugging and problem-solving skills during production incidents.
- Ability to work closely with engineering teams to improve deployment, monitoring, cost, and reliability.

We are looking for a Backend Engineer with strong experience in building scalable, reliable, and high- performance systems. You will work on designing APIs, handling large-scale data, and building robust backend services using Java and Spring Boot.
Principal Duties/Responsibilities
- Design, develop, and maintain backend services and APIs using Java (Spring Boot)
- Build scalable and fault-tolerant systems to handle high traffic and large data volumes
- Design clean and efficient RESTful APIs and service contracts
- Collaborate with frontend, product, and design teams to deliver end-to-end features
- Optimize system performance, latency, and throughput
- Ensure high code quality through testing, code reviews, and best practices
- Debug production issues and ensure system reliability and uptime
- Participate in system design and architectural decisions
- Own services end-to-end, including development, deployment, and monitoring.
Required Skills and Knowledge
- Strong proficiency in Java
- Hands-on experience with Spring Boot / Spring Framework
- Solid understanding of data structures, algorithms, and OOPs concepts
- Experience building and consuming REST APIs
- Strong knowledge of databases:
- Relational (MySQL, PostgreSQL) • Basics of NoSQL (Redis, MongoDB, etc.)
- Understanding of concurrency, multithreading, and JVM internals
- Familiarity with caching strategies (Redis, in-memory caching)
- Experience with Git and version control workflows
Good to Have Experience with deployment strategies:
- Blue-Green deployments
- Canary releases • Rolling deployments
- Exposure to CI/CD pipelines (Jenkins, GitHub Actions, CircleCI, etc.)
- Basic experience with AWS / cloud infrastructure:
- EC2, S3, RDS • Load balancers, auto-scaling
- Experience with Docker and containerization
- Knowledge of microservices architecture and service communication (REST/gRPC, Kafka)
- Familiarity with message queues / streaming systems (Kafka, RabbitMQ)
- Experience with monitoring & observability tools (Prometheus, Grafana, ELK, Datadog)
- Understanding of security best practices (authentication, authorization, OAuth, JWT)
Required Experience /Qualifications
- 4 years of backend development experience
- BTech / BE Computer Science.

The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
Location: Mumbai, Andheri
Work Mode: WFO(Monday- Friday)
Notice Period: Immediate/30 Days
Job Summary: Focus on supporting audit processes with regulatory bodies including RBI, Banks, and other financial institutions. Maintain compliance with multiple frameworks such as ISO 27001, PCI-DSS etc. Conduct regular internal security assessment & provide InfoSec training.
Required Skills and Knowledge
Working knowledge of:
• Information security concepts and principles
• Basic networking and system security
• Windows and Linux operating systems
• Common security tools and technologies
• Audit management systems
Compliance knowledge & understanding of:
• ISO 27001 framework and implementation
• Data protection regulations
• PCIDSS requirements and controls
• RBI's Cyber Security Framework
• Banking sector regulatory requirements
Required Experience /Qualifications
2-6 years of experience in information security, audit, or compliance roles
• Previous exposure to regulatory audits is highly desirable.
• Experience in banking/financial services sector is a plus
• Bachelor’s degree in computer science, Information Technology, Information Security, or related field.
Certifications (Any one of the following preferred):
• CompTIA Security+
• CISA
• ISO 27001 Lead Auditor
• Other Industry Certifications
Principal Duties/Responsibilities
• Act as a liaison between external auditors and internal teams during regulatory audits.
• Coordinate with RBI auditors, banking auditors, and other regulatory bodies.
• Prepare comprehensive audit evidence packages according to regulatory requirements.
• Maintain audit calendars and tracking systems for various regulatory assessments.
• Create and maintain audit trails for all regulatory interactions.
• Assist in maintaining compliance with multiple frameworks: Payment Card Industry Data Security Standard (PCIDSS) ISO 27001 Information Security Management System RBI's Cyber Security Framework Banking regulatory requirements
• Help conduct regular internal assessments against compliance requirements.
• Support the implementation and documentation of security controls
• Monitor compliance status and help prepare compliance dashboards
• Support internal security assessments and reviews: Access control reviews User privilege assessments Security configuration reviews
Policy compliance checks
• Document security findings and observations
• Help create and maintain security control documentation
• Perform risk assessment.
• Support vulnerability assessment and penetration testing coordination • Contribute to the development of audit checklists and templates
• Keep updated with latest regulatory requirements and security standards
Job Role: Data Engineer
Location: Mumbai, Andheri.
WFO(Monday-Friday)
Looking for Immediate, 15 days joiner.
Required Skills
• 3+ years of hands-on experience as a Data Engineer.
• Strong proficiency in Python and PySpark programming for data engineering tasks.
• In-depth knowledge of ETL processes and data pipeline architectures. • Experience with Airflow or Step Functions for orchestration and scheduling.
• Solid experience working with AWS services.
• Proficiency in building and maintaining CI/CD pipelines
. • Experience with data modelling, database design, and querying.
• Strong problem-solving skills, with the ability to troubleshoot and optimize complex data pipelines.
Bonus Skills
• Knowledge of cloud platforms (e.g., AWS, GCP).
• Experience with containerization and Kubernetes.
• Experience in data security, encryption, and compliance best practices.
• Strong communication and collaboration skills.
Responsibilities
• Design, build, and maintain scalable and efficient ETL/ELT pipelines to process large-scale datasets.
• Implement and manage workflow automation and orchestration using Apache Airflow or Step Functions.
• Build and optimize data infrastructure using AWS services.
• Integrate and manage data warehouses.
• Design and develop dynamic and interactive dashboards using PowerBI, Metabase, and Superset, to present insights.
• Develop and maintain CI/CD pipelines for seamless deployment and continuous integration of data solutions.
• Monitor and troubleshoot data pipeline issues, ensuring data quality and consistency.
• Leverage best practices for data governance, security, and compliance in cloud environments.
• Collaborate with data scientists, analysts, and other stakeholders to understand data needs and deliver reliable data solutions.
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