

Credilio Financial Technologies Pvt. Ltd.
https://credilio.inAbout
Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.
The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.
A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.
The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.
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Jobs at Credilio Financial Technologies Pvt. Ltd.

We are looking for a Backend Engineer with strong experience in building scalable, reliable, and high- performance systems. You will work on designing APIs, handling large-scale data, and building robust backend services using Java and Spring Boot.
Principal Duties/Responsibilities
- Design, develop, and maintain backend services and APIs using Java (Spring Boot)
- Build scalable and fault-tolerant systems to handle high traffic and large data volumes
- Design clean and efficient RESTful APIs and service contracts
- Collaborate with frontend, product, and design teams to deliver end-to-end features
- Optimize system performance, latency, and throughput
- Ensure high code quality through testing, code reviews, and best practices
- Debug production issues and ensure system reliability and uptime
- Participate in system design and architectural decisions
- Own services end-to-end, including development, deployment, and monitoring.
Required Skills and Knowledge
- Strong proficiency in Java
- Hands-on experience with Spring Boot / Spring Framework
- Solid understanding of data structures, algorithms, and OOPs concepts
- Experience building and consuming REST APIs
- Strong knowledge of databases:
- Relational (MySQL, PostgreSQL) • Basics of NoSQL (Redis, MongoDB, etc.)
- Understanding of concurrency, multithreading, and JVM internals
- Familiarity with caching strategies (Redis, in-memory caching)
- Experience with Git and version control workflows
Good to Have Experience with deployment strategies:
- Blue-Green deployments
- Canary releases • Rolling deployments
- Exposure to CI/CD pipelines (Jenkins, GitHub Actions, CircleCI, etc.)
- Basic experience with AWS / cloud infrastructure:
- EC2, S3, RDS • Load balancers, auto-scaling
- Experience with Docker and containerization
- Knowledge of microservices architecture and service communication (REST/gRPC, Kafka)
- Familiarity with message queues / streaming systems (Kafka, RabbitMQ)
- Experience with monitoring & observability tools (Prometheus, Grafana, ELK, Datadog)
- Understanding of security best practices (authentication, authorization, OAuth, JWT)
Required Experience /Qualifications
- 4 years of backend development experience
- BTech / BE Computer Science.

Location: Mumbai, Andheri
Work Mode: WFO(Monday- Friday)
Notice Period: Immediate/30 Days
Job Summary: Focus on supporting audit processes with regulatory bodies including RBI, Banks, and other financial institutions. Maintain compliance with multiple frameworks such as ISO 27001, PCI-DSS etc. Conduct regular internal security assessment & provide InfoSec training.
Required Skills and Knowledge
Working knowledge of:
• Information security concepts and principles
• Basic networking and system security
• Windows and Linux operating systems
• Common security tools and technologies
• Audit management systems
Compliance knowledge & understanding of:
• ISO 27001 framework and implementation
• Data protection regulations
• PCIDSS requirements and controls
• RBI's Cyber Security Framework
• Banking sector regulatory requirements
Required Experience /Qualifications
2-6 years of experience in information security, audit, or compliance roles
• Previous exposure to regulatory audits is highly desirable.
• Experience in banking/financial services sector is a plus
• Bachelor’s degree in computer science, Information Technology, Information Security, or related field.
Certifications (Any one of the following preferred):
• CompTIA Security+
• CISA
• ISO 27001 Lead Auditor
• Other Industry Certifications
Principal Duties/Responsibilities
• Act as a liaison between external auditors and internal teams during regulatory audits.
• Coordinate with RBI auditors, banking auditors, and other regulatory bodies.
• Prepare comprehensive audit evidence packages according to regulatory requirements.
• Maintain audit calendars and tracking systems for various regulatory assessments.
• Create and maintain audit trails for all regulatory interactions.
• Assist in maintaining compliance with multiple frameworks: Payment Card Industry Data Security Standard (PCIDSS) ISO 27001 Information Security Management System RBI's Cyber Security Framework Banking regulatory requirements
• Help conduct regular internal assessments against compliance requirements.
• Support the implementation and documentation of security controls
• Monitor compliance status and help prepare compliance dashboards
• Support internal security assessments and reviews: Access control reviews User privilege assessments Security configuration reviews
Policy compliance checks
• Document security findings and observations
• Help create and maintain security control documentation
• Perform risk assessment.
• Support vulnerability assessment and penetration testing coordination • Contribute to the development of audit checklists and templates
• Keep updated with latest regulatory requirements and security standards
Job Role: Data Engineer
Location: Mumbai, Andheri.
WFO(Monday-Friday)
Looking for Immediate, 15 days joiner.
Required Skills
• 3+ years of hands-on experience as a Data Engineer.
• Strong proficiency in Python and PySpark programming for data engineering tasks.
• In-depth knowledge of ETL processes and data pipeline architectures. • Experience with Airflow or Step Functions for orchestration and scheduling.
• Solid experience working with AWS services.
• Proficiency in building and maintaining CI/CD pipelines
. • Experience with data modelling, database design, and querying.
• Strong problem-solving skills, with the ability to troubleshoot and optimize complex data pipelines.
Bonus Skills
• Knowledge of cloud platforms (e.g., AWS, GCP).
• Experience with containerization and Kubernetes.
• Experience in data security, encryption, and compliance best practices.
• Strong communication and collaboration skills.
Responsibilities
• Design, build, and maintain scalable and efficient ETL/ELT pipelines to process large-scale datasets.
• Implement and manage workflow automation and orchestration using Apache Airflow or Step Functions.
• Build and optimize data infrastructure using AWS services.
• Integrate and manage data warehouses.
• Design and develop dynamic and interactive dashboards using PowerBI, Metabase, and Superset, to present insights.
• Develop and maintain CI/CD pipelines for seamless deployment and continuous integration of data solutions.
• Monitor and troubleshoot data pipeline issues, ensuring data quality and consistency.
• Leverage best practices for data governance, security, and compliance in cloud environments.
• Collaborate with data scientists, analysts, and other stakeholders to understand data needs and deliver reliable data solutions.
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