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Credilio Financial Technologies Pvt. Ltd.
Credilio Financial Technologies Pvt. Ltd. cover picture
Credilio Financial Technologies Pvt. Ltd. logo

Credilio Financial Technologies Pvt. Ltd.

https://credilio.in
Founded :
2020
Type :
Product
Size :
20-100
Stage :
Raised funding

About

Credilio is founded with the idea of digitizing the distribution value chain of personal finance products. The mission of Credilio is to create a nationwide army of multi-branded trained advisors who can assist in the digital onboarding of loans and cards. Credilio enables a small financial advisor to educate customers and recommend lending products that are best suited to meet their unique requirements and further enables them to subscribe for credit cards or loans digitally.


The company does this by providing a large range of product offerings and a customized recommendation tool through a simple mobile app that empowers advisors to be truly digital and future-ready. In addition, the platform allows for instant online approval by leveraging open banking APIs of Banks and NBFCs, thus making the purchase process transparent and paperless. It has reduced the average prospecting-to-onboarding time to less than 10 minutes in a single session as compared to the industry average of an interrupted process over 2-3 days.


A challenger start-up, Credilio is the brainchild of second-time entrepreneurial duo Mr. Aditya Gupta and Mr. Anand Kapadia. It’s backed by a clutch of Venture Capital funds namely Cornerstone Venture Capital Partners, Exfinity Venture Partners, and Param Capital founder Mukul Agarwal.


The platform currently partners with 20+ leading Banks and NBFCs and has over 10,000 Financial Advisors who have assisted more than 0.5 million customer applications getting processed fully digitally in a span of less than a year. The capital raised will power Credilio’s ambitious plans to meet an ARR of 100 cr. by March 2023 and serve 25 million customers through a million advisors in the next 3 years.

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Tech stack

NodeJS (Node.js)
TypeScript
AdonisJS
PostgreSQL
Flutter
Vue.js

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Munjal Dhamecha
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Yusuf Qureshi

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Jobs at Credilio Financial Technologies Pvt. Ltd.

Credilio Financial Technologies Pvt. Ltd.
at Credilio Financial Technologies Pvt. Ltd.
2 recruiters
Munjal Dhamecha
Posted by Munjal Dhamecha
Mumbai
4 - 8 yrs
Best in industry
Information security
Information security management system
Audit
Compliance
PCI DSS
+1 more

Job Summary

 

We are looking for an Information Security & Compliance Officer to own and drive information security governance, risk management, audit readiness, compliance execution, and cybersecurity coordination.

 

The person will maintain compliance readiness across ISO 27001, PCI DSS, DL-SAR, CICRA, bank/partner audits, RBI requirements, Digital Lending Guidelines, and data protection requirements, while supporting readiness for ISO 27701, SOC 2 Type 2, DPDP, and other future compliance needs.

 

Responsibilities

·      Own and drive information security governance, risk management, compliance, and audit readiness.

·      Manage the audit and compliance calendar, including bank audits, regulatory reviews, partner reviews, security questionnaires, and external assessments.

·      Maintain audit and compliance readiness for ISO 27001, PCI DSS, DL-SAR, CICRA, RBI Cyber Security Framework, Digital Lending Guidelines, DPDP/data privacy, and other applicable requirements.

·      Maintain policies, procedures, risk registers, audit evidence, compliance trackers, security documentation, and closure reports.

·      Conduct and coordinate internal reviews for access control, privileged access, policy compliance, vendor security, cloud security, and security configurations.

·      Coordinate VAPT, source code reviews, cloud security reviews, configuration reviews, SAST/DAST activities, and remediation tracking.

·      Work with Technology, DevOps, IT, Compliance, HR/Admin, vendors, and business teams to close vulnerabilities, audit findings, security gaps, incidents, and risks.

·      Own and drive security incident response execution, including escalation coordination, RCA tracking, corrective actions, evidence documentation, closure reports, and periodic drills.

 

Required Skills

·      Good understanding of information security, GRC, IT risk, audits, compliance, and cybersecurity controls.

·      Working knowledge of application security, API security, cloud security, IAM, vulnerability management, incident response, secure SDLC, and vendor security.

·      Understanding of ISO 27001, PCI DSS, RBI Cyber Security Framework, Digital Lending Guidelines, banking/fintech requirements, and data protection requirements.

·      Ability to assess technical security risks, define controls, and coordinate remediation with technical teams.

·      Strong audit handling, evidence management, documentation, communication, follow-up, and ownership.

·      Ability to work independently with auditors, banks, vendors, technical teams, and business stakeholders.

 

Required Qualification

·      3–8 years of experience in information security, GRC, IT risk, cybersecurity coordination, audit, or compliance.

·      Experience handling bank audits, regulatory audits, ISO 27001, PCI DSS, VAPT coordination, access reviews, risk registers, audit evidence, and remediation tracking is preferred.

·      Experience in fintech, banking, NBFC, payments, lending, or regulated technology environments is preferred.

·      Bachelor’s degree in Computer Science, IT, Information Security, or a related field.

Relevant certification preferred, such as ISO 27001 LA/LI, CISA, CISM, PCI DSS, ISO 27701, Security+, CEH, or equivalent.

Read more
Credilio Financial Technologies Pvt. Ltd.
at Credilio Financial Technologies Pvt. Ltd.
2 recruiters
Munjal Dhamecha
Posted by Munjal Dhamecha
Mumbai
3 - 8 yrs
Best in industry
Amazon Web Services (AWS)
PySpark
Data engineering
ClickHouse

We are looking for a hands-on Data Engineer to help build and manage our data platform for reporting, analytics, and future data science use cases.


The role will involve working with SQL, Python, PySpark, AWS, ETL/ELT pipelines, data warehouses, and BI/reporting tools. Our architecture may use technologies such as ClickHouse, Redshift, AWS Glue, Airflow, Step Functions, Lambda, S3, and CDC-based replication tools based on scale, cost, and operational needs.


Key Responsibilities

·     Design, build, and maintain scalable ETL/ELT data pipelines from multiple databases, applications, and external systems.

·     Build raw, cleaned, and business-ready data layers to support reporting, analytics, and future data science use cases.

·     Write efficient SQL, Python, and PySpark jobs for data ingestion, transformation, validation, and processing.

·     Implement workflow orchestration using Apache Airflow, AWS Glue, Step Functions, or similar tools.

·     Work with data warehouses such as ClickHouse, Redshift, Snowflake, BigQuery, or similar.

·     Support cross-service reporting as the architecture moves towards independent microservice databases.

·     Build reusable reporting tables, aggregates, summaries, and basic data marts.

·     Monitor, troubleshoot, and optimize data pipelines, warehouse queries, and processing jobs.

·     Implement data quality checks for freshness, completeness, consistency, duplicates, and reconciliation.

·     Support BI/reporting needs through tools such as Power BI, Metabase, Superset, Redash, or similar.

·     Apply data governance, access control, security, and PII-handling best practices.

·     Collaborate with engineering, DevOps, product, business, finance, risk, and support teams.


Required Skills

·     Strong expertise in SQL for joins, aggregations, window functions, query optimization, and analytical reporting.

·     Hands-on experience with Python for data processing, automation, validation, and scripting.

·     Working experience with PySpark / Apache Spark for processing large datasets.

·     Good understanding of ETL/ELT pipelines, data warehousing, and data modelling concepts.

·     Experience with workflow orchestration using Apache Airflow, AWS Step Functions, AWS Glue, or similar tools.

·     Experience with AWS data services such as S3, Glue, Lambda, Step Functions, Redshift, DMS, CloudWatch, or similar.

·     Experience with any data warehouse such as ClickHouse, Redshift, Snowflake, BigQuery, or similar.

·     Understanding of relational databases, preferably PostgreSQL.

·     Ability to debug data mismatches, failed pipelines, slow queries, and data quality issues.

·     Exposure to BI tools such as Power BI, Metabase, Superset, Redash, or similar.

Good ownership, problem-solving, communication, and collaboration skills.

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Credilio Financial Technologies Pvt. Ltd.
at Credilio Financial Technologies Pvt. Ltd.
2 recruiters
Yusuf Qureshi
Posted by Yusuf Qureshi
Mumbai
5 - 11 yrs
Best in industry
NodeJS (Node.js)
TypeScript
API
Amazon Web Services (AWS)
CI/CD
+1 more

We are looking for an experienced SDE-3 Backend Engineer (Node.js) to lead the backend engineering pod responsible for third-party integrations, observability, and engineering support.


The role requires someone who is technically strong in Node.js, TypeScript, databases, and backend system design, and who can remain hands-on while guiding engineers and working closely with internal teams and external partners.


Key Responsibilities

  • Own delivery, quality, and production stability for third-party
  • integrations, observability, and engineering support.
  • Own technical design, architecture decisions, code reviews, and delivery quality for services owned by the pod.
  • Drive strong engineering practices across design reviews, code reviews, testing, documentation, release discipline, and operational readiness.
  • Design, build, and maintain scalable backend services and APIs using Node.js and TypeScript.
  • Own integrations with banks, payment partners, fintech partners, and other external systems.
  • Ensure partner integrations are reliable, secure, well-documented, and easy to support.
  • Build monitoring, alerting, dashboards, and visibility across critical services and partner workflows.
  • Create and maintain runbooks, SOPs, dashboards, and troubleshooting guides for critical services and partner workflows.
  • Drive timely resolution of production issues, partner issues, and internal escalations.
  • Perform RCA for incidents and ensure long-term fixes are implemented.
  • Mentor junior engineers and improve engineering practices within the pod.


  • Strong hands-on experience in Node.js and TypeScript backend development.
  • Strong database skills, including schema design, query optimization, indexing, transactions, and performance tuning.
  • Strong understanding of building scalable, performant, resilient, and fault-tolerant backend systems.
  • Experience with third-party integrations, webhooks, callbacks, retries, timeouts, and error handling.
  • Strong debugging and production issue resolution skills.
  • Experience with logging, monitoring, alerting, dashboards, and observability tools is preferred.
  • Good understanding of secure API design, authentication, authorization, and data protection.
  • Exposure to AWS, Docker, Kubernetes, CI/CD, Grafana, Prometheus, ELK, or similar tools.
  • Ability to guide and mentor engineers while remaining hands-on.
  • Ability to drive delivery, manage technical execution, and ensure quality within the pod.
  • Strong communication skills for working with internal teams and external stakeholders.
Read more
Credilio Financial Technologies Pvt. Ltd.
at Credilio Financial Technologies Pvt. Ltd.
2 recruiters
Munjal Dhamecha
Posted by Munjal Dhamecha
Mumbai
4 - 10 yrs
Best in industry
Amazon Web Services (AWS)
Kubernetes
DevOps
Terraform

DevOps Engineer

We are looking for a hands-on DevOps Engineer to manage and scale our cloud infrastructure, Kubernetes-based microservice deployments, monitoring systems, and data engineering infrastructure.

The person will be responsible for building reliable, secure, scalable, and cost-efficient infrastructure using automation-first practices. This role is important for supporting a high-growth B2C platform where availability, deployment velocity, observability, security, and cost efficiency are critical.


Key Responsibilities

  • Manage and automate cloud infrastructure using Terraform.
  • Deploy, manage, and troubleshoot microservices on Kubernetes.
  • Build and maintain CI/CD pipelines to ensure reliable, controlled deployments.
  • Implement safe release practices, including rolling deployments, rollback, and zero-downtime deployments.
  • Manage monitoring, logging, alerting, dashboards, and production runbooks.
  • Support incident response, production debugging, RCA, and preventive action closure.
  • Ensure infrastructure is scalable, secure, highly available, and cost-optimised.
  • Support data engineering infrastructure, including ClickHouse, PeerDB, Airflow, Kafka, and related platform components.
  • Maintain infra-level security controls, backups, disaster recovery, and access governance.

Required Skills

  • Strong experience with Terraform, Infrastructure as Code, and AWS.
  • Strong experience with Kubernetes, Docker, Helm, ingress, and autoscaling.
  • Experience with CI/CD tools such as GitHub Actions, GitLab CI, Jenkins, ArgoCD, or similar.
  • Experience with monitoring and observability tools such as Prometheus, Grafana, ELK/OpenSearch, New Relic, or similar.
  • Good understanding of cloud networking, DNS, load balancers, VPC/VPN, SSL/TLS, firewalls, and WAF.
  • Experience with Linux administration, shell scripting, and automation.
  • Understanding of cloud security, IAM, secrets management, and access governance.
  • Exposure to databases, queues, caches, and data infrastructure tools such as ClickHouse, PeerDB, Airflow, Kafka, or similar.
  • Strong debugging and problem-solving skills during production incidents.
  • Ability to work closely with engineering teams to improve deployment, monitoring, cost, and reliability. 
Read more
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