Business Development Executive

Role & Responsibilities

Data Organization and Governance: Define and maintain governance standards that span multiple systems (AWS, Fivetran, Snowflake, PostgreSQL, Salesforce/nCino, Looker), ensuring that data remains accurate, accessible, and organized across the organization.

Solve Data Problems Proactively: Address recurring data issues that sidetrack operational and strategic initiatives by implementing processes and tools to anticipate, identify, and resolve root causes effectively.

System Integration: Lead the integration of diverse systems into a cohesive data environment, optimizing workflows and minimizing manual intervention.

Hands-On Problem Solving: Take a hands-on approach to resolving reporting issues and troubleshooting data challenges when necessary, ensuring minimal disruption to business operations.

Collaboration Across Teams: Work closely with business and technical stakeholders to understand and solve our biggest challenges

Mentorship and Leadership: Guide and mentor team members, fostering a culture of accountability and excellence in data management practices.

Strategic Data Support: Ensure that marketing, analytics, and other strategic initiatives are not derailed by data integrity issues, enabling the organization to focus on growth and innovation.

Key Responsibilities

• Design secure, scalable, and compliant architectures for payment gateway, payout, and POS systems.
• Collaborate with clients to identify their business needs and translate them into technical solutions.
• Lead the integration of new payment methods, APIs, and third-party platforms.
• Ensure solutions adhere to financial regulations and industry standards such as PCI DSS.
• Provide technical guidance to development teams, ensuring alignment with architectural designs.
• Innovate solutions to optimize transaction processing speed, reliability, and cost-efficiency.
• Stay ahead of emerging fintech trends, including blockchain, AI-based fraud detection, and tokenization.

Basic Qualifications

• Bachelor’s degree in Computer Science, Information Technology, or related field.
• 6+ years of experience in software architecture or related roles, with a focus on fintech or payments.
• Proven expertise in designing and deploying secure APIs and payment processing systems.
• Strong understanding of PCI DSS compliance, data security, and encryption standards.
• Excellent communication skills to bridge technical and non-technical stakeholders.

Preferred Qualifications

• Master’s degree in a related field.
• Experience in high-volume transaction systems with low-latency requirements.
• Knowledge of emerging payment technologies like blockchain, UPI, and real-time payments.
• Hands-on experience with cloud platforms such as AWS, Azure, or Google Cloud.
• Familiarity with tools like Kubernetes, Docker, and CI/CD pipelines.

Sal: Upto 30LPA+ESOPs

Location: Bangalore and Mumbai

Hybrid work mode

EXP: 3-6y

Roles & Responsibilities

Cashflo, true to its name, is on a mission to unlock $100+ billion of trapped working capital in

the economy by creating India’s largest marketplace for invoice discounting to solve the

day-to-day cashflow problems faced by businesses. Founded by ex-BCG and ISB / IIM

alumni, and backed by General Catalysts and Elevation Capital, Cashflo helps democratize

access to credit in a fair and transparent manner.

Awarded Supply Chain Finance solution of the year in 2019, Cashflo creates a win-win

ecosystem for Buyers, suppliers and financiers through its unique platform model. Cashflo

shares its parentage with HCS Ltd., a 25 year old, highly reputed financial services company

has raised over Rs. 15,000 Crores in the market till date, for over 200 corporate clients.

Our leadership team consists of ex-BCG, ISB / IIM alumni with a team of industry veterans

serving as the advisory board. We bring to the table deep insights in the SME lending space,

based on 100+ years of combined experience in Financial Services. We are a team of

passionate problem solvers and big thinkers and are looking for like-minded people to join

our team.

We are looking for someone who loves a challenge, is ambitious, super tenacious and

persistent. S/he is a self-starter, thrives in a dynamic, small start-up environment, has a

knack for understanding customer needs, and loves to get sh*t done! If you check these

boxes - we want to talk to you!

The opportunity:

-Solve a complex $300+ billion problem at the cutting edge of Fintech innovation, and make

a tangible difference to the small business landscape in India

-Join a high performance, dynamic and collaborative work environment that throws new

challenges on a daily basis

-Be part of the early founding team and be directly responsible for driving the company's

success

Key Responsibilities

-As an early team member, you will get a chance to set the foundations of our engineering

culture. You will help articulate our engineering principles and help set the long-term

roadmap.

-Making decisions on the evolution of Cashflo's technical architecture

-Building new features end to end, from talking to customers to writing code

Our Ideal Candidate Will Have

● 3+ years of full-time software engineering experience

● Experience building scalable backend platforms (you've owned & built features from start

to

finish before)

● Thorough knowledge of SDLC

● Extensive knowledge of any of Python, Go, NodeJS

● Expertise on any RDBMS or NoSQL databases

● Understanding of messaging systems like RabbitMQ, Kafka and protocols

● Understands CI/CD pipelines

● Exposure to cloud providers like AWS, GCP or Azure

● Seen extensive scale and understands the evolutionary technical challenges

About You

-Product-minded. You have a sense for great user experience and feel for when something

is off. You love understanding customer pain points and solving for them.

-Get a lot done. You enjoy all aspects of building a product and are comfortable moving

across the stack when necessary. You problem solve independently and enjoy figuring stuff

out.

-High conviction. When you commit to something, you're in all the way. You're opinionated,

but you know when to disagree and commit. Mediocrity is the worst of all possible outcomes.

What’s in it for you

● Gain exposure to the Fintech space - one of the largest and fastest growing markets in

India

and globally

● Shape India’s B2B Payments landscape through cutting edge technology innovation

● Be directly responsible for driving company’s success

● Join a high performance, dynamic and collaborative work environment that throws new

challenges on a daily basis

● Fast track your career with trainings, mentoring, growth opportunities on both IC and

management track

● Work-life balance and fun team events

• 5+ years of experience in backend development with a strong focus on Node.js and TypeScript.
• Strong understanding of Node.js frameworks.
• Proficiency in TypeScript, with experience in building scalable applications.
• Solid understanding of RESTful API design, WebSocket, and asynchronous programming patterns.
• Experience with databases (SQL/NoSQL), including MySQL, MongoDB, Redis, etc.
• Familiarity with blockchain technologies and cryptocurrency exchanges is a plus.
• Strong knowledge of security principles and best practices for web applications.

• 2 – 6 years of experience with in Java /J2EE.
• Hands-on experience working on Core JAVA, JSP, Servlets, Spring,Java script, Apache & Tomcat, Web services ,ReactJS and JQuery.
• Having experience on Multi-threading is added advantage.
• Exposure working on Linux environment is preferred.
• The ability to work in a fast, agile and nimble environment with frequent change
• Good communication & presentation skills
• Troubleshooting of issues

Our Tech stack:

· Java 11, Spring Boot, React.JS

· MySQL, Redis, Elastic Stack, MongoDB

· Docker, K8s

· GitHub, Jenkins

· Slack, Jira

What we're looking for:

· Minimum of 5 years of experience as a software developer.

· Excellent knowledge of Java.

· Demonstrated skills in web-based development, including REST API s and JS frameworks such as Vue JS/React.

· Experienced with cloud platforms (AWS / GCP).

· Experienced with SQL and NoSQL databases.

· Experienced with CI/CD environments.

· Familiar with container technologies (Docker, Kubernetes).

· Proficient in agile programming practices.

· Strong analytical mind with a good dose of creativity.

· Meticulous person who strives to constantly improve his/her/their competencies.

· Excellent communication skills.

Nice-to-haves:

· Familiarity with Web sockets.

· Has contributed to open source projects and can point us to his/her/their GitHub account.

What you need to have:

• Minimum 1 to 5 years of B2C product management experience
• Experience designing and building metrics for product engagement and customer satisfaction and adept in user research, data- driven experimentation, sprints and rapid iteration