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HelloTrade is a wholly-owned subsidiary of Indiamart, India’s largest B2B marketplace. We are building a next-generation financial services and wealth management platform for MSMEs. Leveraging Indiamart’s 20M+ SME user base, HelloTrade aims to revolutionize access to loans, insurance, credit cards, deposits, and financing solutions—becoming the financial operating system for Indian MSMEs.
Role Overview:
We’re looking for a Product Manager – Lending Platform to lead the buildout of HelloTrade’s fintech ecosystem.
You’ll define and deliver the core lending, insurance, and wealth modules—owning the roadmap, integrations, and user experience from concept to scale.
You’ll collaborate cross-functionally with engineering, data, compliance, and business teams to ship high-impact financial products.
Key Responsibilities
1. Core Lending Stack
- Build and scale borrower and partner journeys: onboarding, application, KYC, offer, disbursal, servicing, repayment, and delinquency.
- Develop architecture for LOS, LMS, rule engines, and internal operational tools.
- Integrate with partners: bureaus, NBFCs/Banks, GST, AAs, PAN, CKYC, DigiLocker, BBPS, and others.
2. Free Credit Score Product (Immediate Priority)
- Launch and scale a free credit score module for MSMEs.
- Integrate with credit bureaus (CRIF, Experian, CIBIL) to fetch and display scores and reports.
- Design user education flows on credit health, repayment behavior, and improvement tips.
- Build funnels for upsell into lending and financial wellness products.
3. Insurance & Wealth (Future-Ready Platform Build)
- Design a framework for embedded insurance (term, health, credit-life) with contextual offerings.
- Architect journeys for micro-investments, recurring deposits, or mutual funds for MSMEs.
- Partner with insurance and wealth providers to build APIs and co-branded experiences.
- Ensure compliance with IRDAI and SEBI norms and embed customer suitability logic.
4. Decisioning, Risk & Lifecycle Infrastructure
- Manage rules engines, scorecard integrations, fraud layers, and partner fallback logic.
- Own architecture for lifecycle automation: reminders, upsell triggers, payment follow-ups, and collections.
5. Internal Systems & Ops Tooling
- Build internal CRMs, dashboards, and case management tools for support, credit ops, and collections.
- Define monitoring and alerting layers for partner SLAs, exceptions, reconciliation, and financial reporting.
6. Data, Reporting & Governance
- Define data schema and structures in collaboration with engineering and analytics.
- Enable regulatory and business reporting: bureau pulls, performance metrics, and RBI-ready logs.
7. Cross-Functional Execution
- Collaborate with Engineering, Analytics, Legal, Compliance, Marketing, and Business teams.
- Drive alignment on priorities, write clear specs, manage releases, and own platform performance KPIs.
Skill Set
- 5–10 years of experience in lending product roles at fintechs, NBFCs, or banks.
- Proven success in building lending tech stacks and financial services products.
- Strong grasp of APIs, backend architecture, decision systems, and regulatory landscapes.
- Experience scaling products from MVP to full-stack, multi-vertical platforms.
- Excellent documentation, communication, and stakeholder management skills.
Job description
Position Type: In-office (Okhla)
Salary: 3-3.5 LPA
Experience Required: 1-5 yearsPlease do not apply for this position if you face grammar issues in your writing. YMGrad is a fast-paced study abroad consulting firm. The post is for the position of customer support executive. We are looking for people with experience in working with students on their journey to study abroad in countries like the USA, Canada, Germany, and more. You will often find yourself shortlisting universities for students, guiding them on how to improve your profile, and learning more every day along the way. Training is available for candidates who need the same. However, we will still need people without grammar issues in their writing.
Responsibilities
- Inform interested candidates about our services.
- Work closely with students and the consulting team
- Optimize client relationship and improve reviews.
Industry
- Consumer Services
Employment Type
- Full-time
Please note: This job is full-time in office. No hybrid or remote position offered.
Java
NodeJS (Node.js)
Python
Android DevelopmentWe are looking for a talented product engineer to facilitate the design and manufacturing of our next line of exciting products. As a product engineer, you will be working closely with the design team to create industry-relevant products that meet company specifications. You will also be required to design and oversee the product manufacturing process to ensure that our products meet state safety requirements.
To ensure success as a product engineer, you should have excellent analytical and design skills, good working knowledge of design software, and advanced troubleshooting skills. A top-notch product engineer should be able to transform ideas into high-end products that perfectly meet the needs of our customers.
Product Engineer Responsibilities:
- Meeting with the development team to discuss product ideas.
- Analyzing market and industry product trends.
- Determining product feasibility costs and return on investments.
- Developing design ideas based on customer interests, budgets, and market research.
- Creating rough product designs using sketches and computer software.
- Conducting theoretical testing on design models.
- Creating full product designs and specifications using computer software modeling techniques.
- Selecting product materials and designing the product manufacturing process.
- Overseeing production and ensuring that products conform to market specifications and safety regulations.
Product Engineer Requirements:
- Bachelor’s degree in mechanical engineering or a similar field.
- Previous experience working as a product engineer.
- Advanced analytical and design skills.
- Excellent written and verbal communication skills.
- Knowledge of industry and market trends.
- Ability to visualize theoretical models and design ideas.
- Good project management skills.
- A keen eye for detail.
Their services are available across the globe, with over 65% of their client base being from US, UK, and Canada. The company's primary focus is on Ayurveda and taking the ancient knowledge to anyone who wishes to bring back balance to their health and apply the tools in their everyday life.
- Tracking, managing and replenishing inventory at all the warehouses and all products of all brands of the company.
- Keeping an eye on the sales targets and making sure that inventory projections are made on a biweekly basis and tallied with the inventory in pipeline to ensure products are never out of stock.
- Managing and optimizing logistics cost constantly by optimizing daily processes and analyzing to find all inefficiencies in the processes currently in use.
- Establishing and enforcing departmental policies in sync with the other teams and their policies to ensure smooth synergy within the organization.
- Overseeing expenses related to packaging and other secondary expenses made by all warehouses and optimizing for any inefficiencies
- Reviewing team performance of all warehouses and solve for any gaps.
What you need to have:
- 1 to 4 years of experience in operations/ logistics.
- Preferably in Ecomm , retail, FMCG Companies
- Bachelor's degree
- Excellent understanding and background working in supply chain and warehouse management
Our client is more than 2 decades old NBFC registered with the RBI. The company was set up with an aim to empower rural entrepreneurs, SMEs, and small institutions by micro-financing. The company has come a long way since its inception in 1992 and has evolved with time with the introduction of its App in the small loans sector. At present, the company has more than 5000 employees and has serviced millions of borrowers to accomplish their dreams.
The group has diversified into the education segment and is running two schools. The schools are part of one of the largest private school chains in India. The schools have a flourishing family of 350 teachers and 6500 students. The leadership team at the helm of the company has demonstrable experience in financial services and has built the company by upholding the trust of its customers.
What you need to do:
- Identifying and sourcing prospective Channel Partners (CSP’s) in line with the requirements of the company
- Managing a team of Channel Partners (CSP’s) and selling the financial products/services of the company
- Being a representative of the company and ensuring that the queries or concerns raised by the Channel Partners (CSP’s) are resolved in a timely manner
- Ensuring that the Channel Partners (CSP’s) are handling and processing various related forms and documents as per the laid down processes
- Ensuring that the Channel Partners (CSP’s) are working and are operational during the working hours as per the company’s guidelines
- Monitoring the work-related activities of the channel of Channel Partners (CSP’s) and guiding them accordingly and thus be a link between the Principals and the team of Channel Partners (CSP’s)
- Working closely with internal stakeholders such as the teams within the company and also external stakeholders such as customers
- Ensuring compliance of related rules, laws & regulations while handling and selling the financial services to the customers
- Updating and maintaining a database of sales figures and other related data and reporting the same to the business in regular intervals
Desired Candidate Profile
What you need to have:- Graduation is a must
- Total work experience of 10 years with at least 3 years of work experience in heading business correspondent channel and driving sales through the same
- Excellent networking skills
2. Approach and partner with key stakeholders to define short and long term partnerships
3. Develop the brand voice on the supply side to align with our vision, values, and objectives
4. Execute and manage the promotional campaign with our partner network in the city
5. Deliver on monthly targets with weekly reporting to the central team in Gurgaon
6. Deliver insights based on field experience that can help drive our company's strategy in the city
Swift
iOS App Development
Objective C
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