2 Loan origination Jobs in Pune | Loan origination Job openings in Pune

Role Summary

We are looking for a hands-on technology professional to build and maintain our in-house lending technology stack, including CRM, Loan Management System (LMS), Loan Origination System (LOS), reporting dashboards, and API-based integrations. The role will also involve identifying and implementing AI-led automation to streamline lending operations, reduce manual intervention, improve efficiency, and support business growth.

Key Responsibilities

• Design, develop, and maintain internal CRM software for lending operations.
• Build and manage LMS and LOS modules for end-to-end loan processing, servicing, and reporting.
• Develop automated workflows for lead capture, application processing, underwriting, disbursal, repayment tracking, collections, and customer communication.
• Integrate third-party APIs such as KYC, PAN, Aadhaar, bank statement analysis, bureau checks, e-sign, payment gateways, SMS, WhatsApp, email, and account verification systems.
• Create MIS, dashboards, and reports for management, operations, risk, and collections teams.
• Work closely with business teams to understand process gaps and convert them into scalable technology solutions.
• Ensure system reliability, data accuracy, user access control, audit trails, and information security.
• Implement AI/ML tools where relevant for automation such as document extraction, customer segmentation, fraud detection, risk triggers, collection prioritization, chatbots, and workflow intelligence.
• Maintain documentation, source control, change logs, and development standards.
• Coordinate with external vendors, developers, and internal stakeholders where required.
• Provide technical support, bug fixing, updates, and continuous system improvement.

Required Skills and Experience

• Strong experience in software development, product development, or fintech technology.
• Hands-on knowledge of CRM, LMS, LOS, and workflow automation.
• Experience with API integrations and system architecture.
• Strong understanding of databases, reporting systems, and process automation.
• Working knowledge of AI tools, automation frameworks, and data-driven systems.
• Ability to independently build, manage, and maintain business-critical software.
• Good problem-solving skills and comfort working in a fast-paced NBFC environment.

Technical Knowledge Preferred

• Backend: Node.js / Python / Java / .NET
• Frontend: React / Angular / Vue
• Database: MySQL / PostgreSQL / MongoDB
• Cloud/Hosting: AWS / Azure / GCP
• Tools: Git, CI/CD, REST APIs, webhooks, OCR/document automation, BI dashboards

Exposure to lending platforms, fintech systems, or NBFC

Requirements

• Banking domain, cards area (Credit, debit and prepaid)
• Excellent understanding of Cards and payments technologies
• Know-how of process mapping, requirement gathering, gap analysis, documentation
• Good understanding of following aspects of Vision Plus – CMS, FAS, CDM, TRAMS, Functional understanding of all VisionPLUS blocks, VMXservices, Various reports.
• End to end exposure on testing related activities.
• Experience with mainstream defect tracking tools like JIRA / QC.
• Excellent written and oral communication skills.
• Perform peer review and regular reporting on progress made.
• Must be a very good team player & willing to learn new skills.
• Excellent communication skills.