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We are looking for an Engineering Lead to own the entire technology stack — from onboarding and underwriting to disbursals, repayments, and collections — and to build the engineering function into something genuinely AI-native.
What You'll Own
● Full tech stack: backend, frontend, infrastructure, integrations, and data pipelines
● Real-time underwriting and decisioning systems
● LOS/LMS architecture — onboarding, disbursals, repayments, and collections
● Integrations with bureaus, KYC providers, account aggregators, and payment gateways
● Reconciliation systems — disbursement, repayment, and NACH reconciliation end-to-end
● AWS infrastructure: scaling, reliability, uptime, and cloud cost ownership ● Data infrastructure for the credit and risk team — feature pipelines, model serving, experiment infrastructure
● Engineering leadership: hiring, sprint planning, code reviews, and execution standards
● Compliance systems: RBI guidelines, DPDP, KYC/AML, e-NACH, e-sign
AI-Native Engineering
This is a core part of the role, not a bonus. You will build a machine-readable knowledge base of the entire codebase — architecture, data models, service contracts, coding standards, decision history — so that AI agents working on code have the context to produce accurate, consistent output. You will build skills for code review, developer onboarding, and recurring engineering workflows. You will build a code review pipeline where agents do the first pass on every pull request. The knowledge base and the skills improve over time as the team grows and the product evolves.
What We're Looking For
● 7+ years in software engineering, with at least 2 years leading teams or architecture
● Strong hands-on experience with Python, Django, and React Native
● Deep expertise in AWS and cloud-native architecture
● Experience with both SQL and NoSQL databases
● Strong understanding of distributed systems, microservices, and API design
● Experience owning reconciliation or payment flow infrastructure in a lending or payments context
● Prior experience in fintech / NBFC / digital lending — mandatory
● Strong understanding of the full loan lifecycle — mandatory
● You have used LLMs seriously as engineering tools and have strong opinions about what makes AI-assisted development produce good output versus mediocre output
Bonus: Kubernetes / Kafka, AI/ML-driven underwriting, Account Aggregator framework, e-NACH / e-Sign / Video KYC integrations
What Success Looks Like
● scales with strong uptime, performance, and reliability
● Reconciliation runs cleanly — no financial discrepancies surface late ● A new engineer joins and is writing standard, correct code within their first week
● The credit team is never blocked on an engineering dependency
● Engineering health metrics are tracked and visibly improving
● AI agents are doing the structured first pass on code reviews, and the system gets smarter over time
Company: Kredit Venture
About the company:
KreditVenture is seeking a Technical Product Manager to lead the development, strategy, and
execution of our SaaS applications built on top of Loan Origination Systems and Lending Platforms.
This role requires a strong technical background, a product ownership mindset, and the ability to
drive execution through both in-house teams and outsourced vendors. The ideal candidate will play
a key role in aligning business goals with technical implementation, ensuring a scalable, secure,
and user-centric platform.
Job Description
Job Title: Senior Manager / AVP / DVP – Technical Product Manager
Location: Mumbai (Ghatkopar West)
Compensation: Upto 25 LPA
Experience: 7-8 years (Designation will be based on experience)
Qualification:
- Bachelor’s degree in Computer Science, Engineering, or a related field.
- An MBA is a plus.
Roles and Responsibilities
Technology Leadership:
- Lead SaaS Platform Development – Strong expertise in full-stack development (Java, Python, MERN stack) and cloud-based architectures.
- API & Workflow Design – Drive microservices-based REST API development and implement business process automation.
- Third-Party Integrations – Enable seamless API integrations with external service providers.
- Code Quality & Best Practices – Ensure code quality, security, and performance optimization through structured audits.
Vendor & Delivery Management:
- Outsourced Vendor Oversight – Manage and collaborate with external development partners, ensuring high-quality and timely delivery.
- Delivery Governance – Define SLAs, monitor vendor performance, and proactively escalate risks.
- Quality Assurance – Ensure vendor deliverables align with product standards and integrate smoothly with internal development.
Collaboration & Stakeholder Engagement:
- Customer Insights & Feedback – Conduct user research and feedback sessions to enhance platform capabilities.
- Product Demos & GTM Support – Showcase platform features to potential clients and support sales & business development initiatives.
Platform Development & Compliance:
- Component Libraries & Workflow Automation – Develop reusable UI components and enable no-code/low-code business workflows.
- Security & Compliance – Ensure adherence to data protection, authentication, and regulatory standards (e.g., GDPR, PCI-DSS).
- Performance Monitoring & Analytics – Define KPIs and drive continuous performance optimization.
RESPONSIBILITIES:
- Help your engineers grow their skills and experience
- Conduct code reviews, and make technical contributions to product architecture as well as get involved in solving bugs and delivering small features
- Hold regular 1:1's with all members of the team, give regular and clear feedback around the individual's performance
- Foster technical decision-making on the team, but make final decisions when necessary
- Provide oversight and leadership to a team of developers to ensure timely execution of team and project deliverables
- Maintain up-to-date skills in software development technologies and a broad understanding of the business, business needs, and how applications/assets drive and support the business
REQUIREMENTS:
- 6+ years of experience in software development and 1+ in team management.
- In-depth technical experience in at least one of the core languages, frameworks, or technologies used in backend development.
- Ability to mentor junior software developers, as well as to collaborate with all stakeholders.
- Extensive experience in developing, deploying, and integrating software solutions.
- Proficiency in documenting processes and monitoring performance metrics.
- Knowledge of best practices related to design principles, API development and software architecture.
- Ability to keep up with software industry trends and innovation.
- Exceptional interpersonal and communication skills.
Cloud Developer
● Overall 6-8 years of IT Experience including Java/.Net based Software Developmentwith
minimum 2-3 years of experience in developing applications on cloud (AWS/Azure/Google)
● Excellent understanding and hands on with cloud computing concepts including
but not limited to microservices, containerization, DevOps etc.
● Excellent knowledge of cloud native computing technologies and current computing trends
● Ability to effectively address Customer NFRs with most suitable cloud/open source servicesavailable
● Updated on latest Cloud offerings
● In depth experience in problem solving, guiding team members on cloud development challenges
● Expertise in preparing technical architecture for cloud development
● Hands on Experience in any one of Multi-cloud/Hybrid Cloud model
implementation utilizing leading platforms like Red Hat OpenShift, GoogleAnthos,
VMware Tanzu
● Implementation experience in leading open source technologies like Spring boot,Spring
Batch, Spring cloud, Drools Rule Engine etc.
● Should be able to understand customer cloud requirements and implement technical solutions
● Experience in designing and implementing reusable components/accelerators
● Ability to participate in solution discussions with customers
● Hands on with DevOps implementation
● Hands On Experience in developing POC’s and pilots is a must
● Experience in cloud CoE will be a added advantage
● Certified developer in AWS, Azure or Google
● Effective communication skills (written and verbal) for seamless cloud based development
"Need candidates with Notice period of 30 - 45 days."
Architectural:
Design and implement a software architecture
Select a technology stack
Design and configure infrastructure
Select a development toolkit (IDE, etc.)
Design and implement a database design
Improve and optimise the application architecture
Ensure scalability of the application
Ensure scalability of the infrastructure
Explore new technologies and decide whether to implement them
Strategy, planning, and design:
- Take end-to-end ownership of the product, identify technology requirements, define the future product vision, create preliminary design concepts for add-on modules and shape overall technology and product roadmap by collaborating with the founders, business development, and marketing team.
- Ensure user oriented design is the primary approach to product development across multiple screens, based on user behaviour data and direct customer feedback.
Implementation and deployment:
- Manage Product Release, QA cycles, feature implementation and on time delivery through in-house team and vendors.
- Collaborate with team and customers to define use cases.
- Creation of wireframes/prototypes, site maps and user-flows for web and mobile platforms.
Operational management :
- Support marketing by implementing technical requirements for SEO/product analytics.
- Establish and supervise a quality assurance process, including integration & system testing.
- Rigorously monitor key performance metrics and coordinate with various teams to take corrective actions if needed.
- Establish and forecast ROI of features and succinctly articulate competitive advantage.
- Set-up data collection and analysis system in collaboration with CEO to track key performance.
metrics.
Strong fundamentals in computer science/engineering and algorithm design.
Practical knowledge of computer software algorithms in machine/deep learning, NLP, Computer Vision etc.
Personal Requirements:
- Min of 7+ years of Hands on experience in Web app development, payment gateways implementation, architecture design, product management, databases and UI/UX in consumer facing applications.
- Experience on projects involving engineering and algorithmic functions, machine learning, deep learning and artificial intelligence is very advantageous.
- Creative self-starter who is comfortable with both taking initiative and working in teams.
- Strong communication skills.
- Willingness to learn and utilise emerging technologies.
- Sincere passion to use disruptive technologies that can be globally significant
As the Full Stack Developer, you will work closely with the co-founders, lead developer and business development team to create products that are truly useful for the customers and the internal sales team.
- Building and growing an online platform
- Obsessed about customers and helping people use the platform
- Designing and developing rich application that combines consumer-grade usability and design sensibility with enterprise-grade performance, scalability, and reliability
- Having an eye for the broader strategic aspects and trends
- Taking ownership for a task or an area of responsibility and driving to completion, on time and to high quality
- Maintaining quality and ensuring responsiveness of applications
- Understanding and implementation of security and data protection
- Identifying bottlenecks and bugs, and devising solutions to these problems
- Thinking strategically, but with a bias towards getting things done without over thinking it
- Having structured, focused thinking, and able to keep to task lists and time lines
- IIT/NIT Graduates Preferred
- B.E/B.Tech with 1-2 years of experience in Ruby on Rails
- Hands on experience with using libraries such as RSpec, Beanstalkd, Faye and background processing.
- Good knowledge of at least one of the Javascript frameworks like EmberJS, AngularJS
- Have a background in functional composition of web pages using HTML / CSS, and turning a wireframe design into a well-formatted, user-friendly responsive web page
- Follow best practices like test-driven development, continuous integration, Agile methodology, refactoring and code standards
- Proficient understanding of code versioning tools e.g. Git, Mercurial or SVN
- Good knowledge of schema less databases such as Elastic search, redis as well as Relational Databases such as PostgreSQL
- Excellent problem solving skills and bringing in new, innovative ideas to the table to make the platform more productive
- Hands-on experience on deployment and maintenance of server (knowledge about AWS and performance monitoring tools like NewRelic / CloudWatch will be a great plus)
- Should be committed to the job and the growth opportunity in a startup
- Should enjoy working as part of a team
- Should be proactive, self-driven, and able to thrive in a fast-moving startup environment
- Should communicate fluently and effectively in English, internally and with external partners

A network security company located at Mumbai
● Constant benchmarking for capacity and performance
● Documenting feature capability in detail
● Supporting marketing initiatives on the product / differentiators
● Test scenarios for faults / bugs
● On-call (only emergency - L4) support to customer issues
● Building best practices for customer scenarios
Who we are looking for
● Understand the larger picture and work for customer success
● Passionate to solve problems
● Understand the product life cycle
Ideal candidate should be able to guide multiple projects at once in a dynamic and expeditious environment. You will be responsible for developing a world-class product with clean, well-documented code and at the same time ensuring high performance & scalability using proper design principles. You will be responsible for writing server-side web application logic as well as for the integration of the front-end part. Needless to mention you have demonstrated ability towards urgency, ownership, sharing success and competent enough to excel prevailing engineering velocity at Cogoport.
You should be a modern thinker and believer of manager and hierarchy free organisation like Cogoport. The ideal candidate would be assessed basis the defined role fitment. Critical is that you are curious and learner to be able to seek out and evaluate new ideas and bringing them back into the organisation. If you have outstanding programming skills and a great passion for developing beautiful, innovative applications, then let's get in touch!
1. Problem Solving: You should have the rigour and discipline to approach most of the problems and ensure the delivery of quality work ahead of timelines. You are able to look at a problem, define and brainstorm ways to achieve an optimal solution and pick the best engineering approach to bring the software productivity.
2. Architectural Design: You should have in-depth knowledge to design highly scalable architecture. You have strong experience in building products ensuring scalability in tech architecture & design implementation.
3. Database: Should have strong expertise in the database to manipulate data in the software system to minimize data redundancy and maximize the speed of retrieval. Knowledge of MongoDB, MySql, PostgreSQL database is preferred.
4. Algorithm Skills: You should be adept in all algorithm aspects to define an efficient way of solving the problem. You will solve complex problems with algorithms embedded in logical thinking and creating the most efficient and optimum code.
5. Code Quality: Enhancing the code quality by structuring the code & making sure that all the guidelines are followed to ensure enhancing code efficiency & reduction of code failure & bug rectification.
6. Product Inclination: A Software Engineer not only gets involved in coding but should equally understand the product/feature to think & cover all the possible business edge cases coming on the way.

