
About the role:
We are seeking a highly detail-oriented and experienced Payment Switch Manual Tester to join our Quality Assurance team. The ideal candidate will be responsible for rigorously testing and validating the functionality, reliability, and security of our core payment switch system, ensuring flawless transaction processing and compliance with all industry standards.
Key Responsibilities
- Test Planning & Design: Analyze payment switch requirements, technical specifications, and user stories to create comprehensive test plans, detailed test scenarios, and manual test cases.
- Test Execution: Execute functional, integration, regression, system, and end-to-end testing on the payment switch and related systems
- Transaction Flow Validation: Manually validate various payment transaction lifecycles, including authorization, clearing, settlement, and chargebacks for credit/debit cards, prepaid cards, and other payment methods.
- Defect Management: Identify, document, and track defects and inconsistencies using defect management tools (JIRA) and work closely with development teams to ensure timely solution.
- Protocol & Scheme Testing: Test and validate messages and protocols ( ISO 8583, SWIFT) and ensure compliance with card scheme mandates (Visa, Mastercard, RuPay).
- API Testing: Perform manual testing of APIs (REST/SOAP) related to payment processing, ensuring correct data validation, security, and error handling
- Data Validation: Execute SQL queries for backend database validation to ensure data integrity and consistency across the transaction lifecycle.
- Collaboration: Participate in Agile/Scrum ceremonies, provide testing estimates, and communicate test status and risks to stakeholders.
- Documentation: Prepare and maintain detailed test reports, test summary reports, and other necessary QA documentation.
Required Experience & Skills
- 3+ years of proven experience in manual software testing.
- 3+ years of direct experience testing Payment Switch systems, Card Management Systems.
- Strong understanding of the Payments Domain and the end-to-end transaction lifecycle (Authorization, Clearing, Settlement).
- In-depth knowledge of payment industry standards and protocols, such as ISO 8583.
- Proficiency in designing and executing various types of manual tests (Functional, Regression).
- Unix/Linux – Comfortable with command-line tools, log analysis.
- Experience with testing tools for APIs ( Postman, SoapUI) and defect tracking (JIRA).
- Solid skills in writing and executing SQL queries for data validation.
- Excellent analytical, problem-solving, and communication skills (written and verbal).
Interview Process -
- Screening
- Virtual L1 interview
- Managerial Round
- HR Discussion

About Phi Commerce
About
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.
Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc. This uniquely positions us to eliminate friction in first & last mile of payments and create a sustainable digital payment ecosystem.
Tech stack
Candid answers by the company
Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at the doorstep, online & in-store across a variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
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