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EarlySalary is an instant line of credit to young working Indians. EarlySalary is a pioneer in introducing
instant loans & salary advances and has disbursed over Rs.5,000Cr worth of loans on its platform and
currently disbursed nearly 100,000 loans a month and is considered one of the largest Digital
Consumer FinTech Lender in the country. EarlySalary is a series C funded start-up and has raised
multiple rounds of investment from global investors including Eight Roads (Fidelity) Ventures &
Chiratae (IDG) Ventures and is considered one of the fastest-growing FinTech start-ups in India. With
a clear focus to disrupt the finance and banking domain, EarlySalary has built a strong team focused
on build Technology, mobile platform, Risk & AI/ML models to better decisioning and real-time
lending. As a full-stack lender we manage both sides of the business building better technology and
products for powering our lending platform and build ML models for better risk mitigation and giving
real-time decisions to our customers.
Our ML & Risk Analytics Stack & Practice is focused on building a better Risk Score Card & building a
high amount of automation. EarlySalary is considered one of the fastest & most automated lenders
in the Industry
Job Title : Collections Strategy Manager
Experience : 5 - 7 years
Job location : Pune
Core Responsibilities :
• Strong in process development and policy development.
• To simplify and define processes and think over traditional collections practises to evaluate
the right strategy to collect from each account.
• Plugging gaps in the collection process to mitigate loss.
• To manage and understand collection system and optimise the productivity.
• Track payment pattern of customers, do behavioural segmentation, compare past
repayment and identify push strategies to enhance customer experience and optimise
productivity.
• Bring in new age technology , advanced analytics and best practises and keep changing the
way successful collections shops operate.
• To automate and create process that is also cost effective.
• To make use of new digital channels to engage with customer and create a more engaging
experience and scale up connectivity.
• Work closely with collection team on strategy implementation and execution.
Preference and Experience :
• System development & policy development experience from collections background from NBFC or Banking
Academic qualifications :
• Graduate /MBA preferred
Key Responsibilities
- Team Leadership & Management
- Lead, mentor, and manage a team of 6–10 full-stack engineers (MERN stack).
- Drive performance management, team development, and career progression.
- Collaborate with product managers, designers, and QA to ensure timely delivery of high-quality features.
- Technical Ownership
- Own the architecture, design, and implementation of core fintech product modules using MongoDB, Express.js, React.js, and Node.js.
- Review and enforce coding standards, CI/CD pipelines, and software quality best practices.
- Ensure system scalability, security, performance, and availability.
- Project Delivery
- Translate business requirements into scalable tech solutions.
- Ensure sprint planning, estimation, execution, and stakeholder communication.
- Proactively identify risks and bottlenecks and implement mitigations.
- Product & Innovation Focus
- Work closely with leadership on technology strategy and product roadmaps.
- Foster a culture of innovation, continuous learning, and engineering excellence.
Requirements
- 8+ years of software development experience, with at least 3+ years in team leadership roles.
- Proven track record of working in product-based fintech companies.
- Deep hands-on experience in the MERN stack (MongoDB, Express.js, React.js, Node.js).
- Strong understanding of cloud-native architectures (AWS/GCP/Azure).
- Proficiency in REST APIs, microservices, Docker, and container orchestration.
- Exposure to security best practices in fintech (e.g., data encryption, secure auth flows).
- Strong debugging, optimization, and analytical skills.
- Excellent communication, interpersonal, and stakeholder management skills.
- Ability to work in a fast-paced, startup-like environment with a product ownership mindset.
Nice to Have
- • Experience with TypeScript, GraphQL, or WebSockets.
- • Exposure to DevOps practices and observability tools.
- • Prior experience building lending, payments, or investment platforms.
What you can expect in return:
- ESOPs basis performance
- Health insurance
- Statutory benefits like PF & Gratuity
- Flexible Working Structure
- Professional development opportunities
- Collaborative and inclusive work culture
Our client is an all-in-one Creative Agency that takes care of all the creative needs under one umbrella. They believe in the use of words, concepts and ideology to structure a company's brand identity and provide them with a holistic approach toward their goal of establishing a digital footprint catering to all sections of the industry.
Their umbrella shelters multiple subunits. Each unit plays a pivotal role in transforming its customer's digital journey.
Responsibilities:
- Create proposals based on the market and customer insights, including value proposition, pricing, strategy and target audience.
- Organize various marketing campaigns across different platforms. Design, plan, and execute them and measure their effectiveness.
- Keep an eye on all marketing channels from website to social media and everything else in between.
- Create brand awareness, come up with creative and innovative ideas and help in advertising and promoting.
- Attract, convert and monitor the marketing traffic and achieve the desired goals.
- You'd have your own high-performing marketing team, so ensure effective coordination takes place within as well as with other teams to achieve desired results.
- The marketing budgets are in your hands to acquire effective tools and resources, and the budget for various projects, would be handled by you as well.
- Build and maintain relationships with multiple stakeholders and clients, and excel in different fields of the market.
- You've got the authority to implement and improve any on-going marketing strategy and plan a better one if required.
- Come up with content strategies based on business objectives for our targeted audience across all platforms.
- Always make a note of the competitor's strategies and look out for their next move. Keep yourself updated with the new marketing trends.
Requirements:
- Bachelor's / Master's Degree in Business or any related field
- 3-7 years of work experience
- You know market segmentation, product and service strategy, competitive strategy, and product/service development inside out, establish KPIs and plan resources by those KPIs"
- Understand key marketing performance metrics and tracking tools to provide market research, forecasts, competitive analyses, campaign results, and consumer trends in order to translate results into actionable insights for the marketing team
- Your knowledge of various marketing and analytical tools such as Wordpress, Google Analytics, Google Ads, etc. is an advantage
- Oversee and grow the marketing department, consistently identifying revenue opportunities within our established client base and managing consistent growth by securing new accounts
- You carry leadership qualities and have managed several marketing teams and have the desire to nurture your teammates.
- Your verbal & written communication skills have always been on point.
- Should know tools like Hubspot, Zoho CRM, making marketing pipeline and architectural solutions
- Collaborate with the business team to uncover insights and strategies to develop and implement marketing and branding strategies for new and existing products, internally and externally
- Identify short-term and long-term scheduling, budget, and resource needs, including the development and management of an annual marketing budget, profit/loss projections, expenditure spending, and other financial considerations.
Financial Analyst/ Financial Associate- Operations
# IMMEDIATE JOINING!!!!
# WORK TIME- 9 AM - 7 PM FIXED DAY SHIFT !!!
# WORD DAYS - MONDAY TO SATURDAY - IT IS INDIAN CORPORATE !!!
# EXCELLENT COMMUNICATION SKILLS
# CA drop outs are welcomed!!!
# NO FRESHERS ALLOWED
# ANYONE PURSUING COLLEGE DON'T APPLY
Roles and responsibilities-
- Analyze client financials, business models, and cash flows to determine optimal debt solutions.
- Develop tailored debt structures that align with client needs and market conditions.
- Conduct risk assessments and prepare feasibility reports to support lending decisions.Collaborate with clients to gather necessary financial documentation and understand funding requirements.
- Advise clients on suitable funding options, such as term loans, working capital finance, or structured finance products.
- Act as a liaison between clients and lenders to ensure smooth communication and process execution.
- Identify and establish relationships with banks, NBFCs, and other financial institutions.
- Negotiate loan terms, interest rates, and other conditions on behalf of clients to secure favorable terms.
- Manage the end-to-end loan application process, from initial submission to final disbursement.
- Oversee the preparation and review of financial models, business plans, and funding proposals.
- Ensure all documentation is accurate, complete, and compliant with regulatory and lender requirements.
- Monitor and address compliance risks during the funding process.
- Research trends in debt markets, interest rates, and regulatory changes to advise clients and the team.
- Develop strategies to position Terkar Capital as a leader in debt funding services.
- Provide insights into new debt products and innovative funding solutions.
- Track the progress of debt funding projects and ensure deadlines are met.
- Analyze the financial impact of debt funding solutions for clients and prepare performance reports.
- Provide feedback to the operations team to streamline funding processes.
- Build and maintain relationships with lenders, investors, and regulatory bodies.
- Coordinate with cross-functional teams, such as credit analysts and legal advisors, to ensure project success.
- Present funding proposals and progress updates to senior management and external stakeholders.
- Lead a team of analysts in conducting due diligence, financial analysis, and proposal preparation.
- Review and validate work done by junior team members to ensure quality and accuracy.
- Mentor and train team members to enhance their understanding of debt funding operations.
- Leverage financial tools and software to improve efficiency in analysis and reporting.
- Recommend and implement process improvements to enhance the debt funding lifecycle.
Education-
1. Basic B.Com, M.com / Finance / BBA/ MBA Finance knowledge is must with 2+ years of experience in CA firm / Accountiing firm
2. Excellent communication Skills
3. Excellent technicals skills
4. Keen to learn
5. Should be resposible in all aspects along, sense of maturity and responsibility is must.
6. PLEASE CFA/ CS/ ACCS/ CA LEVEL- APPERARING/ WILL APPERAR/ APPEARED - DON'T APPLY
7. ALREADY WORKED IN BANKS - DON'T APPLY
SALARY WILL BE BASED ON INTERVIEW - BUT NOT UNDER PAID !!!
Schedule:
- Day shift
- Fixed shift
Supplemental Pay:
- Joining bonus
- Performance bonus
Ability to commute/relocate:
- Erandwane, Pune, Maharashtra: Reliably commute or planning to relocate before starting work (Required)
Application Question(s):
- Comfortable in Monday to Saturday - 9 AM to 7 PM working ????
- Have You read the complete Job description ???? If not, please read again !!!
- Can you join immediately?? Or please tell your notice period??
Experience:
- total work: 2 years (Required)
Language:
- English (Required)
Work Location: In person
Expected Start Date: Immediately
PLEASE GO THROUGH THE WEBSITE- www.terkarcapital.com
Technical Customer Support
- Ability to work in team environment
- Familiarity with customer service software (CRM,ticketing systems) for chat and call process.
- Ability to work flexible hours ,including evenings and weekends.
- Earlier experience into chat and call support process.(Technical support experience)
- Customer oriented approach and ability to adapt different situations
- Hands on experience on MS office suite.
- Ability to multitask and problem solving skills
- 0-2 years of experience
- Excellent communications skills written and verbal.
Responsible for :
- Respond to customer queries via chat or phone in a timely and professional manner.
- Proactively responding on tickets or issues.
- Resolve customer queries or issues with required solutions
- Coordinate with internal teams for query resolution.
- Provide required information about products and services offered by Provakil.
- Update customer information and issue details in ticketing platform
- Analysing the challenges faced by clients and passing the details to technical team.
- Should be aware of product feature updates.
- Flexible in working shifts
Requirement:
- Respond to customer queries or technical issues via email in a timely and professional manner.
- Resolve customer complaints or issues by providing appropriate solution or alternatives.
- Should have knowledge of API integration, cloud based tool.
- Interact with cross team to get the issues resolved.
- Hands on experience on CRM or any ticketing system.
- Should be able to lead meetings and training sessions.
- Worked in customer facing environment.
- Troubleshoot technical issues at level 1 and level 2 .
- Handled customer escalations and worked on escalation matrix
- Provide weekly status on ticket received and resolved
Additionally,
Excellent communication verbal and written.
Handled enterprise client issues in previous experience.
Bachelor’s degree in CS or IT or related field.


Primary Responsibilities
- Architect and drive complex software performance improvement projects that mitigate the performance challenges of the product and establish new guidelines for future product features
- Work with the development team, and database administrators to analyze performance bottlenecks, make recommendations to address performance concerns, and co-design performance into new feature development
- Efficiently working with various profiling and monitoring tools to identify performance and concurrency bottlenecks, propose and implement optimizations to improve cloud product
- Review end-user usage patterns and customer logged performance defects and enhance performance test coverage based on gaps identified.
- Understand database internals, server and storage system design, application interactions with database queries and stored procedures and with other downstream systems
- Troubleshoot issues experienced by users and propose solutions
Basic Qualifications
- 8+ years of experience in implementing and driving software performance engineering projects and solutions. Advanced level experience with concurrency, multithreading, and distributed system architectures
- Experience analyzing performance bottlenecks with application code interfacing with databases using ORM Frameworks, cache layers, data storage, servers, networking, and database query protocols including developing stored procedures, SQL queries, and database applications
- Working knowledge of relational database internals (locking, consistency, replication, serialization, failover, recovery)
- Comfortable with Windows, SQL Server, .NET Framework/Core, GIT, Nuget, SPA, Modern UI Frameworks, ORM Framework NHibernate in terms of both tools and application development
- Passionate about finding software performance bottlenecks and optimizing code to produce a better customer experience
- Experience with APM (Application Performance Monitoring), RUM (Real User Monitoring), and other Dev tools used for Performance monitoring and analysis
- Experience with performance bottleneck analysis, system design for scaling
- 5+ years of software development experience in Java 8+ and Microservices.
- Experience in developing micro services. Experience in developing High Cohesion & Loosely Coupled Micro Services.
- Experienced in skills of requirement, analysis, design, develop, Java, springboot, microservices, rest api, AWS, lambda, EC2, Jenkins, design pattern, spring security, splunk, auth, docker, SOLID
- Hands on experience on Microservices Architecture.
- Should have excellent acumen in Data Structures, algorithms, problem-solving and Logical/Analytical skills. Thorough understanding of OOPS concepts, Design principles and implementation of different type of Design patterns.
- Experience with Multithreading, Concurrent Package and Concurrent APIs
- Basic understanding of Java Memory Management (JMM) including garbage collections concepts.
- Experience in RDBMS or NO SQL databases and writing SQL queries (Joins, group by, aggregate functions, etc.)
- Hands-on experience with Message Broker like Kafka/Rabbitmq or other. Hands-on experience in creating RESTful webservices and consuming web services. Hands-on experience with spring Cloud/Spring Boot.
- Hands-on experience with any of the logging frameworks (SLF4J/LogBack/Log4j)
- Experience of writing Junit test cases using Mockito / Powermock frameworks. Should have practical experience with Maven/Gradle and knowledge of version control systems like Git/SVN etc.
- Hands on experience on Cloud deployment/development like AWS/Azure/GCP.
- Good communication skills and ability to work with global teams to define and deliver on projects. Sound understanding/experience in software development process, test-driven development.
Benefits of Working Here:
- Gender Neutral /Diversified Culture
- 51 Leaves annually
- Insurance covered for family
- Incentives, Bonus
- Permanent WFH Option
- Generous parental leave and new parent transition program
- Flexible work arrangements

Roles and Responsibilities :
- Lead the delivery of high quality, innovative, flexible, cost-optimized, and scalable technical solutions that meet business requirements
- Design, Develop, test, and maintain software applications with MVC architectures, Microservices, and scalable cloud-native apps.
- Perform hands-on coding and provide thoughtful code reviews
- Mentor and lead team members to continuously improve quality and productivity of deliverables
- Demonstrate ability to work within an agile team as well as collaborate with many other teams on design and implementation strategies. Follow SCRUM Agile Development methodology
- Effective Communication Skills- An ability to express your ideas to the recipient & Co-ordinate and communicate with cross-functional team along with the client's team
- Problem Solving, Hustler - Get Stuff Done, Self-Disciplined Open-minded, User-Focused, Adaptive
- Lean Principles & Analytical Thinking
- Project planning, timelines, and milestones for execution and deliverables
- Participate in the Evaluation Review of your team member
Primary Skills
- Experience in building an enterprise web application using ReactJS as the frontend framework
- Experience with Redux and React Hooks
- Expert in HTML5, CSS3
- Experience in Bootstrap4 or CSS pre-processor like Less or Sass is highly desirable
- Strong knowledge of best practices and modern web design trends is necessary.
- Some experience with modern web-based typography.
- Excel at rapid prototyping and at writing good code.
- Experience with testing/debugging in multiple browsers and platforms.
- Expertise in using JavaScript
- Should have worked on REST client and WebSockets
- Should be able to write Unit testing using any one of the frameworks like Cypress, Jasmine, Karma, Jest, Enzyme, or any other similar framework.
- Should have experience in either one of the Build scripts like Gulp or Grunt or Webpack
- Low-Latency UI, Page optimization, and bundle build+caching
- Problem-solving and debugging skills
- Component-based architecture
Primary Skills: Java Backend Development, UNIX, Oracle, SQL, MQFTP
Secondary Skills: Autosys, Service Now
Experience: 6- 8 years
Responsibilities:
- Drive the Migration Project and support Business Applications teams through the project lifecycle.
- Interpret written business requirements, functional requirements and technical specification documents to design and develop technical solutions that meet business needs
- Contribute to Application development, migration of components, testing and Production Support.
- Collaborate with IT and Business partners to develop, and troubleshoot end to end technical solutions
- Create and maintain technical evaluation documentation using defined technical documentation templates that meet standards
Required Skills:
- Well versed with Java Backend Development.
- Proficient in Oracle, SQL.
- Experience in Shell scripting in UNIX, Autosys scheduler
- Good understanding of Database Management Systems (DBMS)
- Knowledge of different file movement patterns and tools - File Transfers, Messaging, MQFTP, Sterling Integrator, Mobius
- Knowledge of different file formats plus file format conversion to & from JSON, csv etc.
- Good understanding of Object-Oriented Programming
- Good understanding of SDLC lifecycle & processes.
- Exposure to ITIL foundational concepts, Service Now and Production Management Activities.
- Financial Services experience will be a plus
- Experience in using Dev tools ( Eclipse ), code quality tools, defect tracking tools
Desired Skills:
- Strong interpersonal, oral, presentation, and written communication skills
- Excellent team player with good organizational, communicational, analytical and logical skills.
