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Job Title: AI & Product Engineering Intern

Company: Optimo Capital (Nipun Projects and Finance Pvt. Ltd.) Location: Bengaluru, Karnataka (On-site / Hybrid) Duration: 4–6 months | Immediate / Rolling start Stipend: Based on profile

About Optimo Capital

Optimo Capital is an RBI-registered NBFC and India's first phygital Loan Against Property lender. We serve MSME business owners across 5 states, offering loans of ₹10L–₹2Cr with 4-day disbursal. Our tech team is actively building AI systems that redefine how lending operations work — from smart underwriting to autonomous calling agents to document intelligence and real-time property valuation.

What You'll Work On

You will be embedded in an early-stage fintech team working hands-on to make AI systems actually work in the real world — not in theory, not in demos, but in production. This means getting deep into existing projects — an autonomous AI calling system, an intelligent document extraction pipeline, and agentic AI frameworks — running experiments, figuring out what works and what doesn't, and iterating fast until it does.

Expect a lot of trial and error. Expect to think from first principles. Expect to question assumptions and find creative solutions to problems that don't have a textbook answer. The job is as much about curiosity and persistence as it is about technical skill.

Beyond the engineering, you will also be expected to think like a product person — understanding the business impact of what you build, owning parts of the product, and connecting the dots between what the AI does and why it matters to the business.

What We're Looking For

• Person with fundamental thinking in problem solving Currently pursuing or recently completed a degree in Computer Science, Mathematics, Statistics, or Engineering
• Solid programming fundamentals — Python, NodeJS etc and ability to learn new language if required
• Has shipped something: Internship, a project, a GitHub repo, a hackathon submission, or a research prototype that demonstrates end-to-end thinking
• Understands software systems beyond just writing code — APIs, data flows, system design at a basic level
• Can articulate the product reason behind technical decisions — not just "how" but "why"
• Comfortable working in ambiguity and taking ownership of open-ended problems

What Makes a Great Fit

We're looking for someone who reads about AI systems on weekends not because they have to, but because they're genuinely curious. You should be the kind of person who, when given a problem, immediately starts thinking about the product experience and the architecture simultaneously — and can hold both in your head at once. If you've built an LLM-powered tool, integrated a voice API, parsed messy documents, or simply gone deep on understanding how modern AI systems work under the hood — we'd love to talk.

Responsibilities

• Lead consultative engagements with clients, exploring their technical and business challenges. This will include delivering workshops, presenting solution overviews and providing benefits analysis of software features and developments
• Provide consulting services to aid the implementation, adoption, operation and expansion of Adobe Campaign at client organisations
• Provide Implementation consultancy, Customer Assistance and post-implementation support to Adobe Campaign clients in their deployment and use of Adobe Campaign solution. Specifically (but not limited to):

o             Work with Clients to assess requirements

o             Configure & Design Adobe Campaign to meet customer business needs by understanding their database architecture and setting-up ETL and data-flows

o             Configure the Adobe Campaign solution to customers’ requirement including Campaigns set-ups, building web pages using Scripting

o             Develop customer specific solutions where necessary and document them

o             Proactive problem diagnosis, troubleshooting and resolution

• Create Implementation plans for new and existing clients
• Creation of accurate estimates and quotations for Adobe Campaign Consulting services
• Creation and maintenance of relevant documentation including requirements, functional and technical specs that define and support the solution
• Ownership of the technology solution from estimation and design through to delivery, acceptance and operation
• Knowledge transfer/Training to customers on solution implemented
• Product Upgrades and Configuration activities
• Reporting on project delivery to Project Management and Manage projects on your own in smaller projects which don’t have dedicated Project Managers
• Build great working relationship with Onshore Consulting team,  Learn and Adopt best-practices from such teams globally
• Work closely with the Quality Assurance team to ensure professional delivery of technical implementations

Responsibilities include:

Leading with the marketing team to understand design requirements and objectives.

Creating visually appealing graphics for various platforms, including social media, website, presentations, and print materials.

Developing unique design concepts that convey our brand's personality and value proposition.

Designing graphics for B2B campaigns that effectively communicate key messages.

Maintaining brand consistency across all visual assets.

Creating motion graphics and video content, if experienced, to enhance storytelling and engagement.

Managing multiple design projects simultaneously and delivering high-quality designs within deadlines. Staying updated with design trends, industry best practices, and incorporating innovative ideas into your work.

Qualifications and Experience:

2-4 years of proven experience in graphic design roles.

Strong portfolio showcasing a diverse range of design projects for both B2B and B2C brands.

Proficiency in Adobe Creative Suite (Photoshop, Illustrator, InDesign) Microsoft Powerpoint and other relevant design tools.

Excellent understanding of design principles, typography, color theory, and layout.

Good communication skills to effectively interpret design briefs and collaborate with cross-functional teams.

Experience in motion graphics or video editing is a plus.

Knowledge of UI/UX design principles is beneficial but not mandatory.

Attributes and Skills:

Creative mindset with a keen eye for detail.

Ability to think conceptually and translate ideas into visually appealing designs.

Strong organizational and time management skills to handle multiple projects and meet deadlines.

Adaptability to work in a fast-paced environment with evolving design requirements.

Collaborative approach, open to feedback, and willing to iterate on designs based on input.

- Good understanding of NODE JS back-end development

- Strong understanding of Node.js and frameworks available for it

- Understanding of front-end technologies, such as React or Angular, HTML and CSS3
-Solid understanding of object-oriented development and design patterns.

- Good experience with AJAX, REST and JSON

- Experience with development practices such as Test-Driven Development and Continuous Integration
-Experience in Version Control Systems like GIT, Bitbucket
- Must have good problem solving and analytical skills.

- Must be a team player, having good communication skills, self-starter

- Ability to pick up new technology is needed.

Want to work for Riskcovry?
We are a passionate, dynamic, and balanced team. Our culture is open, direct, and merit-oriented. Our team has enormous depth across insurance, technology, fintech, strategy and investment. We have great investors partnering with us to help achieve our vision.

Riskcovry is one of the fastest growing startups in our space and we would love to have you onboard. Read more about us:
https://www.riskcovry.com/" target="_blank">https://www.riskcovry.com
https://www.linkedin.com/company/riskcovrycom/" target="_blank">https://www.linkedin.com/company/riskcovrycom/

We are looking for people who:
1. Have a strong bias for action and value speed over perfection.
2. Make decisions with this ethos: Customer > Company > Team > Me
3. Thrive in a flat and open organization
4. Recognize that frugality is the key to efficiency
5. Are self-starters and have a natural tendency to own company and team goals

Job Location: Bangalore (Work from Home Based on Covid Safety Guidelines)

Industry Type: Insurance and Technology

Vacancy: 6 Positions

Experience: 3-4 Years

• Level 4 - 4no’s 
• Level 3 - 1no’s 
• Project coordinator

Additional Benefits: Insurance, PF, Gratuity,In house Psychologist and ESOPs for deserving candidates.

Roles & Responsibilities

• Experience with L2/L3 support, Service Management, Escalation management, KPI/SLAs tracking, measuring and reporting 
• Ability to troubleshoot and provide resolution in a fast-paced environment
• Installing/ upgrading the database server and application tools.
• Good in creating support documentation – Runbook, troubleshooting guide, SOP
• Should be open to work towards issue resolution as priority tasks
• Ability to qualify issues, test them and provide resolution with the help of Dev/Engineering team
• Provide input for modification of procedures and documentation used for problem resolution and day-to-day maintenance.
• Solve database usage issues and malfunctions.
• Provide data management support for our users/clients
• Linux/Unix Operating System skills including 
• Viewing and searching server log files
• Editor skills such as vi, vim, emacs etc
• Restart and trouble shoot servers not responding
• Copy files from remote servers
• Vhost and Access logs interpretation

Requirements, Desired Skills and Experience

• Hands-on experience in delivering results-driven solutions with proven business value.
• 3+ years of experience with Python/Perl/C or similar scripting.
• Familiar with queries, procedures, and query optimization
• Hands on experience with linux operating environment.
• Run simple scripts on linux preferably linux root as sudo
• AWS certification - preferred.
• Excellent interpersonal skills.
• Familiarity with working on an Agile/Iterative development framework.
• Self-starter with a positive attitude with the ability to collaborate with product managers and developers.
• Good to have knowledge of support tools – Freshdesk or similar tools
• Prior knowledge of Insurance domain is a plus
• Should be open to work over weekends and on holidays during emergencies

Primary Job Responsibilities:

• Experience in B2B sales in any industry, if experience in merchant acquiring, transaction banking, digital payments or cloud platforms, it will be an added advantage.
• Willingness to travel, job requires anywhere between 3-7 working days of travel in a month
• Relationship with ecommerce incubator and website/ mobile app development service providers is preferred.

Role & Responsibilities:

• Identify leads in government, education and utility; and work towards signing them with PayU for payment gateway products.
• Manage existing accounts to ensure revenue levels are grown and product array widened, through cross sell
• Work closely with regional business lead in strategic and tactical planning for the region
• Conduct product presentations, demo, commercial negotiation and agreement closure.
• Act as first point of contact from business team for merchant queries.
• Work with internal stakeholders in ensuring customer satisfaction with PayU product & services
• Achieve allocated quarterly and yearly targets for sales in southern region.

 Basic Qualifications:

• 5+ years of experience in sales, business development, or account management.
• Excellent written and verbal communication skills.
• Ability to think strategically and execute methodically.
• Comfortable in a fast-paced, multi-tasked, high-energy environment.
• Collaborative working style. Must work well in a team environment.

What you'll do:

• Solve complex development problems and produce the highest quality code while striving to push technical boundaries
• Work closely with both external clients and internal, cross-functional product and technical teams to support multiple projects
• Maintain technical design documentation, communicating architectural and design changes to development teams
• Conduct regular design and code reviews, establishing and publishing quality and performance metrics
• Manage and foster a team-oriented environment, providing technical oversight to team members

Basic qualifications:

• Bachelor of Science
• 9+ years of experience working with .NET technologies, with advanced proficiency in C#
• A minimum of 4-5 years working with SQL Server Databases, designing new or altering existing table structures to meet project requirements
• Demonstrated knowledge of enterprise architecture and SOA services
• Strong background in web technologies and architectures
• Technical acumen and understanding of Agile technical practices and how they operate within an Agile organization
• Strong Communication Skills
• Proven ability to build, manage and foster a team-oriented environment

Preferred qualifications:

• Data-driven, analytical approach to problem solving and project management
• Experience working in a product-based IT company and/or banking and financial services company
• Familiarity with multiple implementation standards and methodologies, including Agile
• Experience working with ASP.NET MVC, Entity Framework, LINQ, NoSQL, Message Queue, and building Reusable Libraries