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The role is with a Fintech Credit Card company based in Pune within the Decision Science team. (OneCard )
About
Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists, and designers set out to redefine the credit card for you - the consumer. The result is OneCard - a credit card reimagined for the mobile generation. OneCard is India's best metal credit card built with full-stack tech. It is backed by the principles of simplicity, transparency, and giving back control to the user.
The Engineering Challenge
“Re-imaging credit and payments from First Principles”
Payments is an interesting engineering challenge in itself with requirements of low latency, transactional guarantees, security, and high scalability. When we add credit and engagement into the mix, the challenge becomes even more interesting with underwriting and recommendation algorithms working on large data sets. We have eliminated the current call center, sales agent, and SMS-based processes with a mobile app that puts the customers in complete control. To stay agile, the entire stack is built on the cloud with modern technologies.
Purpose of Role :
- Develop and implement the collection analytics and strategy function for the credit cards. Use analysis and customer insights to develop optimum strategy.
CANDIDATE PROFILE :
- Successful candidates will have in-depth knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques. They will be an adept communicator with good interpersonal skills to work with senior stake holders in India to grow revenue primarily through identifying / delivering / creating new, profitable analytics solutions.
We are looking for someone who:
- Proven track record in collection and risk analytics preferably in Indian BFSI industry. This is a must.
- Identify & deliver appropriate analytics solutions
- Experienced in Analytics team management
Essential Duties and Responsibilities :
- Responsible for delivering high quality analytical and value added services
- Responsible for automating insights and proactive actions on them to mitigate collection Risk.
- Work closely with the internal team members to deliver the solution
- Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution
- Use analysis and customer insights to develop value propositions for customers
- Maintain and enhance the suite of suitable analytics products.
- Actively seek to share knowledge within the team
- Share findings with peers from other teams and management where required
- Actively contribute to setting best practice processes.
Knowledge, Experience and Qualifications :
Knowledge :
- Good understanding of collection analytics preferably in Retail lending industry.
- Knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques and market trends
- Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Multiple Regression, LOGIT, PROBIT, time- series modelling, CHAID, CART etc.
- Knowledge of Machine learning & AI algorithms such as Gradient Boost, KNN, etc.
- Understanding of decisioning and portfolio management in banking and financial services would be added advantage
- Understanding of credit bureau would be an added advantage
Experience :
- 4 to 8 years of work experience in core analytics function of a large bank / consulting firm.
- Experience on working on Collection analytics is must
- Experience on handling large data volumes using data analysis tools and generating good data insights
- Demonstrated ability to communicate ideas and analysis results effectively both verbally and in writing to technical and non-technical audiences
- Excellent communication, presentation and writing skills Strong interpersonal skills
- Motivated to meet and exceed stretch targets
- Ability to make the right judgments in the face of complexity and uncertainty
- Excellent relationship and networking skills across our different business and geographies
Qualifications :
- Masters degree in Statistics, Mathematics, Economics, Business Management or Engineering from a reputed college


Position Responsibilities
•Design, develop and test responsive and modular web applications providing optimal user experience on desktop and mobile devices
•Coordinate with other developers and teams in a fast-paced, collaborative development environment
•Research, build and coordinate the conversion and/or integration of new features
•Troubleshoot and analyse root cause for pre-prod or production problems and resolve issues
•Address problems with systems integration and compatibility
•Demonstrate impact of design on scalability, performance, and reliability
•Follow established coding and software tools standards in adherence to established security and quality control standards for software development
•Provide technical guidance to junior team members
Requirements and Qualifications
- Bachelor’s degree in Computer Science or related field
- 8+ years of experience as frontend engineer building large and cross platform applications
- SME level experience in Angular and/or React
- Excellent experience in Graphql, WebRTC, WebSockets and REST, PWA, Service Workers
- Excellent understanding of DOM, component rendering and client side performance issues
- Deep knowledge of Webpack like various bundling/build mechanisms and optimising builds
Good-to-have Qualifications
- Experience with building maps, reporting and analytics solutions
- Solid understanding of creating cross platform mobile application and publishing on various channels
- Experience with Native Android, Swift, or reactive Interfaces using RxJS
- Experience with Cloud Technologies
For a decade and a half, MAG Finserv has assisted 1 lakh+ customers in overcoming their financial obstacles growing its loan book 60 times. Our partners include leading Banks like SBI, Federal Bank, City Union Bank among others. We are growing out of our home State Maharashtra and setting up a pan-India presence.
People are at the core of what we do. To meet the future growth targets, we are setting up a ninja technology team and offer a rewarding career with learning and growth. We offer a flexible hybrid model for maintaining a healthy work-life balance.
Responsibilities:
● Design, implementation, and deployment of successful LOS/LMS system features and services in support of our lending operations and the businesses they support
● Resolve bugs in the software features and deliver them on time with high quality
● Participate in the definition of secure, scalable, and low-latency services and efficient physical processes
● Work with cross-functional teams delivering on demanding projects
● Functionally decompose complex problems into simple, straight-forward solutions
● Understand system inter-dependencies and limitations
Requirements:
● Engineering degree in Computer Science/IT with a good academic performance throughout
● 5+ years of experience in developing applications end-to-end
● 1+ years of system design or architecture experience (architecture, design patterns, reliability and scaling) of new and current systems
● Expertise in Java, Spring Boot, Spring MVC, Angular and ruby on Rails tech stacks
● Functional understanding/experience of finance/lending domain is a plus
● Functional/Technical understanding of apache fineract/mifos is a plus
Location: Hybrid in Pune, Maharashtra
- Working on interesting technical challenges in a product centric and open-source driven environment.
- Providing architectural direction on large-scale enterprise project implementations.
- Structuring teams to ensure there is capacity to work on larger architectural redesign to meet scalability, performance, security or compliance needs.
- Working closely with clients as they build features, functionality, and applications to make the ideal applications for the end customers.
- Developing visioning skills and ability to see the big picture
- Implementing and contributing to engineering practices and processes
What you need to have:
- B.Tech /B.E.; M.Tech
- NodeJs, ExpressJs and Java based applications
- loopback.ioas a framework.
- Elastic search and MongoDB is used as Database
- Angular and Angular 2 is the dominant front-end framework used for development
- HTML5, CSS3, Angular, Angular 2/4/6 stacks
- What we look for in a front-end engineer is someone who has deep hands-on experience with Angular/ AngularJS and proficiency with visual design for a mobile-first product.
- Experience with MEAN stack is a plus.
- It's a joint venture between Front-end and Back-end.
- Docker
- Kubernetes
- Github
- Third-party API integrations


1. Strong knowledge in Front end scripting like EJS, JavaScript, Jquery
2. Proficiency with fundamental front-end languages such as HTML, CSS.
3. Familiarity with JavaScript frameworks such as Angular JS, React, and Amber.
4. Proficiency with server-side languages such as Python / Ruby / Java / PHP/ .Net
5. Good Understand with database technology such as MySQL, Oracle, and MongoDB.


The must-have requirements: Preferably the candidate should have their own mode of transport. Travel Expense reimbursement will be provided.
- Preference: Local candidates/ candidates who know the city well in terms of areas and student hubs would be preferred.
- Experience: 0-2 years
- Job Type: Field Job
- Own vehicle required
- Excellent communication and negotiation skills
- Salary: 2LPA – 3LPA
- No. Of Openings: 5
Job Description:
- Conduct research in a specified area and collect information as per the guidance of City Head
- Assisting the city heads in pitching to the vendors (brands) and bringing them onboard. This process includes registration, briefing and providing contracts as per discussed norms and policies of the company.
- Working in tandem with the research team to understand potential vendors well.
- Formation of an on-ground report on the basis of accumulated data and submitting it to the board so that further strategies could be implemented.
- Building a network on the basis of your location so that the company can form proper channels and develop connectivity within the city.
- Submitting critical data collected about vendors to the team and ensuring all privacy policies are followed.
- Being creative in your sales pitch, contributing ideas and helping the team grow.
- Build long-term trusting relationships with clients
- Proactively seek new business opportunities in the market.


WhiteSnow Software Consultancy Pvt Ltd, Pune
Job Description Document
Joining: Jan 2021
Designation: .Net Developer
Job Brief: We are looking for a Windows Applications Developer who possesses a passion for pushing mobile technologies to the limits. Who will design and code functional programs and applications.
Roles and Responsibility:
- Programmer to develop stand-alone Windows application
- Focus on development of software life cycle.
- Bug fixing and improving application performance
- Design and build advanced applications for the Windows platform
- Collaborate with cross-functional teams to define, design, and ship new features
- Coordinate efforts with other developers, plan high level architecture for solutions, code software to spec, track and resolve software defects.
- Understanding client requirements and how they translate to new application features
- Collaborating with development team and other IT staff to set specifications for new applications
- Write high quality source code to program complete applications within deadlines
- Perform unit and integration testing before launch
- Conduct functional and non-functional testing
- Troubleshoot and debug applications
- Evaluate existing applications to reprogram, update and add new features
- Develop technical documents and handbooks to accurately represent application design and code
- In-depth knowledge in basic frameworks to create user interfaces faster and easier.
Requirements:
- Proven experience of 1 to 5 years as windows application developer
- C#, .NET Core, .NET Web API, JSON, XML. Knowledge of WMI classes
- Should be expertise in Windows Phone and Windows 8/8.1 development.
- In-depth knowledge of programming for diverse operating systems and platforms using development tools
- Have published at least one original Windows app
- Excellent understanding of software design and programming principles.
- A https://resources.workable.com/team-player-interview-questions">team player with excellent communication skills
- Analytical thinking and problem-solving capability
- Great attention to detail and time-management skills
- BSc/BA/BE/Btech. in computer science or relevant field; MSc/MA will be appreciated
- Certified application developer is a plus
Key Skills: C#, .Net core, Web API, Angular (Added advantage)
Job Description Form:
- Name of company: WhiteSnow Software Consultancy Pvt Ltd
- Website of the Company: https://whitesnow.com/">https://whitesnow.com
- Address of the Company: 3rd & 4th Floor, Serene Tower, Pakharbaug Society, Bavdhan, Pune, Maharashtra 411021.
Landmark: lane between Wadapav cafe and Krushna sweets
- Name of the Talent Acquisition Head : Dhanashri Lokhande
- Nature of Job: Full time
- Location/s of Work: Bavdhan, Pune
- Branches considered: Electronics and Telecommunication, Electronics, Computer, Information Technology, BCA, MCA
- Eligibility Criteria: No criteria [Live ATKT Considered : No]
- Salary Offer p.a.: 3.00L p.a to 5.00L p.a
- Bond: No
- Selection Process:-
Interview process: 1. Brain test.
- Technical interview


Roles, Responsibilities and Experience:
- Cross-platform mobile app developer who has developed mobile applications and has strong experience with Ionic and Angular 7+.
- Experienced in the development and management of mobile applications, particularly hybrids (Android / iOS)
- Comprehensive experience in mobile application architecture planning
- Well qualified in mobile application design and optimization. The ideal candidate will be able to provide solutions to improve mobile app quality, understand emerging technologies, implement standards and best practices thereby able to enhance the existing stage of development and bring the mobile application, from a product standpoint, 'to the next level'
- Continuously discover, evaluate and implement new technologies as well as frameworks so as to maximize ongoing development efficiencies
- Accurately estimate development timelines and deliver per set schedule
- Solid knowledge of mobile app development practices, along with mobile testing tools and techniques
- Expertise in optimizing the mobile apps' performance
- Experienced in using Agile principles and methodologies
- A deep understanding of the mobile landscape and user behavior patterns is mandatory
Required Skills:
- Experience using web services (HTTP, REST, SOAP) using JSON.
- Knowledge of NodeJS and MongoDB will be an added advantage.
- Good knowledge of object-oriented design patterns and Multi-threading concepts
- Good knowledge of the SQLite database and the Google Play Services like Push Notifications
- Strong mobile UI design (multi-screen resolutions), coding, support and maintenance
- Knowledge of HTML5, JavaScript, and the third-party API (like Facebook, Twitter, etc.) will be added advantage
- Experience with third-party libraries and APIs
- Proficient iOS and Android mobile app experience are a plus
Main Purpose of Job:
1. Responsible for Lead Generation and Client Conversion (Closing deals with Pharmacies and Doctors)
2. Working on Client Retention and Marketing Strategies (Onboarding patients by doing promotional activities)
3. Cold calling and Field sales activities.
Key Responsibilities / Accountabilities:
Key Activities - End Results
1. R&D for Lead Generation:
Will ensure lead generation and conversion as well.
2. Competitive Research Analysis:
Research will ensure less error rates and hence more efficiency.
3. Provide Weekly and Monthly reports:
Will show regular growth and advancements.
4. Identify potential market and test them extensively:
Opens new market ways and hence will help in increasing revenue.
5. Collecting and evaluating customer feedback:
Will show customer or client satisfaction.
6. Evaluating customer research, market conditions and competitor data:
Will provide more insights and hence increase productivity.
Competency Profile:
1. Experiences in delivering client focused solutions to customer needs.
2. Ability to work to budgets and deadlines.
3. Highly Energetic
4. Self-discipline & commitment
5. Innovative & Creative
6. Cost Consciousness
7. Efficient in Microsoft office (Excel & PowerPoint)
8. Good reasoning abilities. Sound judgment.
9. A creative approach to problem-solving skill
10. Tactful, mature, flexible.
11. Result oriented
12. Strategic Thinker
13. Build and Maintain strong, long lasting client relationship.
14. Strong verbal and written communication