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The role is with a Fintech Credit Card company based in Pune within the Decision Science team. (OneCard )
About
Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists, and designers set out to redefine the credit card for you - the consumer. The result is OneCard - a credit card reimagined for the mobile generation. OneCard is India's best metal credit card built with full-stack tech. It is backed by the principles of simplicity, transparency, and giving back control to the user.
The Engineering Challenge
“Re-imaging credit and payments from First Principles”
Payments is an interesting engineering challenge in itself with requirements of low latency, transactional guarantees, security, and high scalability. When we add credit and engagement into the mix, the challenge becomes even more interesting with underwriting and recommendation algorithms working on large data sets. We have eliminated the current call center, sales agent, and SMS-based processes with a mobile app that puts the customers in complete control. To stay agile, the entire stack is built on the cloud with modern technologies.
Purpose of Role :
- Develop and implement the collection analytics and strategy function for the credit cards. Use analysis and customer insights to develop optimum strategy.
CANDIDATE PROFILE :
- Successful candidates will have in-depth knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques. They will be an adept communicator with good interpersonal skills to work with senior stake holders in India to grow revenue primarily through identifying / delivering / creating new, profitable analytics solutions.
We are looking for someone who:
- Proven track record in collection and risk analytics preferably in Indian BFSI industry. This is a must.
- Identify & deliver appropriate analytics solutions
- Experienced in Analytics team management
Essential Duties and Responsibilities :
- Responsible for delivering high quality analytical and value added services
- Responsible for automating insights and proactive actions on them to mitigate collection Risk.
- Work closely with the internal team members to deliver the solution
- Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution
- Use analysis and customer insights to develop value propositions for customers
- Maintain and enhance the suite of suitable analytics products.
- Actively seek to share knowledge within the team
- Share findings with peers from other teams and management where required
- Actively contribute to setting best practice processes.
Knowledge, Experience and Qualifications :
Knowledge :
- Good understanding of collection analytics preferably in Retail lending industry.
- Knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques and market trends
- Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Multiple Regression, LOGIT, PROBIT, time- series modelling, CHAID, CART etc.
- Knowledge of Machine learning & AI algorithms such as Gradient Boost, KNN, etc.
- Understanding of decisioning and portfolio management in banking and financial services would be added advantage
- Understanding of credit bureau would be an added advantage
Experience :
- 4 to 8 years of work experience in core analytics function of a large bank / consulting firm.
- Experience on working on Collection analytics is must
- Experience on handling large data volumes using data analysis tools and generating good data insights
- Demonstrated ability to communicate ideas and analysis results effectively both verbally and in writing to technical and non-technical audiences
- Excellent communication, presentation and writing skills Strong interpersonal skills
- Motivated to meet and exceed stretch targets
- Ability to make the right judgments in the face of complexity and uncertainty
- Excellent relationship and networking skills across our different business and geographies
Qualifications :
- Masters degree in Statistics, Mathematics, Economics, Business Management or Engineering from a reputed college


Job Summary:
- We are looking for a highly motivated and skilled Software Engineer to join our team.
- This role requires a strong understanding of the software development lifecycle, proficiency in coding, and excellent communication skills.
- The ideal candidate will be responsible for production monitoring, resolving minor technical issues, collecting client information, providing effective client interactions, and supporting our development team in resolving challenges
Key Responsibilities:
- Client Interaction: Serve as the primary point of contact for client queries, provide excellent communication, and ensure timely issue resolution.
- Issue Resolution: Troubleshoot and resolve minor issues related to software applications in a timely manner.
- Information Collection: Gather detailed technical information from clients, understand the problem context, and relay the information to the development leads for further action.
- Collaboration: Work closely with development leads and cross-functional teams to provide timely support and resolution for customer issues.
- Documentation: Document client issues, actions taken, and resolutions for future reference and continuous improvement.
- Software Development Lifecycle: Be involved in maintaining, supporting, and optimizing software through its lifecycle, including bug fixes and enhancements.
- Automating Redundant Support Tasks: (good to have) Should be able to automate the redundant repetitive tasks Required Skills and Qualifications:
Mandatory Skills:
- Expertise in at least one Object Oriented Programming language (Python, Java, C#, C++, Reactjs, Nodejs).
- Good knowledge on Data Structure and their correct usage.
- Open to learn any new software development skill if needed for the project.
- Alignment and utilization of the core enterprise technology stacks and integration capabilities throughout the transition states.
- Participate in planning, definition, and high-level design of the solution and exploration of solution alternatives.
- Define, explore, and support the implementation of enablers to evolve solution intent, working directly with Agile teams to implement them.
- Good knowledge on the implications.
- Experience architecting & estimating deep technical custom solutions & integrations.
Added advantage:
- You have developed software using web technologies.
- You have handled a project from start to end.
- You have worked in an Agile Development project and have experience of writing and estimating User Stories
- Communication Skills: Excellent verbal and written communication skills, with the ability to clearly explain technical issues to non-technical clients.
- Client-Facing Experience: Strong ability to interact with clients, gather necessary information, and ensure a high level of customer satisfaction.
- Problem-Solving: Quick-thinking and proactive in resolving minor issues, with a focus on providing excellent user experience.
- Team Collaboration: Ability to collaborate with development leads, engineering teams, and other stakeholders to escalate complex issues or gather additional technical support when required.
Preferred Skills:
- Familiarity with Cloud Platforms and Cyber Security tools: Knowledge of cloud computing platforms and services (AWS, Azure, Google Cloud) and Cortex XSOAR, SIEM, SOAR, XDR tools is a plus.
- Automation and Scripting: Experience with automating processes or writing scripts to support issue resolution is an advantage.
Work Environment:
- This is a rotational shift position
- During evening shift the timings will be (5 PM to 2 AM), and you will be expected to work independently and efficiently during these hours.
- The position may require occasional weekend shifts depending on the project requirements.
- Additional benefit of night allowance.

Responsibilities:
- Writing clean and efficient codes for Android applications
- Identifying and resolving bottlenecks, rectifying bugs, and enhancing application performance.
- Collaborating with cross-functional teams to define and design new features.
- Continuously discover, evaluate, and implement new technologies to maximize development efficiency.
- Ability to brainstorm and come up with solutions to open-ended problems.
- Ability to take ownership and drive initiatives end to end.
- Desire to learn and dive deep into new technologies on the job.
- Solid understanding of CS fundamentals-Operating Systems, Databases, and Data Structure.
Knowledge and Skills:
- Prior experience as an Android Developer using Java, Kotlin, Android SDK, Android NDK
- Proficient understanding of code versioning tools such as Git
- Familiarity with RESTful APIs to effectively integrate Android applications
- Solid understanding of the full mobile development life cycle.
- Passion for products and aspiration to make a big impact.
- Solid engineering principles and a clear understanding of data structures and algorithms.
- Expertise in implementation of custom UI components along with fabulous animations and write/understand Rest APIs
- Experience working with Google Maps, Geo-locations, Media permissions, etc.


Title/Role: Python Django Consultant
Experience: 8+ Years
Work Location: Indore / Pune /Chennai / Vadodara
Notice period: Immediate to 15 Days Max
Key Skills: Python, Django, Crispy Forms, Authentication, Bootstrap, jQuery, Server Side Rendered, SQL, Azure, React, Django DevOps
Job Description:
- Should have knowledge and created forms using Django. Crispy forms is a plus point.
- Must have leadership experience
- Should have good understanding of function based and class based views.
- Should have good understanding about authentication (JWT and Token authentication)
- Django – at least one senior with deep Django experience. The other 1 or 2 can be mid to senior python or Django
- FrontEnd – Must have React/ Angular, CSS experience
- Database – Ideally SQL but most senior has solid DB experience
- Cloud – Azure preferred but agnostic
- Consulting / client project background ideal.
Django Stack:
- Django
- Server Side Rendered HTML
- Bootstrap
- jQuery
- Azure SQL
- Azure Active Directory
- Server Side Rendered/jQuery is older tech but is what we are ok with for internal tools. This is a good combination of late adopter agile stack integrated within an enterprise. Potentially we can push them to React for some discreet projects or pages that need more dynamism.
Django Devops:
- Should have expertise with deploying and managing Django in Azure.
- Django deployment to Azure via Docker.
- Django connection to Azure SQL.
- Django auth integration with Active Directory.
- Terraform scripts to make this setup seamless.
- Easy, proven to deployment / setup to AWS, GCP.
- Load balancing, more advanced services, task queues, etc.
Selected candidate's day-to-day responsibilities include:
1. Working on Photoshop, Illustrator, and Figma
2. Designing infographics, posters, carousels, and journals
3. Create compelling, error-free content aligned with brand guidelines
4. Designing and creating visual assets
5. Assisting in creating graphics, illustrations, and layouts
6. Developing materials for marketing, social media, and websites
7. Staying updated with design trends
8. Researching and referencing before every project

Designing and developing advanced applications for the Android platform
Unit-testing code for robustness, including edge cases, usability, and general reliability
Bug fixing and improving application performance


- 5+ years of experience as a Front-end Developer.
- Proficient understanding of web markup, including HTML5, CSS3.
- Good understanding of client-side scripting and advanced JavaScript libraries/frameworks, such as AngularJS, ReactJS & VueJS.
- Good understanding of asynchronous request handling, knowledge of AngularJS practices and hand on implementation of complex AngularJS applications, directives, controllers, services.
- Good understanding of AJAX and JavaScript Dom manipulation Techniques.
- Experience in JavaScript build tools like grunt or gulp.
- Proficient with the JavaScript language and its modern ES6+ syntax and features.
- Proficient with Vue.js framework and its core principles such as components, reactivity, and the virtual DOM.
- Proficient with the Vue.js ecosystem, including Vue CLI, Vuex and Vue Router.
- Proficient understanding of code versioning tools, such as GIT/Bitbucket.
- Critical thinker and problem-solving skills.
- Good time management skills.
- Great interpersonal and communications skills.
- Building and operationalizing large scale enterprise data solutions and applications using one or more of AZURE data and analytics services in combination with custom solutions - Azure Synapse/Azure SQL DWH, Azure Data Lake, Azure Blob Storage, Spark, HDInsights, Databricks, CosmosDB, EventHub/IOTHub.
- Experience in migrating on-premise data warehouses to data platforms on AZURE cloud.
- Designing and implementing data engineering, ingestion, and transformation functions
- Experience with Azure Analysis Services
- Experience in Power BI
- Experience with third-party solutions like Attunity/Stream sets, Informatica
- Experience with PreSales activities (Responding to RFPs, Executing Quick POCs)
- Capacity Planning and Performance Tuning on Azure Stack and Spark.

