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The role is with a Fintech Credit Card company based in Pune within the Decision Science team. (OneCard )

About

Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists, and designers set out to redefine the credit card for you - the consumer. The result is OneCard - a credit card reimagined for the mobile generation. OneCard is India's best metal credit card built with full-stack tech. It is backed by the principles of simplicity, transparency, and giving back control to the user.

The Engineering Challenge

“Re-imaging credit and payments from First Principles”

Payments is an interesting engineering challenge in itself with requirements of low latency, transactional guarantees, security, and high scalability. When we add credit and engagement into the mix, the challenge becomes even more interesting with underwriting and recommendation algorithms working on large data sets. We have eliminated the current call center, sales agent, and SMS-based processes with a mobile app that puts the customers in complete control. To stay agile, the entire stack is built on the cloud with modern technologies.

Purpose of Role :

- Develop and implement the collection analytics and strategy function for the credit cards. Use analysis and customer insights to develop optimum strategy.

CANDIDATE PROFILE :

- Successful candidates will have in-depth knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques. They will be an adept communicator with good interpersonal skills to work with senior stake holders in India to grow revenue primarily through identifying / delivering / creating new, profitable analytics solutions.

We are looking for someone who:

- Proven track record in collection and risk analytics preferably in Indian BFSI industry. This is a must.

- Identify & deliver appropriate analytics solutions

- Experienced in Analytics team management

Essential Duties and Responsibilities :

- Responsible for delivering high quality analytical and value added services

- Responsible for automating insights and proactive actions on them to mitigate collection Risk.

- Work closely with the internal team members to deliver the solution

- Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution

- Use analysis and customer insights to develop value propositions for customers

- Maintain and enhance the suite of suitable analytics products.

- Actively seek to share knowledge within the team

- Share findings with peers from other teams and management where required

- Actively contribute to setting best practice processes.

Knowledge, Experience and Qualifications :

Knowledge :

- Good understanding of collection analytics preferably in Retail lending industry.

- Knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques and market trends

- Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Multiple Regression, LOGIT, PROBIT, time- series modelling, CHAID, CART etc.

- Knowledge of Machine learning & AI algorithms such as Gradient Boost, KNN, etc.

- Understanding of decisioning and portfolio management in banking and financial services would be added advantage

- Understanding of credit bureau would be an added advantage

Experience :

- 4 to 8 years of work experience in core analytics function of a large bank / consulting firm.

- Experience on working on Collection analytics is must

- Experience on handling large data volumes using data analysis tools and generating good data insights

- Demonstrated ability to communicate ideas and analysis results effectively both verbally and in writing to technical and non-technical audiences

- Excellent communication, presentation and writing skills Strong interpersonal skills

- Motivated to meet and exceed stretch targets

- Ability to make the right judgments in the face of complexity and uncertainty

- Excellent relationship and networking skills across our different business and geographies

Qualifications :

- Masters degree in Statistics, Mathematics, Economics, Business Management or Engineering from a reputed college

About the Company:

Gruve is an innovative Software Services startup dedicated to empowering Enterprise Customers in managing their Data Life Cycle. We specialize in Cyber Security, Customer Experience, Infrastructure, and advanced technologies such as Machine Learning and Artificial Intelligence. Our mission is to assist our customers in their business strategies utilizing their data to make more intelligent decisions. As a well-funded early-stage startup, Gruve offers a dynamic environment with strong customer and partner networks.

Why Gruve:

At Gruve, we foster a culture of innovation, collaboration, and continuous learning. We are committed to building a diverse and inclusive workplace where everyone can thrive and contribute their best work. If you’re passionate about technology and eager to make an impact, we’d love to hear from you.

Gruve is an equal opportunity employer. We welcome applicants from all backgrounds and thank all who apply; however, only those selected for an interview will be contacted.

Position summary:

As a Salesforce Developer at Gruve, you'll be instrumental in designing, developing, and implementing cutting-edge solutions for our diverse clients. You'll leverage the full power of the Salesforce platform, including Sales Cloud, Service Cloud, Experience Cloud, and more, to craft exceptional customer experiences. This is your chance to contribute to high-impact projects, collaborate with top-tier talent, and accelerate your career in the cloud computing space using AI.

Key Roles & Responsibilities:

• Develop & Implement: Design, develop, and deploy robust and scalable Salesforce solutions using Apex, Aura and LWC. Contribute to the architecture of complex systems.
• Multi-Cloud Expertise: Implement and customize Salesforce Sales Cloud, Service Cloud, and Experience Cloud. Explore and leverage other Salesforce clouds (e.g., Marketing Cloud, Data Cloud, Revenue Cloud, Health Cloud, Financial Services Cloud) for comprehensive solutions.
• Integrations: Develop and maintain integrations between Salesforce and other systems using REST and SOAP APIs Mulesoft (or similar middleware solutions) experience is essential.
• DevOps: Contribute to our DevOps culture using tools like Copado for CI/CD.
• Client Collaboration: Work directly with clients to understand their needs, translate them into technical specifications, and present solutions.
• Problem Solving: Proactively identify and resolve technical challenges.
• Continuous Learning: Stay up-to-date with the latest Salesforce releases and best practices.
• Agentforce Optimization: Utilize Agentforce to improve agent productivity and customer experience.

Basic Qualifications:

• 3+ years of hands-on Salesforce development experience
• Deep proficiency in Apex, Aura, and LWC
• Proven multi-cloud experience including, but not limited to, Sales Cloud, Service Cloud, and Experience Cloud
• Strong understanding of Salesforce architecture and best practices
• Extensive experience with REST and SOAP API integrations
• Hands-on experience with Mulesoft (or similar middleware solutions)
• Experience with Copado for CI/CD is essential
• Agentforce experience is highly desirable
• Salesforce Data Cloud experience is a plus

Preferred Qualifications

• A bachelor’s or master’s degree in computer science, engineering or a related field.
• Salesforce Certified Platform Developer I & II (Required)
• Salesforce Certified Sales Cloud Consultant (Preferred)
• Salesforce Certified Service Cloud Consultant (Preferred)
• Salesforce Certified Experience Cloud Consultant (Preferred)
• Mulesoft Certified Developer (Preferred)
• Salesforce Data Cloud (Preferred)

• 1-9 years of overall working experience in the software environment.
• Minimum 3 years of experience in Agile Software Development.
• NET technologies - .NET 5, .NET Core, C#, Web API, Angular, Typescript, Azure and MS SQL.
• Coding and designing skills.
• Knowledge of database, SQL Queries, procedures & functions is must.
• Good knowledge of cloud concepts and CI/CD.
• Ability to assimilate technical and functional solutions.
• Ability to do code review and deliver quality.
• Knowledge of unit testing with mock.
• Cloud experience.
• Experience using TFS/GIT source control.
• Containerization (Docker) plus orchestration (Kubernetes or OpenShift) are good to have.
• Good written and spoken English.
• Excellent service & industry leading solutions development.

1.       Strong knowledge in Front end scripting like EJS, JavaScript, Jquery

2.       Proficiency with fundamental front-end languages such as HTML, CSS.

3.       Familiarity with JavaScript frameworks such as Angular JS, React, and Amber.

4.       Proficiency with server-side languages such as Python / Ruby / Java / PHP/ .Net

5.       Good Understand with database technology such as MySQL, Oracle, and MongoDB.

We’re looking for a Senior Backend Engineer to help us build the tools, services, and applications that will enable us to be the planet’s most patient-focused pharmacy. You will work on projects ranging from greenfield initiatives to matured products with an active user base. 

• Collaborate with engineering team to design and implement products using event driven micro-services architecture.
• Interact with Product Managers and key stake-holders on regular basis to understand and execute Product vision.
• Take charge of end-to-end feature development, right from proof-of-concept to production deployment and support
• Brainstorm and lead continuous improvement projects for product
• Providing feedback to peer developers on code quality and development standards.
• Mentoring team on strong coding and design standards.
• Setting the bar high for development practises while striking the right balance between pragmatism and perfection for code and processes.
• Effectively document API's and services using Swagger/OpenAPI, visualize flow and dependencies using diagrams, and create technical documents on engineering wikis.
• Present crisp and clear feature demos to stakeholders.

Some of our opensource projects- https://meet.google.com/linkredirect?authuser=0&;dest=https%3A%2F%2Fgithub.com%2Fmedly">https://github.com/medly

We don’t expect anybody to be an expert on all of these, but you should be deeply familiar with some, and a self-starting learner who isn’t afraid to ask for help:

• Polyglot Development (at least 1 more lang apart from Java and JavaScript)
• At least one JVM language
• Functional Programming, 
• OO Design, Clean Code, SOLID principles
• Solid grasp on HTTP, and REST
• Web based SaaS product development
• Deployment to AWS or any cloud
• Test Driven Development, 
• Security Compliance like HIPAA, PCI-DSS, SOC2
• Git, Linux, CI/CD, Gradle, IDEA
• Security based on OAuth2 / OIDC
• SQL and NoSQL DBs like PostgreSQL, DynamoDB, ElasticSearch
• Docker
• SQL Migration tools like Liquibase, Flyway
• Semantic Versioning, Feature Toggles, PR, Feature Branches

• 3+ Years of experience mainly on Backend Development using any two languages (Java, Kotlin, NodeJS, Ruby etc.)
• Minimum a bachelor degree in Computer Science, Engineering or any related field.

• Develop service/APIs using Kotlin/Micronaut Node/Serverless
• Aurora Serverless PostgreSQL DB
• AWS, Lambda, API Gateway, Amplify, Cognito, Okta
• Github, Github Actions, SonarCloud
• Database versioning using tools like Liquibase
• Terraform to manage infra
• Cloudwatch/AWS X-Ray to monitor the infra
• Opportunity to make Open Source Contribution