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The role is with a Fintech Credit Card company based in Pune within the Decision Science team. (OneCard )
About
Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists, and designers set out to redefine the credit card for you - the consumer. The result is OneCard - a credit card reimagined for the mobile generation. OneCard is India's best metal credit card built with full-stack tech. It is backed by the principles of simplicity, transparency, and giving back control to the user.
The Engineering Challenge
“Re-imaging credit and payments from First Principles”
Payments is an interesting engineering challenge in itself with requirements of low latency, transactional guarantees, security, and high scalability. When we add credit and engagement into the mix, the challenge becomes even more interesting with underwriting and recommendation algorithms working on large data sets. We have eliminated the current call center, sales agent, and SMS-based processes with a mobile app that puts the customers in complete control. To stay agile, the entire stack is built on the cloud with modern technologies.
Purpose of Role :
- Develop and implement the collection analytics and strategy function for the credit cards. Use analysis and customer insights to develop optimum strategy.
CANDIDATE PROFILE :
- Successful candidates will have in-depth knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques. They will be an adept communicator with good interpersonal skills to work with senior stake holders in India to grow revenue primarily through identifying / delivering / creating new, profitable analytics solutions.
We are looking for someone who:
- Proven track record in collection and risk analytics preferably in Indian BFSI industry. This is a must.
- Identify & deliver appropriate analytics solutions
- Experienced in Analytics team management
Essential Duties and Responsibilities :
- Responsible for delivering high quality analytical and value added services
- Responsible for automating insights and proactive actions on them to mitigate collection Risk.
- Work closely with the internal team members to deliver the solution
- Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution
- Use analysis and customer insights to develop value propositions for customers
- Maintain and enhance the suite of suitable analytics products.
- Actively seek to share knowledge within the team
- Share findings with peers from other teams and management where required
- Actively contribute to setting best practice processes.
Knowledge, Experience and Qualifications :
Knowledge :
- Good understanding of collection analytics preferably in Retail lending industry.
- Knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques and market trends
- Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Multiple Regression, LOGIT, PROBIT, time- series modelling, CHAID, CART etc.
- Knowledge of Machine learning & AI algorithms such as Gradient Boost, KNN, etc.
- Understanding of decisioning and portfolio management in banking and financial services would be added advantage
- Understanding of credit bureau would be an added advantage
Experience :
- 4 to 8 years of work experience in core analytics function of a large bank / consulting firm.
- Experience on working on Collection analytics is must
- Experience on handling large data volumes using data analysis tools and generating good data insights
- Demonstrated ability to communicate ideas and analysis results effectively both verbally and in writing to technical and non-technical audiences
- Excellent communication, presentation and writing skills Strong interpersonal skills
- Motivated to meet and exceed stretch targets
- Ability to make the right judgments in the face of complexity and uncertainty
- Excellent relationship and networking skills across our different business and geographies
Qualifications :
- Masters degree in Statistics, Mathematics, Economics, Business Management or Engineering from a reputed college


- 4= years of experience
- Proficiency in Python programming.
- Experience with Python Service Development (RestAPI/FlaskAPI)
- Basic knowledge of front-end development.
- Basic knowledge of Data manipulation and analysis libraries
- Code versioning and collaboration. (Git)
- Knowledge for Libraries for extracting data from websites.
- Knowledge of SQL and NoSQL databases
- Familiarity with Cloud (Azure /AWS) technologies
Experience: 4+ years
We are looking for a NodeJS / full stack developer responsible for the development and maintenance of scalable backend applications. Your primary focus will be the development of NodeJS applications and their integration with frontend services like React Web App. You will be working alongside other engineers and developers working on different layers of the infrastructure. Therefore, a commitment to collaborative problem-solving, sophisticated design and the creation of quality products is essential.
- 3+ years of experience in Nodejs
- Having a good understanding & hands-On of AWS services like – IAM, Lambda, DynamoDB, ElasticCache, OpenSearch and AppSync
- Integration of user-facing elements developed by front-end developers with server side logic
- Writing reusable, testable, and efficient code
- Strong proficiency with JavaScript.
- Knowledge of Node.js + Express and frameworks available for it.
- Experienced with NoSQL DB
- Design and implementation of low-latency, high-availability, and performant applications
- Implementation of security and data protection
Job Description
Education : Graduation in Computer Science
Job Description :
Around 3 years of professional experience in Oracle Applications 11i / R12 as Technical Consultant.
Expertise in developing the reports using Report Builder , Discoverer and XML Publisher. Having Technical knowledge in various modules like OM , FA , GL , AP , PO , INV , AR , CM and AOL.
Oracle Database Upgrade 9i to 11g.
Database Patching , Space Management Purging Archiving , Connectivity Issue Tablespace Creation , Modification , Deletion , Troubleshooting Concurrent Manager , Monitoring Application Performance
Excellent Knowledge in Oracle (SQL , PL / SQL , Reports 10g).
Good exposure with SQL Loader.
Good Knowledge on Technical architecture and functional flow of Oracle Applications modules such as Account Payable , Account Receivables , Purchasing , General Ledger , Fixed Assets , Inventory and Order Management.
Having good experience in designing and preparation of documents likeMD70 , MD120 and TE20 as a part of Object Deliverables.
Worked on Inbound Interfaces for e.g. (AP Invoice , GL Interface , AR Invoice etc.).
Experience in designing and development of Conversion Programs to load data from Legacy system to Oracle Applications with effective validation logic and Error handling mechanism (Supplier Conversion , Item Conversion).
Experience: 6-9 Years
Location: Pan India
Job Description
Assist in the establishment of internal and controls related to software asset management, governance and compliance
Handled Cloud – AWS, Amazon, GCP & Billing
Participated in license compliance audit.
Tracking/management of software license governance and compliance in accordance with enterprise policy, process, procedures and controls by internal staff and external service providers
Roles and responsibilities:
• From understanding the causes that the nonprofit work for to collaborating with the
corporate team to provide suitable fundraising solution - you will be involved in the
entire process of driving fundraising for the nonprofits.
• Will work closely with non-profits and documents related to onboarding, will carry
out initial level of due diligence
• Support in preparing campaigns and project proposals
• Establish and manage relationship with our partners
• Planning and prioritizing activities and complete the threads
• Ensuring completion of tasks under the stipulated time frame
• Providing up to date information to the stakeholders as and when required
Skills and Background:
• Graduate from a reputed university – Post graduation will be an advantage
• Should have 3 - 5 years of experience in coordinating and managing end to end
stakeholder relationship
• Thorough understanding of nonprofits and fundraising cycle


• Design, build, and maintain scalable applications using Python.
• Contribute to the entire implementation process including driving the definition of improvements
based on business need and architectural improvements.
• Act as a subject matter expert for Application Software developers and Engineers.
• Handle server-side code for a production platform and contribute to new features
To be the right fit, you'll need:
• More than 4+ years of experience as a software developer in Python, with knowledge of at least one Python web framework such as Django, Flask, etc.
• Good understanding of common design patterns and architecture principles to design reliable and Scalable applications
• Strong communication skills
• Knowledge of databases line NoSQL or MongoDB
• Good to have AWS and Docker or Web services
• Basic understanding of front-end technologies, such as JavaScript, HTML5, and CSS3
- Building and operationalizing large scale enterprise data solutions and applications using one or more of AZURE data and analytics services in combination with custom solutions - Azure Synapse/Azure SQL DWH, Azure Data Lake, Azure Blob Storage, Spark, HDInsights, Databricks, CosmosDB, EventHub/IOTHub.
- Experience in migrating on-premise data warehouses to data platforms on AZURE cloud.
- Designing and implementing data engineering, ingestion, and transformation functions
- Experience with Azure Analysis Services
- Experience in Power BI
- Experience with third-party solutions like Attunity/Stream sets, Informatica
- Experience with PreSales activities (Responding to RFPs, Executing Quick POCs)
- Capacity Planning and Performance Tuning on Azure Stack and Spark.
Responsibilities:
Leading and managing team of developers.
Integration of user-facing elements developed by a front-end developer with server-side logic.
Building reusable code and libraries for future use
Optimization of the application for maximum speed and scalability
Implementation of security and data protection
Design and implementation of data storage solutions
Skills and Qualifications:
Overall 6-8 years of experience in multi-tiered application development and leadership
Strong Programming fundamentals. (Must have - Java)
Good Knowledge in cloud technologies like AWS, Azure, etc.
Hands on experience on Spring technology including Springboot, SpringMVC, Spring Security and others.
Good understanding on experience on microservice development using Springboot REST web services using
Spring Rest or Jersey SQL NoSQL DB
Hands on with Unit testing Dynamic and proactive with ability to work as part of a multi-disciplinary team
Good communications skills fluent in English
Ability to communicate effectively across different disciplines
Primary Skills (Good toHave)
Java, Spring Boot, Spring MVC, Restful Web Services, Micro Services
Education: B.Tech/B.E, BCA, MCA, MCS, etc. in Computers


What You Need for this Position:
B.tech/BE/MS/MCA/BCA Degree in Computer Science, Engineering or a related subject
3+ years of experience using Swift to develop and deliver production applications for iOS
Strong understanding of the fundamentals of native development patterns
Experience with ios app testing and security, including writing unit tests, test automation, and working closely with quality assurance teams
Experience with dependency management tools such as Cocoapods, SPM, and Carthage
Debugging experience with stack traces, spin traces, performance & concurrency/threading issues
Successful launch of consumer-grade applications to the Apple App Store
Experience with Git VCS and best practices for source code management
Proven experience with crafting and integrating client-side REST APIs
Familiarity with CI/CD Pipelines (Jenkins, FastLane and others)
Excellent written and verbal communication skills
Self-motivated, and outstanding analytical skills
What You Will Be Doing:
To design and build advanced applications for the iOS platform.
Client Interaction.
To collaborate with cross-functional teams to define, design, and ship new features.
To generate wireframes.
To design, develop, test and implement an iOS application along with continuous production of new versions of the application.
To design solutions independently.
Unit-test code for robustness, including edge cases, usability and general reliability.
Work on bug fixing and improving application performance.
Operates effectively in a fast-paced, deadline-driven, collaborative and iterative programming environment.
Continuously discover, evaluate, and implement new technologies to maximize development efficiency.
Soft Skills
Pleasant in communication
Very good in interdepartmental coordination
Innovative and out of box thinking
Self-motivated and creative problem-solving skills
Believe in relationship
Top Reasons to Work with Us:
We're a small, fast-paced growing team tackling huge new challenges every day
Learning new concepts while working with an intellectual and exceptionally talented team
Friendly and high growth work environment
Competitive compensation