
The role is with a Fintech Credit Card company based in Pune within the Decision Science team. (OneCard )
About
Credit cards haven't changed much for over half a century so our team of seasoned bankers, technologists, and designers set out to redefine the credit card for you - the consumer. The result is OneCard - a credit card reimagined for the mobile generation. OneCard is India's best metal credit card built with full-stack tech. It is backed by the principles of simplicity, transparency, and giving back control to the user.
The Engineering Challenge
“Re-imaging credit and payments from First Principles”
Payments is an interesting engineering challenge in itself with requirements of low latency, transactional guarantees, security, and high scalability. When we add credit and engagement into the mix, the challenge becomes even more interesting with underwriting and recommendation algorithms working on large data sets. We have eliminated the current call center, sales agent, and SMS-based processes with a mobile app that puts the customers in complete control. To stay agile, the entire stack is built on the cloud with modern technologies.
Purpose of Role :
- Develop and implement the collection analytics and strategy function for the credit cards. Use analysis and customer insights to develop optimum strategy.
CANDIDATE PROFILE :
- Successful candidates will have in-depth knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques. They will be an adept communicator with good interpersonal skills to work with senior stake holders in India to grow revenue primarily through identifying / delivering / creating new, profitable analytics solutions.
We are looking for someone who:
- Proven track record in collection and risk analytics preferably in Indian BFSI industry. This is a must.
- Identify & deliver appropriate analytics solutions
- Experienced in Analytics team management
Essential Duties and Responsibilities :
- Responsible for delivering high quality analytical and value added services
- Responsible for automating insights and proactive actions on them to mitigate collection Risk.
- Work closely with the internal team members to deliver the solution
- Engage Business/Technical Consultants and delivery teams appropriately so that there is a shared understanding and agreement as to deliver proposed solution
- Use analysis and customer insights to develop value propositions for customers
- Maintain and enhance the suite of suitable analytics products.
- Actively seek to share knowledge within the team
- Share findings with peers from other teams and management where required
- Actively contribute to setting best practice processes.
Knowledge, Experience and Qualifications :
Knowledge :
- Good understanding of collection analytics preferably in Retail lending industry.
- Knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques and market trends
- Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Multiple Regression, LOGIT, PROBIT, time- series modelling, CHAID, CART etc.
- Knowledge of Machine learning & AI algorithms such as Gradient Boost, KNN, etc.
- Understanding of decisioning and portfolio management in banking and financial services would be added advantage
- Understanding of credit bureau would be an added advantage
Experience :
- 4 to 8 years of work experience in core analytics function of a large bank / consulting firm.
- Experience on working on Collection analytics is must
- Experience on handling large data volumes using data analysis tools and generating good data insights
- Demonstrated ability to communicate ideas and analysis results effectively both verbally and in writing to technical and non-technical audiences
- Excellent communication, presentation and writing skills Strong interpersonal skills
- Motivated to meet and exceed stretch targets
- Ability to make the right judgments in the face of complexity and uncertainty
- Excellent relationship and networking skills across our different business and geographies
Qualifications :
- Masters degree in Statistics, Mathematics, Economics, Business Management or Engineering from a reputed college

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Wanna Make Travel Awesome? (And Score Some Equity While You're At It?)
We're Journey, a travel startup and our first product is travel eSIMs. Forget fumbling with SIM cards at airports – we're all about seamless connectivity, so travellers can focus on exploring, not stressing about data at such affordable rates. We believe we have built one of the best eSIM tech out there and product performance is superior.
Now, India is calling, and we need YOU to lead the charge!
This ain't an average corporate gig. We're looking for an entrepreneur, hustler, a networker, a deal-maker extraordinaire to blow up our presence in India. You'll be the face of Journey eSIM in India.T his is a unique opportunity to play a pivotal role in shaping the future of our company in a dynamic and rapidly growing market. You will have the autonomy to build the business from the ground up, forge strategic partnerships, and establish our brand as a leader in the travel eSIM space.
Responsibilities:
Develop and execute a comprehensive business development strategy for India:
- Conduct thorough market research to identify key trends, opportunities, and challenges in the Indian travel industry.
- Define clear goals, objectives, and key performance indicators (KPIs) for business growth.
- Develop and implement tactical plans to achieve targets, including sales strategies, marketing initiatives, and partnership programs.
Identify and build strategic partnerships:
- Identify, target, and establish relationships with key players in the travel industry, including travel agents, online travel agencies (OTAs), tour operators, and travel technology providers.
- Negotiate and secure mutually beneficial partnership agreements that drive customer acquisition, revenue growth, and brand awareness.
- Develop and maintain strong relationships with partners to ensure long-term collaboration and success.
Explore new business opportunities:
- Continuously explore new avenues for growth and partnerships within the travel industry and related verticals.
- Identify potential opportunities to expand our product offerings or target new customer segments.
- Analyze and evaluate the feasibility of new business ventures and make recommendations to the leadership team.
Represent the company at industry events:
- Attend relevant industry conferences, trade shows, and networking events to promote our brand and generate leads.
- Build relationships with industry professionals and stay abreast of the latest trends and developments.
Manage and track business performance:
- Monitor key performance indicators (KPIs) to track progress towards goals and identify areas for improvement.
- Prepare regular reports on business performance, including sales figures, partnership activities, and market insights.
- Analyze data to identify trends, opportunities, and challenges, and make recommendations for adjustments to the business strategy.
Build and manage a high-performing team (future responsibility):
- As the business grows, you will be responsible for building and managing a team of business development professionals.
- Recruit, train, and mentor team members to ensure they have the skills and knowledge to succeed.
- Foster a culture of collaboration, innovation, and high performance.
Qualifications:
- Proven track record of success in business development or sales, preferably in the travel industry.
- Strong understanding of the Indian travel market and its key players.
- Exceptional communication, interpersonal, and relationship-building skills.
- Excellent negotiation and closing skills.
- Ability to work independently and take ownership of outcomes.
- Strong organisational and time management skills.
- Proficiency in English and Hindi (or other relevant regional languages).
- Bachelor's degree in business administration, marketing, or a related field.
- Tech-savvy and comfortable with digital tools and platforms.
Bonus Points:
Existing network of contacts in the Indian travel industry.
What You'll Do:
- First 15 Days: Immerse yourself in the Indian travel market, conduct extensive research, and map out key players and potential partners. Start building relationships with travel agents and OTAs.
- First 30 Days: Secure initial partnerships and pilot programs. Refine your business development strategy based on early learnings.
- First 45 Days: Achieve significant traction in customer acquisition and revenue generation. Begin exploring new business opportunities and expanding your network.
Benefits:
- Competitive salary
- Opportunity to earn equity in a high-growth startup.
- Be part of a dynamic and innovative team.
- Make a real impact on the company's success in India.
- Significant career growth potential as you will lead the India business.
Work with development teams and product managers to ideate software solutions
Design client-side architecture
Build the front-end of applications through appealing visual design
Develop and manage well-functioning applications
Write effective APIs when needed
Test software to ensure responsiveness and efficiency
Troubleshoot, debug and upgrade software
Create secure applications
Build features and applications with a mobile responsive design
Write technical documentation
Work with analysts to improve software
Requirements and skills
Proven experience as a Full Stack Developer or similar role
Experience developing desktop and mobile applications
Familiarity with common stacks
Knowledge of multiple front-end languages and libraries (e.g. HTML/ CSS, JavaScript, jQuery, Reactjs, Nextjs, Bootstrap)
Familiarity back-end languages/ stack (e.g. Javascript, Python) and JavaScript frameworks (e.g. Angular, React, Node.js)
Familiarity with databases (e.g. MySQL, MongoDB), web servers (e.g. Apache) and UI/UX design
Excellent communication and teamwork skills
Great attention to detail
Organizational skills
Responsibilities and Duties:
- Work on an intranet portal for excellent employee user experience and productivity using Java full stack tools (React/Angular + Java (Spring boot)
- Support Web App built for employee IT Applications provisioning process.
- Take static design components and develop solutions to elevate work into engaging digital experiences.
- Collaborate with the team to build backend code and integrations as needed.
- Develop user interfaces that are standards-compliant, cross-browser compatible, and performance-optimized.
- Create and maintain a repository of common and reusable code.
- Develop and maintain documentation for code.
Qualifications & Skills:
- Hands on experience with HTML, CSS, JavaScript, React (or Angular with willingness to explore React)
- 6+ years of experience in Java full stack web app development
- Familiarity with developing custom components as well as using component libraries such as MUI/Bootstrap/Ant Design
- Comfortable navigating inside a UNIX/Linux environment
- Ability to write REST APIs and consume with AJAX calls
- Experience with Java/ Core Java
Perks and Benefits:
- Attractive Bonus and Stock options for eligible positions
- A whole suite of best in class leave bouquet: Paid Time Off , Maternity leave, Paternity leave, Sick leave, Casual Leaves, National Holidays etc.
- Medical insurance benefits of 5L covering parents (including COVID hospitalization)
- Learning and Development - certification reimbursement (as applicable)
- Host of benefits to curate your salary as per your need
- Relocation benefits
- World class office infrastructure with Gaming rooms, plush pantry and Break out areas.
About YEXT:
The ultimate source for official answers about a business online should be the business itself. However, when consumers ask questions on company websites, too often they are left in the dark with wrong answers. Yext (NYSE: YEXT), the Search Experience Cloud, solves this problem by organizing a business's facts so it can provide official answers to consumer questions — wherever people search. Starting with the company website, then extending across search engines and voice assistants, businesses around the world, like Taco Bell, Marriott, and Jaguar Land Rover—as well as organizations like the U.S. State Department—trust Yext to radically improve the search experience on their websites and across the entire search ecosystem.
Yext is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, ethnicity, religion, creed, national origin, ancestry, genetics, sex, pregnancy or childbirth, sexual orientation, gender (including gender identity or nonbinary or nonconformity and/or status as a trans individual), age, physical or mental disability, citizenship, marital, parental and/or familial status, past, current or prospective service in the uniformed services, or any characteristic protected under applicable law. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires accommodation, please let us know.
Contributes to design, development, troubleshooting, debugging, evaluating, modifying, deploying, and documenting software and systems that meet the needs of customer-facing applications, business applications, and/or internal end user applications
Function as an active member of an agile team by contributing to software builds through consistent development practices (tools, common components, and documentation)
Participate in code reviews and automated testing
Debug basic software components and identify code defects for remediation
Support and monitoring of software across test, integration, and production environments
Automate deployments in test or production environments
Explores new automation techniques to refine the agility, speed and quality of engineering initiatives and efforts
Defines test conditions based on the requirements and specifications provided. Takes part in reviews of own work and handles work efficiently. Skills & Qualifications:
5+ years of software development experience in Java.
Java 8, JBPM, Security, Microservices, API, Gateway, spring boot.
Understanding of Agile or other rapid application development methods, object-oriented design, exposure to design and coding across one or more platforms and languages
Experience in developing REST APIs and building Microservices.
Strong hands-on experience with databases (SQL & no-SQL)
Solid understanding of data structures, Algorithms & Design Patters will be a plus
Exposure to methods relating to application design, software development and automated testing
Ability to understand and use data structures and associated components
Understands the core tools used in the planning, analyzing, crafting, building, testing, configuring, and maintaining of assigned application(s)
Familiar with infrastructure technologies and components
Learns and applies new technologies and techniques. Keeps up to date on current research and technology in the industry
Recognizes the importance of collaboration to achieve objectives. Influences team members with creative changes and continuous improvement.
Demonstrates analytical thinking, problem solving and adaptive communication
Ability to learn and deep dive into new technology and business domains, question status quo and think outside of the box.
Bachelor’s degree in technical field or equivalent training/certification, or relevant work experience.
- 3-6 years of relevant work experience in a DevOps role.
- Deep understanding of Amazon Web Services or equivalent cloud platforms.
- Proven record of infra automation and programming skills in any of these languages - Python, Ruby, Perl, Javascript.
- Implement DevOps Industry best practices and the application of procedures to achieve a continuously deployable system
- Continuously improve and increase the capabilities of the CI/CD pipeline
- Support engineering teams in the implementation of life-cycle infrastructure solutions and documentation operations in order to meet the engineering departments quality and standards
- Participate in production outages and handle complex issues and works towards resolution
We are looking for passionate, talented and super-smart engineers to join our product development team. If you are someone who innovates, loves solving hard problems, and enjoys end-to-end product development, then this job is for you! You will be working with some of the best developers in the industry in a self-organising, agile environment where talent is valued over job title or years of experience.
Responsibilities:
- You will be involved in end-to-end development of VIMANA technology, adhering to our development practices and expected quality standards.
- You will be building machine/controller specific applications that run on machine tools and stream the machine stats.
- You will be part of a highly collaborative Agile team which passionately follows SAFe Agile practices, including pair-programming, PR reviews, TDD, and Continuous Integration/Delivery (CI/CD).
- You will be part of a DevOps culture where you will get to work with production systems, including operations, deployment, and maintenance.
- You will have an opportunity to continuously grow and build your capabilities, learning new technologies, languages, and platforms.
Requirements:
- Undergraduate degree in Computer Science or a related field, or equivalent practical experience.
- 3+ years of product development experience.
- Proficiency in C, C++, Multi-Thread application development, STL, Boost and TCP/IP programming.
- Optionally should have some basic knowledge on C#, Python and Wireshark.
- Deep knowledge in Data Structures and Algorithms, using various debuggers (Local/Remote).
Additional Skills:
- Experience in working with Agile software methodologies (XP, Scrum, Kanban), TDD and Continuous Integration (CI/CD).
- Experience using no-SQL databases like MongoDB or Elasticsearch.
- Prior experience with container orchestrators like Kubernetes is a plus.
We build products and platforms for the Industrial Internet of Things. Our technology is being used around the world in mission-critical applications - from improving the performance of manufacturing plants, to making electric vehicles safer and more efficient, to making industrial equipment smarter.
Please visit https://govimana.com/ to learn more about what we do.
Why Explore a Career at VIMANA
- We recognize that our dedicated team members make us successful and we offer competitive salaries.
- We are a workplace that values work-life balance, provides flexible working hours, and full time remote work options.
- You will be part of a team that is highly motivated to learn and work on cutting edge technologies, tools, and development practices.
- Bon Appetit! Enjoy catered breakfasts, lunches and free snacks!
VIMANA Interview Process
We usually target to complete all the interviews in a week's time and would provide prompt feedback to the candidate. As of now, all the interviews are conducted online due to covid situation.
1.Telephonic screening (30 Min )
A 30 minute telephonic interview to understand and evaluate the candidate's fit with the job role and the company.
Clarify any queries regarding the job/company.
Give an overview about further interview rounds
2. Technical Rounds
This would be deep technical round to evaluate the candidate's technical capability pertaining to the job role.
3. HR Round
Candidate's team and cultural fit will be evaluated during this round
We would proceed with releasing the offer if the candidate clears all the above rounds.
Note: In certain cases, we might schedule additional rounds if needed before releasing the offer.
Tech9 India is looking for Software Developers to join our team. We have mid level to principal roles available. Depending on the role, the position requires the use of Front and back End Technologies. This is a great opportunity to work with a company that has a primary focus of making our customers happy by delivering value, without all the burdensome policies and rules that have become typical for outsourced software development companies.
If you are looking for a change this is what we can promise you:
- You will have challenging problems to solve
- You will have flexibility and autonomy to solve problems and deliver solutions
- We will provide a highly collaborative environment with skilled and super friendly teammates
- We will fully support you in developing software the right way
- We won't burden you with useless policies and procedures
- We will provide you the tools you need to do your job right
If this sounds attractive please apply! We'd love to talk to you!
Responsibilities:
- Work with cross-functional teams, using agile practices, write, debug and deliver code
- Produce solid, thoroughly tested features
Requirements:
- 3+ years of experience in Javascript engineering, frameworks, unit testing frameworks
- At least 3 years of experience developing in Node, React, and nice to have experience on Go Language
- Strong verbal and written communication skills
- Experience working with product managers and scrum teams to effectively translate business requirements into workflows
- Demonstrated ability to remove problems and overcome roadblocks
- Cloud platform experience
Good to have for Mid/Sr. and must have for Principal role
- Hands-on experience with APIs, microservices
- Experience with CI/CD systems such as Jenkins
- Experience with JSON and developing REST Services
- Expert experience leveraging container based technologies
- Multiple years of experience delivery solutions through an Agile delivery methodology
- Experience with bash shell scripts, LINUX utilities & UNIX Commands
- Ability to understand complex systems and solve challenging analytical problems
- Ability to leverage multiple tools and programming languages to analyze and manipulate data sets from disparate data sources
- Strong collaboration and communication skills within and across teams
- Strong problem solving skills and critical thinking ability
Responsibilities:
- Drive innovation and manage product development teams within a fast paced, agile environment
- Cultivate an environment of continuous engineering improvement through mentoring, feedback, and metrics
- Recruit IT professionals with business and industry experience, and develop, reward and energize a competent, effective team within the technology organization.
- Lead software development teams, obtaining necessary resources, acting as an escalation point and removing impediments to achieve goals and objectives
- Engage in hands-on design and ensure alignment of strategy, architecture, tools/methods with software engineers and architects to execute product road-maps
- Collaborate with a wide variety to stakeholders within business and technology teams to drive change required to execute product road-maps
- Enable integrated teams to deliver technology solutions in support of key product initiatives by working closely with product managers, technical project managers, architects, engineers, and quality assurance
The person holding this position is responsible for leading the solution development and implementing advanced analytical approaches across a variety of industries in the supply chain domain.
At this position you act as an interface between the delivery team and the supply chain team, effectively understanding the client business and supply chain.
Candidates will be expected to lead projects across several areas such as
- Demand forecasting
- Inventory management
- Simulation & Mathematical optimization models.
- Procurement analytics
- Distribution/Logistics planning
- Network planning and optimization
Qualification and Experience
- 4+ years of analytics experience in supply chain – preferable industries hi-tech, consumer technology, CPG, automobile, retail or e-commerce supply chain.
- Master in Statistics/Economics or MBA or M. Sc./M. Tech with Operations Research/Industrial Engineering/Supply Chain
- Hands-on experience in delivery of projects using statistical modelling
Skills / Knowledge
- Hands on experience in statistical modelling software such as R/ Python and SQL.
- Experience in advanced analytics / Statistical techniques – Regression, Decision tress, Ensemble machine learning algorithms etc. will be considered as an added advantage.
- Highly proficient with Excel, PowerPoint and Word applications.
- APICS-CSCP or PMP certification will be added advantage
- Strong knowledge of supply chain management
- Working knowledge on the linear/nonlinear optimization
- Ability to structure problems through a data driven decision-making process.
- Excellent project management skills, including time and risk management and project structuring.
- Ability to identify and draw on leading-edge analytical tools and techniques to develop creative approaches and new insights to business issues through data analysis.
- Ability to liaison effectively with multiple stakeholders and functional disciplines.
- Experience in Optimization tools like Cplex, ILOG, GAMS will be an added advantage.









