Sr BI Analyst / Lead BI Analyst

About Us:

Optimo Capital is a newly established NBFC founded by Prashant Pitti, who is also a co-founder of EaseMyTrip (a billion-dollar listed startup that grew profitably without any funding).

Our mission is to serve the underserved MSME businesses with their credit needs in India. With less than 15% of MSMEs having access to formal credit, we aim to bridge this credit gap through a phygital model (physical branches + digital decision-making).

As a technology and data-first company, tech lovers and data enthusiasts play a crucial role in building the analytics & tech at Optimo that helps the company thrive.

What We Offer:

Join our dynamic startup team as a Senior Data Analyst and play a crucial role in core data analytics projects involving credit risk, lending strategy, credit underwriting features analytics, collections, and portfolio management. The analytics team at Optimo works closely with the Credit & Risk departments, helping them make data-backed decisions.

This is an exceptional opportunity to learn, grow, and make a significant impact in a fast-paced startup environment. We believe that the freedom and accountability to make decisions in analytics and technology bring out the best in you and help us build the best for the company. This environment offers you a steep learning curve and an opportunity to experience the direct impact of your analytics contributions. Along with this, we offer industry-standard compensation.

What We Look For:

We are looking for individuals with a strong analytical mindset and a fundamental understanding of the lending industry, primarily focused on credit risk. We value not only your skills but also your attitude and hunger to learn, grow, lead, and thrive, both individually and as part of a team. We encourage you to take on challenges, bring in new ideas, implement them, and build the best analytics systems. Your willingness to put in the extra hours to build the best will be recognized.

Skills/Requirements:

• Credit Risk & Underwriting: Fundamental knowledge of credit risk and underwriting processes is mandatory. Experience in any lending financial institution is a must. A thorough understanding of all the features evaluated in the underwriting process like credit report info, bank statements, GST data, demographics, etc., is essential.
• Analytics (Python): Excellent proficiency in Python - Pandas and Numpy. A strong analytical mindset and the ability to extract actionable insights from any analysis are crucial. The ability to convert the given problem statements into actionable analytics tasks and frame effective approaches to tackle them is highly desirable.
• Good to have but not mandatory: REST APIs: A fundamental understanding of APIs and previous experience or projects related to API development or integrations. Git: Proficiency in version control systems, particularly Git. Experience in collaborative projects using Git is highly valued.

What You'll Be Working On:

• Analyze data from different data sources, extract information, and create action items to tackle the given open-ended problems.
• Build strong analytics systems and dashboards that provide easy access to data and insights, including the current status of the company, portfolio health, static pool, branch-wise performance, TAT (turnaround time) monitoring, and more.
• Assist the credit and risk team with insights and action items, helping them make data-backed decisions and fine-tune the credit policy (high involvement in the credit and underwriting process).
• Work on different rule engines that automate the underwriting process end-to-end.

Other Requirements:

• Availability for full-time work in Bangalore. Immediate joiners are preferred.
• Strong passion for analytics and problem-solving.
• At least 1 year of industry experience in an analytics role, specifically in a lending institution, is a must.
• Self-motivated and capable of working both independently and collaboratively.

If you are ready to embark on an exciting journey of growth, learning, and innovation, apply now to join our pioneering team in Bangalore.

• Own the product analytics of bidgely’s end user-facing products, measure and identify areas of improvement through data
• Liaise with Product Managers and Business Leaders to understand the product issues, priorities and hence support them through relevant product analytics
• Own the automation of product analytics through good SQL knowledge
• Develop early warning metrics for production and highlight issues and breakdowns for resolution
• Resolve client escalations and concerns regarding key business metrics
• Define and own execution
• Own the Energy Efficiency program designs, dashboard development, and monitoring of existing Energy efficiency program
• Deliver data-backed analysis and statistically proven solutions
• Research and implement best practices
• Mentor team of analysts

• B.Tech from a premier institute with 5+ years analytics experience or Full-time MBA from a premier b-school with 3+ years of experience in analytics/business or product analytics
• Bachelor's degree in Business, Computer Science, Computer Information Systems, Engineering, Mathematics, or other business/analytical disciplines

• Proven analytical and quantitative skills and an ability to use data and metrics to back up assumptions, develop business cases, and complete root cause
  analyses
• Excellent understanding of retention, churn, and acquisition of user base
• Ability to employ statistics and anomaly detection techniques for data-driven
  analytics
• Ability to put yourself in the shoes of the end customer and understand what
  “product excellence” means
• Ability to rethink existing products and use analytics to identify new features and product improvements.
• Ability to rethink existing processes and design new processes for more effective analyses
• Strong SQL knowledge, working experience with Looker and Tableau a great plus
• Strong commitment to quality visible in the thoroughness of analysis and techniques employed
• Strong project management and leadership skills
• Excellent communication (oral and written) and interpersonal skills and an ability to effectively communicate with both business and technical teams
• Ability to coach and mentor analysts on technical and analytical skills
• Good knowledge of statistics, basic machine learning, and AB Testing is
  preferable
• Experience as a Growth hacker and/or in Product analytics is a big plus

Data Analyst

Job Description

Are you passionate about handling large & complex data problems, want to make an impact and have the desire to work on ground-breaking big data technologies? Then we are looking for you.

At Amagi, great ideas have a way of becoming great products, services, and customer experiences very quickly. Bring passion and dedication to your job and there's no telling what you could accomplish. Would you like to work in a fast-paced environment where your technical abilities will be challenged on a day-to-day basis? If so, Amagi’s Data Engineering and Business Intelligence team is looking for passionate, detail-oriented, technical savvy, energetic team members who like to think outside the box.

Amagi’s Data warehouse team deals with petabytes of data catering to a wide variety of real-time, near real-time and batch analytical solutions. These solutions are an integral part of business functions such as Sales/Revenue, Operations, Finance, Marketing and Engineering, enabling critical business decisions. Designing, developing, scaling and running these big data technologies using native technologies of AWS and GCP are a core part of our daily job.

• Experience in building highly cost optimised data analytics solutions
• Experience in designing and building dimensional data models to improve accessibility, efficiency and quality of data
• Experience (hands on) in building high quality ETL applications, data pipelines and analytics solutions ensuring data privacy and regulatory compliance.
• Experience in working with AWS or GCP
• Experience with relational and NoSQL databases
• Experience to full stack web development (Preferably Python)
• Expertise with data visualisation systems such as Tableau and Quick Sight
• Proficiency in writing advanced SQL queries with expertise in performance tuning handling large data volumes
• Familiarity with ML/AÍ technologies is a plus
• Demonstrate strong understanding of development processes and agile methodologies
• Strong analytical and communication skills. Should be self-driven, highly motivated and ability to learn quickly

Data Analytics is at the core of our work, and you will have the opportunity to:

• Design Data-warehousing solutions on Amazon S3 with Athena, Redshift, GCP Bigtable etc
• Lead quick prototypes by integrating data from multiple sources
• Do advanced Business Analytics through ad-hoc SQL queries
• Work on Sales Finance reporting solutions using tableau, HTML5, React applications

We build amazing experiences and create depth in knowledge for our internal teams and our leadership. Our team is a friendly bunch of people that help each other grow and have a passion for technology, R&D, modern tools and data science.

Our work relies on deep understanding of the company needs and an ability to go through vast amounts of internal data such as sales, KPIs, forecasts, Inventory etc. One of the key expectations of this role would be to do data analytics, building data lakes, end to end reporting solutions etc. If you have a passion for cost optimised analytics and data engineering and are eager to learn advanced data analytics at a large scale, this might just be the job for you..

A bachelor’s/master’s degree in Computer Science with 5 to 7 years of experience and previous experience in data engineering is a plus.

Our client is a 4 decade old diversified business group with holdings in FMCG and hospitality. Their FMCG portfolio comprises of a well known mouth freshener and soon-to-be-launched confectionery products.

They have an excellent reputation for their hotels in North India. The aesthetically designed rooms, the multi-cuisine restaurant, corporate facilities like conference rooms, banquets and other services like gym and spa in their hotels are all world-class arrangements at a reasonable price.

What you need to have: