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The Risk team is responsible for overall risk framework and strategy for the organization. The team develops various risk models, arrives at various sector reports from a risk perspective and provides in depth analysis and recommendation around risk profiles of various clients.
In this role, the person is responsible for playing a leadership role in the Risk function to identify, assess, monitor and make timely and measured judgments on all current and potential future risks faced, in order to protect the organization’s interest, assets and reputation of the group along with growing shareholder value and profitability.
Responsibilities
- Manage risk for the retail and wholesale portfolio. Should have managed organization level Risk Policies, Credit Underwriting and Collection functions.
- Manage risk framework for the organization - including updating, establishing new risk management mechanisms, to identify, assess, monitor, measure and control a broad spectrum of risks. Ensure all policies and frameworks are kept updated and deployed to the optimum level.
- Develop continuous monitoring and improvement of the quality of the organization's credit and lending portfolio through credit policy direction and implementation.
- Possess a complete understanding the business. Evaluate, improve, and monitor the business, including assisting in reporting to the Board and Board Committees and providing leadership in the effectiveness of credit risk management controls, systems, and processes across the organization.
- Lead and mentor a team of analysts.
- Possess 7+ years of relevant experience in financial services industry in a risk role.
- Exposure to both wholesale and retail risk in a banking environment will be preferred. Some experience in a business / sales role within the banking / NBFC space will be an added advantage.
- Should have held a position of authority in terms of allocation and appropriating limits.
- Sector understanding in financial institution space and good knowledge of interpreting financial trends.
- High proficiency in Python and SQL/NoSQL.
- Experience with big data and cloud computing e.g., PySpark, data lake is a plus.
- Outstanding written, verbal and interpersonal communication skills.
- Ability to speak at various levels of an organization (CXOs to analysts).
- Have demonstrated resilience – stayed with companies and taking businesses to scale, have preferably not ‘hopped jobs. Strong organizational skills and excellent follow-through.
- Present / articulate / position an idea compellingly and ability to work in a fast-paced dynamic environment.
- Excellent communication and presentation skills.
- Takes personal ownership; Self-starter; Ability to drive projects with minimal guidance and focus on high impact work.
- Learns continuously; Seeks out knowledge, ideas and feedback.

· Design, develop, and implement AI/ML models and algorithms.
· Focus on building Proof of Concept (POC) applications to demonstrate the feasibility and value of AI solutions.
· Write clean, efficient, and well-documented code.
· Collaborate with data engineers to ensure data quality and availability for model training and evaluation.
· Work closely with senior team members to understand project requirements and contribute to technical solutions.
· Troubleshoot and debug AI/ML models and applications.
· Stay up-to-date with the latest advancements in AI/ML.
· Utilize machine learning frameworks (e.g., TensorFlow, PyTorch, Scikit-learn) to develop and deploy models.
· Develop and deploy AI solutions on Google Cloud Platform (GCP).
· Implement data preprocessing and feature engineering techniques using libraries like Pandas and NumPy.
· Utilize Vertex AI for model training, deployment, and management.
· Integrate and leverage Google Gemini for specific AI functionalities.
Qualifications:
· Bachelor’s degree in computer science, Artificial Intelligence, or a related field.
· 3+ years of experience in developing and implementing AI/ML models.
· Strong programming skills in Python.
· Experience with machine learning frameworks such as TensorFlow, PyTorch, or Scikit-learn.
· Good understanding of machine learning concepts and techniques.
· Ability to work independently and as part of a team.
· Strong problem-solving skills.
· Good communication skills.
· Experience with Google Cloud Platform (GCP) is preferred.
· Familiarity with Vertex AI is a plus.
About koolio.ai
Website: www.koolio.ai
Koolio Inc. is a cutting-edge Silicon Valley startup dedicated to transforming how stories are told through audio. Our mission is to democratize audio content creation by empowering individuals and businesses to effortlessly produce high-quality, professional-grade content. Leveraging AI and intuitive web-based tools, koolio.ai enables creators to craft, edit, and distribute audio content—from storytelling to educational materials, brand marketing, and beyond. We are passionate about helping people and organizations share their voices, fostering creativity, collaboration, and engaging storytelling for a wide range of use cases.
About the Internship Position
We are looking for a motivated Backend Development Intern to join our innovative team. As an intern at koolio.ai, you’ll have the opportunity to work on a next-gen AI-powered platform and gain hands-on experience developing and optimizing backend systems that power our platform. This internship is ideal for students or recent graduates who are passionate about backend technologies and eager to learn in a dynamic, fast-paced startup environment.
Key Responsibilities:
- Assist in the development and maintenance of backend systems and APIs.
- Write reusable, testable, and efficient code to support scalable web applications.
- Work with cloud services and server-side technologies to manage data and optimize performance.
- Troubleshoot and debug existing backend systems, ensuring reliability and performance.
- Collaborate with cross-functional teams to integrate frontend features with backend logic.
Requirements and Skills:
- Education: Currently pursuing or recently completed a degree in Computer Science, Engineering, or a related field.
- Technical Skills:
- Good understanding of server-side technologies like Python
- Familiarity with REST APIs and database systems (e.g., MySQL, PostgreSQL, or NoSQL databases).
- Exposure to cloud platforms like AWS, Google Cloud, or Azure is a plus.
- Knowledge of version control systems such as Git.
- Soft Skills:
- Eagerness to learn and adapt in a fast-paced environment.
- Strong problem-solving and critical-thinking skills.
- Effective communication and teamwork capabilities.
- Other Skills: Familiarity with CI/CD pipelines and basic knowledge of containerization (e.g., Docker) is a bonus.
Why Join Us?
- Gain real-world experience working on a cutting-edge platform.
- Work alongside a talented and passionate team committed to innovation.
- Receive mentorship and guidance from industry experts.
- Opportunity to transition to a full-time role based on performance and company needs.
This internship is an excellent opportunity to kickstart your career in backend development, build critical skills, and contribute to a product that has a real-world impact.
Responsibilities:
- Collaborate with cross-functional teams including front-end developers, designers, and system administrators to develop robust and scalable server-side applications.
- Design and implement RESTful APIs and services using Node.js, ensuring efficient data handling and integration.
- Develop database schemas and models for MongoDB, optimizing queries and ensuring data integrity.
- Implement data migration and transformation tasks between different data sources.
- Write efficient and reusable code, following best practices and coding standards.
- Conduct thorough testing and debugging of applications to identify and fix issues promptly.
- Collaborate with DevOps team to deploy applications on servers or cloud platforms.
- Continuously monitor application performance and optimize it for scalability and reliability.
- Stay updated on emerging technologies and trends, actively suggesting improvements and innovative solutions.
Requirements:
- Strong proficiency in Node.js and JavaScript.
- Solid understanding of server-side development and asynchronous programming concepts.
- Experience working with NoSQL databases (e.g., MongoDB).
- Knowledge of database design and query optimization techniques.
- Familiarity with web application security principles and best practices.
- Proficiency in using version control systems (e.g., Git).
- Good understanding of agile development methodologies.
- Excellent problem-solving and analytical skills.
- Effective communication and collaboration abilities.


Position: Python Developer
Experience: 3-6 years
Location- Pune and Chennai
Job Description:
- 3 years Willing to take efforts to advance in the technology or learn new technologies.
- Solid understanding of OOPs concepts.
- Willing to take efforts to advance in the technology or learn new technologies.
- Good communication skills and a continuous learner.
- Experience working on waterfall or Agile (Agile model preferred)
- Solid understanding of Python scripting and/or frameworks like Django, Flask Back up RRS.


Worked in Python Flask framework / or similarhttps://anuntatech.turbohire.co/jobdescription/3a6dd0d3-75f4-49b7-9378-0b2b336cec36?utm_source=CareerPage">Django building REST APIs.
Worked in Linux Environment.
Would be an advantage if they have Domain knowledge in Virtualization Or Cloud platformshttps://anuntatech.turbohire.co/jobdescription/3a6dd0d3-75f4-49b7-9378-0b2b336cec36?utm_source=CareerPage">Azure, AWS, or Computer networking.
It is added advantage to have C++ Application programming.


- Collaborating with the front-end developers and other team members to establish objectives and design more functional, cohesive codes to enhance the user experience.
- Own code for the products with responsibilities including but not limited to designing, developing, testing, maintenance of products.
- Building RESTful services and do DevOps.
- Talking to customers and business teams to suggest improvement areas in product flows.
- Create peer learnings for team members and build context for new teammates
- Help with building the company's tech team and iterating on the hiring framework.
- Provide regular feedback to your team (peers and managers) to ensure continuous improvement.
- Keeping abreast with the latest technologies and working on your skills regularly.
Skills & Requirements
- Good knowledge and experience of working with backend systems; designing server-side architecture, including production maintenance experience are must-haves.
- At least 1-8 years of experience in any programming languages like Java, Ruby, PHP, Python, and Node.js(Node.js preferred).
- Understanding of micro-services-oriented architecture.
- Experience with Databases design (SQL, NoSQL) and analytics
- Experience in driving and delivering complex features/software modules from technical design to launch.
- Expertise with unit testing & Test Driven Development (TDD)
- Have empathy for the users you build for
Good to have
- Experience in the fintech industry
- Experience leading design and implementation of robust and secure web services


• Design, implement, and extend core platform services and APIs to enable new
products and features to be built.
• Provide technical contribute to the core team that powers our backend services for
millions of concurrent users.
• Build and own the core systems that form the architecture of our backend services
from api gateways, service observability and inter-service communications to higher
level business components like identity, therapeutic engine, and analytics systems
just to name a few.
• Drive the qualitative aspects of the backend services, like performance, scalability,
observability, reliability and security and so on.

• Should have 5+ years of work experience in design, develop, Code and Unit Test web and desktop-based applications written in .Net framework starting from 4.x and above.
• Strong analytical skills to understand a given requirement and provide work estimates.
• Strong Object-Oriented Programming knowledge.
• Strong experience with Static Code Analyzers like Fortify.
• Should have good understanding of web servers such as IIS and Front-end such as HTML’s and Razor based engines.
• Strong debugging skills using .net front end and backend.
• Strong coding experience and thorough understanding of programming languages such as C#, VB.NET, ASP.Net, ADO.Net, JQuery, JavaScript, Traditional Web Services, WCF, Web API and other Scripting languages such as pythons.
• Strong working knowledge on various design patterns such as MVC, MVVM, DDD, Repository Pattern and any custom/hybrid framework as designed by the Architects.
• Should have a strong working knowledge of Azure DevOps.
• Strong knowledge and understanding of data sharing medium using JSON, XML and other media types.
• Strong knowledge on Entity Framework (6 and above) and other ORM such as Dapper.
• Strong knowledge and programming skills in Database such SQL SERVER, Oracle, My SQL and SQL Express. Additionally, nice to know-how knowledge in MS ACCESS.
• Strong knowledge and coding experience in REST based web services and service-oriented design patterns using WCF and other API’s.
• Should have used IDE such as Visual Studio and Visual Studio Code for Front-end development.
• 1+ years of building SPA web solutions using Angular 6/7/8 , BackBone, Bootstrap
• 5+ years building HTML5 complaint pages
• 3+ years of experience using TypeScript
• 3+ years of writing automated testing using Jamine or others
Day to Day job Duties: (what this person will do on a daily/weekly basis)
• Co-ordinate/mentor other Junior developers on a day to day basis.
• Understand the use cases/User Story, code and develop on a designed platform/pattern.
• Strict adherence to coding standards.
• Participate self-code review/peer reviews and correct errors wherever applicable before checking in the final code into the Branch/code repo.
• Create code documentations wherever applicable and as set guidelines by the team.
• Create and perform Unit Tests wherever applicable as set guidelines by the team.
• Provide feedback and assist in estimation planning.
• Merge code branches as and when required.
• Create and publish release documentations and application deployments as and when requested.
• Report out statuses to the leads onshore daily during the Stand-up calls.
• Additionally, update efforts on a given work item on everyday basis.
• Provide true estimates on work assigned prior development. Also ask questions/provide comments on User Stories/work items assigned.
• Be a team player and flexible towards availability in case of any urgent issues that need immediate attention.
• Plan out vacations in advance (min. 2 weeks of adv. Notice).
Nice to have(not a must) experience, skills
• Good understanding of Service Workers.
• Prior coding experience using FORTRAN.
• Experience on 3rd party tools like Spire.Pdf, PDF.Js.
• Knowledge of Rapid application development framework like DevExpress, Code on Time, HighCharts.
• Knowledge of code clean up tools like CodeMaid.
• Knowledge of Power BI and O365 Suites of applications.
• knowledge of SQL Data tools like SSIS and SSRS.
