Risk Analyst at Fatakpay · Mumbai · 2 - 5 years · ₹8L - ₹15L / yr · Raised funding · Posted 29 Dec 2024

Job Title: Credit Risk Analyst
Company: FatakPay FinTech
Location: Mumbai, India
Salary Range: INR 8 - 15 Lakhs per annum
Job Description:
FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.
Key Responsibilities:
- Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
- Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
- Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
- Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
- Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
- Prepare comprehensive reports on credit risk analyses and present findings to senior management.
- Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
- Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
- Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
- Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.
Qualifications:
- Minimum qualification: B.Tech or Engineering degree from a reputed institution.
- 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
- Proficiency in data analysis, statistical modeling, and machine learning techniques.
- Strong analytical and problem-solving skills.
- Excellent communication skills, with the ability to present complex data insights clearly.
- A proactive approach to work in a fast-paced, technology-driven environment.
- Up-to-date knowledge of financial regulations and compliance standards.
We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!

Similar jobs (10)
About Discover Dollar
Discover Dollar helps large enterprises recover lost profit through AP recovery audits, contract compliance reviews, and profit leakage prevention. We work with major retail, manufacturing, CPG, healthcare, and insurance organizations including Target, ABInBev, Carrier, Canadian Tire, etc. to find and recover money that falls through the cracks of complex procure-to-pay processes.
The Role
We're looking for a Sales Director to scale our existing sales team and drive revenue growth across both direct enterprise sales and partnership-led channels. This is a player-coach role: you'll manage and develop a team of SDRs while staying close enough to the pipeline to unblock deals, shape strategy, and represent Discover Dollar in front of senior enterprise stakeholders (CFO, VP Finance, Controller, Head of AP).
You'll report directly into leadership and have real influence over how we scale go-to-market.
What You'll Do
- Lead and scale the team - Manage, coach, and grow a team of sales reps/SDRs; build repeatable processes for pipeline management, forecasting, and deal reviews.
- Own direct enterprise sales - Drive new logo acquisition and expansion within existing accounts, engaging CFOs, VPs of Finance, Controllers, and Heads of AP.
- Build and manage the partnership motion - Work alongside our partnerships team to convert channel relationships with BPO, ERP/SI, and advisory firms (e.g. benchmarking and strategic advisory partners) into qualified pipeline and closed revenue.
- Own the number - Be accountable for team quota, accurate forecasting, and pipeline health; report regularly to leadership on performance, blockers, and course corrections.
- Refine the GTM motion - Bring structure to messaging, qualification criteria, and deal stages as we drive toward a repeatable, team-driven model.
- Represent Discover Dollar externally - Lead executive-level conversations, present findings and value propositions to senior enterprise stakeholders, and negotiate contract terms.
- Collaborate cross-functionally - Work closely with audit, product, and marketing teams to ensure sales commitments align with delivery capability, and that market feedback shapes product and content strategy.
What we're looking for
- 10-15 years of B2B sales experience, with at least 3-5 years in a sales leadership/management role scaling a team (not just an IC background).
- Proven track record selling into enterprise accounts in the US and Canada market. Experience with CFO/Finance/AP stakeholders is a strong plus, especially in cost recovery, audit, procurement, fintech, or adjacent B2B SaaS/services categories.
- Experience running both direct sales and partner/channel motions. You understand how to build pipeline through partnerships (BPO, ERP/SI, advisory) in addition to direct outbound and inbound.
- Demonstrated ability to build sales processes from a relatively early stage (pipeline hygiene, forecasting discipline, coaching frameworks) rather than just operating inside an existing mature system.
- Strong executive presence; comfortable being the face of the company in high-stakes conversations with senior finance and procurement leaders.
- Data-driven approach to pipeline and team management; comfortable owning and defending a number.
- Excellent written and verbal communication; ability to translate complex value propositions (financial recovery, ROI, compliance risk) into crisp, executive-ready narratives.
Nice to Have
- Experience selling audit, compliance, cost-recovery, or fintech/SaaS solutions into Fortune 1000 accounts.
- Familiarity with partnership/channel GTM models (referral, co-sell, contingency-based).
- Experience scaling a sales team from single digits into a larger, structured org.
- Exposure to selling both services-led and SaaS-led offerings in parallel.
What We Offer
- A high-ownership role with direct influence on GTM strategy, not just execution.
- Direct access to founders and leadership; fast decision cycles.
- Competitive base + uncapped variable compensation tied to team and individual performance.
- The opportunity to build a scaled sales function from the ground up at a fast-growing company already working with marquee enterprise clients.
Location:KGiSL Educational Institution,Saravanampatti Coimbatore.
Benifits: Provident Fund, Life Insurancee
A student counsellor is a professional who helps students with academic, personal, social, and career-related issues. Their role may include:
- Academic guidance – helping with study skills, course selection, time management, and academic planning.
- Personal support – assisting students in dealing with stress, anxiety, self-esteem issues, or personal challenges.
- Career counselling – providing information about career options, higher education, and job opportunities.
- Crisis intervention – supporting students facing difficult situations such as bullying, family problems, or emotional distress.
- Referral services – connecting students with specialized professionals (psychologists, social workers, healthcare providers) when needed.
To be an effective Student Counsellor, you should develop the following skills:
Counseling Skills
- Empathy and compassion
- Emotional support and guidance
- Problem-solving techniques
- Conflict resolution
Interpersonal Skills
- Relationship building
- Patience and understanding
- Cultural sensitivity
- Team collaboration
Academic Guidance Skills
- Educational planning
- Course and curriculum knowledge
- Study skills coaching
- Time management support
Career Guidance Skills
- Career assessment and counseling
- Knowledge of job market trends
- Resume and interview guidance
- Higher education awareness
Psychological Awareness
- Understanding student behavior
- Recognizing signs of stress, anxiety, and depression
- Basic mental health support
- Crisis intervention skills
Skills Particularly Valued in Colleges and Universities
- Student mentoring
- Admission counseling
- Placement and career support
- Parent-student interaction
- Workshop and seminar facilitation
Student counsellors are commonly found in schools, colleges, and universities and work to support students' overall well-being and success.
If you're asking because you're interested in becoming a student counsellor, I can also explain the qualifications, skills, and career path required.
Key Responsibilities:
- Design, develop, and maintain robust and scalable backend applications using Core Java and Spring Boot.
- Build and manage microservices-based architectures and ensure smooth inter-service communication.
- Integrate and manage real-time data streaming using Apache Kafka.
- Write clean, maintainable, and efficient code following best practices.
- Collaborate with cross-functional teams including QA, DevOps, and product management.
- Participate in code reviews and provide constructive feedback.
- Troubleshoot, debug, and optimize applications for performance and scalability.
Required Skills:
- Strong knowledge of Core Java (Java 8 or above).
- Hands-on experience with Spring Boot and the Spring ecosystem (Spring MVC, Spring Data, Spring Security).
- Experience in designing and developing RESTful APIs.
- Solid understanding of Microservices architecture and related patterns.
- Practical experience with Apache Kafka for real-time data processing.
- Familiarity with SQL/NoSQL databases such as MySQL, PostgreSQL, or MongoDB.
- Good understanding of CI/CD tools and practices.
- Knowledge of containerization tools like Docker is a plus.
- Strong problem-solving skills and attention to detail.
4+ years of experience in Product Design / UI/UX Design roles.
Formal education in Design (B.Des / M.Des / equivalent) from reputed institutes.
Proven experience working in product-based companies or fast-growing startups.
Strong portfolio showcasing product design work across web and mobile platforms. (Mandatory to share)
Expertise in tools like Figma, Sketch, Adobe XD, Illustrator, and Prototyping tools.
Strong understanding of design systems, usability principles, and interaction design.
Experience designing high-traffic consumer products is a strong plus.
- Relevant Experience required 3 to 5 years.
- Strong proficiency in python programming language along with expertise in backend development framework such as
- Django or Flask. (DSA and Design patterns are mandatory).
- Hand on Experience in REST API development and database such as PostgreSQL.
- Good knowledge of versions control systems like GIT, Bitbucket
- Implementation testing strategies such as unit testing (PyTest), integration testing and end to end testing
- Basic knowledge of Docker/Podman and Jenkins.
- Good have if they basic knowledge in Mainframe tech such JCL, and TWs.
Job Description
Design and implementation of low-latency, high-availability, and performant applications
Implementation of security and data protection
Understanding of performance testing and optimization techniques
Requirements
Binding of UI elements to JavaScript object models
Creating RESTful services with Node.js
MERN stack developer must have proven experience in front & back-end development
Work in a cross-functional team to deliver a complete user experience
Reactjs Nodejs developer must know MongoDB, Express, Node.js, & React.
Create Unit and Integration tests to ensure the quality of code
Be responsive to change requests and feature requests
Write code that is cross-platform and cross-device compatible
MERN fullstack developer must have the ability to wear many hats and learn new technologies quickly
For MERN stack developer job, candidate must have good Knowledge of Node Debugging
Understanding & proficiency in REST APIs.
MERN stack developer should know Git Repository and Jira.
Integration of data storage solutions [RDBMS, NoSQL DB]
We are looking for a professional Real Estate Agent to be an intermediary between sellers and buyers. Real Estate Agent responsibilities include marketing listings and providing guidance to buyers and sellers. This is a great opportunity for someone looking to grow their career in real estate.
Responsibilities
- Provide guidance and assist sellers and buyers in marketing and purchasing property for the right price under the best terms
- Determine clients’ needs and financials abilities to propose solutions that suit them
- Intermediate negotiation processes, consult clients on market conditions, prices, mortgages, legal requirements and related matters, ensuring a fair and honest dealing
- Perform comparative market analysis to estimate properties’ value
- Display and market real property to possible buyers
- Prepare necessary paperwork (contracts, leases, deeds, closing statements etc)
- Manage property auctions or exchanges
- Maintain and update listings of available properties
- Cooperate with appraisers, escrow companies, lenders and home inspectors
- Develop networks and cooperate with attorneys, mortgage lenders and contractors
- Promote sales through advertisements, open houses and listing services
- Remain knowledgeable about real estate markets and best practices
Requirements and skills
- Proven working experience as a Real Estate Agent or Real Estate Salesperson
- Proven track of successful sales record
- Ability to work independently combined with excellent interpersonal skills
- Strong sales, negotiation and communication skills
- Pleasant and trustworthy
- MS Office familiarity
- Real estate agent’s or broker’s licence
An analytics, software development and product focused company with a focus to create value for the various sectors of the Society. We try to use technology as a innovation for various problems people face and hence resulting in the upliftment of the people.
What we are looking
We are searching for an organized, ambitious .NET developer to generate software using .NET's infrastructure. The .NET developer's duties include sourcing project requirements, deciding on the most appropriate software solutions, and ensuring that developments are error-free. You should also ensure that the final products are well-presented and engaging.
Main characteristics of who we’re looking to hire in our company: Ability to complete projects, follow through, respect deadlines and come up with creative solutions. Willingness to learn and advance in his/her career and become a useful member of our team. Communicative, people person, team player, intelligent, curious and hard-workin.
Principal Responsibilities:
- Develop dynamic SPAs (single page applications).
- Test and deploy applications and systems.
- Hands on and implements complex AngularJS applications, directives, controllers, services.
- Deep functional knowledge or with Web Services (REST, SOAP, etc) is needed to be successful in this position.
- Ensure software meets all requirements of quality, security, modifiability, extensibility etc
Education Requirements:
- Graduated or pursuing BSc/BA in Computer Science, Engineering or a related field.
Training, Skills, Knowledge & Experience
- 3-5 years work experience as a developer.
- Development experience using Microsoft Asp.NET C#.
- Core web fundamentals: HTML5, CSS and JavaScript.
- Working knowledge of databases and database structure.
- Working experience on ASP.NET Web API.
- Working experience with source control Git.
- Solid understanding of Responsive Web Design and framework.
- Excellent troubleshooting and communication skills.
- Familiar with scrum methodology
QA AUTOMATION TESTER:
- Willing to contribute to Small or Large Project Teams
- Must be willing to start Immediately work from home permanent
- Good Communication Skills (English)
- Can Allocate working hours (Flexible) as per Projects Req.
- Must have Good Internet & Good Laptop/System
About Card91
Card91 is simplifying business payments by providing a plug and play issuance infrastructure to businesses for domestic and cross-border payments. Our full stack platform enables businesses to gain control and visibility into their payment flows, controlling the entire payment lifecycle from onboarding, to issuance, to transaction and data reconciliation. The platform aims to provide holistic solutions around payment issuance and distribution management. Our deep focus in payments will help us in bringing new issuance formats as well as technologies to businesses.
The company has been founded by seasoned technology entrepreneurs who have founded successful companies like Myntra, Mastiff Tech earlier. Headquartered in Bangalore, with presence in Mumbai and NCR, Card91 aims to disrupt the payment infrastructure space in the issuer-processor segment.
About the role
Our core issuance and processing system runs on Java. This system is responsible for powering the card issuance and management user experience as well. We are using Spring Boot stack for building our services.
The issuance backend team will be a small team of 2-4 developers, with a meaty responsibility to bring the user experience to life. It will be a hands-on role where every member of the team enjoys writing high quality code, and thrives on each other's experience.
If the following broad attributes sound like you, we would love to talk to you
-
4-6 years experience in backend services in Java.
-
Strong understanding of relational databases.
-
Ability to develop clean data models for complex problem domains.
-
Pragmatic approach to architecture and design - knowing when it is ok to deviate from
said best practices in the interest of practicality.
-
Above average writing and communication skills in English. Enjoy writing crisp and understandable documentation.
Why you should join
-
You enjoy working in smaller teams. We are a startup, and we believe that smaller teams are a super-power. There is lesser management overhead, and more talk about the work that matters.
-
You care about end-user and developer experience - and how the backend impacts that. Working backwards from what the user experience demands, rather than giving up to the path of least resistance.
-
We pay well (above market average). We are sufficiently capitalised by some prestigious investors in the Fintech space and we are looking at the long game. It is a fun and exhilarating journey ahead and we look forward to having some great team mates!











