
Job Title: Credit Risk Analyst
Company: FatakPay FinTech
Location: Mumbai, India
Salary Range: INR 8 - 15 Lakhs per annum
Job Description:
FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.
Key Responsibilities:
- Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
- Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
- Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
- Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
- Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
- Prepare comprehensive reports on credit risk analyses and present findings to senior management.
- Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
- Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
- Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
- Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.
Qualifications:
- Minimum qualification: B.Tech or Engineering degree from a reputed institution.
- 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
- Proficiency in data analysis, statistical modeling, and machine learning techniques.
- Strong analytical and problem-solving skills.
- Excellent communication skills, with the ability to present complex data insights clearly.
- A proactive approach to work in a fast-paced, technology-driven environment.
- Up-to-date knowledge of financial regulations and compliance standards.
We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!

About Fatakpay
About
Connect with the team
Company social profiles
Similar jobs

-
Manage individual projects priorities, deadlines, and deliverables
-
Gather and process raw data at scale (including writing scripts, web scraping, calling/create
APIs, etc.) from the web / internet
-
Develop frameworks for automating and maintaining constant flow of data from multiple
sources
-
Identify, analysis, design, and implement internal process improvements
-
Design and implement tooling upgrades to increase stability and data quality
-
Help team to fix issues that occur in test and production environments
-
Automate software development processes, including build, deploy, and test
-
Manage and guide the team members
REQUIRED QUALIFICATIONS:
|
|
Job role:
We are looking for a tech-savvy Business Development Representative with an ability to do hands-on Sales. Your role will be to seek new business opportunities by contacting and developing relationships with potential customers. You will be speaking to Who's Who of the fintech world.
It is an added advantage if you have experience in developing leads from marketing campaigns and meeting sales quotas. You will be responsible for the entire sales cycle from establishing customer contact until signing a deal. You will also ensure proper after-sales service.
Job Location: Indore | Full Time | Experience: 0 to 6 years | Salary ∝ Expertise | Rs.1.8L ~ Rs.3L | Freshers allowed
About the company:
Anaxee Digital Runners is building India's largest last-mile verification & data collection network of Digital Runners (shared feet-on-street, tech-enabled) to help Businesses & Consumers reach remotest parts of India, on-demand. KYC | Field Verification | Data Collection | eSign | Tier-2, 3 & 4
Sounds like a moonshot? It is. We want to make REACH across India (remotest places), as easy as ordering pizza, on-demand. Already serving 11000 pin codes (57% of India) | Website: www.anaxee.com
Important: https://www.youtube.com/watch?v=7QnyJsKedz8" target="_blank">Check out our company pitch (6 min video) to understand this goal - https://www.youtube.com/watch?v=7QnyJsKedz8" target="_blank">https://www.youtube.com/watch?v=7QnyJsKedz8
Responsibilities:
- This is not another Sales job, it involves Concept Selling too.
- Find customers for Products & Services provided by the company
- Contact potential clients via phone, emails, and LinkedIn
- Identify client needs and suggest appropriate products/services
- Customize product solutions to increase customer satisfaction
- Build long-term trusting relationships with clients
- Proactively seek new business opportunities in the market
- Directly report to the CEO
- Stay up-to-date with new products/services and new pricing/payment plans
- Keep an eye on the competition.
Requirements:
- Proven work experience as a Business Development Representative, Sales Account Executive or similar role
- Hands-on experience with multiple sales techniques (eg: inbound, outbound, field sales)
- Track record of achieving sales quotas
- Experience with CRM software, Online tools for effective sales
- Understanding of sales performance metrics
- Excellent communication and negotiation skills, Good Email writing skills
- Ability to deliver engaging presentations
- Degree in Marketing, Business Administration or relevant field.
Role and Responsibilities:
· Lead the vision of our product and consumer experiences
· Own the end-to-end design/ UX of YouShd’s applications, design simple and clean visual UI, and create wireframes, prototypes, and pixel-perfect mocks
· Work with the tech team to get your ideas built
· Conduct user research, come up with user personas, both informally and in structured studies, and analyze and present findings so we all can understand our users better
· Set the standard for what great design entails and help your team achieve that standard
· Build and maintain a design system to achieve consistency across our applications
Skills and Experience:
· 2+ years of experience in product design
· Work with wireframing tool of choice (Balsamiq, Pencil, Axure, Whimsical, Mockflow, etc.) to create low fidelity and high fidelity wireframes
· Convert any wireframes into mockups using Figma, Sketch, etc.
· Find design inspirations related to the idea proposed and do independent research
· Demonstrated experience of leading complex projects independently under tight timelines
· Detail orientation, execution excellence and entrepreneurial spirit
· First-principles led problem-solving attitude
Nice to Haves:
· Experience with frontend web or mobile development
· Previous experience working in an Agile environment with scrums and sprints
We are looking out for a technically driven "Front-End Developer" for one of our premium client
COMPANY DESCRIPTION:
Experience: 2-7 years of experience into Front-End developement with Javascript, HTML, CSS along with any front-end framework such as Angular/React/Backbone etc,,.
Key Responsibilities:
Experience with developing/implementing web applications built on PHP technologies.
Provide technical guidance and recommendations to other team members as required.
Development responsibilities include doing code review / bug analysis, analyzing development and impacts.
Provide effort planning estimates for application change requests and defect resolutions.
Run daily stand-up meetings as required and in concert with the program technical lead .
Assist in establishing and updating application release plans.
Manage and perform Web application deployments.
Perform root cause analysis for production issues and provide resolutions in a timely fashion .
Develop and maintain technical documentation Skills Requirement:
Minimum 1 years of experience with team leading
Minimum 2 to 3 year experience in laravel mysql
Excellent knowledge of REST services
Excellent knowledge of RDBMS concepts and database designing
Good Communication skills in Malayalam and English
Problem solving and decision making skills
Prior experience in handling a team.
Agile background is a plus.
Ready to adapt / learn a new programming language / tools / framework based on project requirements.
Able to provide technical leadership to a team of software engineers.
Responsibilities:
- Develop backend systems for our first product
- Build reliable, secure and performant backend systems
- Drive test coverage and continuous delivery automation within the team
- Mentor and provide feedback to teammates
Requirements:
- 5+ years of software development experience
- Strong computer science fundamentals
- Deep and wide knowledge of Java ecosystem
- Can write code that is readable, maintainable, secure and performant
- Know the importance of tests and how to approach writing different types of tests
- Good intuition for REST API design
- Deep understanding of relational databases, transactions, entity-relationship modeling
- Comfortable writing highly concurrent systems
- Experienced in using profilers, tuning garbage collection, optimizing SQL queries
Bonus:
- Understanding of domain-driven design concepts like ubiquitous language, bounded contexts, aggregates and domain events
- Know how to use test driven development as a design tool
- Good intuition for the principles underlying object-orientation, particularly encapsulation
- Understand the importance of immutability and of reducing the state-space of objects
- Know how to refactor large codebases safely
- Seek to identify key underlying ideas and use those as building blocks before reaching for shiny new tools
Product : Industrial Process Chiller
Job Responsibilities :
1.Collaborating with senior executives to establish and execute a sales goal for the region
2.Managing a sales team in order to maximize sales revenue and meet or exceed corporate-set goals
3.Forecasting annual, quarterly, and monthly sales goals
4.Assisting sales personnel in their techniques
5.Developing specific plans to ensure growth for both long and short-term
6.Educating the sales team with presentations of strategies, seminars, and regular meetings
7.Reviewing regional expenses and recommending improvements
8.Travel across South India, the base location will be Cochin / Chennai.
Requirements
Education: B.Tech Mech / Electrical with an MBA
Prefer candidates from Kerala / Chennai locations
- You must have a proven ability to sell industrial products/capital equipment / Heavy Machinery to industries like Pharma, Food and Beverages, Plastic, etc.
- A strong technical understanding of products and their application to facilities is critical.
- Must be willing to travel PAN India
- Must have a Bachelor's degree BE / B.Tech or equivalent in Electrical or Mechanical Engineering
- Must have Fluent language skills like English, Hindi, and Local Language of the respective state
Your mission is to help lead team towards creating solutions that improve the way our business is run. Your knowledge of design, development, coding, testing and application programming will help your team raise their game, meeting your standards, as well as satisfying both business and functional requirements. Your expertise in various technology domains will be counted on to set strategic direction and solve complex and mission critical problems, internally and externally. Your quest to embracing leading-edge technologies and methodologies inspires your team to follow suit.
Responsibilities and Duties :
- As a Data Engineer you will be responsible for the development of data pipelines for numerous applications handling all kinds of data like structured, semi-structured &
unstructured. Having big data knowledge specially in Spark & Hive is highly preferred.
- Work in team and provide proactive technical oversight, advice development teams fostering re-use, design for scale, stability, and operational efficiency of data/analytical solutions
Education level :
- Bachelor's degree in Computer Science or equivalent
Experience :
- Minimum 3+ years relevant experience working on production grade projects experience in hands on, end to end software development
- Expertise in application, data and infrastructure architecture disciplines
- Expert designing data integrations using ETL and other data integration patterns
- Advanced knowledge of architecture, design and business processes
Proficiency in :
- Modern programming languages like Java, Python, Scala
- Big Data technologies Hadoop, Spark, HIVE, Kafka
- Writing decently optimized SQL queries
- Orchestration and deployment tools like Airflow & Jenkins for CI/CD (Optional)
- Responsible for design and development of integration solutions with Hadoop/HDFS, Real-Time Systems, Data Warehouses, and Analytics solutions
- Knowledge of system development lifecycle methodologies, such as waterfall and AGILE.
- An understanding of data architecture and modeling practices and concepts including entity-relationship diagrams, normalization, abstraction, denormalization, dimensional
modeling, and Meta data modeling practices.
- Experience generating physical data models and the associated DDL from logical data models.
- Experience developing data models for operational, transactional, and operational reporting, including the development of or interfacing with data analysis, data mapping,
and data rationalization artifacts.
- Experience enforcing data modeling standards and procedures.
- Knowledge of web technologies, application programming languages, OLTP/OLAP technologies, data strategy disciplines, relational databases, data warehouse development and Big Data solutions.
- Ability to work collaboratively in teams and develop meaningful relationships to achieve common goals
Skills :
Must Know :
- Core big-data concepts
- Spark - PySpark/Scala
- Data integration tool like Pentaho, Nifi, SSIS, etc (at least 1)
- Handling of various file formats
- Cloud platform - AWS/Azure/GCP
- Orchestration tool - Airflow






