Job Title: Credit Risk Analyst
Company: FatakPay FinTech
Location: Mumbai, India
Salary Range: INR 8 - 15 Lakhs per annum
Job Description:
FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.
Key Responsibilities:
- Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
- Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
- Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
- Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
- Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
- Prepare comprehensive reports on credit risk analyses and present findings to senior management.
- Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
- Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
- Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
- Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.
Qualifications:
- Minimum qualification: B.Tech or Engineering degree from a reputed institution.
- 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
- Proficiency in data analysis, statistical modeling, and machine learning techniques.
- Strong analytical and problem-solving skills.
- Excellent communication skills, with the ability to present complex data insights clearly.
- A proactive approach to work in a fast-paced, technology-driven environment.
- Up-to-date knowledge of financial regulations and compliance standards.
We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!
About Fatakpay
Similar jobs
Job Title -Data Scientist
Job Duties
- Data Scientist responsibilities includes planning projects and building analytics models.
- You should have a strong problem-solving ability and a knack for statistical analysis.
- If you're also able to align our data products with our business goals, we'd like to meet you. Your ultimate goal will be to help improve our products and business decisions by making the most out of our data.
Responsibilities
Own end-to-end business problems and metrics, build and implement ML solutions using cutting-edge technology.
Create scalable solutions to business problems using statistical techniques, machine learning, and NLP.
Design, experiment and evaluate highly innovative models for predictive learning
Work closely with software engineering teams to drive real-time model experiments, implementations, and new feature creations
Establish scalable, efficient, and automated processes for large-scale data analysis, model development, deployment, experimentation, and evaluation.
Research and implement novel machine learning and statistical approaches.
Requirements
2-5 years of experience in data science.
In-depth understanding of modern machine learning techniques and their mathematical underpinnings.
Demonstrated ability to build PoCs for complex, ambiguous problems and scale them up.
Strong programming skills (Python, Java)
High proficiency in at least one of the following broad areas: machine learning, statistical modelling/inference, information retrieval, data mining, NLP
Experience with SQL and NoSQL databases
Strong organizational and leadership skills
Excellent communication skills
TOP 3 SKILLS
Python (Language)
Spark Framework
Spark Streaming
Docker/Jenkins/ Spinakar
AWS
Hive Queries
He/She should be good coder.
Preff: - Airflow
Must have experience: -
Python
Spark framework and streaming
exposure to Machine Learning Lifecycle is mandatory.
Project:
This is searching domain project. Any searching activity which is happening on website this team create the model for the same, they create sorting/scored model for any search. This is done by the data
scientist This team is working more on the streaming side of data, the candidate would work extensively on Spark streaming and there will be a lot of work in Machine Learning.
INTERVIEW INFORMATION
3-4 rounds.
1st round based on data engineering batching experience.
2nd round based on data engineering streaming experience.
3rd round based on ML lifecycle (3rd round can be a techno-functional round based on previous
feedbacks otherwise 4th round will be a functional round if required.
Position: ETL Developer
Location: Mumbai
Exp.Level: 4+ Yrs
Required Skills:
* Strong scripting knowledge such as: Python and Shell
* Strong relational database skills especially with DB2/Sybase
* Create high quality and optimized stored procedures and queries
* Strong with scripting language such as Python and Unix / K-Shell
* Strong knowledge base of relational database performance and tuning such as: proper use of indices, database statistics/reorgs, de-normalization concepts.
* Familiar with lifecycle of a trade and flows of data in an investment banking operation is a plus.
* Experienced in Agile development process
* Java Knowledge is a big plus but not essential
* Experience in delivery of metrics / reporting in an enterprise environment (e.g. demonstrated experience in BI tools such as Business Objects, Tableau, report design & delivery) is a plus
* Experience on ETL processes and tools such as Informatica is a plus. Real time message processing experience is a big plus.
* Good team player; Integrity & ownership
About Kloud9:
Kloud9 exists with the sole purpose of providing cloud expertise to the retail industry. Our team of cloud architects, engineers and developers help retailers launch a successful cloud initiative so you can quickly realise the benefits of cloud technology. Our standardised, proven cloud adoption methodologies reduce the cloud adoption time and effort so you can directly benefit from lower migration costs.
Kloud9 was founded with the vision of bridging the gap between E-commerce and cloud. The E-commerce of any industry is limiting and poses a huge challenge in terms of the finances spent on physical data structures.
At Kloud9, we know migrating to the cloud is the single most significant technology shift your company faces today. We are your trusted advisors in transformation and are determined to build a deep partnership along the way. Our cloud and retail experts will ease your transition to the cloud.
Our sole focus is to provide cloud expertise to retail industry giving our clients the empowerment that will take their business to the next level. Our team of proficient architects, engineers and developers have been designing, building and implementing solutions for retailers for an average of more than 20 years.
We are a cloud vendor that is both platform and technology independent. Our vendor independence not just provides us with a unique perspective into the cloud market but also ensures that we deliver the cloud solutions available that best meet our clients' requirements.
What we are looking for:
● 3+ years’ experience developing Data & Analytic solutions
● Experience building data lake solutions leveraging one or more of the following AWS, EMR, S3, Hive& Spark
● Experience with relational SQL
● Experience with scripting languages such as Shell, Python
● Experience with source control tools such as GitHub and related dev process
● Experience with workflow scheduling tools such as Airflow
● In-depth knowledge of scalable cloud
● Has a passion for data solutions
● Strong understanding of data structures and algorithms
● Strong understanding of solution and technical design
● Has a strong problem-solving and analytical mindset
● Experience working with Agile Teams.
● Able to influence and communicate effectively, both verbally and written, with team members and business stakeholders
● Able to quickly pick up new programming languages, technologies, and frameworks
● Bachelor’s Degree in computer science
Why Explore a Career at Kloud9:
With job opportunities in prime locations of US, London, Poland and Bengaluru, we help build your career paths in cutting edge technologies of AI, Machine Learning and Data Science. Be part of an inclusive and diverse workforce that's changing the face of retail technology with their creativity and innovative solutions. Our vested interest in our employees translates to deliver the best products and solutions to our customers.
Roles and
Responsibilities
Seeking AWS Cloud Engineer /Data Warehouse Developer for our Data CoE team to
help us in configure and develop new AWS environments for our Enterprise Data Lake,
migrate the on-premise traditional workloads to cloud. Must have a sound
understanding of BI best practices, relational structures, dimensional data modelling,
structured query language (SQL) skills, data warehouse and reporting techniques.
Extensive experience in providing AWS Cloud solutions to various business
use cases.
Creating star schema data models, performing ETLs and validating results with
business representatives
Supporting implemented BI solutions by: monitoring and tuning queries and
data loads, addressing user questions concerning data integrity, monitoring
performance and communicating functional and technical issues.
Job Description: -
This position is responsible for the successful delivery of business intelligence
information to the entire organization and is experienced in BI development and
implementations, data architecture and data warehousing.
Requisite Qualification
Essential
-
AWS Certified Database Specialty or -
AWS Certified Data Analytics
Preferred
Any other Data Engineer Certification
Requisite Experience
Essential 4 -7 yrs of experience
Preferred 2+ yrs of experience in ETL & data pipelines
Skills Required
Special Skills Required
AWS: S3, DMS, Redshift, EC2, VPC, Lambda, Delta Lake, CloudWatch etc.
Bigdata: Databricks, Spark, Glue and Athena
Expertise in Lake Formation, Python programming, Spark, Shell scripting
Minimum Bachelor’s degree with 5+ years of experience in designing, building,
and maintaining AWS data components
3+ years of experience in data component configuration, related roles and
access setup
Expertise in Python programming
Knowledge in all aspects of DevOps (source control, continuous integration,
deployments, etc.)
Comfortable working with DevOps: Jenkins, Bitbucket, CI/CD
Hands on ETL development experience, preferably using or SSIS
SQL Server experience required
Strong analytical skills to solve and model complex business requirements
Sound understanding of BI Best Practices/Methodologies, relational structures,
dimensional data modelling, structured query language (SQL) skills, data
warehouse and reporting techniques
Preferred Skills
Required
Experience working in the SCRUM Environment.
Experience in Administration (Windows/Unix/Network/
plus.
Experience in SQL Server, SSIS, SSAS, SSRS
Comfortable with creating data models and visualization using Power BI
Hands on experience in relational and multi-dimensional data modelling,
including multiple source systems from databases and flat files, and the use of
standard data modelling tools
Ability to collaborate on a team with infrastructure, BI report development and
business analyst resources, and clearly communicate solutions to both
technical and non-technical team members
We are looking for an outstanding ML Architect (Deployments) with expertise in deploying Machine Learning solutions/models into production and scaling them to serve millions of customers. A candidate with an adaptable and productive working style which fits in a fast-moving environment.
Skills:
- 5+ years deploying Machine Learning pipelines in large enterprise production systems.
- Experience developing end to end ML solutions from business hypothesis to deployment / understanding the entirety of the ML development life cycle.
- Expert in modern software development practices; solid experience using source control management (CI/CD).
- Proficient in designing relevant architecture / microservices to fulfil application integration, model monitoring, training / re-training, model management, model deployment, model experimentation/development, alert mechanisms.
- Experience with public cloud platforms (Azure, AWS, GCP).
- Serverless services like lambda, azure functions, and/or cloud functions.
- Orchestration services like data factory, data pipeline, and/or data flow.
- Data science workbench/managed services like azure machine learning, sagemaker, and/or AI platform.
- Data warehouse services like snowflake, redshift, bigquery, azure sql dw, AWS Redshift.
- Distributed computing services like Pyspark, EMR, Databricks.
- Data storage services like cloud storage, S3, blob, S3 Glacier.
- Data visualization tools like Power BI, Tableau, Quicksight, and/or Qlik.
- Proven experience serving up predictive algorithms and analytics through batch and real-time APIs.
- Solid working experience with software engineers, data scientists, product owners, business analysts, project managers, and business stakeholders to design the holistic solution.
- Strong technical acumen around automated testing.
- Extensive background in statistical analysis and modeling (distributions, hypothesis testing, probability theory, etc.)
- Strong hands-on experience with statistical packages and ML libraries (e.g., Python scikit learn, Spark MLlib, etc.)
- Experience in effective data exploration and visualization (e.g., Excel, Power BI, Tableau, Qlik, etc.)
- Experience in developing and debugging in one or more of the languages Java, Python.
- Ability to work in cross functional teams.
- Apply Machine Learning techniques in production including, but not limited to, neuralnets, regression, decision trees, random forests, ensembles, SVM, Bayesian models, K-Means, etc.
Roles and Responsibilities:
Deploying ML models into production, and scaling them to serve millions of customers.
Technical solutioning skills with deep understanding of technical API integrations, AI / Data Science, BigData and public cloud architectures / deployments in a SaaS environment.
Strong stakeholder relationship management skills - able to influence and manage the expectations of senior executives.
Strong networking skills with the ability to build and maintain strong relationships with both business, operations and technology teams internally and externally.
Provide software design and programming support to projects.
Qualifications & Experience:
Engineering and post graduate candidates, preferably in Computer Science, from premier institutions with proven work experience as a Machine Learning Architect (Deployments) or a similar role for 5-7 years.
Job Description for :
Role: Data/Integration Architect
Experience – 8-10 Years
Notice Period: Under 30 days
Key Responsibilities: Designing, Developing frameworks for batch and real time jobs on Talend. Leading migration of these jobs from Mulesoft to Talend, maintaining best practices for the team, conducting code reviews and demos.
Core Skillsets:
Talend Data Fabric - Application, API Integration, Data Integration. Knowledge on Talend Management Cloud, deployment and scheduling of jobs using TMC or Autosys.
Programming Languages - Python/Java
Databases: SQL Server, Other Databases, Hadoop
Should have worked on Agile
Sound communication skills
Should be open to learning new technologies based on business needs on the job
Additional Skills:
Awareness of other data/integration platforms like Mulesoft, Camel
Awareness Hadoop, Snowflake, S3
ML ARCHITECT
Job Overview
We are looking for a ML Architect to help us discover the information hidden in vast amounts of data, and help us make smarter decisions to deliver even better products. Your primary focus will be in applying data mining techniques, doing statistical analysis, and building high quality prediction systems integrated with our products. They must have strong experience using variety of data mining and data analysis methods, building and implementing models, using/creating algorithm’s and creating/running simulations. They must be comfortable working with a wide range of stakeholders and functional teams. The right candidate will have a passion for discovering solutions hidden in large data sets and working with stakeholders to improve business outcomes. Automating to identify the textual data with their properties and structure form various type of document.
Responsibilities
- Selecting features, building and optimizing classifiers using machine learning techniques
- Data mining using state-of-the-art methods
- Enhancing data collection procedures to include information that is relevant for building analytic systems
- Processing, cleansing, and verifying the integrity of data used for analysis
- Creating automated anomaly detection systems and constant tracking of its performance
- Assemble large, complex data sets that meet functional / non-functional business requirements.
- Secure and manage when needed GPU cluster resources for events
- Write comprehensive internal feedback reports and find opportunities for improvements
- Manage GPU instances/machines to increase the performance and efficiency of the ML/DL model.
Skills and Qualifications
- Strong Hands-on experience in Python Programming
- Working experience with Computer Vision models - Object Detection Model, Image Classification
- Good experience in feature extraction, feature selection techniques and transfer learning
- Working Experience in building deep learning NLP Models for text classification, image analytics-CNN,RNN,LSTM.
- Working Experience in any of the AWS/GCP cloud platforms, exposure in fetching data from various sources.
- Good experience in exploratory data analysis, data visualisation, and other data preprocessing techniques.
- Knowledge in any one of the DL frameworks like Tensorflow, Pytorch, Keras, Caffe
- Good knowledge in statistics,distribution of data and in supervised and unsupervised machine learning algorithms.
- Exposure to OpenCV Familiarity with GPUs + CUDA
- Experience with NVIDIA software for cluster management and provisioning such as nvsm, dcgm and DeepOps.
- We are looking for a candidate with 14+ years of experience, who has attained a Graduate degree in Computer Science, Statistics, Informatics, Information Systems or another quantitative field. They should also have experience using the following software/tools:
- Experience with big data tools: Hadoop, Spark, Kafka, etc.
- Experience with AWS cloud services: EC2, RDS, AWS-Sagemaker(Added advantage)
- Experience with object-oriented/object function scripting languages in any: Python, Java, C++, Scala, etc.
Your mission is to help lead team towards creating solutions that improve the way our business is run. Your knowledge of design, development, coding, testing and application programming will help your team raise their game, meeting your standards, as well as satisfying both business and functional requirements. Your expertise in various technology domains will be counted on to set strategic direction and solve complex and mission critical problems, internally and externally. Your quest to embracing leading-edge technologies and methodologies inspires your team to follow suit.
Responsibilities and Duties :
- As a Data Engineer you will be responsible for the development of data pipelines for numerous applications handling all kinds of data like structured, semi-structured &
unstructured. Having big data knowledge specially in Spark & Hive is highly preferred.
- Work in team and provide proactive technical oversight, advice development teams fostering re-use, design for scale, stability, and operational efficiency of data/analytical solutions
Education level :
- Bachelor's degree in Computer Science or equivalent
Experience :
- Minimum 5+ years relevant experience working on production grade projects experience in hands on, end to end software development
- Expertise in application, data and infrastructure architecture disciplines
- Expert designing data integrations using ETL and other data integration patterns
- Advanced knowledge of architecture, design and business processes
Proficiency in :
- Modern programming languages like Java, Python, Scala
- Big Data technologies Hadoop, Spark, HIVE, Kafka
- Writing decently optimized SQL queries
- Orchestration and deployment tools like Airflow & Jenkins for CI/CD (Optional)
- Responsible for design and development of integration solutions with Hadoop/HDFS, Real-Time Systems, Data Warehouses, and Analytics solutions
- Knowledge of system development lifecycle methodologies, such as waterfall and AGILE.
- An understanding of data architecture and modeling practices and concepts including entity-relationship diagrams, normalization, abstraction, denormalization, dimensional
modeling, and Meta data modeling practices.
- Experience generating physical data models and the associated DDL from logical data models.
- Experience developing data models for operational, transactional, and operational reporting, including the development of or interfacing with data analysis, data mapping,
and data rationalization artifacts.
- Experience enforcing data modeling standards and procedures.
- Knowledge of web technologies, application programming languages, OLTP/OLAP technologies, data strategy disciplines, relational databases, data warehouse development and Big Data solutions.
- Ability to work collaboratively in teams and develop meaningful relationships to achieve common goals
Skills :
Must Know :
- Core big-data concepts
- Spark - PySpark/Scala
- Data integration tool like Pentaho, Nifi, SSIS, etc (at least 1)
- Handling of various file formats
- Cloud platform - AWS/Azure/GCP
- Orchestration tool - Airflow