Risk Analyst

The Role

Own end-to-end credit & fraud data science: feature engineering from raw bureau JSON ,SMS,DEVICE, scorecard / model development, Business Rule Engine (BRE) design, monitoring, and partnering with product/engineering to put rules live. You will work directly with the existing DS team,Tech,product and founders — decisions are data-backed and debated.

What you will own

1. Build and maintain credit scorecards and models for FTB and Repeat Borrowers (Xgboost, Random forest, Support Vector Machine Models, ensemble models, challenger models).
2. Engineer features from raw CRIF (or equivalent) bureau JSON — tradelines, enquiries, DPD histories, identity matches — and from raw SMS / FinBox alt-data (collections, rejections, salary, app footprint).
3. Design, validate, and ship Models: hard rejects, soft flags, amount caps — with clear lift/capture

/ approval trade-offs.

1. Own portfolio risk analytics: vintage / DPD / non-starter / POS bad-rate monitoring; propose tier pauses, cool-offs, and ladder-up changes.
2. Build fraud signals (device, SIM/OTP, mule, ring, post-disbursal disappearance) and help prioritise the fraud PRD backlog into production.
3. Partner with engineering to productionise features, rules, and models (Watchtower-style shadow underwriting, policy index, monitoring dashboards).
4. Challenge and refine existing tier/ladder policy with evidence; communicate clearly to founders and business.

Required experience

• Tenure: 5+ years overall experience in data science/analytics.
• Digital lending: Minimum 3 years hands-on in digital lending/consumer credit (NBFC, fintech lender, digital/STPL/) who has built models themselves.
• Scorecards/models: Built and deployed at least one credit scorecard (first-time borrower or repeat borrower, or combined model) into a live BRE / LOS. Should improve approval–bad-rate trade-offs from production experience.
• Bureau: Parsed and engineered features from raw bureau files (CRIF / CIBIL / Experian JSON or XML) — not only vendor-precomputed attributes.
• Non-starter models: Fraud/non-starter / First Payment default modelling experience in short-tenure lending.
• Limit Assignment: Experience with repeat-borrower ladder / limit-management policies.
• Monitoring and QC: Shadow underwriting/champion–challenger frameworks.
• Alt-data: Worked with SMS / alt-data / device / AA signals for underwriting or fraud (FinBox, similar vendors, or in-house SMS parsing).
• Stack: Strong SQL + Python (pandas, sklearn/Logistic / lightgbm/Xgboost/randomforest, statsmodels). Able to write production-quality notebooks and scripts, not just slide decks.
• Communication: Comfortable debating policy with founders/credit heads using data; owns the "show me the evidence" conversation.

Nice to have:

• Feature stores, Airflow/cron pipelines, S3 + Postgres + DynamoDB.
• Prior Experience: Prior work at a zero-to-one digital lender or STPL product.

What success looks like in 6 months

• A documented feature dictionary from raw bureau + SMS with IV/KS ranking.
• At least one new scorecard/model live with clear expected vs observed bad-rate impact.
• Non-starter / First Payment Defaults monitoring with actionable rule recommendations and clear demonstrated improvements in defaults
• Credible pushback on weak policy ideas — backed by analysis, not opinion.

Sr.Data Scientist,Python, AI ML

We are looking for a skilled Data Scientist to analyze complex datasets, develop predictive models, and generate actionable insights that support business decisions. The ideal candidate should have strong statistical, analytical, and programming skills, along with hands-on experience in machine learning.

Role Overview 

As a Data Scientist, you will work with business stakeholders, AI engineers, and domain experts to transform data into actionable insights and intelligent solutions. You will develop machine learning models, perform statistical analysis, and contribute to AI-driven products that create measurable business impact. 

Key Responsibilities 

Data Science & Machine Learning 

• Analyze structured and unstructured data to identify patterns, trends, and business opportunities.  
• Perform exploratory data analysis (EDA), feature engineering, and data preparation.  
• Develop, evaluate, and optimize machine learning models for prediction, classification, clustering, and forecasting.  
• Apply statistical techniques to solve business problems and validate model performance.  
• Design and execute experiments to improve model accuracy and business outcomes.  

 AI Solution Development 

• Collaborate with AI Engineers, Data Engineers, and domain experts to build AI-powered solutions.  
• Translate business requirements into scalable data science approaches.  
• Contribute to Generative AI and advanced analytics initiatives where applicable.  
• Document methodologies, model performance, and key findings.  

 Required Technical Skills 

• Strong programming skills in Python and SQL for data analysis, feature engineering, and machine learning.  
• Strong understanding of Statistics, Probability, Linear Algebra, and Calculus as applied to machine learning and data science.  
• Experience with Exploratory Data Analysis (EDA), data preprocessing, feature engineering, feature selection, and handling missing or imbalanced data.  
• Good understanding of Supervised, Unsupervised, and Ensemble Machine Learning algorithms, including their assumptions, strengths, limitations, and appropriate use cases.  
• Strong knowledge of Regression, Classification, Clustering, Time Series Forecasting, Dimensionality Reduction, Recommendation Systems, and Anomaly Detection techniques.  
• Experience with Model Evaluation, Cross-Validation, Hyperparameter Optimization, Bias-Variance Trade-off, Feature Importance, Explainable AI (XAI), and Performance Metrics.  
• Understanding of Statistical Inference, Hypothesis Testing, Probability Distributions, Sampling Techniques, Confidence Intervals, and A/B Testing.  
• Experience translating business problems into analytical approaches and developing scalable, data-driven solutions.  
• Working knowledge of Generative AI, Large Language Models (LLMs), Prompt Engineering, and Retrieval-Augmented Generation (RAG) is preferred. 

Preferred Qualifications 

• Bachelor's or master's degree in computer science, Artificial Intelligence, Data Science, Statistics, Mathematics, Engineering, or a related field.  
• 2–4 years of experience developing machine learning or data science solutions.  
• Experience working on end-to-end data science projects in a business environment.  

 Nice to Have 

• Exposure to Generative AI, LLMs, RAG, or Agentic AI.  
• Experience with Computer Vision or Natural Language Processing (NLP).  
• Familiarity with cloud-based AI platforms.  
• Knowledge of construction, engineering, manufacturing, or industrial domains.  
• Participation in hackathons, research, Kaggle competitions, or open-source projects.  

 Soft Skills 

Strong analytical and problem-solving skills, effective communication and collaboration, ownership mindset, adaptability, continuous learning, and a passion for innovation.

Insurity’s Next Data Scientist:

We are seeking a Data Scientist to join our Predict team, focused on building and maintaining predictive models that support underwriting, claims, and audit use cases across Workers' Compensation and Commercial Auto. This role will be based in India and will play a key part in scaling our data science capabilities.

What Our Data Scientist Will Do: 

• Develop predictive models using GLM and machine learning techniques such as GBM, Random Forest, and XGBoost
• Perform feature engineering, selection, and transformation to optimize model performance
• Analyze structured and unstructured datasets to uncover insights and support model development
• Indentify and integrate third-party data sources to augment existing datasets and improve model accuracy
• Collaborate with product and engineering teams to integrate models into production environments
• Use AWS tools such as SageMaker and EC2 to build, train, and deploy models
• Document modeling decisions and communicate findings to technical and non-technical stakeholders
• Support model monitoring and performance tracking over time
•  

Who We’re Looking For:

• 2-5 years of experience in data science or predictive modeling
• Strong understanding of GLM and ML algorithms (GBM, XGBoost, Random Forest)
• Experience with Python and relevant libraries (scikit-learn, pandas, NumPy)
• Familiarity with AWS tools, especially SageMaker and EC2
• Experience with feature engineering and model evaluation techniques
• Ability to translate business problems into analytical solutions
• Strong communication skills and ability to work collaboratively in a cross-functional team
• Bachelor's or Master's degree in a quantitative field (Statistics, Mathematics, Computer Science, Data Science)
• Active listening
• Analytical and critical thinking
• Self-starter and quick learner
• Detail-oriented
• Ability to collaborate and work independently 
• Written and oral English communication
• Time management including work planning, prioritization, and organization 
• Sound judgement
• Ability to handle multiple priorities or tasks
• Flexible and adaptable

Strong Data Analyst Profile with advanced Excel and SQL expertise

2

Mandatory (Experience 1): Must have 4+ years of overall experience as a hands-on Data Analyst

3

Mandatory (Tech skill 1): Must be highly proficient in advanced Excel — complex functions, macros, calculations, and pivots

4

Mandatory (Tech skill 2): Must have strong hands-on SQL and a good understanding of relational database concepts

5

Mandatory (Tech skill 3): Must be able to automate routine tasks using Python (for automation purposes)

6

Mandatory (Skill 1): Must have exceptional analytical, problem-solving, and logical skills, with strong attention to detail and accuracy

7

Mandatory (Skill 2): Must be able to understand complex data and business logic and convert it into a model (the role models complex utility tariffs, rates, and programs)

8

Mandatory (Communication): Must have strong verbal and written communication, able to work independently with India- and US-based team members and articulate problems and solutions over calls and email.

9

Mandatory (Location): Must be based locally in Pune (or the nearby Maharashtra belt — Mumbai, Nagpur), as the final round is in person

10

Preferred (Domain): Experience in the Energy/Utility industry and familiarity with basic utility (electrical/gas) tariff concepts

We are seeking a Senior Data Science & ML Associate with 4+ years of applied ML experience to build and ship models end-to-end from data prep and feature engineering to training, evaluation, and deployment driving measurable business impact.

Key Responsibilities

• Build, train, and evaluate ML and deep-learning models

• Engineer features and prepare data at scale

• Deploy models and monitor production performance

• Partner with stakeholders to frame problems and metrics

• Communicate results and drive decisions

• Iterate on models from business feedback

Mandatory Skills

• 4+ years applied machine learning

• Strong Python (Pandas, NumPy, scikit-learn)

• Classical ML and deep learning (TensorFlow/PyTorch)

• Solid statistics and experiment design

• SQL and data wrangling at scale

• Model deployment / MLOps exposure

Nice to Have: NLP or computer vision; cloud ML (SageMaker, Azure ML)

Hiring for Data Scientist / Senior Data Scientist

Exp : 4 - 12 yrs

Edu : BE/B.tech/MCA

Work Location : Pune

Notice Period : Immediate - 15 days

Skills :

4+ years of experience in data engineering, data science, or related domains.

Hands-on experience with SQL, Python, and distributed data systems.

Knowledge of machine learning techniques and statistical analysis.

Experience with cloud data platforms (Azure Data Factory, AWS Glue, GCP BigQuery).

Familiarity with DevOps practices and CI/CD for data pipelines.

Platforms & Operations Experience (Preferred)

- Experience working with Azure, AWS, or Google Cloud data tools.

Operational experience with data orchestration tools (Airflow, ADF, Glue).

Understanding of Kubernetes, Docker, or containerized environments.

Hands-on experience with data warehousing platforms (Snowflake, Redshift, BigQuery).

Experience in monitoring, logging, and alerting operations for data workflows.

We are looking for a talented and driven Data Scientist to join our growing Analytics team in India. In this role, you will work at the intersection of advanced machine learning, scalable MLOps infrastructure, and domain-specific healthcare analytics. You will collaborate closely with cross-functional teams to build, deploy, and maintain production-grade ML models that drive real-world impact in clinical trials and healthcare operations.

KEY RESPONSIBILITIES

End-to-End ML Development

•     Design, build, and optimize predictive models across the full ML lifecycle—from data ingestion to model serving.

•     Conduct rigorous Exploratory Data Analysis (EDA) to surface insights and drive feature engineering decisions.

•     Validate model performance using appropriate statistical techniques and domain knowledge.

MLOps & Production Deployment

•     Deploy, monitor, and maintain production-grade ML models using Databricks MLFlow endpoints and Unity Catalog.

•     Implement CI/CD pipelines for model versioning, experiment tracking, and automated retraining.

•     Ensure model reliability, observability, and performance in live production environments.

Language Models & LLM Applications

•     Apply transformer-based models (BERT, ClinicalBERT, Trial2Vec) for NLP tasks including classification, NER, and information extraction.

•     Build and maintain vector similarity search pipelines for semantic retrieval and recommendation use cases.

•     Fine-tune pre-trained models for domain-specific applications in clinical and healthcare contexts.

•     Support exploratory work around LLM integration and prompt engineering for internal tooling.

Domain-Driven Analytics

•     Apply advanced analytics within complex healthcare and clinical trial datasets—including patient records, trial protocols, and adverse event data.

•     Translate ambiguous business problems into structured analytical frameworks with measurable outcomes.

•     Partner with domain experts, product managers, and engineering teams to deliver data-driven solutions.

REQUIRED QUALIFICATIONS

Education

•     Bachelor’s or Master’s degree in Computer Science, Statistics, Mathematics, Bioinformatics, or a closely related field.

Experience

•     2–4 years of hands-on experience in a data science or machine learning role.

•     Demonstrable experience deploying ML models in production environments (not just prototyping).

Technical Skills

•     Strong proficiency in Python (pandas, NumPy, scikit-learn, PyTorch / TensorFlow).

•     Experience with Databricks, MLFlow (experiment tracking, model registry, endpoints), and Unity Catalog.

•     Hands-on experience with BERT-family models and Hugging Face Transformers library.

•     Familiarity with vector databases (e.g., FAISS, Pinecone, Weaviate) and embedding-based retrieval.

•     Solid understanding of SQL and working with large structured/unstructured datasets.

•     Exposure to cloud platforms (AWS / GCP / Azure) and distributed computing frameworks (Spark).

GOOD TO HAVE

•     Prior experience with clinical trial data standards (CDISC, CDASH, SDTM) or healthcare ontologies (SNOMED, ICD-10).

•     Familiarity with Trial2Vec or similar trial-to-vector embedding approaches.

•     Experience with LLM fine-tuning, RAG pipelines, or prompt engineering in a production setting.

•     Knowledge of regulatory and compliance considerations in healthcare AI (e.g., FDA guidelines, HIPAA).

•     Contributions to open-source ML projects or published research.

THIS ROLE IS NOT FOR YOU IF…

•     You have strong SQL/BI skills but limited hands-on ML modelling experience — or you’ve built models only in notebooks without ever deploying them to production.

•     Your LLM exposure is limited to API calls and prompt engineering — with no experience fine-tuning models, working with embeddings, or building vector search pipelines.

Your Experience at a Glance

We’re hiring a Data Scientist for our client delivers advanced data, analytics, and digital transformation solutions to help organizations modernize and drive business insights.

As a Data Scientist, you will play a key role in developing and deploying demand forecasting and pricing models, leveraging advanced statistical and machine learning techniques. You will collaborate closely with data engineers and business stakeholders to extract, transform, and analyze large datasets, ensuring robust and scalable solutions. This position requires strong ownership of model development, from data pipeline integration to model evaluation and reporting. Your work will directly impact business decision-making and operational efficiency, contributing to KPIP’s mission of enabling data-driven transformation.

KPIP is a global consulting and technology services firm specialising in data, analytics, and digital transformation. Serving a diverse range of industries, KPIP empowers organisations to modernize their data ecosystems and unlock actionable business insights. The company is recognized for its expertise in delivering scalable solutions, fostering a culture of innovation, and driving measurable impact for clients worldwide.

Key Responsibilities

● Develop and implement demand forecasting and pricing models using advanced statistical and machine learning techniques.

● Extract, transform, and analyze large datasets using Python and SQL to support model development and business insights.

● Collaborate with data engineers to build and maintain robust, scalable data pipelines for model training and inference.

● Apply regression, classification, time-series forecasting, ensemble methods, and feature engineering to solve business problems.

● Work with business stakeholders to understand requirements and translate them into actionable data science solutions.

● Create automated reports and dashboards to present and track model outputs and performance.

● Continuously evaluate and improve model accuracy and effectiveness based on business feedback and new data.

● Document methodologies, processes, and results to ensure transparency and reproducibility.

● Stay updated with the latest advancements in data science and machine learning to drive innovation within the team.

Required Skills

● Proven experience in demand forecasting and predictive modeling.

● Strong proficiency in Python, including pandas, NumPy, scikit-learn, and TensorFlow or PyTorch.

● Expertise in SQL for data extraction and transformation.

● Solid understanding of statistical and machine learning techniques such as regression, classification, time-series forecasting, ensemble methods, and feature engineering.

● Ability to analyze and interpret large, complex datasets to generate actionable insights.

● Experience collaborating with data engineers to develop scalable data pipelines.

● Strong problem-solving skills and attention to detail.

● Excellent communication skills for presenting technical concepts to non-technical stakeholders.

Nice to Have

● Experience with customer segmentation, recommendation systems, and sentiment analysis.

● Knowledge of inventory optimization, promotion uplift modeling, and campaign analysis.

● Familiarity with churn prediction models.

● Proficiency in Power BI for creating automated reports and dashboards.

● Experience in developing and maintaining data pipelines for model training and inference.

Why Join?

Join to work on impactful data science projects that drive real business outcomes and innovation. You’ll tackle complex technical challenges, collaborate with talented professionals, and have opportunities for continuous learning and growth, fosters a culture of collaboration, excellence, and data-driven decision-making, empowering you to make a meaningful difference in a dynamic environment.

About the Employment Model

Direct Hire (Client Payroll) : For this role, you’ll be hired directly by the client and be part of their internal team. Straatix supports the hiring process, but your employment, payroll, and benefits are all managed by the client.

At Nineleaps, we work on bleeding-edge technology with class-leading engineering practices on products that touch the lives of millions of users. We endeavor on doing things the right way, while also promoting a culture of excellence.

About the Role:

We are looking for a Data Analyst with strong analytical and problem-solving skills to transform complex data into meaningful, actionable business insights. The role involves working with large datasets, conducting deep-dive analysis, driving automation, and supporting data-driven product and business decisions.

Key Responsibilities:

• Analyse historical and large datasets to understand data sources, identify trends and patterns, and uncover meaningful insights.
• Write complex SQL queries and leverage Python to perform data analysis, ad hoc investigations, and solve business problems.
• Create reports and translate analytical findings into clear, concise, and actionable recommendations for stakeholders.
• Identify opportunities to drive automation and process improvements, improving efficiency and reducing manual effort.
• Communicate data-driven insights effectively to both technical and non-technical stakeholders in a clear and impactful manner.
• Maintain accurate documentation, ensure high-quality deliverables, and consistently meet defined timelines.

Requirements:

• 3–6 years of experience in Data Analytics, Business Intelligence, Data Engineering, or a similar analytical role.
• Strong hands-on expertise in Python and advanced SQL, with the ability to work with and analyse large datasets.
• Experience working with Google Sheets, and implementing automation through data pipelines or workflows.
• Strong analytical and problem-solving skills, with the ability to interpret complex data and derive actionable insights.
• Excellent communication skills with the ability to effectively present methods, results, and recommendations to stakeholders.
• Ability to collaborate effectively with remote and geographically distributed teams across different time zones.

Company Link: https://www.nineleaps.com/

Company LinkedIn: https://www.linkedin.com/company/nineleaps/