Job Title: Credit Risk Analyst
Company: FatakPay FinTech
Location: Mumbai, India
Salary Range: INR 8 - 15 Lakhs per annum
Job Description:
FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.
Key Responsibilities:
- Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
- Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
- Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
- Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
- Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
- Prepare comprehensive reports on credit risk analyses and present findings to senior management.
- Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
- Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
- Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
- Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.
Qualifications:
- Minimum qualification: B.Tech or Engineering degree from a reputed institution.
- 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
- Proficiency in data analysis, statistical modeling, and machine learning techniques.
- Strong analytical and problem-solving skills.
- Excellent communication skills, with the ability to present complex data insights clearly.
- A proactive approach to work in a fast-paced, technology-driven environment.
- Up-to-date knowledge of financial regulations and compliance standards.
We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!
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Responsibilities:
· Apply current software engineering skills and use up-to-date technologies to execute on projects
· Design and Implementation of features and complex enhancements
· Hands-on contributions to Design, Coding, Unit testing & Bug fixing
· Implement optimal and quality modules. Maintain code quality
· Debugging complex problems and identifying solutions
· Guide junior Java developers on the team
Technical Skills:
- Full stack development capabilities
- Knowledge of Angular JS, Java, Spring Boot, microservices architecture
- Must have skills in big data, Hadoop, Spark, Scala
- Angular and Java skills are mandatory
Non-technical Skills:
· Agile and Innovative
· Ability to research and being persistent
· Strong problem solving
· Troubleshooting and analysis skills
· Team player. Must be able to work well in a collaborative team environment that promotes the sharing of knowledge and experiences.
· Excellent communication skills, both written and verbal
Location:
Bangalore,Pune
About us:
IndieFolio is disrupting the traditional creative agency model by allowing leading brands to assemble custom creative teams, delivering world-class quality. We connect top brands with India's finest creative talent in design, video, and content, leveraging advanced technology and industry expertise to streamline the process. Our curated network of professionals, combined with a data-driven approach, ensures exceptional results and unmatched efficiency. With a proven track record and a commitment to innovation, IndieFolio is transforming how businesses access and collaborate with top-tier creative talent. We are scaling our team and operations, seeking independent, responsible, and accountable individuals to join our dynamic team.
About the role:
As our Group Account Manager, you will play a pivotal role in fostering unparalleled client satisfaction and revenue growth. You'll lead a team of talented Account Managers and Executives, cultivating a dynamic environment that fosters continuous learning and innovation.
Key Responsibilities:
- Manage and cultivate a portfolio of client accounts, acting as a trusted partner to ensure client satisfaction and retention through exceptional communication and strategic guidance.
- Provide leadership and mentorship to a team of Account Managers and Executives, establishing goals, training, and celebrating achievements.
- Develop and implement strategic client engagement initiatives to achieve and surpass revenue targets, driving project conversions.
- Oversee seamless project execution, ensuring adherence to the highest quality standards and timely delivery while effectively managing resources.
- Foster strong collaboration with internal teams across Sales, Marketing, and Talent Acquisition to deliver exceptional client experiences.
Qualifications:
- Minimum of 5 years of progressive experience managing client accounts within advertising, marketing, or consulting. A strong understanding of the creative industry is a plus.
- Proven track record of exceeding revenue targets through strategic client engagement and relationship management.
- Demonstrated leadership abilities with a history of coaching, mentoring, and developing high-performing Account Management teams.
- Excellent communication and interpersonal skills, with the ability to build rapport and trust with clients and colleagues at all levels.
- Exceptional organizational skills with the proficiency to manage multiple priorities, prioritize tasks effectively, and thrive in a fast-paced environment.
- Strong analytical and problem-solving skills, with a keen eye for detail and a commitment to ensuring top-notch project execution and delivery.
- Familiarity with creative project management methodologies (e.g., Agile, Waterfall) and a passion for working in a dynamic and collaborative environment.
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Why Join Us?
- Work with the best: Collaborate with some of the best global brands and top leadership in the industry.
- Hypergrowth Opportunity: Be part of a company experiencing explosive 500%+ annual growth with the potential to scale by 100x in just 3 years!
- Continuous Development: Refine your skills and leadership through continuous training and the support of a collaborative team.
- Own Your Impact: Enjoy a high-trust environment where your contributions are valued, your voice is heard, and your ownership mindset is celebrated.
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- Competitive Compensation & Perks: Benefit from a competitive salary, comprehensive benefits package, and opportunities for professional development to fuel your growth.
Days 1-30: Accelerated Learning and Relationship Building
- Get to know IndieFolio: Conduct a comprehensive review of our client base, service offerings, and internal processes.
- Shadow Top Performers: Gain invaluable insights by shadowing experienced Account Managers and learning best practices in project management methodologies.
- Establish Stakeholder Relationships: Cultivate strong working relationships with key stakeholders by attending meetings and fostering open communication channels. This will allow you to gain a comprehensive understanding of ongoing projects and client expectations.
Days 31-60: Client Relationship Management and Value Creation
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- Conduct Client Needs Assessments: Employ in-depth analysis to identify client needs, pain points, and long-term goals. This will help you tailor solutions and deliver exceptional value.
- Foster Collaborative Client Partnerships: Collaborate seamlessly with design and technical teams to ensure project execution aligns flawlessly with client objectives.
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Days 61-90: Strategic Growth and Innovation
- Optimize Account Management Processes: Develop and implement efficient account management processes to maximize your impact, streamline workflows, and improve overall effectiveness.
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By Day 90:
- You will have established yourself as a trusted partner to key accounts, consistently exceeding client expectations and fostering long-term partnerships.
- Your proactive approach to client needs and implementation of innovative solutions will have demonstrably increased client satisfaction and retention.
- You will have actively contributed to revenue growth by securing new business deals through the development of compelling pitches and effective onboarding strategies.
- Capable of generating new ideas.
- Should have hands-on experience with Photoshop and Illustrator.
- Should have experience with logo design, corporate brand identity design, web UI design, app UI design.
- Identify and troubleshoot UX problems.
- Discuss the idea with the internal team.
- Knowledge about style standards on fonts, colors, and images.
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About us:
WebEngage is a customer data platform and marketing automation suite that makes user engagement and retention simplified. One of the hottest global SaaS companies, weʼve been recognized by G2 as a Marketing Automation Leader in Asia 2021.
We work with thousands of brands worldwide, across industries like E-Commerce, Edtech, Fintech, Foodtech, Media & Publications, Gaming, BFSI, Healthcare, and Online Retail. We are headquartered in Mumbai, India, and have offices in Delhi, Bangalore, São Paulo, and Dubai. Learn more about us at webengage.com
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- Coordinate and support various administrative projects and initiatives.
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- Oversee and maintain contracts with related vendors and purchase supplies and equipment as authorized.
- Monitor fixed assets and equipment, maintaining records for all IT and non-IT equipment.
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Requirements:
- Bachelorʼs degree in any discipline
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- Excellent organizational and time-management skills
- Quick-thinking, planning, coordinating, and executing skills
Life at WebEngage:
- We take transparency very seriously. Along with a full view of team goals, get a top-level view across the board with our monthly & quarterly town hall meetings.
- A highly inclusive work culture that promotes a relaxed, creative and productive environment. • Practice autonomy, open communication, growth opportunities,while maintaining a perfect work-life balance • Go on company-sponsored offsites, once a year and blow off steam with your work buddies! (Post Pandemic)
Perks & Benefits:
- Learning is a way of life. Unlock your full potential backed with cutting-edge tools and mentorship
- Get the best in class medical insurance (with Covid Care facilities), programs for taking care of your mental health, and aContemporary Leave Policy (beyond sick leaves)
Explore more here: https://youtu.be/Y0HjfyMjUpg https://www.linkedin.com/company/webengage https://twitter.com/WebEngage?s=09
Think you fit the bill? Come along, letʼs redefine the future of Marketing Automation!
WebEngage aims to be an equal opportunity employer. We strongly believe that when people feel respected and included they can be more creative, innovative, and successful. We believe that change is the only constant and are in the process and will continue to be in process with changing times to adapt and advance diversity and inclusion. We take affirmative action to ensure equal opportunity and complete non-disclosure of all applicants without any regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or any other characteristics not mentioned hereinabove which are protected under the law of the soil.
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- Conduct regular client meetings to provide updates, gather feedback, and identify new opportunities.
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- Analysing gaps and developing policies with the core team.
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We are looking for motivated engineers who will be working in a highly creative and cutting-edge technology environment to build a world-class financial services suite.
Why you should join us:
- You will redefine the financial services landscape for India in the coming years.
- Be part of a core Engineering team that will create innovative and scalable Fintech solutions.
- Work with passionate and experienced engineering, product & business workforce that believes in teamwork, and that helps fast-track learning on solving complex technical challenges.
- We are funded by the leading fintech VC `QED Investors` and other established Founders and Executives of awesome Indian companies.
What you will do if you join us:
- Propose solutions to solve complex system architecture challenges and actively lead the end-to-end development of the system.
- Create robust, flexible, consistent, and easy-to-use APIs
- Continuously strive for performance improvements, code reusability, and readability
- Understand the product in detail and predict potential issues in feature development.
- Mentor and lead junior members of the team
You should have:
- Ability to think of out of the box
- Tech or a higher degree in computer science or a related field.
- 3+ years of experience working on the back-end development for complex distributed systems who are willing to adopt any Programming language as per the requirement.
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QUALIFICATIONS : B. Tech/ B.E. /M. Tech or a related technical discipline from reputed universities
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Req:-BE/ BTech/ MCA, Exp.6+yrs
http://exp.in/">Exp.in developing solutions for Mobile Channel
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