Cutshort logo
Fatakpay logo
Risk Analyst
Fatakpay's logo

Risk Analyst

Ajit Kumar's profile picture
Posted by Ajit Kumar
2 - 5 yrs
₹8L - ₹15L / yr
Mumbai
Skills
skill iconPython
Risk analysis
credit card

Job Title: Credit Risk Analyst

Company: FatakPay FinTech

Location: Mumbai, India

Salary Range: INR 8 - 15 Lakhs per annum

Job Description:

FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.

Key Responsibilities:

  • Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
  • Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
  • Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
  • Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
  • Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
  • Prepare comprehensive reports on credit risk analyses and present findings to senior management.
  • Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
  • Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
  • Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
  • Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.

Qualifications:

  • Minimum qualification: B.Tech or Engineering degree from a reputed institution.
  • 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
  • Proficiency in data analysis, statistical modeling, and machine learning techniques.
  • Strong analytical and problem-solving skills.
  • Excellent communication skills, with the ability to present complex data insights clearly.
  • A proactive approach to work in a fast-paced, technology-driven environment.
  • Up-to-date knowledge of financial regulations and compliance standards.


We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!




Read more
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos

About Fatakpay

Founded :
2021
Type :
Product
Size :
0-20
Stage :
Raised funding

About

We’re democratizing access to credit so as to empower all Indians to shop and pay their bills with less worry.
Read more

Connect with the team

Profile picture
Ajit Kumar
Profile picture
Sharad Nandode

Company social profiles

N/A

Similar jobs

xAQUA India
Kolkata
5 - 20 yrs
₹13L - ₹25L / yr
FastAPI
API
skill iconFlask
Design patterns
pandas
+5 more

Senior Python Developer to lead the development of scalable, high-performance backend systems and data-driven applications. You will work on building robust services, APIs, and data workflows that power real-time and batch applications.This role is ideal for a seasoned developer who thrives on solving complex problems, building reliable software, and working across data and engineering teams. Youll play a key role in designing and developing Python-based systems that interface with big data frameworks, cloud platforms, and analytics tools.Key Responsibilities

  • Design and develop robust Python-based backend services and microservices.
  • Build RESTful APIs and integrations with third-party systems and internal tools.
  • Work with data workflows involving ingestion, transformation, and validation.
  • Develop and maintain ETL/ELT pipelines using Python, SQL, and Airflow.
  • Collaborate with DevOps teams to deploy, monitor, and scale applications in cloud environments (AWS, Azure, GCP).
  • Optimize code for performance, scalability, and maintainability.
  • Write unit and integration tests, participate in code reviews, and follow CI/CD best practices.
  • Work with cloud storage, databases, and data lake technologies like S3, Parquet, and DuckDB.
  • Collaborate with data scientists, analysts, and engineers to enable data access and modeling.


Required Skills & Qualifications

  • 5+ years of experience in backend software development, primarily in Python.
  • Strong understanding of OOP, modular design, and Python design patterns.
  • Experience with web frameworks (e.g., Flask, FastAPI, Django).
  • Hands-on experience with data processing tools like Pandas, SQLAlchemy, PyArrow.
  • Proficiency with SQL and database technologies (PostgreSQL, DuckDB, etc.).
  • Experience with Airflow for workflow orchestration.
  • Knowledge of building scalable, distributed applications and microservices.
  • Familiarity with cloud platforms (AWS, Azure, GCP) and containerization tools (Docker, Kubernetes).
  • Solid understanding of version control (Git), testing frameworks (PyTest), and CI/CD pipelines.
  • Excellent problem-solving, debugging, and communication skills.


Preferred Skills (Nice to Have)

  • Experience with data processing frameworks like Apache Spark or Vaex.
  • Familiarity with data storage formats and tools like Parquet, Iceberg.
  • Exposure to data streaming platforms (Kafka, Kinesis, Flink).
  • Experience integrating backend systems with AI/ML pipelines or BI platforms.
  • Understanding of security standards and compliance (GDPR, HIPAA, SOC2).
  • Background in metadata-driven or event-driven architectures.


Read more
Celsior technologies
Thiruvananthapuram
2 - 6 yrs
₹5L - ₹10L / yr
Agile/Scrum
Project Management

Daily, hands-on execution

 • Daily stand-ups 

• Sprint planning & tracking 

• Code reviews & debugging 

• Pod-level unblockers

Execution rhythm, code quality, sprint delivery, pod momentum

Read more
Peak XV Networks
at Peak XV Networks
1 recruiter
Jobs Peak
Posted by Jobs Peak
Bengaluru (Bangalore)
1 - 3 yrs
₹3.5L - ₹3.5L / yr
Sales
IT infrastructure
Marketing

Company: Peak XV Networks Pvt Ltd, is a dynamic and innovative IT Infrastructure services company dedicated to delivering cutting-edge solutions to empower businesses globally. With a focus on technological excellence, we strive to transform industries & business through our comprehensive suite of software products and services.


Industry: Information Technology

Position: Sales Executive – IT Hardware

Experience: 0–3 years in IT Hardware / Infrastructure Sales

Qualification: Any Graduate (Technical background preferred but not mandatory)



Role Overview

We are seeking a motivated and dynamic IT Hardware Sales Executive to join our team. The role involves selling IT Hardware solutions including Servers, Storage, Networking equipment, Desktops, Laptops, and related components. The ideal candidate should have prior experience in IT hardware sales, fair knowledge of IT components and the ability to build and maintain strong client relationships.



Key Responsibilities

·      Identify and develop new business opportunities for IT Hardware products.

·      Manage existing client accounts, ensuring customer satisfaction and repeat business.

·      Understand customer requirements and recommend suitable IT Hardware solutions.

·      Collaborate with internal technical teams to design customized hardware proposals.

·      Meet and exceed sales targets and business development goals.

·      Stay updated with the latest IT hardware trends, products, and vendor offerings.

·      Prepare and deliver presentations, quotations, and proposals to clients.

·      Maintain accurate records of sales activities, pipeline, and forecasts in CRM.




 

 

 

 

Required Skills & Competencies

  • 0–3 years of proven experience in IT hardware / IT infrastructure sales.
  • Fair knowledge of IT components (Servers, Networking, Storage, end-user devices).
  • Strong communication, negotiation, and presentation skills.
  • Ability to build long-term client relationships and maintain a customer-first approach.
  • Result-oriented with a track record of achieving sales targets.
  • Self-driven, proactive, and able to work independently as well as in a team.



 

What We Offer

  • Competitive salary with performance-based incentives.
  • Opportunity to work with leading IT Hardware vendors and solutions.
  • Growth and career advancement in IT Infrastructure sales.
  • Dynamic and supportive work environment.



If you are a passionate individual with an interest in sales, we encourage you to apply for this exciting opportunity to kickstart your career as a Sales Engineer in IT Sales. Join us and be part of a team that is driving technological innovation and delivering cutting-edge solutions to our clients.



Read more
RAPTORX.AI
at RAPTORX.AI
2 candid answers
Pratyusha Vemuri
Posted by Pratyusha Vemuri
Hyderabad
3 - 6 yrs
₹5L - ₹15L / yr
Fraud
skill iconData Science
skill iconMachine Learning (ML)

Data engineers:


Designing and building optimized data pipelines using cutting-edge technologies in a cloud environment to drive analytical insights.This would also include develop and maintain scalable data pipelines and builds out new API integrations to support continuing increases in data volume and complexity

Constructing infrastructure for efficient ETL processes from various sources and storage systems.

Collaborating closely with Product Managers and Business Managers to design technical solutions aligned with business requirements.

Leading the implementation of algorithms and prototypes to transform raw data into useful information.

Architecting, designing, and maintaining database pipeline architectures, ensuring readiness for AI/ML transformations.

Creating innovative data validation methods and data analysis tools.

Ensuring compliance with data governance and security policies.

Interpreting data trends and patterns to establish operational alerts.

Developing analytical tools, utilities, and reporting mechanisms.

Conducting complex data analysis and presenting results effectively.

Preparing data for prescriptive and predictive modeling.

Continuously exploring opportunities to enhance data quality and reliability.

Applying strong programming and problem-solving skills to develop scalable solutions.

Writes unit/integration tests, contributes towards documentation work


Must have ....


6 to 8 years of hands-on experience designing, building, deploying, testing, maintaining, monitoring, and owning scalable, resilient, and distributed data pipelines.

High proficiency in Scala/Java/ Python API frameworks/ Swagger and Spark for applied large-scale data processing.

Expertise with big data technologies, API development (Flask,,including Spark, Data Lake, Delta Lake, and Hive.

Solid understanding of batch and streaming data processing techniques.

Proficient knowledge of the Data Lifecycle Management process, including data collection, access, use, storage, transfer, and deletion.

Expert-level ability to write complex, optimized SQL queries across extensive data volumes.

Experience with RDBMS and OLAP databases like MySQL, Redshift.

Familiarity with Agile methodologies.

Obsession for service observability, instrumentation, monitoring, and alerting.

Knowledge or experience in architectural best practices for building data pipelines.


Good to Have:


Passion for testing strategy, problem-solving, and continuous learning.

Willingness to acquire new skills and knowledge.

Possess a product/engineering mindset to drive impactful data solutions.

Experience working in distributed environments with teams scattered geographically.

Read more
Technocruitx universal services pvt ltd
Tabassum Malek
Posted by Tabassum Malek
Ahmedabad
1 - 3 yrs
₹2.4L - ₹3L / yr
skill iconReact.js
skill iconJavascript
skill iconRedux/Flux
Job Description

We are looking for a great JavaScript developer who is proficient with React.js. Your primary focus will be on developing user interface components and implementing them following well-known React.js workflows (such as Flux or Redux). You will ensure that these components and the overall application are robust and easy to maintain. You will coordinate with the rest of the team working on different layers of the infrastructure. Therefore, a commitment to collaborative problem solving, sophisticated design, and quality product is important.

Responsibilities

  • Developing new user-facing features using React.js

  • Building reusable components and front-end libraries for future use

  • Translating designs and wireframes into high quality code

  • Optimizing components for maximum performance across a vast array of web-capable devices and browsers

Skills

  • Strong proficiency in JavaScript, including DOM manipulation and the JavaScript object model

  • Thorough understanding of React.js and its core principles

  • Experience with popular React.js workflows (such as Flux or Redux)

  • Familiarity with newer specifications of EcmaScript

  • Experience with data structure libraries (e.g., Immutable.js)

  • Knowledge of isomorphic React is a plus

  • Familiarity with RESTful APIs

  • Knowledge of modern authorization mechanisms, such as JSON Web Token

  • Familiarity with modern front-end build pipelines and tools

Read more
Ylytic
at Ylytic
2 recruiters
Mradul Sharma
Posted by Mradul Sharma
Remote only
1 - 2 yrs
₹3L - ₹6L / yr
skill iconPython
skill iconFlask
skill iconMongoDB
RESTful APIs

Backend Development - Intern

 

Converts into a full time position based on performance


A Backend Developer, for an early-stage Analytics startup who can help us translate Product specs into a high-performing and scalable product across platforms. Also help in improving functionality of product. End goal is to achieve product-market objectives

The candidate will have rich learning into what goes into developing, scaling a product from scratch. A chance to grow into a Backend Development Owner in medium-long term

Responsibilities

  1. Own Back End Development closely with Product Owner

  2. Design, implement and maintain product modules/sub-systems in your scope

  3. Perform bug verification, release testing and support for assigned products.

  4. Conduct unit testing and integration testing.

  5. Make sure the delivered product matches the business requirements.

Expectations from candidate

  1. Ability: Good at logical thinking, problem solving

  2. Inclination: Curious and strong willingness to learn from problems, write good code

  3. Knowledge: Basics of Back End Development (Some academic degree/certification

    or Prior experience/Projects preferred)

  4. Languages/Tool/Framework: Python, MongoDB, GraphQL, GoLang

  5. Interest in product focused work in a fast-moving start-up environment

  6. Attitude: We are looking for a person with an owner mindset who can partner with

    us in building our product with a lot of commitment. We like people who are curious problem solvers and are interested in learning with us and working hard.

What we offer

  1. Great culture focused on outcomes through learning and experimentation

  2. Mentoring by experienced professionals from pedigreed backgrounds (IIT/IIMs)

  3. Growth, ownership, and flexibility to achieve your goals.

 

Read more
Hike Messenger
at Hike Messenger
4 recruiters
Agency job
via Mount Talent Consulting by Tripti Yadav
Remote only
3 - 7 yrs
₹12L - ₹15L / yr
skill iconJava
J2EE
skill iconSpring Boot
Hibernate (Java)
Data Structures
+3 more
Hiring for the Profile of Seniors developer Associate/Executive for Product Based Company

Work location - Permanent WFH

Experience:-

SDE (Senior Developer Executive)
Experience- 1- 3Yrs

Budget :- 32 LPA Fixed

SDA (Senior developer Associate)

Experience:- 55 LPA Fixed

Skills Required- Java ,Data Structures, Algorithms, Coding, design Patterns, Multithreading.


Candidate from Product Based Background is Preferred.
Read more
IT Consulting and software services company. (TI1)
IT Consulting and software services company. (TI1)
Agency job
via Multi Recruit by Paramesh P
Bengaluru (Bangalore)
9 - 13 yrs
₹16L - ₹22L / yr
skill iconAngularJS (1.x)
Angular
skill iconJavascript
Backend testing
skill iconNodeJS (Node.js)
+2 more
  • Fullstack technical expertise with 9+ years of experience in Angular 2+ Versions and NodeJS having led front-end development team.
  • Work experience as Architect for 3 or more years. Able to set a tech road map for the entire product/project.
  • Previous experience with systems integration projects
  • Experienced in the usage and development of REST APIs
  • Knowledge and experience in implementing commercial web applications
  • Experienced with JavaScript (ECMAScript 6), HTML5, Semantic Markup and CSS 3
  • Writing testable object-oriented software using best development practices
  • Designing, building, and maintaining developer-friendly HTTP-based APIs
  • Agile methodologies and practices (including Scrum, Kanban, Extreme Programming)
  • Test-Driven Development or Behavior Driven Development
  • Writing Clean Code & decoupled modules using the power of Design Patterns
  • Pair Programming
  • Experience in AWS
  • Experienced in designing scalable solutions, writing efficient code, optimizing performance, and debugging issues.
  • Good communication skills with the ability to present complex technical information in a clear and concise manner to technical teams.
Read more
Smart joules
Smart joules
Agency job
via CareerBabu by shalini kumari
Remote, NCR (Delhi | Gurgaon | Noida)
3 - 5 yrs
₹7L - ₹19L / yr
skill iconNodeJS (Node.js)
Architecture
skill iconAmazon Web Services (AWS)
Microservices
skill iconJava
+1 more
Minimum 2 years of experience as a leading software engineer with IOT, data and cloud in an IOT development company.
o Minimum 8 years of overall experience in software development.
o Experience as a Lead developer .
o Experience with AWS,Architecture, Node js.
Read more
Ideas2IT Technologies
at Ideas2IT Technologies
13 recruiters
Reshma P Ramesh
Posted by Reshma P Ramesh
Chennai
4 - 9 yrs
₹6L - ₹15L / yr
Virtualization
skill iconC++
skill iconPython
skill iconC#
skill iconGo Programming (Golang)
+2 more
Ideas2IT is a high-end product engineering firm. Started by an ex-Googler, Murali Vivekanandan, we count Siemens, Motorola, eBay, Microsoft and many Silicon Valley startups among our clients. We build enterprise products leveraging bleeding edge technologies for startups. We also roll out innovative products of our own. To give a taste, we recently rolled out Pipecandy, an AI Sales Intelligence platform and got it funded by top-tier investors. We have more products in the making! We are betting big on Data Science, Machine Learning, and Deep Learning. All our current/nextgen products are on this platform. To enable this, we are ramping up our DS/ML practice under Ideas2IT Predictive Labs. Desired Skills: * 4+ years of programming experience which should include hands-on programming in C++. * Strong understanding of Data Structures & Algorithms * Knowledge of one of statistical/general purpose scripting languages software such as R, Python * Strong mathematical background, with good knowledge in any two of the following disciplines - probability, quantitative finance, numerical methods, multivariate statistics, econometrics, optimization, time series analysis, Machine learning. * Excellent problem solving and analysis skills. * Willing to learn on work on Big data technologies
Read more
Why apply to jobs via Cutshort
people_solving_puzzle
Personalized job matches
Stop wasting time. Get matched with jobs that meet your skills, aspirations and preferences.
people_verifying_people
Verified hiring teams
See actual hiring teams, find common social connections or connect with them directly.
ai_chip
Move faster with AI
We use AI to get you faster responses, recommendations and unmatched user experience.
Did not find a job you were looking for?
icon
Search for relevant jobs from 10000+ companies such as Google, Amazon & Uber actively hiring on Cutshort.
companies logo
companies logo
companies logo
companies logo
companies logo
Get to hear about interesting companies hiring right now
Company logo
Company logo
Company logo
Company logo
Company logo
Linkedin iconFollow Cutshort
Users love Cutshort
Read about what our users have to say about finding their next opportunity on Cutshort.
Shubham Vishwakarma's profile image

Shubham Vishwakarma

Full Stack Developer - Averlon
I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
Companies hiring on Cutshort
companies logos