PythonJob Title: Credit Risk Analyst
Company: FatakPay FinTech
Location: Mumbai, India
Salary Range: INR 8 - 15 Lakhs per annum
Job Description:
FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.
Key Responsibilities:
- Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
- Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
- Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
- Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
- Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
- Prepare comprehensive reports on credit risk analyses and present findings to senior management.
- Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
- Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
- Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
- Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.
Qualifications:
- Minimum qualification: B.Tech or Engineering degree from a reputed institution.
- 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
- Proficiency in data analysis, statistical modeling, and machine learning techniques.
- Strong analytical and problem-solving skills.
- Excellent communication skills, with the ability to present complex data insights clearly.
- A proactive approach to work in a fast-paced, technology-driven environment.
- Up-to-date knowledge of financial regulations and compliance standards.
We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!
Shubham Vishwakarma
Full Stack Developer - Averlon
Similar jobs
Machine Learning (ML)PythonWe are building an AI-powered chatbot platform and looking for an AI/ML Engineer with strong backend skills as our first technical hire. You will be responsible for developing the core chatbot engine using LLMs, creating backend APIs, and building scalable RAG pipelines.
You should be comfortable working independently, shipping fast, and turning ideas into real product features. This role is ideal for someone who loves building with modern AI tools and wants to be part of a fast-growing product from day one.
Responsibilities
• Build the core AI chatbot engine using LLMs (OpenAI, Claude, Gemini, Llama etc.)
• Develop backend services and APIs using Python (FastAPI/Flask)
• Create RAG pipelines using vector databases (Pinecone, FAISS, Chroma)
• Implement embeddings, prompt flows, and conversation logic
• Integrate chatbot with web apps, WhatsApp, CRMs and 3rd-party APIs
• Ensure system reliability, performance, and scalability
• Work directly with the founder in shaping the product and roadmap
Requirements
• Strong experience with LLMs & Generative AI
• Excellent Python skills with FastAPI/Flask
• Hands-on experience with LangChain or RAG architectures
• Vector database experience (Pinecone/FAISS/Chroma)
• Strong understanding of REST APIs and backend development
• Ability to work independently, experiment fast, and deliver clean code
Nice to Have
• Experience with cloud (AWS/GCP)
• Node.js knowledge
• LangGraph, LlamaIndex
• MLOps or deployment experience
Company Description
I Vision Infotech is a full-fledged IT company based in Ahmedabad, India, delivering high-quality, cost-effective web and e-commerce solutions to both domestic and international clients. Established in 2011, I Vision Infotech has a strong presence in India, USA, Malaysia, Australia, Canada, and the United Kingdom, offering a wide range of web design, development, e-commerce, and mobile app services, specializing in Android, iOS, Windows, and Blackberry platforms.
Job Description:
We are looking for a dedicated and enthusiastic fresher to join our HR team. The candidate will assist in various HR functions such as recruitment, onboarding, employee engagement, and daily administrative activities.
Key Responsibilities:
- Assist in end-to-end recruitment process (job posting, screening, scheduling interviews)
- Maintain and update employee records
- Coordinate new joiner onboarding and exit formalities
- Handle attendance, leave, and payroll-related data
- Assist the HR team with day-to-day tasks and documentation
Required Skills:
- Excellent communication and interpersonal skills
- Good knowledge of MS Office (Excel, Word, PowerPoint)
- Positive attitude and willingness to learn
- Time management and organizational skills
Perks:
- Opportunity to work in a growing tech company
- Friendly and learning work environment
Note:
Only freshers or recently graduated students can apply. Experienced candidates will not be considered.
Javascript
Amazon Web Services (AWS)
DockerMachine Learning (ML)Responsibilities:
● Design, develop, and maintain scalable backend services and APIs using Java and Spring
Boot.
● Create and optimize SQL database schemas and queries in PostgreSQL to ensure efficient
data storage and retrieval.
● Implement RESTful APIs to facilitate seamless communication between frontend and backend
components.
● Configure and manage Nginx web servers to efficiently handle incoming requests and improve
application performance.
● Deploy and manage applications on AWS or GCP, ensuring scalability, reliability, and
security.
● Configure and optimize message broker systems using Kafka for real-time data processing
and communication.
● Containerize applications using Docker for easy deployment, scaling, and management.
● Create detailed Low-Level Designs (LLDs) and High-Level Designs (HLDs) to guide the
development and architecture of backend systems.
● Automating CI/CD pipelines and streamlining the software development lifecycle.
● Integrate AI/ML models into backend workflows using Python, PyTorch/TensorFlow, or
third-party AI APIs.
● Leverage AI tools (e.g., OpenAI APIs, Hugging Face, AWS AI services) to build intelligent
features.
● Collaborate closely with frontend developers, product managers, data scientists, and other
stakeholders to deliver high-quality AI-powered solutions.
● Monitor and troubleshoot production systems to ensure optimal performance, reliability, and
uptime.
What We’re Looking For:
● Bachelor’s degree in Computer Science, Engineering, or related field.
● 3-5 years of experience in backend development.
● Proficiency in Java, Spring Boot, PostgreSQL, SQL, and GitActions.
● Strong understanding of RESTful API design principles and best practices.
● Experience with configuring and optimizing Nginx web servers.
● Experience with configuring and optimizing Kafka service.
● Hands-on experience with AWS or GCP.
● Familiarity with Docker containers and container orchestration.
● Ability to create comprehensive Low-Level Designs (LLDs) and High-Level Designs (HLDs)
for backend systems.
● Experience with Python for AI/ML model integration in backend services.
● Familiarity with AI platforms and APIs such as OpenAI, Hugging Face, AWS AI/ML, or GCP
Vertex AI.
● Excellent problem-solving skills and attention to detail.
● Strong communication and collaboration skills, with the ability to work effectively in a team
environment.
Preferred Qualifications:
● Knowledge of microservices architecture and related technologies.
● Experience with cloud-native development and serverless computing.
● Understanding of software development best practices, including Agile methodologies
About Company
Our client is a well-funded construction Tech Start-up by a renowned group.
Responsibilities
- Gather intelligence from key business leaders about needs and future growth
- Partner with the internal IT team to ensure each project meets a specific need and resolves successfully
- Assume responsibility for project tasks and ensure they are completed in a timely fashion
- Evaluate, test and recommend new opportunities for enhancing our software, hardware and IT processes
- Compile and distribute reports on application development and deployment
- Design and execute A/B testing procedures to extract data from test runs
- Evaluate and conclude data related to customer behavior
- Consult with the executive team and the IT department on the newest technology and its implications in the industry
Requirements :
- Bachelor's Degree in Software Development, Computer Engineering, Project Management or a related field
- 3+ years experience in technology development and deployment
Role: QA LEAD
Experience: 8 – 9 years
Responsibilities:
- Manual and Automation testing,
- ETL Testing, Basic SQL queries, API testing using Postman, Selenium-Java/Python, Develop Automation Framework experience from scratch
- At least 2 -3 years of Automation testing experience on Selenium or Cypress hands on experience in any Low-code Test Automation tool
- Manufacturing domain knowledge, Product testing, Agile/Scrum, Azure/JIRA, Katalon Studio (or any record and playback testing tool)
- GitHub,hands-on, Docker hands on experience
- Lead QA team and work as an individual contributor
- Reporting to QA Manager/Release Manager
- Team Management, Provide Trainings to team, Functional KT
- Test Plan, Test Scenarios, Test Case draft, Review
- Send Weekly QA Status report to stakeholders
- Send QA summary report on every release
- Prepare UAT Release notes
- UAT testing, Bug Triage, Regression testing
- Good in Test Effort Estimation
- Self-Driven
- Excellent communication and critical thinking skills.
- Expert in Agile Project Methodology using Azure DevOps board for bug management applied to product/project development.
About the role:
- Around 8-9 years of experience in QA testing that includes around 2 years as a QA Lead and extensively involved in Test Planning Creation, developing & executing test cases, reviewing and monitoring progress, planning & managing dependencies, risks and resources, schedules, estimates, test reports in Telecom domains.
- Experience with functional and automated testing on web application
- Good understanding of Software Development Life Cycle (SDLC) and all stages of QA and Defect Life Cycles
- Experience with Agile software development (Scrum)
- API testing
- Experience in both manual and automation testing with Selenium (Java/Python)
- Strong experience with executing stored procedures for ETL and SQL queries to perform the Database testing.
- Experience working on Reports data validation.
- Experience in developing test plans, test cases, defect logging.
- Actively involved in GUI, Functional, Integration, System, Regression, E2E testing, Post Validation Test, User acceptance, and Database testing
- Familiarity of Quality Assurance standards, processes methodologies and strategies
- Strong in analysing business requirements and specifications and development of test plans, test scripts, test cases and executing them
- Experience in leading a testing team, assigning, and tracking tasks provided to team members
- Self - motivated, team-oriented individual with strong problem-solving abilities
- Good to have – Experience in testing AI based web application
- Work with Release Manager to make sure Release process is followed in all the phases of SDLC and defined checkpoints, entry and exit criteria are met
The objective of digital marketing is to develop strong and innovative strategies to promote the business brand, products, and services. A digital marketing professional is expected to effectively use all marketing tools and techniques like https://www.simplilearn.com/ppc-marketing-ultimate-guide-article" target="_blank">PPC, https://www.simplilearn.com/tutorials/seo-tutorial/what-is-seo" target="_blank">SEO, SEM, https://www.simplilearn.com/email-breakthroughs-that-wont-break-the-law-article" target="_blank">email, https://www.simplilearn.com/social-media-for-business-article" target="_blank">social media, and https://www.simplilearn.com/display-advertising-mistakes-article" target="_blank">display advertising. A typical digital marketing job description will cover all the above aspects, and more:
- Identify trends and insights
- Allocate marketing investments
- Plan and direct marketing campaigns
- Manage an organization's website and maintain it, keeping best practices in mind
- Optimize content for the website and social media platforms
- Work with various content formats such as blogs, videos, audio podcasts, etc.
- Track the website traffic flow
- Implement and analyze performance metrics
- Measure and assess goals vis-à-vis ROI
- Device experiments and conversion tests
- Provide internal reports on a regular basis
- Execute new and creative collaborations among technologies and platforms
A digital marketer can work in a variety of different industries, and the possibilities are endless. The job outlines point to an exciting role with great ROI and data insights compared to other forms of marketing.
Besides, a bachelor's degree in marketing or a related field is an essential requirement for those wanting to step into this field. However, certificates in digital marketing and website development/optimization are highly prized nowadays as they equip candidates with real-world exercises, practical assignments, and hands-on projects.
Python
Djangobuild mobile apps, run 24x7 devops/site reliability engineering for our clients.
We are looking for a Backend Engineer (Python/Django) with a demonstrated track record of developing and maintaining production services, innovative thinking, and technical excellence!
Can do it attitude, and the ability to deliver with high velocity and high quality at the same time.
You will be working on our IOT/AI cloud platform and building/architecting/coding as well as leading technical other engineers in a team. Backend is python/django and/or node js. Frontend is reactjs. You will help the team troubleshoot and design better.
This person MUST have:
- B.E Computer Science or equivalent
- 5 years’ experience with the Django framework
- Experience with building APIs (REST or GraphQL)
- Strong Troubleshooting and debugging skills
- React.js knowledge would be an added bonus
- Understanding on how to use a database like Postgres (preferred choice), SQLite, MongoDB, MySQL.
- Sound knowledge of object-oriented design and analysis.
- A strong passion for writing simple, clean and efficient code.
- Proficient understanding of code versioning tools Git.
- Strong communication skills.
Experience:
- Min 5-year experience
- Startup experience is a must.
Location:
- Remote developer
Timings:
- 40 hours a week but with 4 hours a day overlapping with client time zone. Typically, clients are in California PST Time zone.
Position:
- Full time/Direct
- We have great benefits such as PF, medical insurance, 12 annual company holidays, 12 PTO leaves per year, annual increments, Diwali bonus, spot bonuses and other incentives etc.
- We don’t believe in locking in people with large notice periods. You will stay here because you love the company. We have only a 15 days’ notice period
NodeJS (Node.js)
React.jsJavascript
HTML/CSSResponsibilities:
• Write well designed, testable, efficient code by using best software development practices
• Create website layout/user interface by using standard HTML/CSS practices
• Integrate data from various back-end services and databases
Requirements
• Thorough functional knowledge and coding experience
• In-depth knowledge of modern HTML/CSS
• Well versed with Javascript, JQuery, Bootstrap, NodeJs, EsLint
• Experience with Firebase is a plus
• An understanding of how web applications work.
• Adequate problem solving skills
• Ability to multitask with strict time constraints, budgets and business goals
• Strong communication skills
B-Tech in computer science or a related field
Ruby
Ruby on Rails (ROR)Key responsibilities
Write simple, understandable, testable, and efficient code with focus on solid technical stability and performance.
Drive technical improvement by applying software craftsmanship in everyday work as well as by identifying and executing larger refactoring/improvement initiatives.
Contribute in implementation of complex features and design work within the team.
Being part of cross team technical initiatives
Participate in and contribute to the team's Agile practices.
Take responsibility in maintaining high engineering standards, commitment to the product and respect and attitude towards others.
Skills:
Hands-on experience with modern Ruby on Rails practices and development. (1-2 years)
Experience with writing clean, maintainable and scalable code
Good awareness of the Ruby on Rails ecosystems and being in touch with the latest developments in this area
Experience in developing backend APIs/services, micro-service architecture.
Have a clear understanding of database technologies
Awareness/experience with testing methodologies like RSpec
A high-performance mindset to deliver good quality code and also an understanding of the product
Openness with working in a culture of inclusiveness and individual responsibility and experience with Agile methodologies.
Good communication skills – good knowledge of English, both written and oral
Good to have:
Working knowledge of react or other JS based frameworks.
Hands on experience with python, nodeJS, mongo db
Follow CutshortShubham Vishwakarma
Full Stack Developer - Averlon