Fatakpay

Position: Tech Lead

Location: Mumbai

About Fatakpay:

o Fatakpay Digital Private Ltd (Fatakpay) is a digital-only lending platform that provides short-term personal loans (STPL) through QR-based credit lines. It was founded by a team of 4 professionals having over 70+ years of combined experience.

o A 100% digital and paperless Fintech platform featuring proprietary customer scoring, credit

decisioning and credit algorithms

o Provides instant credit line approvals based on borrower’s eKYC and Credit Bureau checks

and other ML scoring mechanisms.

o Customers can use this credit line to make day-to-day payments with QR codes.

Brief Business Model:

o Employs B2B2C model for focused distribution and strong credit underwriting

o, Target workforce cost-intensive sectors such as Facility Management, Security Services |

BPO, KPO, Call Centre | Retail& Hyperlocal | Logistics | Education etc.

o Aims to provide credit for daily expenses or out of pocket expenses for Blue-collar

workers, delivery personnel, sales & field agents, admin staffs through the employer

partnership and HRMS tie-up route.

We are currently building our platform, including the core team. We are expected to launch in mid-Jan 2022.

Tech Lead will be part of the senior leadership, working closely with the Founders to drive the company forward and impact its customers. The incumbent will work on new technologies and preside over the entire frontend and backend teams. Most importantly, the incumbent should be enthusiastic about helping the company grow and feeding off a fast-paced start-up environment.

Responsibilities:

• Leading the Engineering team to deliver to the product roadmap, emphasising Agile web development processes, focusing on achieving high-quality results aggressively, faster-to-market.
• Additionally, you will work closely with the founder and the product team to refine and iterate on the product roadmap from time to time.
• Developing the engineering team by providing coaching and mentoring to your team members, challenging individuals for peak performance and developing a logical career path for the department
• Solve challenging technology problems - a large part of the product roadmap consists of products/features that would be unique.
• You will work closely with our technical architects, senior engineers, and more on designing and nurturing our product infrastructure as well as architecture.
• Partner with cross-functional core stakeholders in engineering, product management, program management, release management, QA, design, performance engineering, sales, and professional services teams to lead the technology vision and direction.
• Adjusting methodologies as necessary; anticipate technology changes and take steps to ensure development stays ahead or on track of the product roadmap

Requirements:

• 4-7+ years of functional architecture, software design, engineering, and implementation experience in a complex and fast-moving start-up or mid-scale company environment.
• Build, lead and motivate a team of high performing engineers. Align the team to incorporate new technologies and processes to maximise development efficiency at the same time will to get hands dirty when it is in the best interest of the group (e.g., occasional coding and willingness to pick up new languages)
• Well informed of available technology solutions/technology trends and choose viable technology options for the Business Leadership
• Strong expertise in Systems Architecture, API based codebase, Cloud Computing, and Storage Platforms. Must be knowledgeable about industry trends, best practices and change management in the aggregator/platform space.
• Deep knowledge of the front end, middleware and backend technologies such as Python, ReactJS, Docker, and Kubernetes. Recent hands-on experience in the development of enterprise-grade API(s). Recent experience with agile development methodologies is a must.
• Analytical leader with an objective thinking process and growth mindset

What we offer:

• The ability for you to make an impact and lay a foundation for the upcoming fin-tech innovations.
• A multicultural and diverse team of colleagues from different states.
• Progressive and flexible work hours that match your personality and lifestyle.
• The best-in-class perks and benefits for developers. Compensation could include stock options for significant upside.

JOB TITLE/HEADLINE:  Tech Product Manager

EMPLOYMENT TYPE: Full time, permanent.

REPORTING TO: COO

LOCATION: Mumbai

ABOUT THE ROLE:

Are you someone who loves to build products and gets curious about the technology stack being used? Have you worked in technical roles at some point in your career and enjoyed them (be it software developer, engineering manager or architect)? We are looking for a Technical Product Manager to deliver high-quality financial/payment products in a fast-paced, challenging, and creative environment. You will work with business product managers and engineering partners to drive the strategy, roadmap, execution of a product area (defining and writing requirements, prioritising, testing, tracking metrics etc.) to build high-quality products/systems.

WHAT WE EXPECT FROM YOU:

• Responsibilities will include understanding requirements, helping to define a product vision and strategy, and working with world-class engineers to execute it. Assume ownership of products, including limiting the scope and developing requirements for new and advanced products and upgrades and progressive releases for existing products.
• Conceptualise and build innovative Financial Products in Lending for platform users. Most of the products are being developed for the first time in India
• Proven ability to work in cross-functional environments including sales, marketing, business management, customer support and engineering teams
• Track record of successful collaboration with a product development team or organisation.
• Ability to solve complex issues to achieve objectives and deliver results on multiple projects in a complex, fast-moving environment
• Strong business management and analysis skills
• Firm strategy, analytical, and communication skills
• A contagious can-do attitude and self-sufficient work style

OUR IDEAL CANDIDATE:

• BE / B.Tech. (Premier/Tier I), MBA (Premier/Tier I) with total work experience of 3+ years
• Minimum 3-5 Years of solid consumer internet-related Product Management background, preferably in eCommerce / Technology / Fintech / Banking industry. Understanding & having gone through the pain of what it takes to build a great product
• Excellent academic background and records
• Extra-ordinary skills in crisis management, interpersonal communication, collaboration and teamwork.
• Master of multiple tasking. Takes on initiatives and challenges
• In short, we are looking for superstars to join a superstar team!

YOU WILL LOVE WORKING WITH FATAKPAY BECAUSE:

• We value balance. We are committed to providing an environment where you can balance great work with a great life.
• We’ll invest in your career. Our company’s proliferating, and we’ll allow you to do the same. You’ll have access to several professional development opportunities so that you can keep up with the company’s evolving needs
• We offer competitive compensation packages. We deeply value the talent our team brings to the table and believe that fair and equitable total compensation packages are part of our commitment to everyone who works here
• Multicultural workplace. A multicultural and diverse team of colleagues from different states.
• An opportunity to wear many hats
• An entrepreneurial crew that supports risk, intuition, and frequent experimentation
• The opportunity to make an impact in a transformative industry
• A chance to build and lead a highly talented and driven team

OTHER PERKS & BENEFITS:

• Progressive and flexible work hours that match your personality and lifestyle.
• Compensation could include stock options for significant upside.
• Health benefits
• Cool gadgets and swags
• Attractive wellness programs
• Competitive performance bonus
• Paid sick leave
• Paid maternity and paternity leave
• Career development training.

ABOUT THE COMPANY:

Fatakpay Digital Private Ltd (Fatakpay) is a digital-only lending platform that provides short-term personal loans (STPL) through QR-based credit lines. It was founded by a team of four IIT- B, Erasmus University alum, and 70+ years of combined experience in Tech and Finance.

The solution provides a 100% digital and paperless quick, transparent and secure way to transact in multilingual format with a ‘scan now, pay later’ facility and easy repayment options.

We're a company that strongly believes in teamwork, design, creativity and tech. We love to build the best possible Financial Tech products that make the world a better place.

JOB TITLE/HEADLINE:  Fintech Product Manager

EMPLOYMENT TYPE: Full time, permanent.

REPORTING TO: CBO

LOCATION: Mumbai

ABOUT THE ROLE:

• We are looking for a motivated self-starter with having customer-centric approach who thrives on working in a fast-paced, rapidly evolving business and is keen to build differentiated value prop for the customer.
• Who has hands-on experience in developing & managing Credit Card product
  • Will end to end manage the product’s core value proposition, including product collaterals, customer communication, etc.?
  • Design, develop and launch a new product in the market.

• Will manage end to end customer journeys, processes and customer experience.

• Cross-functional ( Technology, Risk, Compliance, Operations) engagement to drive product development and usage.

WHAT WE EXPECT FROM YOU:

• Manage product segment, drive and track customer value proposition.
• Product Pricing and usage analytics
• Product features, offering, cross-selling, up-selling strategies
• Understanding and bundling 3^rd party products and services
• Referral programs, customer engagement and retention
• Product Management, product roll-out and coordination
• Manage all product collaterals & customer engaging properties such as customer statements etc.
• Manage all the processes related to value prop delivery and fulfilment
• Manage customer communication throughout the customer journey and create delighters for the customer through assertive communication
• Create and manage customer communication channels like SMS, Email, Whatsapp, IVR and mobile app notifications.
• Track and identify features utilisation and drive higher feature penetration. Create & manage product utilisation dashboards. Publish reports of product depth & feature penetration to senior stakeholders.
• Engage with a partner to identify opportunities to introduce new features through competition benchmarking
• Have cross-functional engagement with internal & external stakeholders to drive product development and higher product usage.
• Drive internal governance processes for launching any product, method etc.

OUR IDEAL CANDIDATE:

• BE / B.Tech. (Premier/Tier I), MBA (Premier/Tier I) with total work experience of 3+ years preferably in Fintech
• Excellent academic background and records
• Extra-ordinary skills in crisis management, interpersonal communication, collaboration and teamwork.
• Master of multiple tasking. Takes on initiatives and challenges
• In short, we are looking for superstars to join a superstar team!

YOU WILL LOVE WORKING WITH FATAKPAY BECAUSE:

• We value balance. We are committed to providing an environment where you can balance great work with a great life.
• We’ll invest in your career. Our company’s proliferating, and we’ll allow you to do the same. You’ll have access to several professional development opportunities so that you can keep up with the company’s evolving needs.
• We offer competitive compensation packages. We deeply value the talent our team brings to the table and believe that fair and equitable total compensation packages are part of our commitment to everyone who works here.
• Multicultural workplace. A multicultural and diverse team of colleagues from different states.
• An opportunity to wear many hats
• An entrepreneurial crew that supports risk, intuition, and frequent experimentation
• The opportunity to make an impact in a transformative industry
• A chance to build and lead a highly talented and driven team

OTHER PERKS & BENEFITS:

• Progressive and flexible work hours that match your personality and lifestyle.
• Compensation could include stock options for significant upside.
• Health benefits
• Cool gadgets and swags
• Attractive wellness programs
• Competitive performance bonus
• Paid sick leave
• Paid maternity and paternity leave
• Career development training.

ABOUT THE COMPANY:

Fatakpay Digital Private Ltd (Fatakpay) is a digital-only lending platform that provides short-term personal loans (STPL) through QR-based credit lines. It was founded by four IIT- B, Erasmus University alum, and 70+ years of combined experience in Tech and Finance.

The solution provides a 100% digital and paperless quick, transparent and secure way to transact in multilingual format with a ‘scan now, pay later’ facility and easy repayment options.

We're a company that strongly believes in teamwork, design, creativity and tech. We love to build the best possible Financial Tech products that make the world a better place.