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PayMate - Product Manager
PayMate - Product Manager

PayMate - Product Manager at PayMate · Mumbai · 5 - 7 years · ₹18L - ₹20L / yr · Raised funding · Posted 3 Apr 2023

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PayMate - Product Manager

Navita Shinde's profile picture
Posted by Navita Shinde
5 - 7 yrs
₹18L - ₹20L / yr
Mumbai
Skills
Product Management
PNL
JIRA
FISMA
skill iconPostman
Product Lifecycle Management (PLM)
Product Strategy
Payment systems

OBJECTIVE :


- The Product Development team within PayMate works with business to establish the overall strategy and priorities for the products and platforms. Based on the business strategy and overall priorities, the Product Development team creates product plan, including high level business requirements, solution designs, benefits definition and aligns with overall go to market rollout plan.


- We are looking to hire Product Managers with Payments background and Supply Chain Finance experience. You will engage existing and potential customers directly, and decide the future of the product based upon a strong understanding of the customer requirements. You will also collaborate with technology, marketing, sales and support to solve for the best customer experience.


- The candidate should be willing to accept a dynamic and multi-faceted role requiring to work across several teams and even geographies, while working with the core management team on the best way forward to help achieve our collective goals.


KEY RESPONSIBILITIES :


- Build a scalable Payments Automation System


- Meet regularly with key customer facing teams to collect and analyse user feedback to shape new product ideas and user requirements.


- Implements usage tracking and analyse patterns to validate new feature requirement.


- Have strong solution skills in translating customer needs to product functionalities.


- Convert ideas to prototypes and demonstrate them to the key partners.


- Stay on top of the market and competition.


- Act like an owner for the success of your product.


- Will be responsible for the end to end product roadmap from features creation, prioritization, go live, onboarding process streamlining.


- Responsible for regular running of solutions and products - monitoring success through revenue


- Maintain communication among and between stakeholders - interacting with business managers to ideate the requirements , work with the technology teams to implement the solutions


- Collaborate and work with various internal departments and external vendors in the launch and implementation of the processing platform for specific clients in the specific markets and regions. This involves working with the technical teams for roadmap, feature and release management


- Definition of platform features include creating detailed user and process flows


- technical level designs and algorithms to satisfy the feature requirements


- Working with clients to define business requirements from the high level down to the detailed levels.


- Work with the technical development teams to review the solution and technical designs with an understanding of how the solution impacts the overall platform architecture


- Work with the technical testing teams to review the test cases and testing to ensure newly defined platform features are properly tested


- Some platform features require the development of new APIs for which field level designs are required.


- Collaborate and work closely with our external processing partners and vendors in the launch and implementation of the processing platform for all markets and regions.


- Work with our processing partners to ensure the card processor's platform has features that are needed for the specific markets in question and where there are gaps to draft up the solution in conjunction with our partners and have that delivered in a timely manner


- This role would require the person to work across geographies, time zones, cultures and competencies as well as internal teams who might not be very familiar with global payments & its intricacies


- Be willing to get your hands dirty - from writing feature stories, drawing swim lane diagrams to running sprint meetings, you will do it all


- You would be required to articulate & justify your vision & strategy behind you roadmap to domain experts & leaders again & again in a crowded & evolving payment stage


- Dealing with engineers & architects to design new flows, adapt systems to new market innovations while maintaining integrity & scalability of the platform is vital


PREVIOUS EXPERIENCE :


- 5-7 years of experience in product management with 3 or more years in Payments background


- Strong customer centricity


- Ability to think creative and solve problem


- Familiarity in agile development framework will be preferable.


- Prior experience at fast growing fintech / B2B startups will be preferable


- Highly adaptable and aware. Comfortable in an evolving and dynamic environment.


- Good networker: persuasive with excellent interpersonal skills.


- You are comfortable working hands-on in a fast-paced start-up environment


- Problem-solving and detail orientation come naturally to you.


- Worked with banking & payments partners


- An engineering degree (a management degree is a bonus, not mandatory)


- Formal product management training - good to have


- Knowledge of Product Management tools like Trello, JIRA, Figma, MS Projects, Postman, etc.

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About PayMate

Founded :
2006
Type :
Product
Size :
100-500
Stage :
Raised funding

About

PayMate is a B2B payments for Enterprise and SME across supply chains. The PayMate platform provides a comprehensive digital workflow tied to payments which enable greater control and transparency along with better cash flows and an end to end reconciliation for a superior experience for Enterprise and SME in closed-loop supply chains. PayMate works with leading Visa commercial card-issuing banks to facilitate credit for both payables and receivables across supply chains moving traditional cash, cheque and EFT to card streams with several built-in risk-mitigating benefits for banks and extended days payables for buyers. Platform features include Procure to Pay automation, credit evaluation, discount marketplace along with APIs for integration into existing accounts/ERP for minimal friction-based deployment. It is cloud-based and accessible across all form factors. PayMate has a presence in South Asia (India) and UAE and is actively expanding across CEMEA.
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  • Ability to collaborate effectively with engineering, architecture, UX, QA, data, and AI/ML teams.
  • Strong analytical, problem-solving, and decision-making capabilities.
  • Ability to manage ambiguity, multiple workstreams, and senior client stakeholders.


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  • B.E./B.Tech in Computer Science, Information Technology, Engineering, or an equivalent discipline.
  • MBA or certifications in Product Management, Business Analysis, or related fields preferred.
  • 10+ years of experience in Product Management, Product Ownership, or Business Analysis.
  • Experience working in Agile/Scrum environments with cross-functional technology teams.
  • CSPO, PSPO, CBAP, or CCBA certifications are desirable.

Location - India (Remote)

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About i95Dev

i95Dev is an eCommerce and ERP integration company serving 400+ clients globally. We connect platforms like Shopify, Adobe Commerce, and BigCommerce with ERP systems including NetSuite, Microsoft Dynamics, and SAP. As we scale our AI-driven integration products, we're building modern technology solutions that simplify complex eCommerce and ERP integration challenges.

Position Overview

We are looking for a Product Management Associate to support our product team in researching customer needs, analyzing market trends, documenting product requirements, and supporting the development and improvement of technology products.

This is an entry-level opportunity for fresh graduates interested in product management, technology, business analysis, and customer-centric problem solving.

You will work closely with product, engineering, marketing, sales, and other business teams to understand problems, identify opportunities, and support product initiatives from idea to execution.

Key Responsibilities

  • Conduct market and competitor research to understand industry trends and product opportunities
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  • Assist in gathering and documenting product requirements
  • Support the preparation of product requirement documents, user stories, feature specifications, and process documentation
  • Work with product managers and engineering teams to track product features and enhancements
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  • Analyze customer and product feedback to identify improvement opportunities
  • Support product testing and validation of new features before release
  • Coordinate with cross-functional teams to ensure requirements and product updates are clearly communicated
  • Assist in preparing product presentations, demos, and internal product documentation
  • Track product-related metrics and prepare reports to support decision-making
  • Research emerging technologies, AI capabilities, and industry developments relevant to the company's products
  • Support other product management initiatives based on business requirements

Requirements

  • MBA/PGDM, Bachelor's degree in Business Administration, Technology, Engineering, or a related field
  • Fresh graduates are encouraged to apply
  • Strong interest in product management, technology, SaaS, eCommerce, or business analysis
  • Good analytical and problem-solving skills
  • Ability to understand business problems and translate them into structured requirements
  • Strong written and verbal communication skills in English
  • Good knowledge of MS Excel/Google Sheets and presentation tools
  • Comfortable learning new technology and product management tools
  • Basic understanding of software products or technology concepts is an advantage

Soft Skills & Qualities

  • Strong analytical and logical thinking
  • Curious about technology and how products are built
  • Customer-focused mindset
  • Good attention to detail
  • Strong communication and documentation skills
  • Comfortable asking questions and challenging assumptions
  • Ability to work with multiple teams
  • Self-motivated and willing to learn
  • Comfortable working in a fast-paced and evolving environment

Project Examples

You might work on initiatives such as:

  • Conducting competitor research for an eCommerce integration product
  • Analyzing customer feedback and identifying product improvement opportunities
  • Supporting the creation of product requirement documents
  • Preparing feature comparison and market analysis reports
  • Assisting with testing and validation of new product features
  • Researching potential applications of AI in eCommerce and ERP integration
  • Supporting product documentation and internal product enablement

Work Environment

  • Opportunity to work with global teams across US, Europe, and Australia
  • Exposure to real-world B2B technology and SaaS products
  • Hands-on experience working with product, engineering, sales, and marketing teams
  • Potential for career growth based on performance

i95Dev encourages applications from candidates of diverse backgrounds who are curious about technology, passionate about solving business problems, and interested in building a career in product management.

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Krishnagopal Kedia
Posted by Krishnagopal Kedia
Bengaluru (Bangalore)
0 - 1 yrs
₹10L - ₹12L / yr
Product Management

Optimo Capital is an RBI-registered NBFC focused on secured MSME lending, primarily through Loan Against Property (LAP). We serve small businesses that are underserved by traditional banks, and we do it with a lean, technology-first operating model.

What makes us different is how close our product function sits to the actual business. We don't build software in a vacuum — we build tools directly out of the operational problems our credit, sales, collections, and ops teams run into every day. Our stack spans the full lending lifecycle: loan origination and servicing (LOS/LMS), a telecalling CRM, a communications orchestration platform, document management, bureau and data pipelines, and integrations with co-lending and channel partners.

If you like the idea of shipping products that a real team uses the next morning, this is the environment for it.

The Role

We're looking for an Associate Product Manager to help us build and improve the internal and partner-facing products that power our lending operations. You'll own features and workflows end to end — from understanding the problem, to writing the spec, to coordinating the build, to rolling it out and measuring whether it actually worked.

This is a hands-on, high-ownership role suited to someone early in their product career who wants to learn the craft by doing, inside a business where the feedback loop is short and the impact is visible.

What You'll Do

  • Sit with the people who use our tools — telecallers, credit officers, ops, collections, sales — and turn their pain points into clear, well-scoped product requirements.
  • Write crisp PRDs, user stories, and workflow specs that engineering and vendor partners can build from without guesswork.
  • Coordinate delivery across in-house engineering and external technology vendors (e.g., our LOS/LMS provider), keeping timelines, dependencies, and priorities in order.
  • Own UAT and rollout: test what gets built, catch the gaps before users do, write the documentation, and make sure adoption actually happens.
  • Use data to inform and defend decisions — pull from dashboards and databases, look at funnel and operational metrics, and measure the impact of what you ship.
  • Support integrations with co-lending partners and sourcing channels (DSAs) as our partnership footprint grows.
  • Keep a pulse on the regulatory and operational context of lending so the products you build are compliant and practical, not just clever.

What We're Looking For

  • 1–3 years of experience in product, business/data analytics, operations, consulting, or an early-stage/founder background — or a strong track record of building things.
  • Structured thinking and clear writing. You can break an ambiguous problem into parts and explain your reasoning simply.
  • Comfort with data. You're not intimidated by spreadsheets or a database, and you'd rather check a number than guess.
  • Genuine curiosity about how lending, fintech, and financial services work.
  • High agency. You chase down answers, follow through without being managed, and care about the outcome, not just the ticket.
  • Strong communication and the ability to work across teams that don't naturally speak the same language (business, engineering, credit, compliance).

Nice to Have

  • Exposure to fintech, NBFCs, banking, or lending operations.
  • Working knowledge of SQL, or comfort with no-code/low-code tools (Retool, Airtable, and the like).
  • Some ability to build — a bit of coding, scripting, or prototyping goes a long way here.
  • Familiarity with the Indian lending stack (LOS/LMS, CRM, WhatsApp Business API, bureau data).

Why Join

  • Real ownership from day one — you'll ship products, not slides.
  • A short path from idea to impact, with users you can actually talk to.
  • Deep exposure to how a modern NBFC works across credit, operations, technology, and partnerships.
  • The chance to learn product management the way it's meant to be learned: close to the operator, close to the problem.

How to Apply

Send your CV and a short note on something you've built or shipped — a product, a tool, a process, anything — to [insert application email / link].

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Vijayshree Purohit
Posted by Vijayshree Purohit
Mumbai
1 - 2 yrs
₹8L - ₹10L / yr
Financial Markets & Derivatives Market
Figma
JIRA
Financial Derivatives

Junior Product Manager


Location: Mumbai (Looking for Mumbai-based candidates)

Responsibilities:

  • Act as the bridge between business users and the development team to define and develop product features aligned with business requirements.
  • Coordinate closely with internal engineering teams and client product teams.
  • Create and manage release plans for product updates and new releases.
  • Draft detailed Product Requirement Documents (PRDs) for internal use.
  • Communicate client requirements effectively to the engineering team.
  • Understand technical architecture and system workflows.
  • Interpret product flows conveyed by the client and ensure accurate relay to the engineering team.
  • Ensure changes implemented by the internal team are correct and aligned with requirements; suggest improvements where necessary.
  • Take full product ownership and act as the single point of contact for all internal and external stakeholders.

Required Skills:

  • Strong understanding of Financial Markets and Derivatives Markets.
  • Proficiency in Figma and JIRA.
  • Proven experience in drafting PRDs.
  • Excellent communication and coordination skills.
  • High attention to detail.
  • Candidates from the FinTech domain preferred — must possess strong market knowledge and familiarity with financial products, trading systems, and market operations.
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