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Head of Analytics
42 Cards solution
Head of Analytics

Head of Analytics at 42 Cards solution · Bengaluru (Bangalore) · 10 - 13 years · ₹25L - ₹28L / yr · Posted 6 Oct 2023

Qrata's logo

Head of Analytics

at 42 Cards solution

Agency job
via Qrata
10 - 13 yrs
₹25L - ₹28L / yr
Bengaluru (Bangalore)
Skills
Spotfire
Qlikview
Tableau
PowerBI
Data Visualization
skill iconData Analytics
Predictive modelling
skill iconMachine Learning (ML)
Fintech
credit cards
Statistical Analysis
lending

Job Title:- Head of Analytics

Job Location:- Bangalore - On - site

 

About Qrata:

Qrata matches top talent with global career opportunities from the world’s leading digital companies including some of the world’s fastest growing start-ups using qrata’s talent marketplaces. To sign-up please visit Qrata Talent Sign-Up

 

We are currently scouting for Head of Analytics

 

Our Client Story:

Founded by a team of seasoned bankers with over 120 years of collective experience in banking, financial services and cards, encompassing strategy, operation, marketing, risk & technology, both in India and internationally.

We offer credit card processing Solution that can help you in effectively managing your credit card portfolio end-to-end. These solution are customized to meet the unique strategic, operational and compliance requirements of each bank.

1. Card Programs built for Everyone Limit assignment based on customer risk assessment & credit profiles including secured cards

2. Cards that can be used Everywhere. Through POS machines, UPI, E-Commerce websites

3. A Card for Everything Enable customer purchases, both large and small

4. Customized Card configurations Restrict usage based on merchant codes, location, amount limits etc

5. End-to-End Support We undertake the complete customer life cycle management right from KYC checks, onboarding, risk profiling, fraud control, billing and collections

6. Rewards Program Management We will manage the entire cards reward and customer loyalty programs for you

 

What you will do:

We are seeking an experienced individual for the role of Head of Analytics. As the Head of Analytics, you will be responsible for driving data-driven decision-making, implementing advanced analytics strategies, and providing valuable insights to optimize our credit card business operations, sales and marketing, risk management & customer experience. Your expertise in statistical analysis, predictive modelling, and data visualization will be instrumental in driving growth and enhancing the overall performance of our credit card business

 

Qualification:

  • Bachelor's or master’s degree in Technology, Mathematics, Statistics, Economics, Computer Science, or a related field
  • Proven experience (7+ years) in leading analytics teams in the credit card industry
  • Strong expertise in statistical analysis, predictive modelling, data mining, and segmentation techniques
  • Proficiency in data manipulation and analysis using programming languages such as Python, R, or SQL
  • Experience with analytics tools such as SAS, SPSS, or Tableau
  • Excellent leadership and team management skills, with a track record of building and developing high-performing teams
  • Strong knowledge of credit card business and understanding of credit card industry dynamics, including risk management, marketing, and customer lifecycle
  • Exceptional communication and presentation skills, with the ability to effectively communicate complex information to a varied audience

 

What you can expect:

1. Develop and implement Analytics Strategy:

o Define the analytics roadmap for the credit card business, aligning it with overall business objectives

o Identify key performance indicators (KPIs) and metrics to track the performance of the credit card business

o Collaborate with senior management and cross-functional teams to prioritize and execute analytics initiatives

2. Lead Data Analysis and Insights:

o Conduct in-depth analysis of credit card data, customer behaviour, and market trends to identify opportunities for business growth and risk mitigation

o Develop predictive models and algorithms to assess credit risk, customer segmentation, acquisition, retention, and upsell opportunities

o Generate actionable insights and recommendations based on data analysis to optimize credit card product offerings, pricing, and marketing strategies

o Regularly present findings and recommendations to senior leadership, using data visualization techniques to effectively communicate complex information

3. Drive Data Governance and Quality:

o Oversee data governance initiatives, ensuring data accuracy, consistency, and integrity across relevant systems and platforms

o Collaborate with IT teams to optimize data collection, integration, and storage processes to support advanced analytics capabilities

o Establish and enforce data privacy and security protocols to comply with regulatory requirements

4. Team Leadership and Collaboration:

o Build and manage a high-performing analytics team, fostering a culture of innovation, collaboration, and continuous learning

o Provide guidance and mentorship to the team, promoting professional growth and development

o Collaborate with stakeholders across departments, including Marketing, Risk Management, and Finance, to align analytics initiatives with business objectives

5. Stay Updated on Industry Trends:

o Keep abreast of emerging trends, techniques, and technologies in analytics, credit card business, and the financial industry

o Leverage industry best practices to drive innovation and continuous improvement in analytics methodologies and tools

 

For more Opportunities Visit: Qrata Opportunities.

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Analytics Lead – AI & Decision Intelligence

Technical Leadership | People Management | Client Engagement | AI / Data / ML

About the Role

Our client is an enterprise AI and Decision Intelligence product company building advanced solutions for banking,

financial services and insurance. Its work spans predictive analytics, Machine Learning, Generative AI and Agentic AI,

with a strong focus on production-ready deployment, explainability, governance and measurable business outcomes.

The company is looking for an experienced Analytics Lead – AI & Decision Intelligence to lead a multidisciplinary team

of Data Scientists, ML Engineers, AI Engineers and other technical specialists.

This is a technical leadership, people management and client-facing role. The successful candidate is not expected to

be a hands-on expert in every area of AI, Data Science and Machine Learning. Instead, the ideal person will bring deep

expertise in at least one core AI/Data/ML discipline, together with the technical breadth and managerial capability to

lead specialists across multiple domains.

You will provide direction to technical teams, translate business problems into AI-led solutions, drive successful

delivery, and act as a key interface between highly technical teams and clients. A critical part of the role is the ability to

simplify complex technical concepts and communicate them clearly to senior and non-technical stakeholders.

What You’ll Do

 Lead and manage a multidisciplinary team of Data Scientists, ML Engineers, AI Engineers and Analytics

professionals.

 Provide technical direction across AI, Machine Learning and Data Science initiatives while enabling specialists to

own their areas of expertise.

 Translate business and customer requirements into appropriate analytical and AI solution approaches.

 Own delivery across scope, priorities, timelines, technical quality and business outcomes.

 Review and challenge technical approaches, solution designs and architecture without needing to be the hands-on

specialist in every area.

 Mentor, develop and motivate technical team members and build a strong culture of collaboration and

accountability.

 Establish and reinforce best practices around model development, deployment, governance, monitoring and

continuous improvement.

 Work closely with Product, Engineering, Sales and Customer Success teams on solution development and product

roadmaps.

 Lead client workshops, technical discussions and solution presentations.

 Explain complex AI and analytics concepts in simple, business-friendly language to senior and non-technical

stakeholders.

 Support pre-sales, solutioning and customer-facing technical engagements.

Technical Capabilities

Candidates should have strong exposure to the broader AI and Data Science ecosystem. Relevant capabilities include:

 Machine Learning & Deep Learning

 Statistical Modeling

 Python and SQL

 Data Science frameworks such as Scikit-learn, XGBoost, LightGBM, TensorFlow or PyTorch

 Data Engineering concepts and Feature Engineering

 Predictive and Prescriptive Analytics

 Model Explainability

 MLOps, CI/CD, model deployment and monitoring

 Generative AI and Large Language Models (LLMs)

 Retrieval-Augmented Generation (RAG)

 AI Agents and Agentic AI architectures

Analytics Lead – AI & Decision Intelligence | LinkedIn Job Description

 Prompt Engineering

 Responsible AI, model governance and regulatory considerations

 Cloud platforms such as AWS, Azure or Google Cloud

Important: You do not need to be an expert in all of the above. We are looking for deep expertise in at least one core

area of AI, Data Science, Machine Learning, ML Engineering, Generative AI, MLOps or Data Engineering, combined with

sufficient breadth to effectively lead experts in adjacent areas.

What We’re Looking For

 5–8 years of overall experience in AI, Data Science, Machine Learning, Analytics, Data Engineering or a related

technology discipline.

 Proven experience leading or managing teams of Data Scientists, ML Engineers, AI Engineers or similar technical

professionals.

 Strong people management, mentoring, delegation and team-building capabilities.

 Experience leading complex technical projects involving multiple specialist disciplines.

 Strong client-facing, stakeholder management and project delivery skills.

 Ability to communicate technical concepts clearly to non-technical audiences.

 Strong presentation skills and confidence engaging senior business stakeholders.

 Ability to balance technical considerations with business priorities and delivery objectives.

 Strong problem-solving, decision-making, organisational and managerial skills.

Preferred Experience

 Experience delivering AI or analytics solutions in Banking, Financial Services or Insurance.

 Exposure to use cases such as credit risk, fraud detection, customer acquisition, marketing analytics, collections,

deposits or pricing analytics.

 Experience working in an AI product, technology consulting or enterprise analytics environment.

 Exposure to Generative AI, LLM and Agentic AI programmes.

 Understanding of Responsible AI, explainability and regulatory considerations.

Education

 Bachelor’s or Master’s degree in Engineering, Computer Science, Data Science, Statistics, Mathematics or a

related discipline.

 MBA preferred, but not essential.

The Profile We’re Looking For

We are looking for a technical leader who can lead experts — not someone expected to be the expert in everything.

Technical Depth + People Leadership + Client Management + Delivery Ownership

If you have strong expertise in one area of AI/Data/ML, have successfully managed technical teams, and can

confidently engage with both technologists and business leaders, we would like to hear from you.

Read more
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I had an amazing experience. It was a delight getting interviewed via Cutshort. The entire end to end process was amazing. I would like to mention Reshika, she was just amazing wrt guiding me through the process. Thank you team.
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