Associate Consultant

About the Role

Qiro is building the infrastructure powering the next generation of underwriting, credit analytics, and tokenized private credit markets.

As a Senior Full Stack Developer, you’ll design, build, and scale systems that bridge complex financial data, decision logic, and investor interfaces. You’ll work across the stack — from backend APIs and data systems to high-performance frontends for credit operations and analytics.

You’ll join a small, high-ownership founding team where every engineer contributes directly to product direction, architecture, and delivery. This is a hands-on, in-office role for builders who thrive in fast-paced startup environments and want to shape how institutional credit infrastructure is built from the ground up.

What You’ll Do

• Lead design and development of scalable backend systems and APIs using Python / TypeScript for underwriting, repayment, and investor workflows
• Build data-rich, interactive interfaces with React, Next.js, and React Query, powering analytics and workflow automation
• Implement form-driven, validation-heavy systems using Zod and Formik for onboarding, KYC, and investor flows
• Architect API-first frontends that integrate seamlessly with credit models, smart contracts, and data pipelines
• Write clean, maintainable, and well-tested code, and set technical standards for the team
• Collaborate with product, design, and data teams to translate complex financial logic into intuitive user experiences
• Own features end-to-end — from planning and architecture to deployment and monitoring
• Mentor and guide junior developers as we expand the engineering team

Who You Are

• 5+ years of professional full-stack experience, with 2+ years in senior or lead roles
• Strong proficiency in Python, TypeScript, and React, with experience in both backend and frontend architecture
• Skilled in RESTful API design, state management, and component-driven UI development
• Hands-on experience building data-driven or fintech products
• Familiar with validation, CI/CD, testing, and monitoring best practices
• Excellent communicator with a strong product sense and ownership mindset

Bonus Points

• Experience with AWS (Lambda, API Gateway, DynamoDB, RDS) and serverless architectures
• Familiarity with FastAPI, Pydantic, PostgreSQL, or similar frameworks
• Exposure to underwriting, lending, or credit analytics systems
• Prior experience in early-stage startups or 0→1 product environments

Why Join Qiro

• Be part of the founding engineering team shaping the future of credit infrastructure
• Work directly with founders, designers, and data scientists to ship impactful products
• Work from office only — collaboration, iteration, and speed are core to how we build
• Flat hierarchy and high autonomy — your work directly impacts direction and outcomes
• Competitive salary and meaningful equity
• Location: Bangalore

Our Culture

We believe in first-principles thinking, craftsmanship, and fast execution.

Everyone at Qiro is part of the core — we design for transparency, build for scale, and execute with ownership.

If you’re a builder who thrives in hands-on, high-ownership environments, and loves turning financial logic into elegant systems — we’d love to meet you.

We are seeking a highly motivated and skilled Security Analyst to join our team in Bengaluru. As a Security Analyst, you will be responsible for monitoring and analyzing security events, identifying and mitigating vulnerabilities, and ensuring the overall security posture of our systems and applications. You will work closely with other members of the security team and other departments to protect our company's assets and data. You should possess a strong understanding of networking fundamentals, security tools, and SIEM technologies, and have a proven track record of effective log analysis and monitoring.

Responsibilities

• Monitor security logs and events from various sources, including SIEM tools, firewalls, intrusion detection/prevention systems, and other security devices.
• Analyze security incidents to identify root causes, assess impact, and recommend remediation steps.
• Conduct vulnerability assessments and penetration testing to identify security weaknesses in systems and applications.
• Develop and maintain security policies, procedures, and standards.
• Stay up-to-date on the latest security threats and vulnerabilities.
• Respond to security incidents and provide technical support during investigations.
• Configure and maintain security tools, including SIEM platforms (Splunk or QRadar preferred), vulnerability scanners, and intrusion detection/prevention systems.
• Perform log analysis and correlation to identify suspicious activity and potential security breaches.
• Collaborate with other IT teams to implement security best practices and ensure compliance with security policies.
• Prepare reports and presentations on security events, incidents, and trends.
• Participate in security audits and compliance assessments.

Proficient in Golang, Python, Java, C++, or Ruby (at least one)

Strong grasp of system design, data structures, and algorithms

Experience with RESTful APIs, relational and NoSQL databases

Proven ability to mentor developers and drive quality delivery

Track record of building high-performance, scalable systems

Excellent communication and problem-solving skills

Experience in consulting or contractor roles is a plus

Finance Analyst

Location - Bangalore

About Company

It's India’s leading digital payments platform with over 280 million registered users. Using users can send and receive money, recharge mobile, DTH, data cards, pay at stores, make utility payments, buy gold, and make investments. went live for customers in August 2016 and was the first non-banking UPI app and offered money transfer to individuals and merchants, recharges and bill payments to begin with. In 2017, forayed into financial services with the launch of digital gold, providing users with a safe and convenient option to buy 24- karat gold securely on its platform. has since launched Mutual Funds and Insurance products like tax-saving funds, liquid funds, international travel insurance, Corona Care, a dedicated insurance product for the COVID-19 pandemic among others.

We have launched its Switch platform in 2018, and today its customers can place orders on over 300 apps including Ola, Myntra, IRCTC, Goibibo, RedBus, Oyo etc. directly from within the mobile app. We are accepted at over 18 million merchant outlets across 500 cities nationally.

Culture,- we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at the company. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us!

Key Responsibilities :

- Ensuring monthly book closure, revenue recognition & accrual of proper costs in all categories to be in line with the internal guidelines and the statutory requirements

- Preparation of MIS reports, schedules, reports & MTM change analysis.0

- Validating monthly revenues, analytical checks on system reports

- Ensure compliance of all statutory audits, internal audits & ICFR related requirements within timelines. - Drive automation for various reports & activities.

- Collaborate with internal stakeholders for reporting requirements

- Work with the team for preparation of the monthly closure & Quarterly Audit plans

Job Requirements :

- CA with good academic records

- Systematically process, measure and verify financial and accounting information

- Analyze financial details and do value addition to business

- Strong Bias for action, problem solving and ownership

Full Time Employee Benefits (Not applicable for Intern or Contract Roles)

• Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance

• Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System

• Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program

• Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy

• Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment

• Other Benefits - Higher Education Assistance, Car Lease, Mobile & Broadband Reimbursements, Salary Advance Policy

Job Description

SUMMARY

We are looking for a Angular Developer (Angular Experts) responsible for managing the interchange of data between the server and the users.

• Integration of user-facing elements developed by front-end developers with server-side logic
• Writing reusable, testable, and efficient code
• Implementation of security and data protection
• Participate on project teams as needed to develop and deploy software solutions to meet business requirements
• Create and deploy cloud-hosted web applications and content management systems as well as internal tools and frameworks
• Participate in AGILE project methodology and conform to coding standards including git workflow and code reviews.

REQUIREMENTS

• Strong proficiency with JavaScript
• Experience in creating and deploying cloud-based web applications.
• Good at Jade, EJS,
• Good at CSS preprocessors (such as Stylus, Less, etc depending on your technology stack)
• Front-end technologies, such as HTML5, and CSS3
• User authentication and authorization between multiple systems, servers, and environments
• Integration of multiple data sources and databases into one system
• Understanding differences between multiple delivery platforms, such as mobile vs. desktop
• Creating database schemas that represent and support business processes
• Implementing automated testing platforms and unit tests
• Proficient understanding of code versioning tools, such as Git
• PLUS - experience with React.JS, React Native, vue.js JavaScript framework * Experience with Amazon Web Services
• PLUS - experience with Jenkins or other Continuous Integration tools

• Hands-on experience with salesforce CPQ
• Judges the trade-offs with technology and feasibility and makes choices that fit the constraints of the project.
• Serves as the technical expert on Appirio projects focused on Salesforce.com, vlocity and the Force.com platform.
• Designs and implements business technology solutions focused on cloud-based business applications, specifically, Salesforce.com.
• Direct involvement and/or oversight of developing business requirements, specifications, process flows, application design, application configuration, testing and deployment.
• Works directly with clients to lead projects, facilitates business process analysis sessions, develops and delivers key components of technology solution.
• Provides mentoring and guidance to other team members, including offshore team members.
• Conducts business with the utmost professionalism including:
• Fulfills commitments consistently on-time and proactively escalates commitments that are in jeopardy. 
• Attends meetings on time, always.   
• Judges the tradeoffs with technology and feasibility and makes choices that fit the constraints of the project.
• Familiar with project management fundamentals and fulfilling the project management role on projects.
• Direct involvement and/or oversight of developing business requirements, specifications, process flows, application design, application configuration, testing and deployment. 
• Works directly with clients to lead projects, facilitates business process analysis sessions, develops and delivers key components of technology solution. 
• Provides mentoring and guidance to other team members, including offshore team members. 
• Confident and willing to challenge a customer and guide the customer towards the appropriate solution for their needs and push back if a customer is asking for solutions that aren't in their best interest.
• Ability to guide customer towards creative uses of standard cloud software functionality to meet business requirements instead of simply relying on custom code solutions. 
• Travels to client site as required.  
• Generates timely status reports, time tracking, and expense reports.
•  
• Understand platform limitations and design alternatives to work around limitations
• Ability to split time between many projects at once
• Identify when business requirements conflict with technical capabilities
• Provide constructive feedback to project teams
• Monitor technical deliverables for consistent quality as well as compliance with Appirio standards
• Partner with project managers to monitor project status and risk areas
• Perform the most advanced design and development tasks

We are looking for a self-motivated independent thinker who can contribute to our Engineering Team. In this role you will take part in various projects, assessing software quality by designing and implementing software testing processes. You will take ownership of code quality through exploratory and automated tests. You will hunt bugs, identify issues, report them, and see that they’re dealt with. 

Core Responsibilities:

• You would have the opportunity to work with a number of leading edge technologies. 
• Write test cases to test code using automation frameworks, as well as create and continuously improve our test automation environment.
• Develop & maintain automated test scripts covering functional correctness using Object Oriented programming concepts, for both new features & Regression testing of existing functionality
• Understand software internals, debug code, automate repetitive tasks, and implement new tools and frameworks needed to streamline our QA process
• Work directly with both Software Development Engineers and Product Managers to understand features, review technical implementations, and implement testing strategy.
• Plan, create and manage the overall Quality Planning strategy, design documentation for automation processes 

Skills and Expertise: 

• Minimum 4 Years’ Experience
• Knowledge and proficiency in the use of various automated tools that are used in the Automated testing procedures. Execute interactive test procedures. Proficient in writing Automation scripts.
• Sound knowledge of programming and/or scripting languages. Java and Java script
• Good knowledge of SQL queries. Practical knowledge of web-based technologies
• Proven experience with Web-application Automation testing, Mobile apps testing.
• Understanding of OO concepts & its application to Automation framework
• Willingness to proactively engage in continuous process improvement
• Ability to communicate clearly with different areas of the business.Clarity of written communication when describing and issue or QA failure
• Experience in working with an Agile Development Methodology like Scrum
• Keen eye for detail and a commitment to excellence 

 Qualification:

• Bachelor’s degree required in Engineering