Data Analyst at DCB Bank · Mumbai · 4 - 10 years · ₹10L - ₹20L / yr · Posted 24 Oct 2024

About the company
DCB Bank is a new generation private sector bank with 442 branches across India.It is a scheduled commercial bank regulated by the Reserve Bank of India. DCB Bank’s business segments are Retail banking, Micro SME, SME, mid-Corporate, Agriculture, Government, Public Sector, Indian Banks, Co-operative Banks and Non-Banking Finance Companies.
Job Description
Department: Risk Analytics
CTC: Max 18 Lacs
Grade: Sr Manager/AVP
Experience: Min 4 years of relevant experience
We are looking for a Data Scientist to join our growing team of Data Science experts and manage the processes and people responsible for accurate data collection, processing, modelling, analysis, implementation, and maintenance.
Responsibilities
- Understand, monitor and maintain existing financial scorecards (ML Based) and make changes to the model when required.
- Perform Statistical analysis in R and assist IT team with deployment of ML model and analytical frameworks in Python.
- Should be able to handle multiple tasks and must know how to prioritize the work.
- Lead cross-functional projects using advanced data modelling and analysis techniques to discover insights that will guide strategic decisions and uncover optimization opportunities.
- Develop clear, concise and actionable solutions and recommendations for client’s business needs and actively explore client’s business and formulate solutions/ideas which can help client in terms of efficient cost cutting or in achieving growth/revenue/profitability targets faster.
- Build, develop and maintain data models, reporting systems, data automation systems, dashboards and performance metrics support that support key business decisions.
- Design and build technical processes to address business issues.
- Oversee the design and delivery of reports and insights that analyse business functions and key operations and performance metrics.
- Manage and optimize processes for data intake, validation, mining, and engineering as well as modelling, visualization, and communication deliverables.
- Communicate results and business impacts of insight initiatives to the Management of the company.
Requirements
- Industry knowledge
- 4 years or more of experience in financial services industry particularly retail credit industry is a must.
- Candidate should have either worked in banking sector (banks/ HFC/ NBFC) or consulting organizations serving these clients.
- Experience in credit risk model building such as application scorecards, behaviour scorecards, and/ or collection scorecards.
- Experience in portfolio monitoring, model monitoring, model calibration
- Knowledge of ECL/ Basel preferred.
- Educational qualification: Advanced degree in finance, mathematics, econometrics, or engineering.
- Technical knowledge: Strong data handling skills in databases such as SQL and Hadoop. Knowledge with data visualization tools, such as SAS VI/Tableau/PowerBI is preferred.
- Expertise in either R or Python; SAS knowledge will be plus.
Soft skills:
- Ability to quickly adapt to the analytical tools and development approaches used within DCB Bank
- Ability to multi-task good communication and team working skills.
- Ability to manage day-to-day written and verbal communication with relevant stakeholders.
- Ability to think strategically and make changes to data when required.

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Sr.Data Scientist,Python, AI ML
We are looking for a skilled Data Scientist to analyze complex datasets, develop predictive models, and generate actionable insights that support business decisions. The ideal candidate should have strong statistical, analytical, and programming skills, along with hands-on experience in machine learning.
The Role
Own end-to-end credit & fraud data science: feature engineering from raw bureau JSON ,SMS,DEVICE, scorecard / model development, Business Rule Engine (BRE) design, monitoring, and partnering with product/engineering to put rules live. You will work directly with the existing DS team,Tech,product and founders — decisions are data-backed and debated.
What you will own
- Build and maintain credit scorecards and models for FTB and Repeat Borrowers (Xgboost, Random forest, Support Vector Machine Models, ensemble models, challenger models).
- Engineer features from raw CRIF (or equivalent) bureau JSON — tradelines, enquiries, DPD histories, identity matches — and from raw SMS / FinBox alt-data (collections, rejections, salary, app footprint).
- Design, validate, and ship Models: hard rejects, soft flags, amount caps — with clear lift/capture
/ approval trade-offs.
- Own portfolio risk analytics: vintage / DPD / non-starter / POS bad-rate monitoring; propose tier pauses, cool-offs, and ladder-up changes.
- Build fraud signals (device, SIM/OTP, mule, ring, post-disbursal disappearance) and help prioritise the fraud PRD backlog into production.
- Partner with engineering to productionise features, rules, and models (Watchtower-style shadow underwriting, policy index, monitoring dashboards).
- Challenge and refine existing tier/ladder policy with evidence; communicate clearly to founders and business.
Required experience
- Tenure: 5+ years overall experience in data science/analytics.
- Digital lending: Minimum 3 years hands-on in digital lending/consumer credit (NBFC, fintech lender, digital/STPL/) who has built models themselves.
- Scorecards/models: Built and deployed at least one credit scorecard (first-time borrower or repeat borrower, or combined model) into a live BRE / LOS. Should improve approval–bad-rate trade-offs from production experience.
- Bureau: Parsed and engineered features from raw bureau files (CRIF / CIBIL / Experian JSON or XML) — not only vendor-precomputed attributes.
- Non-starter models: Fraud/non-starter / First Payment default modelling experience in short-tenure lending.
- Limit Assignment: Experience with repeat-borrower ladder / limit-management policies.
- Monitoring and QC: Shadow underwriting/champion–challenger frameworks.
- Alt-data: Worked with SMS / alt-data / device / AA signals for underwriting or fraud (FinBox, similar vendors, or in-house SMS parsing).
- Stack: Strong SQL + Python (pandas, sklearn/Logistic / lightgbm/Xgboost/randomforest, statsmodels). Able to write production-quality notebooks and scripts, not just slide decks.
- Communication: Comfortable debating policy with founders/credit heads using data; owns the "show me the evidence" conversation.
Nice to have:
- Feature stores, Airflow/cron pipelines, S3 + Postgres + DynamoDB.
- Prior Experience: Prior work at a zero-to-one digital lender or STPL product.
What success looks like in 6 months
- A documented feature dictionary from raw bureau + SMS with IV/KS ranking.
- At least one new scorecard/model live with clear expected vs observed bad-rate impact.
- Non-starter / First Payment Defaults monitoring with actionable rule recommendations and clear demonstrated improvements in defaults
- Credible pushback on weak policy ideas — backed by analysis, not opinion.
Your Experience at a Glance
We’re hiring a Data Scientist for our client delivers advanced data, analytics, and digital transformation solutions to help organizations modernize and drive business insights.
As a Data Scientist, you will play a key role in developing and deploying demand forecasting and pricing models, leveraging advanced statistical and machine learning techniques. You will collaborate closely with data engineers and business stakeholders to extract, transform, and analyze large datasets, ensuring robust and scalable solutions. This position requires strong ownership of model development, from data pipeline integration to model evaluation and reporting. Your work will directly impact business decision-making and operational efficiency, contributing to KPIP’s mission of enabling data-driven transformation.
KPIP is a global consulting and technology services firm specialising in data, analytics, and digital transformation. Serving a diverse range of industries, KPIP empowers organisations to modernize their data ecosystems and unlock actionable business insights. The company is recognized for its expertise in delivering scalable solutions, fostering a culture of innovation, and driving measurable impact for clients worldwide.
Key Responsibilities
● Develop and implement demand forecasting and pricing models using advanced statistical and machine learning techniques.
● Extract, transform, and analyze large datasets using Python and SQL to support model development and business insights.
● Collaborate with data engineers to build and maintain robust, scalable data pipelines for model training and inference.
● Apply regression, classification, time-series forecasting, ensemble methods, and feature engineering to solve business problems.
● Work with business stakeholders to understand requirements and translate them into actionable data science solutions.
● Create automated reports and dashboards to present and track model outputs and performance.
● Continuously evaluate and improve model accuracy and effectiveness based on business feedback and new data.
● Document methodologies, processes, and results to ensure transparency and reproducibility.
● Stay updated with the latest advancements in data science and machine learning to drive innovation within the team.
Required Skills
● Proven experience in demand forecasting and predictive modeling.
● Strong proficiency in Python, including pandas, NumPy, scikit-learn, and TensorFlow or PyTorch.
● Expertise in SQL for data extraction and transformation.
● Solid understanding of statistical and machine learning techniques such as regression, classification, time-series forecasting, ensemble methods, and feature engineering.
● Ability to analyze and interpret large, complex datasets to generate actionable insights.
● Experience collaborating with data engineers to develop scalable data pipelines.
● Strong problem-solving skills and attention to detail.
● Excellent communication skills for presenting technical concepts to non-technical stakeholders.
Nice to Have
● Experience with customer segmentation, recommendation systems, and sentiment analysis.
● Knowledge of inventory optimization, promotion uplift modeling, and campaign analysis.
● Familiarity with churn prediction models.
● Proficiency in Power BI for creating automated reports and dashboards.
● Experience in developing and maintaining data pipelines for model training and inference.
Why Join?
Join to work on impactful data science projects that drive real business outcomes and innovation. You’ll tackle complex technical challenges, collaborate with talented professionals, and have opportunities for continuous learning and growth, fosters a culture of collaboration, excellence, and data-driven decision-making, empowering you to make a meaningful difference in a dynamic environment.
About the Employment Model
Direct Hire (Client Payroll) : For this role, you’ll be hired directly by the client and be part of their internal team. Straatix supports the hiring process, but your employment, payroll, and benefits are all managed by the client.
Hiring for Data Scientist / Senior Data Scientist
Exp : 4 - 12 yrs
Edu : BE/B.tech/MCA
Work Location : Pune
Notice Period : Immediate - 15 days
Skills :
4+ years of experience in data engineering, data science, or related domains.
Hands-on experience with SQL, Python, and distributed data systems.
Knowledge of machine learning techniques and statistical analysis.
Experience with cloud data platforms (Azure Data Factory, AWS Glue, GCP BigQuery).
Familiarity with DevOps practices and CI/CD for data pipelines.
Platforms & Operations Experience (Preferred)
- Experience working with Azure, AWS, or Google Cloud data tools.
Operational experience with data orchestration tools (Airflow, ADF, Glue).
Understanding of Kubernetes, Docker, or containerized environments.
Hands-on experience with data warehousing platforms (Snowflake, Redshift, BigQuery).
Experience in monitoring, logging, and alerting operations for data workflows.
Role Overview
As a Data Scientist, you will work with business stakeholders, AI engineers, and domain experts to transform data into actionable insights and intelligent solutions. You will develop machine learning models, perform statistical analysis, and contribute to AI-driven products that create measurable business impact.
Key Responsibilities
Data Science & Machine Learning
- Analyze structured and unstructured data to identify patterns, trends, and business opportunities.
- Perform exploratory data analysis (EDA), feature engineering, and data preparation.
- Develop, evaluate, and optimize machine learning models for prediction, classification, clustering, and forecasting.
- Apply statistical techniques to solve business problems and validate model performance.
- Design and execute experiments to improve model accuracy and business outcomes.
AI Solution Development
- Collaborate with AI Engineers, Data Engineers, and domain experts to build AI-powered solutions.
- Translate business requirements into scalable data science approaches.
- Contribute to Generative AI and advanced analytics initiatives where applicable.
- Document methodologies, model performance, and key findings.
Required Technical Skills
- Strong programming skills in Python and SQL for data analysis, feature engineering, and machine learning.
- Strong understanding of Statistics, Probability, Linear Algebra, and Calculus as applied to machine learning and data science.
- Experience with Exploratory Data Analysis (EDA), data preprocessing, feature engineering, feature selection, and handling missing or imbalanced data.
- Good understanding of Supervised, Unsupervised, and Ensemble Machine Learning algorithms, including their assumptions, strengths, limitations, and appropriate use cases.
- Strong knowledge of Regression, Classification, Clustering, Time Series Forecasting, Dimensionality Reduction, Recommendation Systems, and Anomaly Detection techniques.
- Experience with Model Evaluation, Cross-Validation, Hyperparameter Optimization, Bias-Variance Trade-off, Feature Importance, Explainable AI (XAI), and Performance Metrics.
- Understanding of Statistical Inference, Hypothesis Testing, Probability Distributions, Sampling Techniques, Confidence Intervals, and A/B Testing.
- Experience translating business problems into analytical approaches and developing scalable, data-driven solutions.
- Working knowledge of Generative AI, Large Language Models (LLMs), Prompt Engineering, and Retrieval-Augmented Generation (RAG) is preferred.
Preferred Qualifications
- Bachelor's or master's degree in computer science, Artificial Intelligence, Data Science, Statistics, Mathematics, Engineering, or a related field.
- 2–4 years of experience developing machine learning or data science solutions.
- Experience working on end-to-end data science projects in a business environment.
Nice to Have
- Exposure to Generative AI, LLMs, RAG, or Agentic AI.
- Experience with Computer Vision or Natural Language Processing (NLP).
- Familiarity with cloud-based AI platforms.
- Knowledge of construction, engineering, manufacturing, or industrial domains.
- Participation in hackathons, research, Kaggle competitions, or open-source projects.
Soft Skills
Strong analytical and problem-solving skills, effective communication and collaboration, ownership mindset, adaptability, continuous learning, and a passion for innovation.
We are looking for a talented and driven Data Scientist to join our growing Analytics team in India. In this role, you will work at the intersection of advanced machine learning, scalable MLOps infrastructure, and domain-specific healthcare analytics. You will collaborate closely with cross-functional teams to build, deploy, and maintain production-grade ML models that drive real-world impact in clinical trials and healthcare operations.
KEY RESPONSIBILITIES
End-to-End ML Development
• Design, build, and optimize predictive models across the full ML lifecycle—from data ingestion to model serving.
• Conduct rigorous Exploratory Data Analysis (EDA) to surface insights and drive feature engineering decisions.
• Validate model performance using appropriate statistical techniques and domain knowledge.
MLOps & Production Deployment
• Deploy, monitor, and maintain production-grade ML models using Databricks MLFlow endpoints and Unity Catalog.
• Implement CI/CD pipelines for model versioning, experiment tracking, and automated retraining.
• Ensure model reliability, observability, and performance in live production environments.
Language Models & LLM Applications
• Apply transformer-based models (BERT, ClinicalBERT, Trial2Vec) for NLP tasks including classification, NER, and information extraction.
• Build and maintain vector similarity search pipelines for semantic retrieval and recommendation use cases.
• Fine-tune pre-trained models for domain-specific applications in clinical and healthcare contexts.
• Support exploratory work around LLM integration and prompt engineering for internal tooling.
Domain-Driven Analytics
• Apply advanced analytics within complex healthcare and clinical trial datasets—including patient records, trial protocols, and adverse event data.
• Translate ambiguous business problems into structured analytical frameworks with measurable outcomes.
• Partner with domain experts, product managers, and engineering teams to deliver data-driven solutions.
REQUIRED QUALIFICATIONS
Education
• Bachelor’s or Master’s degree in Computer Science, Statistics, Mathematics, Bioinformatics, or a closely related field.
Experience
• 2–4 years of hands-on experience in a data science or machine learning role.
• Demonstrable experience deploying ML models in production environments (not just prototyping).
Technical Skills
• Strong proficiency in Python (pandas, NumPy, scikit-learn, PyTorch / TensorFlow).
• Experience with Databricks, MLFlow (experiment tracking, model registry, endpoints), and Unity Catalog.
• Hands-on experience with BERT-family models and Hugging Face Transformers library.
• Familiarity with vector databases (e.g., FAISS, Pinecone, Weaviate) and embedding-based retrieval.
• Solid understanding of SQL and working with large structured/unstructured datasets.
• Exposure to cloud platforms (AWS / GCP / Azure) and distributed computing frameworks (Spark).
GOOD TO HAVE
• Prior experience with clinical trial data standards (CDISC, CDASH, SDTM) or healthcare ontologies (SNOMED, ICD-10).
• Familiarity with Trial2Vec or similar trial-to-vector embedding approaches.
• Experience with LLM fine-tuning, RAG pipelines, or prompt engineering in a production setting.
• Knowledge of regulatory and compliance considerations in healthcare AI (e.g., FDA guidelines, HIPAA).
• Contributions to open-source ML projects or published research.
THIS ROLE IS NOT FOR YOU IF…
• You have strong SQL/BI skills but limited hands-on ML modelling experience — or you’ve built models only in notebooks without ever deploying them to production.
• Your LLM exposure is limited to API calls and prompt engineering — with no experience fine-tuning models, working with embeddings, or building vector search pipelines.
Description
We’re seeking a highly skilled, execution-focused Senior Data Scientist with a minimum of 5 years of experience. This role demands hands-on expertise in building, deploying, and optimizing machine learning models at scale, while working with big data technologies and modern cloud platforms. You will be responsible for driving data-driven solutions from experimentation to production, leveraging advanced tools and frameworks across Python, SQL, Spark, and AWS. The role requires strong technical depth, problem-solving ability, and ownership in delivering business impact through data science.
Responsibilities
- Design, build, and deploy scalable machine learning models into production systems.
- Develop advanced analytics and predictive models using Python, SQL, and popular ML/DL frameworks (Pandas, Scikit-learn, TensorFlow, PyTorch).
- Leverage Databricks, Apache Spark, and Hadoop for large-scale data processing and model training.
- Implement workflows and pipelines using Airflow and AWS EMR for automation and orchestration.
- Collaborate with engineering teams to integrate models into cloud-based applications on AWS.
- Optimize query performance, storage usage, and data pipelines for efficiency.
- Conduct end-to-end experiments, including data preprocessing, feature engineering, model training, validation, and deployment.
- Drive initiatives independently with high ownership and accountability.
- Stay up to date with industry best practices in machine learning, big data, and cloud-native deployments.
Requirements
- Minimum 5 years of experience in Data Science or Applied Machine Learning.
- Strong proficiency in Python, SQL, and ML libraries (Pandas, Scikit-learn, TensorFlow, PyTorch).
- Proven expertise in deploying ML models into production systems.
- Experience with big data platforms (Hadoop, Spark) and distributed data processing.
- Hands-on experience with Databricks, Airflow, and AWS EMR.
- Strong knowledge of AWS cloud services (S3, Lambda, SageMaker, EC2, etc.).
- Solid understanding of query optimization, storage systems, and data pipelines.
- Excellent problem-solving skills, with the ability to design scalable solutions.
- Strong communication and collaboration skills to work in cross-functional teams.
Benefits
- Best-in-class salary: We hire strong talent and compensate accordingly.
- Proximity Talks: Meet and learn from designers, engineers, product leaders, and AI practitioners.
- Continuous learning: Work with a world-class team and stay close to the latest in AI, engineering, and product development.
- High-impact work: Build AI-first systems and products used at scale by global clients.
About Us
Proximity is the trusted technology, design, and consulting partner for some of the biggest Sports, Media, and Entertainment companies in the world. We’re headquartered in San Francisco and have offices in Palo Alto, Dubai, Mumbai, and Bangalore.
Since 2019, Proximity has built high-impact, scalable products used by millions of users every day. Today, we are a global team of engineers, designers, product managers, and experts solving complex problems and building cutting-edge technology at scale.
The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
Required Skills:
• Strong proficiency in SAS, including Advanced SAS Programming and SAS/SQL.
• Solid domain knowledge of Banking products, specifically Credit Cards and/or Personal Loans.
• Hands-on experience in at least one stage of the Credit Lifecycle:
- Acquisition
- Account Management
- Authorization
- Collections
Good to Have Skills:
• Basic understanding of Testing concepts (Data Testing, Business Logic Testing, Functional Testing).
• Experience with Decision Engines such as FICO DMP, Experian PowerCurve, FICO TRIAD, or FICO Blaze.
• Good knowledge of Python with hands-on experience in NumPy and Pandas.
• Exposure to GenAI and Agentic AI technologies.
The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
Job Description
Our Media Measurement team uses state-of-the-art technologies and rigorous methods to track who is watching what, where, and how they engage with content. Our clients can evaluate who is consuming which content across different media, platforms and devices, and know what the audience thinks about that content. As people consume media content on more channels, and through more devices, than ever before, we are proud to provide a full view on media consumption.
As Data Scientist you will have following main accountabilities:
- You own together with your team several of our Data Science solutions throughout the full life cycle (brainstorming, design, implementation, productization and maintenance)
- You develop solutions based on data science, stats and machine learning models
- You improve methods and tools. Contribute to our communities of practice in the area of Data Science
- Communicate with non-data scientists in Tech, Operations, Commercial, Product. Understand the domain and the requirements. Explain Data Science principles, concepts, algorithms, and approaches in simple words to different types of audiences
- Make data your best friends. Understand their strengths and use them. Be aware of their weaknesses and handle those in your solutions
- Screen the market for potential new Data Science approaches
- Foster knowledge exchange within the company. Present GfK's Data Science expertise at conferences and workshops
Qualifications
Now you know what a Data Scientist does. What skills, qualifications & experience do you need for this job?
- You typically have a Master's degree or PhD that reflects modeling and statistics skills and 6+ years of experience.
- You enjoy communicating complex methodology and technology to tech and non tech audiences
- You have expert statistical / machine learning modeling skills (e.g. statistical tests, classification, predictive modelling, handling of missing data, sampling, weighting)
- You have experience with an analytical programming language (Python) and the respective ecosystem
Besides the things we really expect you to have, there are some things which would be amazing if you have experience with them:
- Knowledge of cloud computing environments and tooling (especially AWS)
- Advanced software development skills (unit testing, CI/CD, Git)
- Basic skills regarding database handling as SQL
- Basic knowledge of the always evolving Data Science ecosystem and its frameworks
Additional Information
- Enjoy a flexible and rewarding work environment with peer-to-peer recognition platforms.
- Recharge and revitalize with help of wellness plans made for you and your family.
- Plan your future with financial wellness tools.
- Stay relevant and upskill yourself with career development opportunities.
Our Benefits
- Flexible working environment
- Volunteer time off
- LinkedIn Learning
- Employee-Assistance-Program (EAP)
Job Description – Data Scientist (Machine Learning & Forecasting)
About the Role
We are looking for a highly skilled Data Scientist with strong expertise in Machine Learning, Traditional Statistical Modelling, Forecasting, and Predictive Analytics. The ideal candidate will have hands-on experience building and deploying end-to-end ML solutions, working with large datasets, and translating business problems into scalable data science solutions.
The role requires a strong foundation in statistics, predictive modelling, feature engineering, model evaluation, and time-series forecasting, along with the ability to collaborate with cross-functional teams to deliver business impact.
Key Responsibilities
- Design, develop, and deploy Machine Learning models for business-critical use cases.
- Build and optimize traditional ML models such as:
- Linear Regression
- Logistic Regression
- Decision Trees
- Random Forest
- Gradient Boosting (XGBoost, LightGBM, CatBoost)
- Support Vector Machines
- Clustering Algorithms
- Develop forecasting solutions using:
- ARIMA / SARIMA
- Prophet
- Exponential Smoothing
- Time-Series Regression Models
- Perform exploratory data analysis (EDA), feature engineering, and data validation.
- Evaluate model performance using appropriate statistical and business metrics.
- Work with structured and semi-structured datasets from multiple sources.
- Collaborate with business stakeholders to understand requirements and translate them into analytical solutions.
- Build scalable data pipelines and support model deployment in production environments.
- Monitor model performance, identify data drift, and implement model retraining strategies.
- Present insights and recommendations to technical and non-technical stakeholders.
Required Skills & Qualifications
- Bachelor's or Master's degree in Computer Science, Statistics, Mathematics, Data Science, Engineering, or a related quantitative field.
- 5+ years of hands-on experience in Data Science, Machine Learning, and Forecasting.
Technical Skills
Machine Learning
- Strong understanding of supervised and unsupervised learning algorithms.
- Experience with ensemble methods and advanced ML techniques.
- Expertise in model selection, hyperparameter tuning, and performance optimization.
Forecasting & Statistics
- Strong understanding of:
- Time-Series Analysis
- Forecasting Techniques
- Statistical Inference
- Hypothesis Testing
- Probability Distributions
- A/B Testing
Programming
- Advanced proficiency in Python.
- Experience with:
- Pandas
- NumPy
- Scikit-learn
- Statsmodels
- XGBoost / LightGBM
- Prophet
Data & SQL
- Strong SQL skills with experience in complex queries and performance optimization.
- Experience working with large-scale datasets.
Visualization
- Experience with Power BI, Tableau, Matplotlib, Seaborn, or Plotly.
- Cloud & MLOps (Preferred)
- Exposure to AWS, Azure, or GCP.
- Understanding of Docker, Kubernetes, CI/CD, and ML model deployment practices.
Key Competencies
- Strong analytical and problem-solving skills.
- Excellent communication and stakeholder management abilities.
- Ability to work independently in a fast-paced environment.
- Strong business acumen and data-driven decision-making mindset.







