Machine Learning (ML)
R Language
Python
Data Analytics
Data ScienceAbout the company
DCB Bank is a new generation private sector bank with 442 branches across India.It is a scheduled commercial bank regulated by the Reserve Bank of India. DCB Bank’s business segments are Retail banking, Micro SME, SME, mid-Corporate, Agriculture, Government, Public Sector, Indian Banks, Co-operative Banks and Non-Banking Finance Companies.
Job Description
Department: Risk Analytics
CTC: Max 18 Lacs
Grade: Sr Manager/AVP
Experience: Min 4 years of relevant experience
We are looking for a Data Scientist to join our growing team of Data Science experts and manage the processes and people responsible for accurate data collection, processing, modelling, analysis, implementation, and maintenance.
Responsibilities
- Understand, monitor and maintain existing financial scorecards (ML Based) and make changes to the model when required.
- Perform Statistical analysis in R and assist IT team with deployment of ML model and analytical frameworks in Python.
- Should be able to handle multiple tasks and must know how to prioritize the work.
- Lead cross-functional projects using advanced data modelling and analysis techniques to discover insights that will guide strategic decisions and uncover optimization opportunities.
- Develop clear, concise and actionable solutions and recommendations for client’s business needs and actively explore client’s business and formulate solutions/ideas which can help client in terms of efficient cost cutting or in achieving growth/revenue/profitability targets faster.
- Build, develop and maintain data models, reporting systems, data automation systems, dashboards and performance metrics support that support key business decisions.
- Design and build technical processes to address business issues.
- Oversee the design and delivery of reports and insights that analyse business functions and key operations and performance metrics.
- Manage and optimize processes for data intake, validation, mining, and engineering as well as modelling, visualization, and communication deliverables.
- Communicate results and business impacts of insight initiatives to the Management of the company.
Requirements
- Industry knowledge
- 4 years or more of experience in financial services industry particularly retail credit industry is a must.
- Candidate should have either worked in banking sector (banks/ HFC/ NBFC) or consulting organizations serving these clients.
- Experience in credit risk model building such as application scorecards, behaviour scorecards, and/ or collection scorecards.
- Experience in portfolio monitoring, model monitoring, model calibration
- Knowledge of ECL/ Basel preferred.
- Educational qualification: Advanced degree in finance, mathematics, econometrics, or engineering.
- Technical knowledge: Strong data handling skills in databases such as SQL and Hadoop. Knowledge with data visualization tools, such as SAS VI/Tableau/PowerBI is preferred.
- Expertise in either R or Python; SAS knowledge will be plus.
Soft skills:
- Ability to quickly adapt to the analytical tools and development approaches used within DCB Bank
- Ability to multi-task good communication and team working skills.
- Ability to manage day-to-day written and verbal communication with relevant stakeholders.
- Ability to think strategically and make changes to data when required.
Shubham Vishwakarma
Full Stack Developer - Averlon
About DCB Bank
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Can Follow me on Linked In for direct messages - https://www.linkedin.com/in/codeflies-hr
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Follow CutshortShubham Vishwakarma
Full Stack Developer - Averlon