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DCB Bank
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DCB Bank is an India-based financial institution that provides commercial banking products and services for businesses.
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Jobs at DCB Bank

DCB Bank
at DCB Bank
Agency job
via Pluginlive by Harsha Saggi
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The recruiter has not been active on this job recently. You may apply but please expect a delayed response.

Mumbai
4 - 10 yrs
₹10L - ₹20L / yr
skill iconMachine Learning (ML)
skill iconR Language
Banking
NBFC
ECL
+10 more

About the company


DCB Bank is a new generation private sector bank with 442 branches across India.It is a scheduled commercial bank regulated by the Reserve Bank of India. DCB Bank’s business segments are Retail banking, Micro SME, SME, mid-Corporate, Agriculture, Government, Public Sector, Indian Banks, Co-operative Banks and Non-Banking Finance Companies.


Job Description


Department: Risk Analytics


CTC: Max 18 Lacs


Grade: Sr Manager/AVP


Experience: Min 4 years of relevant experience

We are looking for a Data Scientist to join our growing team of Data Science experts and manage the processes and people responsible for accurate data collection, processing, modelling, analysis, implementation, and maintenance.


Responsibilities

  • Understand, monitor and maintain existing financial scorecards (ML Based) and make changes to the model when required.
  • Perform Statistical analysis in R and assist IT team with deployment of ML model and analytical frameworks in Python.
  • Should be able to handle multiple tasks and must know how to prioritize the work.
  • Lead cross-functional projects using advanced data modelling and analysis techniques to discover insights that will guide strategic decisions and uncover optimization opportunities.
  • Develop clear, concise and actionable solutions and recommendations for client’s business needs and actively explore client’s business and formulate solutions/ideas which can help client in terms of efficient cost cutting or in achieving growth/revenue/profitability targets faster.
  • Build, develop and maintain data models, reporting systems, data automation systems, dashboards and performance metrics support that support key business decisions.
  • Design and build technical processes to address business issues.
  • Oversee the design and delivery of reports and insights that analyse business functions and key operations and performance metrics.
  • Manage and optimize processes for data intake, validation, mining, and engineering as well as modelling, visualization, and communication deliverables.
  • Communicate results and business impacts of insight initiatives to the Management of the company.

Requirements

  • Industry knowledge
  • 4 years or more of experience in financial services industry particularly retail credit industry is a must.
  • Candidate should have either worked in banking sector (banks/ HFC/ NBFC) or consulting organizations serving these clients.
  • Experience in credit risk model building such as application scorecards, behaviour scorecards, and/ or collection scorecards.
  • Experience in portfolio monitoring, model monitoring, model calibration
  • Knowledge of ECL/ Basel preferred.
  • Educational qualification: Advanced degree in finance, mathematics, econometrics, or engineering.
  • Technical knowledge: Strong data handling skills in databases such as SQL and Hadoop. Knowledge with data visualization tools, such as SAS VI/Tableau/PowerBI is preferred.
  • Expertise in either R or Python; SAS knowledge will be plus.

Soft skills:

  • Ability to quickly adapt to the analytical tools and development approaches used within DCB Bank
  • Ability to multi-task good communication and team working skills.
  • Ability to manage day-to-day written and verbal communication with relevant stakeholders.
  • Ability to think strategically and make changes to data when required.


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