
Job Description: Data Analyst Intern
Location: On-site, Bangalore
Duration: 6 months (Full-time)
About us:
- Optimo Capital is a newly established NBFC founded by Prashant Pitti, who is also a co-founder of EaseMyTrip (a billion-dollar listed startup that grew profitably without any funding).
- Our mission is to serve the underserved MSME businesses with their credit needs in India. With less than 15% of MSMEs having access to formal credit, we aim to bridge this credit gap through a phygital model (physical branches + digital decision-making). As a technology and data-first company, tech lovers and data enthusiasts play a crucial role in building the analytics & tech at Optimo that helps the company thrive.
What we offer:
- Join our dynamic startup team and play a crucial role in core data analytics projects involving credit risk, lending strategy, credit features analytics, collections, and portfolio management.
- The analytics team at Optimo works closely with the Credit & Risk departments, helping them make data-backed decisions.
- This is an exceptional opportunity to learn, grow, and make a significant impact in a fast-paced startup environment.
- We believe that the freedom and accountability to make decisions in analytics and technology brings out the best in you and helps us build the best for the company.
- This environment offers you a steep learning curve and an opportunity to experience the direct impact of your analytics contributions. Along with this, we offer industry-standard compensation.
What we look for:
- We are looking for individuals with a strong analytical mindset, high levels of initiative / ownership, ability to drive tasks independently, clear communication and comfort working across teams.
- We value not only your skills but also your attitude and hunger to learn, grow, lead, and thrive, both individually and as part of a team.
- We encourage you to take on challenges, bring in new ideas, implement them, and build the best analytics systems.
Key Responsibilities:
- Conduct analytical deep-dives such as funnel analysis, cohort tracking, branch-wise performance reviews, TAT analysis, portfolio diagnostic, credit risk analytics that lead to clear actions.
- Work closely with stakeholders to convert business questions into measurable analyses and clearly communicated outputs.
- Support digital underwriting initiatives, including assisting in the development and analysis of underwriting APIs that enable decisioning on borrower eligibility (“whom to lend”) and exposure sizing (“how much to lend”).
- Develop and maintain periodic MIS and KPI reporting for key business functions (e.g., pipeline, disbursals, TAT, conversion, collections performance, portfolio trends).
- Use Python (pandas, numpy) to clean, transform, and analyse datasets; automate recurring reports and data workflows.
- Perform basic scripting to support data validation, extraction, and lightweight automation.
Required Skills and Qualifications:
- Strong proficiency in Excel, including pivots, lookup functions, data cleaning, and structured analysis.
- Strong working knowledge of SQL, including joins, aggregations, CTEs, and window functions.
- Proficiency in Python for data analysis (pandas, numpy); ability to write clean, maintainable scripts/notebooks.
- Strong logical reasoning and attention to detail, including the ability to identify errors and validate results rigorously.
- Ability to work with ambiguous requirements and imperfect datasets while maintaining output quality.
Preferred (Good to Have):
- REST APIs: A fundamental understanding of APIs and previous experience or projects related to API development/integrations.
- Familiarity with basic AWS tools/services: (S3, lambda, EC2, Glue Jobs).
- Experience with Git and basic engineering practices.
- Any experience with the lending/finance industry.

About Optimo Capital
About
Optimo Capital is a newly established NBFC with a mission to serve the underserved MSME businesses with their credit needs in India. Less than 15% of MSMEs have access to formal credit. We aim to bridge this credit gap by employing a phygital model (physical branches + digital decision-making).
Being a technology and data-first company, tech and data enthusiasts play a crucial role in building the tech & infra to help the company thrive.
Candid answers by the company
Optimo offers secured and unsecured business loans to the MSMEs in India.
Company social profiles
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FogHorn is a leading developer of “edge intelligence” software for industrial and commercial IoT application solutions. FogHorn’s Lightning software platform brings the power of advanced analytics and machine learning to the on-premise edge environment enabling a new class of applications for advanced monitoring and diagnostics, machine performance optimization, proactive maintenance and operational intelligence use cases. FogHorn’s technology is ideally suited for OEMs, systems integrators and end customers in manufacturing, power and water, oil and gas, renewable energy, mining, transportation, healthcare, retail, as well as Smart Grid, Smart City, Smart Building and connected vehicle applications.
Press: https://www.foghorn.io/press-room/">https://www.foghorn.io/press-room/
Awards: https://www.foghorn.io/awards-and-recognition/">https://www.foghorn.io/awards-and-recognition/
- 2019 Edge Computing Company of the Year – Compass Intelligence
- 2019 Internet of Things 50: 10 Coolest Industrial IoT Companies – CRN
- 2018 IoT Planforms Leadership Award & Edge Computing Excellence – IoT Evolution World Magazine
- 2018 10 Hot IoT Startups to Watch – Network World. (Gartner estimated 20 billion connected things in use worldwide by 2020)
- 2018 Winner in Artificial Intelligence and Machine Learning – Globe Awards
- 2018 Ten Edge Computing Vendors to Watch – ZDNet & 451 Research
- 2018 The 10 Most Innovative AI Solution Providers – Insights Success
- 2018 The AI 100 – CB Insights
- 2017 Cool Vendor in IoT Edge Computing – Gartner
- 2017 20 Most Promising AI Service Providers – CIO Review
Our Series A round was for $15 million. Our Series B round was for $30 million October 2017. Investors include: Saudi Aramco Energy Ventures, Intel Capital, GE, Dell, Bosch, Honeywell and The Hive.
About the Data Science Solutions team
In 2018, our Data Science Solutions team grew from 4 to 9. We are growing again from 11. We work on revenue generating projects for clients, such as predictive maintenance, time to failure, manufacturing defects. About half of our projects have been related to vision recognition or deep learning. We are not only working on consulting projects but developing vertical solution applications that run on our Lightning platform, with embedded data mining.
Our data scientists like our team because:
- We care about “best practices”
- Have a direct impact on the company’s revenue
- Give or receive mentoring as part of the collaborative process
- Questions and challenging the status quo with data is safe
- Intellectual curiosity balanced with humility
- Present papers or projects in our “Thought Leadership” meeting series, to support continuous learning











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