

Optimo Capital
https://optimocapital.inAbout
Optimo Capital is a newly established NBFC with a mission to serve the underserved MSME businesses with their credit needs in India. Less than 15% of MSMEs have access to formal credit. We aim to bridge this credit gap by employing a phygital model (physical branches + digital decision-making).
Being a technology and data-first company, tech and data enthusiasts play a crucial role in building the tech & infra to help the company thrive.
Candid answers by the company
Optimo offers secured and unsecured business loans to the MSMEs in India.
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Jobs at Optimo Capital

About the role
We’re hiring an IT Systems Administrator for an NBFC to secure endpoints, SaaS, and networks across ~50 branches, ~250+ field staff, and ~50+ office users.
This is primarily an IT Admin + Security role, with secondary exposure to AWS cloud ops + light DevOps + basic DB access management.
If you’re an IT Admin aiming to break into AWS Cloud Ops + DevOps, this role is a strong next step — you’ll own core IT/security and get hands-on exposure to cloud operations and deployments.
Key responsibilities (Primary: IT Admin + Security)
- Manage endpoint security for laptops and mobiles (policies, patching, encryption, antivirus/EDR); drive MDM implementation now/future (e.g., Intune/Jamf).
- Administer Google Workspace (Gmail/Drive/Calendar): users, groups, permissions, SSO, MFA, sharing controls.
- Own joiner–mover–leaver lifecycle: provisioning/deprovisioning, access controls, periodic access reviews.
- Secure branch connectivity: VPN, internal Wi-Fi, internet usage controls; coordinate troubleshooting and standardization across branches.
- Manage HO security stack: firewall operations, rule changes with change control, monitoring/log review (basic but consistent).
- Secure SaaS tools (CRM/HRMS/comms like Slack/Zoom): role-based access, MFA enforcement, offboarding, integration/OAuth controls.
- Maintain IT asset inventory: procurement coordination, issuance/return, audits, warranty/AMC, license renewals; remote lock/wipe for lost devices.
- Handle security incidents: phishing, account compromise, device loss/theft — contain, investigate, recover, and prevent recurrence.
- Run backups and basic DR testing; maintain SOPs/documentation and train staff on cyber hygiene.
- Provide hands-on user support: laptop builds, software installs, Outlook/Excel issues, VPN/Wi-Fi troubleshooting, escalations and vendor coordination.
Secondary responsibilities (AWS + DevOps + DB ops support)
- Support AWS administration: IAM users/roles/policies, MFA, access key hygiene, basic log review (e.g., CloudTrail).
- Manage AWS access controls: security groups/firewall rules, IP allowlists/whitelisting (admin tools, databases, vendor access).
- Assist engineering with DevOps operations:
- CI/CD support (deployment coordination, rollbacks, environment configuration)
- Secrets/credentials management and rotation (no shared creds)
- DNS + SSL/TLS certificates, basic monitoring/alerting coordination
- Bonus: Docker/Kubernetes and Terraform exposure
- Basic database operations (admin-lite):
- DB user creation, roles/permissions, least-privilege access
- IP allowlisting/whitelisting for DB access via VPN/approved sources
- Backup/restore verification coordination and basic monitoring signals (connections/storage)
Requirements
- 3+ years in IT security / systems administration (BFSI or branch-heavy org preferred).
- Hands-on with Google Workspace administration.
- Strong endpoint/security fundamentals: encryption, patching, AV/EDR, remote support, device compliance.
- Comfortable with networks: VPN/Wi-Fi/LAN troubleshooting; firewall basics and change discipline.
- Strong operational discipline: asset tracking, vendor management, documentation, ticketing, user communication.
- Practical AWS familiarity (IAM, access controls, logging) and ability to support DevOps workflows.
Nice to have
- Experience implementing MDM at scale (Intune/Jamf/SureMDM).
- Exposure to SOC2 / ISO27001 evidence, controls, and audit workflows.
- Scripting for automation (PowerShell/Bash/Python).
- Familiarity with managed databases and secure access patterns.
About us:
Optimo Capital is an NBFC founded by Prashant Pitti (co-founder, EaseMyTrip).
We serve underserved MSMEs in India using a phygital model (branches + digital decision-making).
We’re tech + data-first, building core lending infrastructure and operating systems from the ground up.
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Job Summary:
A Product Manager role focused on building and scaling our lending ecosystem with a strong co-lending lens.
Own product outcomes end-to-end — identify problems, design user journeys and workflows, define SOPs/controls, write clear specs, and ship improvements with cross-functional teams.
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Key Responsibilities:
1. Co-Lending Tech & Ops:
- Own end-to-end co-lending execution; be the POC for partner banks/NBFCs + internal teams.
- Drive closure on operational issues (disbursals, data/reporting, exceptions) across Ops/Credit/Tech.
- Improve workflows, controls, integrations, monitoring, and reporting readiness to scale volumes.
2. Straight-Through Lending Digital Journeys: Design and improve property-loan journeys from onboarding → disbursement with fewer breaks and faster processing.
3. Credit & Risk Products: Build core underwriting/risk capabilities: rule checks, decisioning inputs, validations, policy configuration, and exception flows (with Credit + Data Science).
4. Ownership across different Products — Planning to Delivery (with Tech):
- Convert requirements into specs/user stories with edge cases + acceptance criteria.
- Drive dependencies, UAT, go-live readiness, rollouts, and release quality.
- Own partner/third-party integrations (APIs/file exchanges): specs, validations, monitoring, issue resolution.
- Maintain product documentation, process maps, SOPs, release notes, and partner-facing references to keep execution consistent.
5. Cross-Functional Problem Solving: Identify problems, gather requirements, and align on solutions across Ops/Business/Credit/Tech to deliver on time.
6. Impact & Iteration (for every product): Define success metrics upfront, ship changes, measure impact, and continuously iterate based on outcomes.
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Skills & Qualifications:
- 1–2 years as a PM/Tech (additional points if in fintech or lending).
- Strong understanding of loan lifecycle operations, especially disbursal + reconciliation (processing fees, RPS, insurance, charges, login fees, etc.).
- Strong process mindset — comfortable in fast-moving, messy environments, and able to translate chaos into SOPs, controls, and scalable workflows.
- Comfortable with data in Excel/Sheets; able to reconcile structured outputs.
- Strong stakeholder management across internal teams + external partners.
- High ownership + clear communication in ambiguous situations.
Good to have
- Co-lending / partnership-led lending exposure.
- Experience working with banks/NBFCs.
- Basic SQL and/or dashboards/analytics exposure.
- Experience in fast-scaling or 0→1 environments.
This role is for you if:
- You enjoy building structure in fast-moving, slightly messy environments.
- You think in flows, dependencies, and edge cases.
- You can switch between partner calls, ops discussions, and product delivery.
- You like owning reliability/accuracy/volumes — and reducing manual work.
- You’re the person who makes sure things run (not just get planned) — with a strong get-things-done attitude.
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