Optimo Capital
https://optimocapital.inAbout
Optimo Capital is a newly established NBFC with a mission to serve the underserved MSME businesses with their credit needs in India. Less than 15% of MSMEs have access to formal credit. We aim to bridge this credit gap by employing a phygital model (physical branches + digital decision-making).
Being a technology and data-first company, tech and data enthusiasts play a crucial role in building the tech & infra to help the company thrive.
Candid answers by the company
Optimo offers secured and unsecured business loans to the MSMEs in India.
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Jobs at Optimo Capital
Python
Django
FlaskAbout us:
Optimo Capital is a newly established NBFC founded by Prashant Pitti, who is also a co-founder of EaseMyTrip (a billion-dollar listed startup that grew profitably without any funding).
Our mission is to serve the underserved MSME businesses in India with their credit needs. With less than 15% of MSMEs having access to formal credit, we aim to bridge this credit gap by employing a phygital model (physical branches + digital decision-making).
As a technology and data-first company, tech and data enthusiasts play a crucial role in building the infrastructure at Optimo, and help the company thrive.
What we offer:
Join our dynamic startup team as a Backend Developer and play a crucial role in building robust web APIs, credit risk and underwriting decision engines, third-party tech integrations, data pipelines, and cloud infrastructure.
This is an exceptional opportunity to learn, grow, and make a significant impact in a fast-paced startup environment. We believe that the freedom and accountability to make decisions in system architecture and technical design bring out the best in you — and help us build the best for the company.
What We Look For:
We're looking for individuals with strong proficiency in Python, Django, and RESTful API development. Experience with Flask, FastAPI, or AWS is a strong plus. Beyond skills, we value your attitude - your hunger to learn, take ownership, and thrive both independently and as part of a team.
We encourage picking up new technologies fast, understanding them deeply, and shipping them into production with confidence.
Skills:
>Core Backend
- Python: Strong proficiency in writing clean, production-level Python code.
- Django & Django REST Framework: Working knowledge in building and maintaining server-side applications.
- Flask / FastAPI: Experience building lightweight RESTful APIs is highly valued
- REST APIs: Strong understanding of API design principles; prior experience building or integrating REST APIs from scratch is essential.
>Databases
- Solid understanding of relational databases (PostgreSQL, MySQL) and NoSQL databases (MongoDB)
- Basic knowledge of query design, database management, and performance optimization.
>Cloud & DevOps
- Basic understanding of AWS (EC2, S3, Lambda, or similar services) is beneficial.
- Familiarity with CI/CD pipelines, server deployments, and cloud infrastructure management is a plus.
>Data
- Understanding of data pipelines and ETL processes is a plus.
- Exposure to dashboarding or data layer tools is appreciated but not required.
>Version Control
- Proficiency in Git — branching, merging, pull requests, and conflict resolution.
- Experience contributing to collaborative codebases is highly valued.
What You'll Work On:
- Design and build backend systems for end-to-end lending workflows — from customer onboarding to loan disbursement — with a focus on credit and risk assessment.
- Develop and maintain REST APIs and rule engines that power straight-through processing for property loans.
- Integrate third-party APIs and services into our core platform.
- Support cloud infrastructure management, including source code repositories, CI/CD pipelines, and deployments.
- Take projects from ideation to production with ownership and accountability.
Other Requirements:
- 2–5 years of industry experience in a backend or software engineering role is required.
- Full-time availability in Bangalore; immediate joiners preferred.
- Strong passion for technology and backend problem-solving.
- Self-motivated, with the ability to work independently and collaboratively in a fast-moving environment.
If you are ready to embark on an exciting journey of growth, learning, and innovation, apply now to join our pioneering team in Bangalore.
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