Content Writer

Experience: 2 to 4 years

CTC Offered: Upto 15lpa

Job Description:

1. In-depth knowledge of JavaScript, CSS, HTML, and front-end languages.
2. Knowledge of REACT tools React Components designing, React-Bootstrap.
3. Experience with user interface design.
4. Experience with responsive and adaptive design.
5. Understanding of SEO principles.
6. Experience with browser-based debugging and performance testing software.
7. Excellent troubleshooting skills.
8. Good project management skills.

Interview Process:

1. Personal interview with Sr. Manager (Technical Round)
2. Personal Interview with HOD (Technical + Behavioural)

REVIEW CRITERIA:

• Strong Credit & Risk strategist profile
• Must have 2.5+ years of experience as credit and risk strategist/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC)
• Must have strong understanding of automated underwriting and SMS underwriting for lending
• Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights
• B2C Fintech Product companies 

ROLE & RESPONSIBILITIES:

We are looking for a Credit & Risk Lead who can craft smart, data-driven credit strategies to scale the app while keeping delinquencies low.

WHAT YOU’LL DO:

• Build and refine credit strategies for short-tenure, small-ticket unsecured personal loans.
• Work with Data Science to improve decision engines, scorecards, rules, and real-time underwriting models.
• Create sharp risk segmentation using behaviour, device signals, bureau data, fraud patterns, and portfolio trends.
• Analyse bounce rates, roll rates, early-bucket trends, and cohort behaviour to identify segments driving delinquencies.
• Share clear insights with Collections to boost pre-due and early DPD performance and improve cure rates.
• Track vintages, cohorts, and DPD curves to iterate policies, limits, and approval logic continuously.
• Strengthen fraud detection, identity checks, and thin-file underwriting frameworks to ensure clean approvals.
• Own policy governance, compliance, documentation, and alignment with RBI Digital Lending Guidelines.
• Stay ahead of market trends, competitor practices, and regulatory shifts to keep the risk engine future-ready.

IDEAL CANDIDATE:

• 2.5+ years in unsecured personal loan risk within a fintech or NBFC.
• Strong understanding of digital underwriting, policy design, and credit decisioning for short-tenure PL.
• Experience working with scorecards, rule engines, bureau data, device signals, and behavioural insights.
• Ability to work closely with Data Science, interpret large datasets, and convert insights into clear credit actions.
• Strong communication, cross-functional collaboration, and a proactive, analytical mindset.

PERKS, BENEFITS AND WORK CULTURE:

• Work directly with Founders: Mikhil Innani, former co-founder of PharmEasy and ex-Product Head at Hotstar, and Diksha Nangia, a former banker and CFA Charterholder.
• Best of both worlds: startup energy + listed company stability.
• Competitive pay and fast-track growth.

Job Title: Senior Software Engineer - Backend

About the firm:

Sustainability lies at the core of Stantech AI. Our vision is to empower organizations to derive actionable insights—effectuating a smarter way of working. We operate on the premise that each client is unique and as such requires their own idiosyncratic solutions. Putting this principle into practice, we deliver tailor-made solutions to digitalize, optimize, and strategize fundamental processes underpinning client organizations. For more information, please refer to our website: www.stantech.ai

Job Description:

As a Senior Software Engineer at Stantech AI, you will play a pivotal role in designing, developing, and maintaining enterprise-grade backend services and APIs that cater to the unique needs of our clients. You will be a key member of our engineering team and will contribute to the success of projects by leveraging your expertise in Python, SQL, and modern DevOps practices.

Key Responsibilities:

• Design, develop, and maintain high-performance backend applications and RESTful APIs using Python FastAPI framework.
• Optimize and maintain relational databases with SQL (data modeling, query optimization, and sharding) to ensure data integrity and scalability.
• Create, configure, and manage CI/CD pipelines using GitLab CI for automated build, test, and deployment workflows.
• Collaborate with cross-functional teams (data scientists, frontend engineers, DevOps) to gather requirements and deliver robust, scalable, and user-friendly solutions.
• Participate in architectural and technical decisions to drive innovation, ensure reliability, and improve system performance.
• Conduct code reviews, enforce best practices, and mentor junior engineers.
• Troubleshoot, diagnose, and resolve production issues in a timely manner.
• Stay up-to-date with industry trends, emerging technologies, and best practices.
• Bonus: Hands-on experience with server-level configuration and infrastructure—setting up load balancers, API gateways, and reverse proxies.

Qualifications:

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.
• Minimum 3 years of professional experience in backend development, with strong expertise in Python and SQL.
• Proven track record building and maintaining CI/CD pipelines using GitLab CI.
• Familiarity with containerization and orchestration technologies: Docker, Kubernetes.
• Solid understanding of software development lifecycle (SDLC) best practices, design patterns, and version control (Git).
• Excellent problem-solving, debugging, and communication skills.
• Ability to work independently and collaboratively in a fast-paced environment.
• Plus: Experience with front-end technologies (HTML, CSS, JavaScript) and cloud platforms (AWS, GCP, Azure).
• 
  

Financial Package:

Competitive salary in line with experience: ₹10–20 Lakhs per annum, contingent on qualifications and experience.

The ideal candidate will be responsible for developing high-quality applications. They will also be responsible for designing and implementing testable and scalable code.

Responsibilities

• Develop quality software and web applications
• Analyze and maintain existing software applications
• Design highly scalable, testable code
• Discover and fix programming bugs

Qualifications

• Bachelor's degree or equivalent experience in Computer Science or related field
• Development experience with programming languages Python, Javascript, NodeJS
• At least 2-3 years of experience in Python and React
• SQL database or relational database skills
• Strong understanding of the software development cycle
• Self-motivation and the ability to work under minimal supervision are a must
• Excellent oral and written communication skills to interact with all levels in the organization