Senior Data Scientist

The Role

Own end-to-end credit & fraud data science: feature engineering from raw bureau JSON ,SMS,DEVICE, scorecard / model development, Business Rule Engine (BRE) design, monitoring, and partnering with product/engineering to put rules live. You will work directly with the existing DS team,Tech,product and founders — decisions are data-backed and debated.

What you will own

1. Build and maintain credit scorecards and models for FTB and Repeat Borrowers (Xgboost, Random forest, Support Vector Machine Models, ensemble models, challenger models).
2. Engineer features from raw CRIF (or equivalent) bureau JSON — tradelines, enquiries, DPD histories, identity matches — and from raw SMS / FinBox alt-data (collections, rejections, salary, app footprint).
3. Design, validate, and ship Models: hard rejects, soft flags, amount caps — with clear lift/capture

/ approval trade-offs.

1. Own portfolio risk analytics: vintage / DPD / non-starter / POS bad-rate monitoring; propose tier pauses, cool-offs, and ladder-up changes.
2. Build fraud signals (device, SIM/OTP, mule, ring, post-disbursal disappearance) and help prioritise the fraud PRD backlog into production.
3. Partner with engineering to productionise features, rules, and models (Watchtower-style shadow underwriting, policy index, monitoring dashboards).
4. Challenge and refine existing tier/ladder policy with evidence; communicate clearly to founders and business.

Required experience

• Tenure: 5+ years overall experience in data science/analytics.
• Digital lending: Minimum 3 years hands-on in digital lending/consumer credit (NBFC, fintech lender, digital/STPL/) who has built models themselves.
• Scorecards/models: Built and deployed at least one credit scorecard (first-time borrower or repeat borrower, or combined model) into a live BRE / LOS. Should improve approval–bad-rate trade-offs from production experience.
• Bureau: Parsed and engineered features from raw bureau files (CRIF / CIBIL / Experian JSON or XML) — not only vendor-precomputed attributes.
• Non-starter models: Fraud/non-starter / First Payment default modelling experience in short-tenure lending.
• Limit Assignment: Experience with repeat-borrower ladder / limit-management policies.
• Monitoring and QC: Shadow underwriting/champion–challenger frameworks.
• Alt-data: Worked with SMS / alt-data / device / AA signals for underwriting or fraud (FinBox, similar vendors, or in-house SMS parsing).
• Stack: Strong SQL + Python (pandas, sklearn/Logistic / lightgbm/Xgboost/randomforest, statsmodels). Able to write production-quality notebooks and scripts, not just slide decks.
• Communication: Comfortable debating policy with founders/credit heads using data; owns the "show me the evidence" conversation.

Nice to have:

• Feature stores, Airflow/cron pipelines, S3 + Postgres + DynamoDB.
• Prior Experience: Prior work at a zero-to-one digital lender or STPL product.

What success looks like in 6 months

• A documented feature dictionary from raw bureau + SMS with IV/KS ranking.
• At least one new scorecard/model live with clear expected vs observed bad-rate impact.
• Non-starter / First Payment Defaults monitoring with actionable rule recommendations and clear demonstrated improvements in defaults
• Credible pushback on weak policy ideas — backed by analysis, not opinion.

Job Summary:

We are looking for a skilled Data Scientist with strong expertise in demand forecasting, predictive analytics, and emerging Generative AI technologies. The ideal candidate should have hands-on experience in machine learning, deep learning, NLP, and LLM-based solutions, along with proficiency in Python, SQL, Power BI, and advanced Excel. This role involves building scalable forecasting models and leveraging AI/GenAI to deliver actionable business insights.

Key Responsibilities:

• Develop and deploy demand forecasting models using machine learning and deep learning techniques.
• Analyze historical data to identify trends, seasonality, and demand patterns.
• Build predictive models to improve supply chain and inventory planning.
• Work with large datasets using Python and SQL for data extraction, transformation, and analysis.
• Design dashboards and reports using Power BI for business stakeholders.
• Utilize advanced Excel techniques (Pivot Tables, Power Query, formulas) for analysis and reporting.
• Build and integrate NLP-based solutions for text data analysis and insights.
• Develop and implement LLM-based applications using Generative AI frameworks.
• Design and deploy RAG (Retrieval-Augmented Generation) pipelines for intelligent data retrieval and response generation.
• Collaborate with cross-functional teams (operations, finance, product) to align forecasting and AI solutions.
• Continuously improve model accuracy and performance through experimentation and optimization.

Required Skills:

• Strong proficiency in Python (Pandas, NumPy, Scikit-learn, TensorFlow/PyTorch).
• Solid understanding of machine learning & deep learning algorithms.
• Experience in demand forecasting / time-series analysis (ARIMA, Prophet, LSTM, etc.).
• Hands-on experience with NLP techniques and libraries (NLTK, SpaCy, Transformers).
• Experience working with LLMs and Generative AI frameworks (OpenAI, Hugging Face, LangChain, etc.).
• Strong understanding of RAG architectures and vector databases (FAISS, Pinecone, etc.).
• Advanced knowledge of SQL for data manipulation.
• Hands-on experience with Power BI for visualization and reporting.
• Expertise in advanced Excel (Power Query, dashboards, data modeling).
• Strong analytical and problem-solving skills. 

Preferred Qualifications:

• Experience in supply chain, logistics, or e-commerce forecasting.
• Knowledge of cloud platforms (AWS, Azure, or GCP).
• Familiarity with data pipelines and ETL processes.
• Understanding of business metrics and KPIs related to demand planning.

Job Description – Data Scientist (Machine Learning & Forecasting)

About the Role

We are looking for a highly skilled Data Scientist with strong expertise in Machine Learning, Traditional Statistical Modelling, Forecasting, and Predictive Analytics. The ideal candidate will have hands-on experience building and deploying end-to-end ML solutions, working with large datasets, and translating business problems into scalable data science solutions.

The role requires a strong foundation in statistics, predictive modelling, feature engineering, model evaluation, and time-series forecasting, along with the ability to collaborate with cross-functional teams to deliver business impact.

Key Responsibilities

• Design, develop, and deploy Machine Learning models for business-critical use cases.
• Build and optimize traditional ML models such as:
• Linear Regression
• Logistic Regression
• Decision Trees
• Random Forest
• Gradient Boosting (XGBoost, LightGBM, CatBoost)
• Support Vector Machines
• Clustering Algorithms
• Develop forecasting solutions using:
• ARIMA / SARIMA
• Prophet
• Exponential Smoothing
• Time-Series Regression Models
• Perform exploratory data analysis (EDA), feature engineering, and data validation.
• Evaluate model performance using appropriate statistical and business metrics.
• Work with structured and semi-structured datasets from multiple sources.
• Collaborate with business stakeholders to understand requirements and translate them into analytical solutions.
• Build scalable data pipelines and support model deployment in production environments.
• Monitor model performance, identify data drift, and implement model retraining strategies.
• Present insights and recommendations to technical and non-technical stakeholders.

Required Skills & Qualifications

• Bachelor's or Master's degree in Computer Science, Statistics, Mathematics, Data Science, Engineering, or a related quantitative field.
• 5+ years of hands-on experience in Data Science, Machine Learning, and Forecasting.

Technical Skills

   Machine Learning

• Strong understanding of supervised and unsupervised learning algorithms.
• Experience with ensemble methods and advanced ML techniques.
• Expertise in model selection, hyperparameter tuning, and performance optimization.

Forecasting & Statistics

• Strong understanding of:
• Time-Series Analysis
• Forecasting Techniques
• Statistical Inference
• Hypothesis Testing
• Probability Distributions
• A/B Testing

Programming

• Advanced proficiency in Python.
• Experience with:
• Pandas
• NumPy
• Scikit-learn
• Statsmodels
• XGBoost / LightGBM
• Prophet

Data & SQL

• Strong SQL skills with experience in complex queries and performance optimization.
• Experience working with large-scale datasets.

Visualization

• Experience with Power BI, Tableau, Matplotlib, Seaborn, or Plotly.
• Cloud & MLOps (Preferred)
• Exposure to AWS, Azure, or GCP.
• Understanding of Docker, Kubernetes, CI/CD, and ML model deployment practices.

Key Competencies

• Strong analytical and problem-solving skills.
• Excellent communication and stakeholder management abilities.
• Ability to work independently in a fast-paced environment.
• Strong business acumen and data-driven decision-making mindset. 

Sr.Data Scientist,Python, AI ML

We are looking for a skilled Data Scientist to analyze complex datasets, develop predictive models, and generate actionable insights that support business decisions. The ideal candidate should have strong statistical, analytical, and programming skills, along with hands-on experience in machine learning.

Your Experience at a Glance

We’re hiring a Data Scientist for our client delivers advanced data, analytics, and digital transformation solutions to help organizations modernize and drive business insights.

As a Data Scientist, you will play a key role in developing and deploying demand forecasting and pricing models, leveraging advanced statistical and machine learning techniques. You will collaborate closely with data engineers and business stakeholders to extract, transform, and analyze large datasets, ensuring robust and scalable solutions. This position requires strong ownership of model development, from data pipeline integration to model evaluation and reporting. Your work will directly impact business decision-making and operational efficiency, contributing to KPIP’s mission of enabling data-driven transformation.

KPIP is a global consulting and technology services firm specialising in data, analytics, and digital transformation. Serving a diverse range of industries, KPIP empowers organisations to modernize their data ecosystems and unlock actionable business insights. The company is recognized for its expertise in delivering scalable solutions, fostering a culture of innovation, and driving measurable impact for clients worldwide.

Key Responsibilities

● Develop and implement demand forecasting and pricing models using advanced statistical and machine learning techniques.

● Extract, transform, and analyze large datasets using Python and SQL to support model development and business insights.

● Collaborate with data engineers to build and maintain robust, scalable data pipelines for model training and inference.

● Apply regression, classification, time-series forecasting, ensemble methods, and feature engineering to solve business problems.

● Work with business stakeholders to understand requirements and translate them into actionable data science solutions.

● Create automated reports and dashboards to present and track model outputs and performance.

● Continuously evaluate and improve model accuracy and effectiveness based on business feedback and new data.

● Document methodologies, processes, and results to ensure transparency and reproducibility.

● Stay updated with the latest advancements in data science and machine learning to drive innovation within the team.

Required Skills

● Proven experience in demand forecasting and predictive modeling.

● Strong proficiency in Python, including pandas, NumPy, scikit-learn, and TensorFlow or PyTorch.

● Expertise in SQL for data extraction and transformation.

● Solid understanding of statistical and machine learning techniques such as regression, classification, time-series forecasting, ensemble methods, and feature engineering.

● Ability to analyze and interpret large, complex datasets to generate actionable insights.

● Experience collaborating with data engineers to develop scalable data pipelines.

● Strong problem-solving skills and attention to detail.

● Excellent communication skills for presenting technical concepts to non-technical stakeholders.

Nice to Have

● Experience with customer segmentation, recommendation systems, and sentiment analysis.

● Knowledge of inventory optimization, promotion uplift modeling, and campaign analysis.

● Familiarity with churn prediction models.

● Proficiency in Power BI for creating automated reports and dashboards.

● Experience in developing and maintaining data pipelines for model training and inference.

Why Join?

Join to work on impactful data science projects that drive real business outcomes and innovation. You’ll tackle complex technical challenges, collaborate with talented professionals, and have opportunities for continuous learning and growth, fosters a culture of collaboration, excellence, and data-driven decision-making, empowering you to make a meaningful difference in a dynamic environment.

About the Employment Model

Direct Hire (Client Payroll) : For this role, you’ll be hired directly by the client and be part of their internal team. Straatix supports the hiring process, but your employment, payroll, and benefits are all managed by the client.

Hiring for Data Scientist / Senior Data Scientist

Exp : 4 - 12 yrs

Edu : BE/B.tech/MCA

Work Location : Pune

Notice Period : Immediate - 15 days

Skills :

4+ years of experience in data engineering, data science, or related domains.

Hands-on experience with SQL, Python, and distributed data systems.

Knowledge of machine learning techniques and statistical analysis.

Experience with cloud data platforms (Azure Data Factory, AWS Glue, GCP BigQuery).

Familiarity with DevOps practices and CI/CD for data pipelines.

Platforms & Operations Experience (Preferred)

- Experience working with Azure, AWS, or Google Cloud data tools.

Operational experience with data orchestration tools (Airflow, ADF, Glue).

Understanding of Kubernetes, Docker, or containerized environments.

Hands-on experience with data warehousing platforms (Snowflake, Redshift, BigQuery).

Experience in monitoring, logging, and alerting operations for data workflows.

Role Overview 

As a Data Scientist, you will work with business stakeholders, AI engineers, and domain experts to transform data into actionable insights and intelligent solutions. You will develop machine learning models, perform statistical analysis, and contribute to AI-driven products that create measurable business impact. 

Key Responsibilities 

Data Science & Machine Learning 

• Analyze structured and unstructured data to identify patterns, trends, and business opportunities.  
• Perform exploratory data analysis (EDA), feature engineering, and data preparation.  
• Develop, evaluate, and optimize machine learning models for prediction, classification, clustering, and forecasting.  
• Apply statistical techniques to solve business problems and validate model performance.  
• Design and execute experiments to improve model accuracy and business outcomes.  

 AI Solution Development 

• Collaborate with AI Engineers, Data Engineers, and domain experts to build AI-powered solutions.  
• Translate business requirements into scalable data science approaches.  
• Contribute to Generative AI and advanced analytics initiatives where applicable.  
• Document methodologies, model performance, and key findings.  

 Required Technical Skills 

• Strong programming skills in Python and SQL for data analysis, feature engineering, and machine learning.  
• Strong understanding of Statistics, Probability, Linear Algebra, and Calculus as applied to machine learning and data science.  
• Experience with Exploratory Data Analysis (EDA), data preprocessing, feature engineering, feature selection, and handling missing or imbalanced data.  
• Good understanding of Supervised, Unsupervised, and Ensemble Machine Learning algorithms, including their assumptions, strengths, limitations, and appropriate use cases.  
• Strong knowledge of Regression, Classification, Clustering, Time Series Forecasting, Dimensionality Reduction, Recommendation Systems, and Anomaly Detection techniques.  
• Experience with Model Evaluation, Cross-Validation, Hyperparameter Optimization, Bias-Variance Trade-off, Feature Importance, Explainable AI (XAI), and Performance Metrics.  
• Understanding of Statistical Inference, Hypothesis Testing, Probability Distributions, Sampling Techniques, Confidence Intervals, and A/B Testing.  
• Experience translating business problems into analytical approaches and developing scalable, data-driven solutions.  
• Working knowledge of Generative AI, Large Language Models (LLMs), Prompt Engineering, and Retrieval-Augmented Generation (RAG) is preferred. 

Preferred Qualifications 

• Bachelor's or master's degree in computer science, Artificial Intelligence, Data Science, Statistics, Mathematics, Engineering, or a related field.  
• 2–4 years of experience developing machine learning or data science solutions.  
• Experience working on end-to-end data science projects in a business environment.  

 Nice to Have 

• Exposure to Generative AI, LLMs, RAG, or Agentic AI.  
• Experience with Computer Vision or Natural Language Processing (NLP).  
• Familiarity with cloud-based AI platforms.  
• Knowledge of construction, engineering, manufacturing, or industrial domains.  
• Participation in hackathons, research, Kaggle competitions, or open-source projects.  

 Soft Skills 

Strong analytical and problem-solving skills, effective communication and collaboration, ownership mindset, adaptability, continuous learning, and a passion for innovation.

Strong Lead Data Science, / AI Engineer / Machine Learning Engineer profiles.

2

Mandatory (Experience 1) - Must have 10+ years of experience in Data Science, AI/ML or AI Engineering with hands-on experience building production-grade ML systems.

3

Mandatory (Experience 2) - Must have hands-on experience building AI/ML solutions for Credit Risk, Fraud Risk Management (FRM), Collections & Recovery, with proven delivery of business-impacting AI/ML solutions.

4

Mandatory (Experience 3) - Candidate's Current designation must be Lead or above.

5

Mandatory (Experience 4) - Must have strong experience designing and deploying large-scale distributed Machine Learning systems, including model training, fine-tuning, inference, scalable serving, and production deployment.

6

Mandatory (Experience 5) - Strong programming experience in Python, along with exposure to Spark, Kafka, Kubernetes, APIs/Microservices, CI/CD, Feature Store, Model Registry, and Distributed Computing.

7

Mandatory (Experience 6) - Experience designing and deploying Credit Risk Models, Fraud Detection Models, Graph ML, Early Warning Systems, Portfolio Monitoring, Collections Optimization, Propensity Models, and Recovery Forecasting.

8

Mandatory (Experience 7) - Proven experience leading AI/ML teams, owning end-to-end delivery, mentoring engineers, driving cross-functional execution, and managing production AI platforms.

9

Mandatory (Experience 8) – Must have experience working under BFSI governance, including PII handling, auditability, model governance, compliance, secure-by-design architecture, approval workflows, and model risk management practices.

10

Mandatory ( Education ) - B.TECH / M.TECH from Tier 1 Colleges (IIT's, NIT's, BITS) are Considered

11

Mandatory (Age) - Candidate's Age should be below 37 years.

12

Mandatory (CTC) – The CTC breakup offered will be 75% fixed + 25% variable, as per company policy.

13

Preferred (Experience 1) - Candidates currently working as Lead / Principal / Engineering Manager / Associate Director / Director in reputed Product, FinTech, Banking, NBFC, or Global Capability Centers will be preferred.

14

Preferred (Experience 2) - Indian professionals currently working overseas (NRI) who are planning to relocate and permanently settle in India are encouraged to apply.

15

Preferred (Experience 4) - Experience building enterprise AI platforms using Graph ML, Vector Databases, LLM-enabled decisioning, distributed training frameworks, and large-scale AI infrastructure.

We are seeking a Senior Data Science & ML Associate with 4+ years of applied ML experience to build and ship models end-to-end from data prep and feature engineering to training, evaluation, and deployment driving measurable business impact.

Key Responsibilities

• Build, train, and evaluate ML and deep-learning models

• Engineer features and prepare data at scale

• Deploy models and monitor production performance

• Partner with stakeholders to frame problems and metrics

• Communicate results and drive decisions

• Iterate on models from business feedback

Mandatory Skills

• 4+ years applied machine learning

• Strong Python (Pandas, NumPy, scikit-learn)

• Classical ML and deep learning (TensorFlow/PyTorch)

• Solid statistics and experiment design

• SQL and data wrangling at scale

• Model deployment / MLOps exposure

Nice to Have: NLP or computer vision; cloud ML (SageMaker, Azure ML)

Description

We’re seeking a highly skilled, execution-focused Senior Data Scientist with a minimum of 5 years of experience. This role demands hands-on expertise in building, deploying, and optimizing machine learning models at scale, while working with big data technologies and modern cloud platforms. You will be responsible for driving data-driven solutions from experimentation to production, leveraging advanced tools and frameworks across Python, SQL, Spark, and AWS. The role requires strong technical depth, problem-solving ability, and ownership in delivering business impact through data science.

Responsibilities

• Design, build, and deploy scalable machine learning models into production systems.
• Develop advanced analytics and predictive models using Python, SQL, and popular ML/DL frameworks (Pandas, Scikit-learn, TensorFlow, PyTorch).
• Leverage Databricks, Apache Spark, and Hadoop for large-scale data processing and model training.
• Implement workflows and pipelines using Airflow and AWS EMR for automation and orchestration.
• Collaborate with engineering teams to integrate models into cloud-based applications on AWS.
• Optimize query performance, storage usage, and data pipelines for efficiency.
• Conduct end-to-end experiments, including data preprocessing, feature engineering, model training, validation, and deployment.
• Drive initiatives independently with high ownership and accountability.
• Stay up to date with industry best practices in machine learning, big data, and cloud-native deployments.

Requirements

• Minimum 5 years of experience in Data Science or Applied Machine Learning.
• Strong proficiency in Python, SQL, and ML libraries (Pandas, Scikit-learn, TensorFlow, PyTorch).
• Proven expertise in deploying ML models into production systems.
• Experience with big data platforms (Hadoop, Spark) and distributed data processing.
• Hands-on experience with Databricks, Airflow, and AWS EMR.
• Strong knowledge of AWS cloud services (S3, Lambda, SageMaker, EC2, etc.).
• Solid understanding of query optimization, storage systems, and data pipelines.
• Excellent problem-solving skills, with the ability to design scalable solutions.
• Strong communication and collaboration skills to work in cross-functional teams.

Benefits

• Best-in-class salary: We hire strong talent and compensate accordingly.
• Proximity Talks: Meet and learn from designers, engineers, product leaders, and AI practitioners.
• Continuous learning: Work with a world-class team and stay close to the latest in AI, engineering, and product development.
• High-impact work: Build AI-first systems and products used at scale by global clients.

About Us

Proximity is the trusted technology, design, and consulting partner for some of the biggest Sports, Media, and Entertainment companies in the world. We’re headquartered in San Francisco and have offices in Palo Alto, Dubai, Mumbai, and Bangalore.

Since 2019, Proximity has built high-impact, scalable products used by millions of users every day. Today, we are a global team of engineers, designers, product managers, and experts solving complex problems and building cutting-edge technology at scale.