Fintech Sales Executive

FIELD SALES EXECUTIVE (FSE)

Fintech | Digital Payments | Field Sales

Job Type: Full-Time

Work Mode: Field-Based / On-Site

Experience: 2+ Years

Location: Andhra Pradesh, Telangana & Karnataka

Salary: ₹15,000 – ₹18,000 per month + Performance Incentives

About the Role

• We are looking for a target-oriented Field Sales Executive (FSE) to drive business growth through merchant, retailer and customer acquisition.
• The ideal candidate should have experience in Fintech, Digital Payments, Field Sales, B2B/B2C Sales or related financial services and should be comfortable with field visits, sales targets and customer onboarding.

Key Responsibilities

● Identify and acquire new merchants, retailers, customers and business partners in the assigned territory.

● Promote and sell fintech and digital payment products and services.

● Generate leads through field visits, market mapping, referrals and local networking.

● Handle B2B and B2C sales and convert prospects into active customers/merchants.

● Conduct merchant/retailer onboarding and ensure proper activation of services.

● Build and maintain strong relationships with merchants, retailers and channel partners.

● Achieve assigned daily, weekly and monthly sales targets.

● Identify new business opportunities and expand the customer network within the assigned territory.

● Explain product features, benefits, pricing and processes clearly to customers.

● Coordinate with the ASM and internal teams for onboarding, activation and issue resolution.

● Maintain regular follow-ups with prospects and existing customers.

● Submit daily field visit, lead and sales reports.

● Stay updated on market trends, competitor activities and customer requirements.

Fintech Product Knowledge

Candidates with knowledge or experience in the following products will be preferred:

● AEPS – Aadhaar Enabled Payment System

● DMT – Domestic Money Transfer

● mATM / Micro ATM

● Cashout / Cash Withdrawal

● Mobile & DTH Recharge

● BBPS / Bill Payments

● CMS

● UPI / QR Payments

● Merchant Onboarding & Activation

Required Skills

● Field Sales

● Fintech Sales

● Digital Payments

● B2B & B2C Sales

● Merchant Acquisition

● Retailer Acquisition

● Customer Acquisition

● Lead Generation & Conversion

● Business Development

● Territory Sales

● Channel Sales

● Relationship Management

● Target Achievement

● Good Communication Skills

● Negotiation & Convincing Skills

● Basic Reporting & Coordination

Eligibility

● Minimum 2 years of experience in Field Sales, Fintech, Digital Payments, Banking, Financial Services, NBFC or related industries.

● Experience in merchant/retailer acquisition or channel sales will be an advantage.

● Should be comfortable with field visits and local market travel.

● Should be target-oriented and willing to work in a field-based sales environment.

● Knowledge of the local language is preferred.

What We Offer

● Fixed Salary: ₹15,000 – ₹18,000/month

● Performance-based incentives

● Growth opportunities in the Fintech & Digital Payments industry

● Opportunity to work with a growing fintech business

Location: Andhra Pradesh | Telangana | Karnataka

Qualification: MSc IT or MCA or BMS with MBA in Sales/Marketing

Experience: 6+ years of enterprise sales experience in BFSI technology / SaaS / fintech / lending tech sales.

Role Overview

We are looking for a Senior BDM - Enterprise Sales with deep experience in BFSI (Specifically Lending) who has independently driven mid-to-large ticket technology deals from prospecting to closure, while also growing and managing strategic enterprise accounts.

Products To Be Sold

Loan Origination System (LOS) - goOriginate (https://credility.in/goOriginate) and its modules.

Key Requirements

Proven track record of:

● Independently closing enterprise BFSI deals

● Handling long sales cycles (3-9-12 months)

● Selling Fintech or Lending Tech Product/ Solution Skill Set

● Added advantage if sold Loan origination system or Onboarding system or CRM.

● Driving revenue expansion through new business logos, cross-sell and up-sell.

● Building long-term CXO relationships within enterprise accounts

● Enterprise solution selling & consultative sales

● Key Account Management & relationship expansion

● Account mining and revenue expansion strategies

● Strong negotiation & commercial acumen

● Stakeholder & objection management and Strong gap analysis

● Lending domain understanding

● CRM discipline & forecasting accuracy

● Strong executive communication & presentation skills

Roles and responsibilities

1. Deal Ownership & Closures

● Own end-to-end enterprise sales cycle: discovery → solutioning → demos → commercials → negotiation → closure (will be supported by Business Head).

● Close mid-to-large ticket deals (Avg. 1 Cr p.a or 4 Crs for 3 Yrs to 5 Yrs TCV deal size ).

● Understand lending workflows.

● Create account penetration strategies for targeted HFCs and NBFCs to get New business logo or Upsell/ Cross sell.

● Build a strong pipeline through outbound prospecting, strategic networking events, referrals, and inbound opportunities.

● Engage CXOs and senior stakeholders across Lending functions (Business, IT & Management).

● Position value-based selling around ROI, operational efficiency, compliance, and scalability.

2. Pipeline Generation & Forecasting

● Maintain accurate sales forecasting, deal stage hygiene, and CRM updates.

● Consistently deliver quarterly and annual TCV targets.

● Track account growth metrics, new logo, renewal forecasts, and expansion pipeline

3. Commercials, Negotiation & Contracting

● Lead pricing discussions, discounting logic, and value justification.

● Close commercial negotiation while protecting margin and long-term account value.

● Drive enterprise deals to final stages negotiating multi-year legal contracts.