Fintech Sales Executive

FIELD SALES EXECUTIVE (FSE)

Fintech | Digital Payments | Field Sales

Job Type: Full-Time

Work Mode: Field-Based / On-Site

Experience: 2+ Years

Location: Andhra Pradesh, Telangana & Karnataka

Salary: ₹15,000 – ₹18,000 per month + Performance Incentives

About the Role

• We are looking for a target-oriented Field Sales Executive (FSE) to drive business growth through merchant, retailer and customer acquisition.
• The ideal candidate should have experience in Fintech, Digital Payments, Field Sales, B2B/B2C Sales or related financial services and should be comfortable with field visits, sales targets and customer onboarding.

Key Responsibilities

● Identify and acquire new merchants, retailers, customers and business partners in the assigned territory.

● Promote and sell fintech and digital payment products and services.

● Generate leads through field visits, market mapping, referrals and local networking.

● Handle B2B and B2C sales and convert prospects into active customers/merchants.

● Conduct merchant/retailer onboarding and ensure proper activation of services.

● Build and maintain strong relationships with merchants, retailers and channel partners.

● Achieve assigned daily, weekly and monthly sales targets.

● Identify new business opportunities and expand the customer network within the assigned territory.

● Explain product features, benefits, pricing and processes clearly to customers.

● Coordinate with the ASM and internal teams for onboarding, activation and issue resolution.

● Maintain regular follow-ups with prospects and existing customers.

● Submit daily field visit, lead and sales reports.

● Stay updated on market trends, competitor activities and customer requirements.

Fintech Product Knowledge

Candidates with knowledge or experience in the following products will be preferred:

● AEPS – Aadhaar Enabled Payment System

● DMT – Domestic Money Transfer

● mATM / Micro ATM

● Cashout / Cash Withdrawal

● Mobile & DTH Recharge

● BBPS / Bill Payments

● CMS

● UPI / QR Payments

● Merchant Onboarding & Activation

Required Skills

● Field Sales

● Fintech Sales

● Digital Payments

● B2B & B2C Sales

● Merchant Acquisition

● Retailer Acquisition

● Customer Acquisition

● Lead Generation & Conversion

● Business Development

● Territory Sales

● Channel Sales

● Relationship Management

● Target Achievement

● Good Communication Skills

● Negotiation & Convincing Skills

● Basic Reporting & Coordination

Eligibility

● Minimum 2 years of experience in Field Sales, Fintech, Digital Payments, Banking, Financial Services, NBFC or related industries.

● Experience in merchant/retailer acquisition or channel sales will be an advantage.

● Should be comfortable with field visits and local market travel.

● Should be target-oriented and willing to work in a field-based sales environment.

● Knowledge of the local language is preferred.

What We Offer

● Fixed Salary: ₹15,000 – ₹18,000/month

● Performance-based incentives

● Growth opportunities in the Fintech & Digital Payments industry

● Opportunity to work with a growing fintech business

Location: Andhra Pradesh | Telangana | Karnataka

A Sales Executive is responsible for identifying potential customers, generating leads, promoting products or services, achieving sales targets of Home loan and Loan against property, maintaining client relationships, negotiating deals, and ensuring customer satisfaction. The role also involves market research, follow-ups, and preparing sales reports to support business growth.

Qualification: MSc IT or MCA or BMS with MBA in Sales/Marketing

Experience: 6+ years of enterprise sales experience in BFSI technology / SaaS / fintech / lending tech sales.

Role Overview

We are looking for a Senior BDM - Enterprise Sales with deep experience in BFSI (Specifically Lending) who has independently driven mid-to-large ticket technology deals from prospecting to closure, while also growing and managing strategic enterprise accounts.

Products To Be Sold

Loan Origination System (LOS) - goOriginate (https://credility.in/goOriginate) and its modules.

Key Requirements

Proven track record of:

● Independently closing enterprise BFSI deals

● Handling long sales cycles (3-9-12 months)

● Selling Fintech or Lending Tech Product/ Solution Skill Set

● Added advantage if sold Loan origination system or Onboarding system or CRM.

● Driving revenue expansion through new business logos, cross-sell and up-sell.

● Building long-term CXO relationships within enterprise accounts

● Enterprise solution selling & consultative sales

● Key Account Management & relationship expansion

● Account mining and revenue expansion strategies

● Strong negotiation & commercial acumen

● Stakeholder & objection management and Strong gap analysis

● Lending domain understanding

● CRM discipline & forecasting accuracy

● Strong executive communication & presentation skills

Roles and responsibilities

1. Deal Ownership & Closures

● Own end-to-end enterprise sales cycle: discovery → solutioning → demos → commercials → negotiation → closure (will be supported by Business Head).

● Close mid-to-large ticket deals (Avg. 1 Cr p.a or 4 Crs for 3 Yrs to 5 Yrs TCV deal size ).

● Understand lending workflows.

● Create account penetration strategies for targeted HFCs and NBFCs to get New business logo or Upsell/ Cross sell.

● Build a strong pipeline through outbound prospecting, strategic networking events, referrals, and inbound opportunities.

● Engage CXOs and senior stakeholders across Lending functions (Business, IT & Management).

● Position value-based selling around ROI, operational efficiency, compliance, and scalability.

2. Pipeline Generation & Forecasting

● Maintain accurate sales forecasting, deal stage hygiene, and CRM updates.

● Consistently deliver quarterly and annual TCV targets.

● Track account growth metrics, new logo, renewal forecasts, and expansion pipeline

3. Commercials, Negotiation & Contracting

● Lead pricing discussions, discounting logic, and value justification.

● Close commercial negotiation while protecting margin and long-term account value.

● Drive enterprise deals to final stages negotiating multi-year legal contracts.