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Responsibilities of the Candidate:
- Working with the Design team in Understanding the business changes and providing suggestions if required
- End-to-end development of the business changes received (New/existing changes)
- Production support for any kind of production failure (L3 support)
- On-time deliveries
- Analyze existing implementations and work on ways to enhance the performance

Job Title: Credit Risk Analyst
Company: FatakPay FinTech
Location: Mumbai, India
Salary Range: INR 8 - 15 Lakhs per annum
Job Description:
FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.
Key Responsibilities:
- Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
- Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
- Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
- Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
- Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
- Prepare comprehensive reports on credit risk analyses and present findings to senior management.
- Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
- Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
- Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
- Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.
Qualifications:
- Minimum qualification: B.Tech or Engineering degree from a reputed institution.
- 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
- Proficiency in data analysis, statistical modeling, and machine learning techniques.
- Strong analytical and problem-solving skills.
- Excellent communication skills, with the ability to present complex data insights clearly.
- A proactive approach to work in a fast-paced, technology-driven environment.
- Up-to-date knowledge of financial regulations and compliance standards.
We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!

- Understand the business drivers and analytical use-cases.
- Translate use cases to data models, descriptive, analytical, predictive, and engineering outcomes.
- Explore new technologies and learn new techniques to solve business problems creatively
- Think big! and drive the strategy for better data quality for the customers.
- Become the voice of business within engineering and of engineering within the business with customers.
- Collaborate with many teams - engineering and business, to build better data products and services
- Deliver the projects along with the team collaboratively and manage updates to customers on time
What we're looking for :
- Hands-on experience in data modeling, data visualization, and pipeline design and development
- Hands-on exposure to Machine learning concepts like supervised learning, unsupervised learning, RNN, DNN.
- Prior experience working with business stakeholders, in an enterprise space is a plus
- Great communication skills. You should be able to directly communicate with senior business leaders, embed yourself with business teams, and present solutions to business stakeholders
- Experience in working independently and driving projects end to end, strong analytical skills.



1. Work experience between 3 years to 9 years in building large scale high user traffic consumer facing applications with desire to work in a fast paced startup.
2. Knowledge on reactive and asynchronous programming is preferable. If you have worked with coroutines, goroutines, high concurrency or optimized number of threads for processing on your backend server you could be a good fit.
3. Extremely proficient at writing performant, scalable and production ready code in Kotlin, Java (8 or above, comfortable with concepts like lambda, streams, multithreading etc), Elixir, Rust, or Golang. Should be familiar with static code analysis, code coverage and code reviews.
4. Experience with NoSQL DBs like MongoDB, Cassandra, Redis or Aerospike is required. Knowledge of graph DBs like Neo4j is preferred.
5. Strong in algorithms, problem solving and data structures.
6. Knowledge of TDD and experience with building applications integrated with CI-CD pipelines (automated build, tests and deployments).
7. Exposure to micro-services with good understanding of containers, kubernetes, logging, alerting and monitoring. Inter services communication. Should know how to handle multiple versions of APIs.
Qualification : 12th completed, degree.
Job Types : Full-time, Fresher.
JOB DESCRIPTION:
Build long-lasting client relationships and valuate customers needs.
Meet personal and team sales targets.
Attend meetings, sales events and trainings often.
Report and provide feedback to management using financial statistical data.
Manage your client database within your assigned area.
More you work, more is your gain.

We are a highly innovative Fashion tech startup, looking for a senior developer to develop the platform and drive the technology initiatives of the company
Key focus areas: Product Architecture, Full-Stack development, Product Deployment and innovation in technology
Roles & Responsibilities:
- Work as a Sr. Software Developer with strong coding capabilities and cloud capabilities
- Design, architect and implement the product platform from the scratch
- Ownership of end to end design, implementation, and development
- Foster the development of highly scalable and performance-driven product
- Work closely with the business team to understand the business requirement and vision of the product
- Collaborate with the Founder to create an effective product road map and release plans
- To build, lead and mentor the development team
- Excellent team management and interpersonal skills
Must-have skills
- Extensive and deep knowledge of building highly scalable and performance-centric web platform
- Proficient in designing the monolithic or microservices architecture
- Understanding the nitty-gritty of data and its useful presentation
- Deep insight into search and analytics systems
- Basic understanding of building a graphical representation of data
- Strong understanding of the data and its usage
Tools and Platform
- Strong experience in designing and implementing web-based solutions based on any full-stack
- Excellent understanding and strong working exposure to the AWS platform and it’s a tool like cloud front S3 etc.
- Proficient and good knowledge of working with databases
- Hands-on experiences on at least one DBMS
- Exposure to web scrapping tools and framework
- Search and indexing tools like elastic search
- Exposure to HTML is a must
- Prior experience of designing, developing and deploying platforms
- Knowledge of making SEO friendly and responsive web platforms
- Experience in designing, scaling and securing APIs
• Ensuring cases/checks are initiated as per client specifications.
• Ensuring consistent quality and delivery.
• Identifying insufficiencies/clarifications within the agreed time.
• Meeting the established service levels and TAT’s.
• Ensuring continuous adherence to existing guidelines on various aspects of delivery, response to internal clients, mail etiquette.
• Maintaining integrity, Discipline and confidentiality related to related policies/ procedures.
• Ability to work in a team.
• Communication Skills.

