
What you will do:
- Identifying alternate data sources beyond financial statements and implementing them as a part of assessment criteria
- Automating appraisal mechanisms for all newly launched products and revisiting the same for an existing product
- Back-testing investment appraisal models at regular intervals to improve the same
- Complementing appraisals with portfolio data analysis and portfolio monitoring at regular intervals
- Working closely with the business and the technology team to ensure the portfolio is performing as per internal benchmarks and that relevant checks are put in place at various stages of the investment lifecycle
- Identifying relevant sub-sector criteria to score and rate investment opportunities internally
Desired Candidate Profile
What you need to have:
- Bachelor’s degree with relevant work experience of at least 3 years with CA/MBA (mandatory)
- Experience in working in lending/investing fintech (mandatory)
- Strong Excel skills (mandatory)
- Previous experience in credit rating or credit scoring or investment analysis (preferred)
- Prior exposure to working on data-led models on payment gateways or accounting systems (preferred)
- Proficiency in data analysis (preferred)
- Good verbal and written skills

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Job Description:
As a QA Associate at Binocs, you will play a pivotal role in ensuring the highest quality standards for our software products. With a direct reporting line to the QA Lead, you will be involved in designing, implementing, and executing test plans to identify software issues. This role is ideal for someone with a strong technical background in engineering, experience in fintech or finance software companies, and a passion for quality assurance and detail-oriented testing.
Key Responsibilities:
- Test Plan Development: Create comprehensive and well-structured test plans and test cases based on product specifications.
- Quality Assurance: Execute test cases (manual or automated) and analyze results to ensure software quality.
- Issue Documentation: Document and track bugs, as well as collaborate with the development team to ensure timely resolution.
- Process Improvement: Identify, recommend, and implement improvements in testing processes to enhance efficiency and quality.
- Software Validation: Validate that product features meet requirement specifications and are free of defects.
- Cross-functional Collaboration: Work closely with the product management and development teams to understand product vision and deliver software that aligns with customer and market needs.
Qualifications:
- Bachelor’s degree in Engineering, Computer Science, or related field.
- 2+ years of experience in quality assurance, preferably within fintech or finance software companies.
- Familiarity with software QA methodologies, tools, and processes.
- Experience in writing clear, concise, and comprehensive test plans and test cases.
- Hands-on experience with both white box and black box testing.
- Strong knowledge of software QA metrics, including bug tracking and reporting tools.
- Excellent analytical skills and attention to detail.
- Effective communication skills and the ability to work in a fast-paced environment.
Benefits:
Joining Binocs means being part of a passionate team dedicated to transforming the loan management landscape. We offer a dynamic, innovative environment where your work directly contributes to our vision of efficient, transparent, and data-driven loan management. Our competitive compensation package, including equity, reflects our commitment to attracting and retaining top talent.
About Us:
Binocs.co empowers institutional lenders with next-generation loan management software, streamlining the entire loan lifecycle and facilitating seamless interaction among stakeholders.
Team: Binocs.co is led by a passionate team with extensive experience in financial technology, lending, AI, and software development.
Investors: Our journey is backed by renowned investors who share our vision for transforming the loan management landscape: Beenext, Arkam Ventures, Accel, Saison Capital, Blume Ventures, Premji Invest, and Better Capital.
We are looking for an upbeat Telemarketer to be responsible for contacting potential customers telephonically and informing them of our products and services. The Telemarketer will use a directory of contact numbers to phone individuals and read a scripted sales pitch to them.
To be successful as a Telemarketer you should have a positive attitude and excellent telephone etiquette. The ideal Telemarketer will remain calm and professional under pressure and always treat clients with respect.
Telemarketer Responsibilities:
- Contact potential clients telephonically.
- Read the prepared script when pitching the company's products and services.
- Provide any information that the client requests.
LogiNext is looking for a technically savvy and passionate mobile application leader to cater to the development and launch of core mobile product features. You will help the team in building an awesome product with your optimized code. You will make a humongous impact on design, architecture, implementation and enhancement of the applications that exceed client expectations in terms of value and benefit.
You have hands-on experience in building secure, high-performing and scalable mobile applications. Your design intuition inclines towards usability, elegance and simplicity. You are biased towards open-source tools and existing frameworks. You have assisted in shipping applications with beautiful front-end and intelligent back end. You have demonstrated strong interpersonal and communication skills.
Responsibilities
- Develop cutting edge native Android or iOS applications for the mobile platform
- Build, test, maintain and enhance mobile apps having elegant and efficient UI/UX to enhance client experience
- Own features from their ideation, design, development, test, release and maintenance
- Be a resident expert of new trends and implement the latest Android/iOS features to maximize application performance
- Maintain high standards of quality and responsiveness through technical design analysis, code reviews and test automation
- Collaborate with a talented team of product managers, engineers, and designers
- Demonstrate high level of ethics, dedication and teamwork
Requirements
- Bachelor’s degree in Computer Science, Information Technology or related field
- 10+ years of experience in developing native Android or iOS mobile applications
- Strong knowledge of programming language in Swift or Java/Kotlin, SQLite and IDE like XCode or Android Studio
- Hands on experience in using Location Based Services, REST Web Services Integration, FCM, Firebase and Battery Optimization Techniques
- Strong experience in memory management, performance tuning and resource optimization
- Deep knowledge of mobile automation and unit testing frameworks
- Proven ability to drive large scale projects with deep understanding of Agile SDLC, high collaboration and leadership
- Experience in both Android and iOS applications is a plus
- Excellent written and oral communication skills, judgment and decision-making skills
JOB Description
A London based foreign bank has a requirement of shifting its credit MIS to back office and thus has an immediate opportunity for a contract role for the MIS function.
Job Responsibilities:
You will be required to prepare MIS based upon existing standard operating procedures (SOP).
|
Process |
Description |
|
ODA file |
Update limits, limit expiry dates, calculate availment of limits for multi-currency OD limits, limits against FD etc |
|
Limit Sanction statement |
Preparation of list covering all the credit facilities sanctioned during the reporting month |
|
Consolidated data |
Preparation of industry-wise, country-wise data of entire credit portfolio of the bank |
|
Credit dashboard |
Pictorial representation of the credit portfolio based on various parameters |
|
India based exposure |
Reporting of India based exposure to parent bank |
|
Real estate exposure |
Add new accounts opened |
|
Real estate exposure |
Update exposure by updating the latest position of undisbursed loan amounts as on reporting date |
|
Real estate exposure |
Update value of security, cost of project, Gross Development Value etc |
|
Real estate exposure |
Add loans under process and loans sanctioned but not disbursed. Remove loans which have been disbursed. |
|
Key risk indicators |
Update the KRIs as requirement of Risk Department |
|
Largest and second largest exposure |
Select largest and second largest inflow |
|
Restructured accounts |
Reporting of accounts which have been restructured |
|
Loan file |
Instalment-wise breakup of the term loans in the credit portfolio and identification of addition of irregular accounts |
|
Control of capital adequacy |
Analysis of inflow and outflow based on proposals under process and expected repayments |
|
Valuation, Visit, Insurance |
Reporting of pending valuations, visits and insurance |
|
IFRS 9 |
1. Collating information from various sources to populate respective information sheet (3c File data). |
|
BTL regulatory reporting |
Reporting for Residential BTL Loans |
The candidate should have good knowledge of Microsoft Office Suite (Excel, Word) comprising of H/V Lookup, Data Flow Charts & Graphs, Pivot Table.
Candidate having knowledge of the following will be preferred
-
Fair understanding of credit functions
-
IFRS 9 application – ECL, stage 1/2/3
-
Banking products related to loans and advances TL, OD etc
-
NPA – days past due, standard, sub standard
-
LTV- LTC , GDV
-
Property type – Residential, Commercial, W/H, Industrial
-
ROI – Libor, fixed, floating
Job descriptio
Roles and Responsibilities
- Enable secure digital transactions by creating systems to record and store blockchain data in a way that prevents changes or hacks.
- Design secure blockchain technologies, develop application features and interfaces, and maintain client and server-side applications.
- Research, design, develop, and test blockchain technologies
- Maintain and extend current client- and server-side applications responsible for integration and business logic
- Develop high-quality software for Ethereum or Hyperledger in Go, Python, Solidity, and JavaScript
- Utilizing cryptography techniques to protect against hackers and other cyber-attacks
- Developing application functionality using various coding languages
Preferred Candidate
- Deep understanding of crypto-economics
- 1-4 years of Experience in Blockchain and distributed ledger technologies and development
- Proficient in RDBMS, NodeJS, C++, NoSQL, JavaScript, Java, algorithms, data structures, and distributed databases
- Familiar with cryptographic principles
- Experience of Blockchain architecture, standards/protocols, and private keys
- Experienced in developing in AWS, Azure, or any other cloud space
Responsibilities:
- Concepting, creating, and building websites alongside our graphic design team, including taking designer wireframes and magically turning them into effective code.
- Working through the website development lifecycle to launch.
Designing user-based interactions through an effective front-end architecture framework. - Developing functional databases, applications, and servers to support our websites on the back end.
- Developing and designing RESTful services and APIs.
- Determining application responsiveness for consumers.
- Troubleshooting issues and problem-solving as necessary.
- Keeping current with industry trends and developments that can be applied to company needs.
Requirements:
- Bachelor’s Degree in Computer Science.
- Expertise with MEAN stack
- Fluent in CSS (Foundation or Bootstrap), JavaScript, and HTML, with an understanding of CSS preprocessors including Sass and LESS.
- Strong knowledge of Linux, JavaScript, and MongoDB with working knowledge of SQL Database and PHP.
- Experience with JS-based tools including Bower, Grunt, and Gulp.
- Working experience as a Full Stack Developer.
- Experience working with server technologies including Apache, ISS, Node.js, and Nginx.
- Experience in API design and development.
- Understanding of libraries including Backbone.js and jQuery.
- Experience with Docker, AWS, CI/CD, Jira is a plus.
- Strong knowledge of data structures, system design, and algorithms.
- Excellent communication skills, with strong attention to detail and a head for problem-solving.
- Skilled at working in tandem with a team, or unsupervised as required.
Responsibilities
- Work with the architect in identifying modules, interfaces, functionality to be developed
- Participate in the entire application lifecycle, focusing on coding and debugging
- Write clean code to develop functional web application, addressing technical and design requirements
- Understand and implement heuristic algorithms as necessary
- Troubleshoot and debug applications
- Create and maintain upto date documentation
- Collaborate with Front-end developers to integrate user-facing elements with server side logic
- Provide training and support to internal teams
- Build reusable code and libraries for future use
- Liaise with developers, architects, designers and system administrators to identify and incorporate new features
Requirements
- Proven work experience in Java as a Back-end developer
- In-depth understanding of the entire web development process (design, development and deployment)
- Hands on experience with programming languages like https://resources.workable.com/back-end-developer-job-description" target="_blank">Java and Python
- Hands on experience in relational and non relational databases
- Working knowledge of CMS framework
- Familiarity with front-end languages (e.g. HTML, JavaScript and CSS)
- Excellent analytical and time management skills
- Teamwork skills with a problem-solving attitude
- BE/ MS degree in Computer Science or relevant field












