


1) Understand the business objectives, formulate hypotheses and collect the relevant data using SQL/R/Python. Analyse bureau, customer and lending performance data on a periodic basis to generate insights. Present complex information and data in an uncomplicated, easyto-understand way to drive action.
2) Independently Build and refit robust models for achieving game-changing growth while managing risk.
3) Identify and implement new analytical/modelling techniques to improve model performance across customer lifecycle (acquisitions, management, fraud, collections, etc.
4) Help define the data infrastructure strategy for Indian subsidiary.
a. Monitor data quality and quantity.
b. Define a strategy for acquisition, storage, retention, and retrieval of data elements. e.g.: Identify new data types and collaborate with technology teams to capture them.
c. Build a culture of strong automation and monitoring
d. Staying connected to the Analytics industry trends - data, techniques, technology, etc. and leveraging them to continuously evolve data science standards at Credit Saison.
Required Skills & Qualifications:
1) 3+ years working in data science domains with experience in building risk models. Fintech/Financial analysis experience is required.
2) Expert level proficiency in Analytical tools and languages such as SQL, Python, R/SAS, VBA etc.
3) Experience with building models using common modelling techniques (Logistic and linear regressions, decision trees, etc.)
4) Strong familiarity with Tableau//Power BI/Qlik Sense or other data visualization tools
5) Tier 1 college graduate (IIT/IIM/NIT/BITs preferred).
6) Demonstrated autonomy, thought leadership, and learning agility.

About Credit Saison Finance Pvt Ltd
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About Us
We are a company where the ‘HOW’ of building software is just as important as the ‘WHAT.’ We partner with large organizations to modernize legacy codebases and collaborate with startups to launch MVPs, scale, or act as extensions of their teams. Guided by Software Craftsmanship values and eXtreme Programming Practices, we deliver high-quality, reliable software solutions tailored to our clients' needs.
We thrive to:
- Bring our clients' dreams to life by being their trusted engineering partners, crafting innovative software solutions.
- Challenge offshore development stereotypes by delivering exceptional quality, and proving the value of craftsmanship.
- Empower clients to deliver value quickly and frequently to their end users.
- Ensure long-term success for our clients by building reliable, sustainable, and impactful solutions.
- Raise the bar of software craft by setting a new standard for the community.
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Our Core Values
- Quality with Pragmatism: We aim for excellence with a focus on practical solutions.
- Extreme Ownership: We own our work and its outcomes, fully.
- Proactive Collaboration: Teamwork elevates us all.
- Pursuit of Mastery: Continuous growth drives us.
- Effective Feedback: Honest, constructive feedback fosters improvement.
- Client Success: Our clients’ success is our success.
Experience Level
This role is ideal for engineers with 7+ years of hands-on software development experience, particularly in Node.js and TypeScript at scale.
Role Overview
If you’re a Software Craftsperson who takes pride in clean, test-driven code and believes in Extreme Programming principles, we’d love to meet you. At Incubyte, we’re a DevOps organization where developers own the entire release cycle, meaning you’ll get hands-on experience across programming, cloud infrastructure, client communication, and everything in between. Ready to level up your craft and join a team that’s as quality-obsessed as you are? Read on!
Requirements
What You’ll do as a Software Craftsperson:
• Your typical day will include attending Agile standups, designing components or services, writing lots of code, testing and integrating your code, and reviewing others’ code.
• You’ll participate in and contribute to Agile team activities. You’ll help estimate the time and effort projects will take as part of the sprint cycle.
• You’ll ensure software engineering best practices, coding standards, and patterns for development and deployment. outages,
• You’ll investigate alerts about possible errors in our system. You’ll help solve participate in retrospectives, and implement countermeasures to prevent similar issues from recurring.
• You’ll create tools and documentation for internal teams like Client Delivery to understand how our systems work and to enable them to onboard customers on time with minimal support from Engineering.
What You’ll Bring:
• Proficiency with some or all of the following: : Java/J2EE, Spring, Hibernate, SOAP/REST Web Services, ReactJS, JavaScript, Object Oriented Programming in JS
• 6+ years of Object-Oriented Programming with ReactJS or equivalent
• 6+ years of experience working with NodeJS
• 6+ years of experience using Git to contribute code as part of a team of Software Craftspersons.
Benefits
What We Offer
- Dedicated Learning & Development Budget: Fuel your growth with a budget dedicated solely to learning.
- Conference Talks Sponsorship: Amplify your voice! If you’re speaking at a conference, we’ll fully sponsor and support your talk.
- Cutting-Edge Projects: Work on exciting projects with the latest AI technologies
- Employee-Friendly Leave Policy: Recharge with ample leave options designed for a healthy work-life balance.
- Comprehensive Medical & Term Insurance: Full coverage for you and your family’s peace of mind.
- And More: Extra perks to support your well-being and professional growth.
Work Environment
- Remote-First Culture: At Incubyte, we thrive on a culture of structured flexibility — while you have control over where and how you work, everyone commits to a consistent rhythm that supports their team during core working hours for smooth collaboration and timely project delivery. By striking the perfect balance between freedom and responsibility, we enable ourselves to deliver high-quality standards our customers recognize us by. With asynchronous tools and push for active participation, we foster a vibrant, hands-on environment where each team member’s engagement and contributions drive impactful results.
- Work-In-Person: Twice a year, we come together for two-week sprints to collaborate in person, foster stronger team bonds, and align on goals. Additionally, we host an annual retreat to recharge and connect as a team. All travel expenses are covered.
- Proactive Collaboration: Collaboration is central to our work. Through daily pair programming sessions, we focus on mentorship, continuous learning, and shared problem-solving. This hands-on approach keeps us innovative and aligned as a team.
Incubyte is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Mandatory Criteria (Can't be neglected during screening) :
- Candidate Must have Project management experience.
- Strong hands-on experience with SQL, including the ability to write, optimize, and debug complex queries (joins, CTEs, subqueries).
- Must have experience in Treasury Module.
- Should have a basic understanding of accounting principles and financial workflows
- 3+ years of implementation experience is required.
- Looking candidates from Fintech company ONLY. ( Candidate should have Strong knowledge of fintech products, financial workflows, and integrations )
- Candidate should have Hands-on experience with tools such as Jira, Confluence, Excel, and project management platforms.
- Candidate should have Experience in managing multi-stakeholder projects from scratch.
Position Overview
We are looking for an experienced Implementation Lead to drive the onboarding and implementation of our platform for new and existing fintech clients. This role is ideal for someone with a strong understanding of financial systems, implementation methodologies, and client management. You’ll collaborate closely with product, engineering, and customer success teams to ensure timely, accurate, and seamless deployments.
Key Responsibilities
- Lead end-to-end implementation projects for enterprise fintech clients
- Translate client requirements into detailed implementation plans and configure solutions accordingly.
- Write and optimize complex SQL queries for data analysis, validation, and integration
- Oversee ETL processes – extract, transform, and load financial data across systems
- Collaborate with cross-functional teams including Product, Engineering, and Support
- Ensure timely, high-quality delivery across multiple stakeholders and client touchpoints
- Document processes, client requirements, and integration flows in detail.
Required Qualifications
- Bachelor’s degree in Finance, Business Administration, Information Systems, or related field
- 3+ years of hands-on implementation/project management experience
- Proven experience delivering projects in Fintech, SaaS, or ERP environments
- Strong understanding of accounting principles and financial workflows
- Hands-on SQL experience, including the ability to write and debug complex queries (joins, CTEs, subqueries)
- Experience working with ETL pipelines or data migration processes
- Proficiency in tools like Jira, Confluence, Excel, and project tracking systems
- Strong communication and stakeholder management skills
- Ability to manage multiple projects simultaneously and drive client success
Preferred Qualifications
- Prior experience implementing financial automation tools (e.g., SAP, Oracle, Anaplan, Blackline)
- Familiarity with API integrations and basic data mapping
- Experience in agile/scrum-based implementation environments
- Exposure to reconciliation, book closure, AR/AP, and reporting systems
- PMP, CSM, or similar certifications
Skills & Competencies
Functional Skills
- Financial process knowledge (e.g., reconciliation, accounting, reporting)
- Business analysis and solutioning
- Client onboarding and training
- UAT coordination
- Documentation and SOP creation
Project Skills
- Project planning and risk management
- Task prioritization and resource coordination
- KPI tracking and stakeholder reporting
Soft Skills
- Cross-functional collaboration
- Communication with technical and non-technical teams
- Attention to detail and customer empathy
- Conflict resolution and crisis management
What We Offer
- An opportunity to shape fintech implementations across fast-growing companies
- Work in a dynamic environment with cross-functional experts
- Competitive compensation and rapid career growth
- A collaborative and meritocratic culture


- Actively work on server-side development on the .NET framework
- Browser / client-side development on JavaScript (or its libraries such as JQuery). Work with data structures such as XML and JSON
- Translate application storyboards and use cases into functional applications
- Design, build, and maintain efficient, reusable, and reliable code
- Integrate data storage solutions like Postgres SQL and Redis
- Ensure the best possible performance, quality and responsiveness of applications
- Identify bottlenecks and bugs, and devise solutions to mitigate and address these issues
- Help maintain code quality, organization, and automatization
JOB DESCRIPTION AND RESPONSIBILITIES:
- Work as a Member of The File Transfer Engineering team involved with the Configuration, Maintenance, and Support of Sterling File Gateway, Connect Direct (NDM) environment.
- This position will participate in the design & development of technical solutions within company strategic B2B/MFT platform which provide innovative technical improvements, improve quality and operational excellence, lower cost, satisfy regulatory and compliance requirements, mitigate risk, and satisfy business objectives.
QUALIFICATIONS:
- Bachelor’s degree in computer engineering/Science Degree or related field
- 4-5 years’ experience in supporting real time production environments.
- Extensive debugging skills and fixing experience
- General knowledge of industry standards and best practices for supporting middleware technologies
- Knowledge of Ping Access, Ping Federate, LDAP, Active Directory, Connect Direct (NDM) Unix/Windows/Mainframe
- Developing transformation maps and processes for any-to-any data formats and RDBMS queries using IBM Sterling B2B Integrator mapping and business process modeling tools.
- This position requires sophisticated knowledge of B2B/MFT concepts, technologies, best practices, standards, and architectures within the IBM File Gateway suite.
- Minimum five years of technical experience in IBM File Gateway Suite (IBM Sterling B2B Integrator (preferably version 6.x) and IBM Sterling File Gateway, Sterling External Authentication Server, Secure Proxy, IBM Control Center Monitor) including:
- Experience with Installation and configuration of multi-node architecture environments, including upgrades and platform migration.
- Experience in setting up and testing disaster recovery environment to handle failover scenarios.
- Experience with onboarding new partners, transactions and making changes to existing partners to meet internal and external requirements.
- Experience in configuring adapters, service configuration and policies.
- Experience in setting up and configuring industry-standard communication protocols such as SFTP, FTPs, FTP, HTTP, HTTP, Connect: Direct, WebSphere MQ
- Experience with security configurations SSL certificates, SSH keys, PGP/GPG
- Experience with IBM File Gateway Suite maintenance and administration
- Experience with external authentication integration
- Experience with Java extensibility
- Development of custom protocols, custom file layers and custom consumer identification
- Must possess strong analytical, problem-solving, and root cause analysis skills.
- Hands-on experience in Production Support, resolving critical incidents using the IBM File Gateway Suite
- Knowledge of SQL queries, database schemas and related concepts using Oracle
- Knowledge of IBM Sterling File Gateway APIs.
- Should have Excellent communication and customer service skills.
Skill Required
Technical
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● The suitable candidate shall have most of the following knowledge /skills/experience:
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● Clear fundamentals of Analog and Digital Electronics. Knowledge of Full Hardware
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Design Life Cycle.
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● Knowledge of Circuit Simulation (PSPICE, NI Multisim, etc).
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● Hand- On experience with HW designing rules, PCB Layout in Cadsoft Eagle/Altium Designer etc.
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● Should have knowledge & experience with designing & developing 8/16 bit Microcontroller based close loop control systems and Arduino Platform.
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● Circuit building and Circuit Analysis Skills.
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● Component Data Sheet analysis skills.
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● Project Requirement Analysis Protocols/Ethernet, Wi-Fi, USB, Serial interfaces(SPI, I2C, RS485, RS422, RS232).
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● Hands-on experience in utilizing test equipment like DMM, Oscilloscopes, Logic Analyzers, Function/Signal generator/Solder Station (SMD/DIP).
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● Knowledge about Board Bring Up process.
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● Testing (Integration testing, protocol/Driver testing, etc.).
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● Experience in Embedded C programming and embedded system integration and can develop test cases for the same.
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● Knowledge of IoT Open Source Programming / Development.
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● Candidate will be responsible for research & development of M2M/IoT products.
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● Candidate will be responsible for end-to-end embedded system integration.
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Others
Abilities on the following shall be of added advantage:
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● Component Procurement
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● Vendor Interaction
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● Tools Management
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● Costing and resource estimation
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● Team management, Good Communication Skills, Pleasant Personality, Positive Attitude & Highly Creative
-
-
Decision level
Contributory: Makes major contribution to decision or policy judgment on Technical matters of IoT/ M2M Projects, Vending MachinesDemonstrate (Key competencies)
Healthy knowledge of most of the following:
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● Embedded C
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● 8/16 bit Microcontrollers
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● Atmel Studio/ Arduino IDE
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● Schematic / PCB layout design in Cadsoft Eagle / Altium Designer (SMD/DIP)
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● Hands-on experience on Test equipment and solder stations (SMD/DIP)
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● M2M / IoT based development
Looking for integration of Signavio tool with other systems like Teams, SNOW, EXTOLLO, Alice etc., Optimization and automation of the processes are needed Enhance the integrations with other systems, look for optimization & automation Candidate should have good knowledge on the above languages and frameworks Hands on experience and good at handling the business connects is must Should have good communication skills & Analytical Skills Good to have: UI Frameworks like ReactJS and Angular Should be able to understand the complete framework of application/tool Understanding on the integrations & configurations with integrated DB and other technology classes layers is added advantage Good team player and be ready to work individually and also team level Education: BE/B. Tech in relevant stream and equivalent degree in computer science
Responsibilities:
- Develop, record and maintain cutting edge web-based Node Js applications on service platforms.
- Building resilient Rest APIs microservice architecture.
- Use test-driven development and acceptance tests to ensure feature quality.
- Coordinate with co-developers and keep project manager well informed of the status of development effort and serve as the liaison between development staff and project manager
- Keep abreast of new trends and best practices in development.
Skills Required:
Ms-SQL, MongoDB, AWS services (S3 Batch, Lambda, Fargate), Nest Js, Express Js, Typescript.


Responsibilities
- Responsible for end-to-end development (front-end to back-end) eb based applications
- Design and develop robust, scalable and highly efficient website
- Ensure the best possible performance, quality, and responsiveness of the application
- Identify and correct bottlenecks and fix bugs
- Help maintain code quality, organization, and automation
Skills
- Strong development experience in Java, JavaScript on Node.js
- Proficiency in full stack web application development (MEAN stack)
- Strong programming skills with experience in design, coding, and testing
- Proficiency with relational databases such as MySQL
- Good understanding of server-side CSS preprocessors (such as Sass, based on project requirements)
- Good experience with AJAX, REST and JSON
- Experience with AWS cloud services will be an added advantage
- Understanding of Source Control tools for version control: GIT/SVN
Requirements
- Bachelor degree in Computer Science, Engineering or a related subject
- 2 - 6 years of hands on experience developing, implementing and delivering web applications
- Excellent written and verbal communication skills
Our Client began as custom application development and business process automation solution provider from its New Orleans Office 2015.
Following year they launched an independent Health, business, property assessment and Law Enforcement products.
In 2017, they stated India operation, an extension of development team and expertise to grow the business.They continued to grow and expand offerings in both the public and private sectors. Giving its wide scope of experience and expertise the client is striving to achieve challenging goals in upcoming years.
Currently they are on look out for high achievers, love to do their hands dirty with real coding, can think out of box and are self starter to build innovative software products using Hybrid Mobile app platform.
Position : Hybrid Mobile Application Developer
Location : Pune (Currently remote working)
Salary : Best in the Industry
Experience : 3-6 yrs
Vacancies : 3
Job duties and responsibilities :
- Understand requirements, architecture decisions, assess the feasibility and provide time estimates on implementing new features and functionalities.
- Work on software architecture and development of Hybrid Mobile applications and communicate technical limitations/roadblocks to the team.
- Point of contact in all phases of software engineering.
- Drive the project discussions from inception to final delivery.
- Deliver high-quality code; Unit-test code for robustness including edge cases, usability, and scalability.
- Discover and evaluate new technologies to maximize development efficiency and handhold the client by recommending the benefits.
- Collaborate with the design team to bring creative ideas to the mobile UI and craft a beautiful Android/iOS user experience.
- Work as part of a team-building prototype, applications, and user experiences.
- Commit changes continuously leveraging test-driven techniques in development (BDD/TDD).
Qualifications :
- Experienced in Xamarin and exposure in other hybrid mobile development like Native Script.
- Familiar with RESTful APIs, UI Kit, offline storage, threading, performance tuning, and all UI components in the Android/IOS object library foundation.
- Worked on 3rd party libraries, cloud message APIs, and push notifications.
- Exposure of Android- s/Apple's Human Interface Guidelines and other UX & UI standards.



