Credit Saison Finance Pvt Ltd
https://saisoncard.co.jpAbout
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Data Science
R Programming
Python1) Understand the business objectives, formulate hypotheses and collect the relevant data using SQL/R/Python. Analyse bureau, customer and lending performance data on a periodic basis to generate insights. Present complex information and data in an uncomplicated, easyto-understand way to drive action.
2) Independently Build and refit robust models for achieving game-changing growth while managing risk.
3) Identify and implement new analytical/modelling techniques to improve model performance across customer lifecycle (acquisitions, management, fraud, collections, etc.
4) Help define the data infrastructure strategy for Indian subsidiary.
a. Monitor data quality and quantity.
b. Define a strategy for acquisition, storage, retention, and retrieval of data elements. e.g.: Identify new data types and collaborate with technology teams to capture them.
c. Build a culture of strong automation and monitoring
d. Staying connected to the Analytics industry trends - data, techniques, technology, etc. and leveraging them to continuously evolve data science standards at Credit Saison.
Required Skills & Qualifications:
1) 3+ years working in data science domains with experience in building risk models. Fintech/Financial analysis experience is required.
2) Expert level proficiency in Analytical tools and languages such as SQL, Python, R/SAS, VBA etc.
3) Experience with building models using common modelling techniques (Logistic and linear regressions, decision trees, etc.)
4) Strong familiarity with Tableau//Power BI/Qlik Sense or other data visualization tools
5) Tier 1 college graduate (IIT/IIM/NIT/BITs preferred).
6) Demonstrated autonomy, thought leadership, and learning agility.
The recruiter has not been active on this job recently. You may apply but please expect a delayed response.
Java
Scala
C++• Design and build scalable REST API’s and integrate third party API’s
• While you focus on one stack, you will also work on multiple stacks - Backend, Frontend, Databases, Infra, etc.
• Unifying data structures across multiple internal built systems to ensure continuity and enhancements of functionality
• Implement scalable, robust and highly available solutions
• Identify and/or question problems/issues and have the ability to scope out a solution with clean modular code
• Participate in Sprint Planning activities - sizing, estimations and assessments
• Conduct peer to peer code reviews and write unit test cases along with your code
• Work with the QA team to ensure that your code is always delivered on time and matching the criteria of all stories
• Show demoes of the features and functionality you have developed.
Technical and General Skills we expect you to have;
• Quick learner, good at math and problem solving skills
• Strong in communication - verbal and written
• Fair working knowledge of design patterns
• Good in Data Structures and writing algorithms
• Experience working on MVC frameworks
• 1+ year of experience in writing code in either Java, Python, Ruby or JavaScript
• Other tech skills that we’d like you to have knowledge about: Relation DB’s, Git, Using an IDE, writing unit test cases
• Bachelors or Master Degree - Computer Science is a plus, but not required
• Willing to work and keep up in a fast-paced startup
• Be open-minded and learn from your peers
• Have fun in a collaborative work environment
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About the company
About Us
Incubyte is an AI-first software development agency, built on the foundations of software craft, where the “how” of building software matters as much as the “what”. We partner with companies of all sizes, from helping enterprises build, scale, and modernize; to pre-product founders bring their ideas to life.
Incubees are power users of AI across the SDLC for speed and efficiency. Guided by Software Craftsmanship values and eXtreme Programming practices, we bring velocity together with the discipline of quality engineering to deliver high-impact, reliable solutions – fast.
Guiding Principles
- Living and breathing our guiding principles on a daily basis is key to success at Incubyte:
- Relentless Pursuit of Quality with Pragmatism
- Striving for exceptional quality without losing sight of practical delivery needs.
- Extreme Ownership Taking full responsibility for decisions, work, and outcomes.
- Proactive Collaboration Actively seeking opportunities to collaborate and leverage the team’s collective strengths.
- Active Pursuit of Mastery Continuously learning, improving, and mastering the craft, never settling for ‘good enough’.
- Invite, Give, and Act on Feedback
- Creating a culture of timely, respectful, actionable feedback for mutual growth.
- Ensuring Client Success Acting as trusted consultants and focusing on delivering true value and outcomes for clients.
Job Description
This is a remote position
Experience Level
This role is ideal for engineers with 5+ years of total experience, including strong hands-on software development experience and 1+ year of technical leadership experience, with a proven track record of shipping complex projects successfully.
An experienced individual contributor and leader who thrives in large, complex projects with widespread impact.
Role Overview
As a Senior Engineer, you’ll ensure that projects don’t just get built — they get shipped. You’ll be the driving force behind architecture design, technical decision-making, project delivery, and stakeholder communication.
A Senior Craftsperson is a multiplier for any team:
- Able to independently own ill-defined, highly ambiguous projects.
- Thinks holistically across Product, Design, Platform, and Operations to deliver highly impactful solutions.
- Shapes roadmaps to tackle complex problems incrementally.
- Raises the quality, correctness, and suitability of their team’s work, with visible impact across their business domain and beyond.
- Strong mentor, role model, and coach for other engineers.
If you take pride in shipping high-quality software, mentoring teams, and creating an environment where engineers can thrive, we’d love to hear from you.
What You’ll Do
- Lead projects end-to-end, from architecture to deployment, ensuring timely, high-quality delivery.
- Collaborate with Engineering and Product Managers to plan, scope, and break work into manageable tasks.
- Always know if the project can ship, with clear trade-offs when needed.
- Drive technical decisions with a shipping-first mindset and active participation in key meetings.
- Maintain deep knowledge of your services, identifying risks and creating mitigation strategies.
- Review code for quality and best practices, mentoring engineers to improve their craft.
- Communicate clearly with stakeholders, set realistic expectations, and build trust.
- Support and guide engineers, helping unblock issues and foster collaboration.
- Anticipate challenges, prepare fallback plans, and facilitate problem-solving.
- Keep documentation accurate, up-to-date, and accessible.
You will also:
- Lead highly ambiguous projects of critical business impact, balancing engineering, operational, and client priorities.
- Link technical contributions directly to business impact, helping the team and stakeholders align.
- Contribute meaningfully to team goals, with visibility into business objectives over multiple quarters.
- Ensure safe rollout of new features through incremental releases, monitoring, and metrics.
- Anticipate and mitigate risks across connected systems, ensuring minimal operational impact.
- Proactively improve system quality and longevity while leveling up those around you.
- Shape roadmaps, vision, and practices of the engineering discipline, influencing both your team and the wider business.
Requirements
What We’re Looking For
- 5+ years of software development experience, with strong architectural design skills.
- Strong hands-on experience with Python and PHP (must-have) and react.js (good-have).
- 1+ year in a technical leadership role, managing pods or cross-functional teams.
- Proficiency in system design, service ownership, and technical documentation.
- Strong experience with code reviews and quality assurance practices.
- Proven ability to communicate effectively with technical and non-technical stakeholders.
- Track record of delivering complex projects on time.
You will also bring:
- Ability to own large, complex projects with widespread impact.
- Demonstrated influence beyond the immediate team, shaping outcomes across a business domain.
- Strengths in stakeholder management and navigating complex scenarios.
- Skills in deliberate discovery to uncover unknowns and design solutions that succeed in real-world conditions.
Benefits
What We Offer
Dedicated Learning & Development Budget: Fuel your growth with a budget dedicated solely to learning.
Conference Talks Sponsorship: Amplify your voice! If you’re speaking at a conference, we’ll fully sponsor and support your talk.
Cutting-Edge Projects: Work on exciting projects with the latest AI technologies
Employee-Friendly Leave Policy: Recharge with ample leave options designed for a healthy work-life balance.
Comprehensive Medical & Term Insurance: Full coverage for you and your family’s peace of mind.
And More: Extra perks to support your well-being and professional growth.
Work Environment
- Remote-First Culture: At Incubyte, we thrive on a culture of structured flexibility — while you have control over where and how you work, everyone commits to a consistent rhythm that supports their team during core working hours for smooth collaboration and timely project delivery. By striking the perfect balance between freedom and responsibility, we enable ourselves to deliver high-quality standards our customers recognize us by. With asynchronous tools and push for active participation, we foster a vibrant, hands-on environment where each team member’s engagement and contributions drive impactful results.
- Work-In-Person: Twice a year, we come together for two-week sprints to collaborate in person, foster stronger team bonds, and align on goals. Additionally, we host an annual retreat to recharge and connect as a team. All travel expenses are covered.
- Proactive Collaboration: Collaboration is central to our work. Through daily pair programming sessions, we focus on mentorship, continuous learning, and shared problem-solving. This hands-on approach keeps us innovative and aligned as a team.
Incubyte is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
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Our Work Philosophy
We follow the Maker's Schedule, not the Manager's Schedule. This means uninterrupted blocks of deep work when you're building, and high-bandwidth collaboration when we're solving problems together.
The best technical breakthroughs happen in two modes: intense in-person collaboration where ideas bounce rapidly, and deep solo work where complex problems get solved. We protect both.
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Our AI agents identify what your audience is looking for, create content that answers those questions, and structure it so Google and AI systems can easily understand and recommend it. We also strengthen your online credibility through strategic backlinks and a strong social presence.
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