Data Analyst

About the company

DCB Bank is a new generation private sector bank with 442 branches across India.It is a scheduled commercial bank regulated by the Reserve Bank of India. DCB Bank’s business segments are Retail banking, Micro SME, SME, mid-Corporate, Agriculture, Government, Public Sector, Indian Banks, Co-operative Banks and Non-Banking Finance Companies.

Job Description

Department: Risk Analytics

CTC: Max 18 Lacs

Grade: Sr Manager/AVP

Experience: Min 4 years of relevant experience

We are looking for a Data Scientist to join our growing team of Data Science experts and manage the processes and people responsible for accurate data collection, processing, modelling, analysis, implementation, and maintenance.

Responsibilities

• Understand, monitor and maintain existing financial scorecards (ML Based) and make changes to the model when required.
• Perform Statistical analysis in R and assist IT team with deployment of ML model and analytical frameworks in Python.
• Should be able to handle multiple tasks and must know how to prioritize the work.
• Lead cross-functional projects using advanced data modelling and analysis techniques to discover insights that will guide strategic decisions and uncover optimization opportunities.
• Develop clear, concise and actionable solutions and recommendations for client’s business needs and actively explore client’s business and formulate solutions/ideas which can help client in terms of efficient cost cutting or in achieving growth/revenue/profitability targets faster.
• Build, develop and maintain data models, reporting systems, data automation systems, dashboards and performance metrics support that support key business decisions.
• Design and build technical processes to address business issues.
• Oversee the design and delivery of reports and insights that analyse business functions and key operations and performance metrics.
• Manage and optimize processes for data intake, validation, mining, and engineering as well as modelling, visualization, and communication deliverables.
• Communicate results and business impacts of insight initiatives to the Management of the company.

Requirements

• Industry knowledge
• 4 years or more of experience in financial services industry particularly retail credit industry is a must.
• Candidate should have either worked in banking sector (banks/ HFC/ NBFC) or consulting organizations serving these clients.
• Experience in credit risk model building such as application scorecards, behaviour scorecards, and/ or collection scorecards.
• Experience in portfolio monitoring, model monitoring, model calibration
• Knowledge of ECL/ Basel preferred.
• Educational qualification: Advanced degree in finance, mathematics, econometrics, or engineering.
• Technical knowledge: Strong data handling skills in databases such as SQL and Hadoop. Knowledge with data visualization tools, such as SAS VI/Tableau/PowerBI is preferred.
• Expertise in either R or Python; SAS knowledge will be plus.

Soft skills:

• Ability to quickly adapt to the analytical tools and development approaches used within DCB Bank
• Ability to multi-task good communication and team working skills.
• Ability to manage day-to-day written and verbal communication with relevant stakeholders.
• Ability to think strategically and make changes to data when required.

*Job Title:** Data Analyst

**Location:** Permanent Work from Home

**Job Type:** Full-Time

**Job Description:**

We are seeking a highly motivated and skilled Data Analyst to join our team. The ideal candidate will have a strong background in data analysis, incident management, and real-time data reporting. The role demands exceptional communication skills, both written and spoken, as well as the ability to work flexible shifts to support our global operations.

**Key Responsibilities:**

- Perform data analysis to identify trends, anomalies, and insights.

- Manage and resolve incidents effectively using tools like Jira and Slack.

- Conduct real-time data analysis and reporting to support business decisions.

- Generate comprehensive reports and dashboards to visualize data findings.

- Collaborate with cross-functional teams to ensure data integrity and accuracy.

- Communicate findings and recommendations clearly and concisely to stakeholders.

- Flexibility to work in different time zones as required.

**Required Qualifications:**

- Bachelor’s degree in Computer Science or a related field.

- Proven experience in data analysis and incident management.

- Proficiency in using Jira and Slack for communication and incident tracking.

- Strong skills in real-time data analysis and reporting.

- Exceptional communication skills in English, both written and spoken.

- Ability to work flexible shifts to accommodate global operations.

**Preferred Qualifications:**

- Experience with Python and automation tools is a plus.

**Work Environment Requirements:**

- Must have a reliable laptop/computer and home-based infrastructure, including high-speed WiFi and power backup.

- Ability to work effectively in a remote environment with minimal supervision.

**Benefits:**

- Permanent work-from-home opportunity.

- Flexible working hours.

- Opportunity to work with a dynamic and diverse team.

If you meet the above qualifications and are eager to contribute to a fast-paced and innovative team, we encourage you to apply.

We are looking for a Data Scientist to analyze large amounts of raw information to find patterns that will help improve our company.
We will rely on you to build data products to extract valuable business insights.
In this role, you should be highly analytical with a knack for analysis, math and statistics.
Critical thinking and problem-solving skills are essential for interpreting data.
We also want to see a passion for machine-learning and research.
Your goal will be to help our company analyze trends to make better decisions.
Responsibilities:

• Identify valuable data sources and automate collection processes
• Undertake preprocessing of structured and unstructured data
• Analyze large amounts of information to discover trends and patterns
• Build predictive models and machine-learning algorithms
• Combine models through ensemble modeling
• Present information using data visualization techniques
• Propose solutions and strategies to business challenges
• Collaborate with engineering and product development teams

Requirements:

• Proven experience as a Data Scientist or Data Analyst
• Experience in data mining
• Understanding of machine-learning and operations research

• Knowledge of SQL,Python,R,ggplot2, matplotlib, seaborn, Shiny, Dash; familiarity with Scala, Java or C++ is an asset
• Experience using business intelligence tools (e.g. Tableau) and data frameworks
• Analytical mind and business acumen
• Strong math skills in statistics, algebra
• Problem-solving aptitude
• Excellent communication and presentation skills
• BSc/BE in Computer Science, Engineering or relevant field;
• graduate degree in Data Science or other quantitative field is preferred

Job Title: Software Development Manager
Job Type: Full – Time 
Location: Pune 
Work Timings – General Shift

Main Job Tasks and Responsibilities:

• Provide project management and overall leadership on every aspect of the software and infrastructure
• Engage in external customer and client discussions at all stages of a project lifecycle as needed, including initial project scoping efforts through development and project presentation.
• Get involved to provide directions for different projects inclusive of research, development, design, evaluation, testing along with delivery.
• Supervise architecture planning and lead efforts to develop a technical roadmap for projects.
• Breakdown the Project stories into Sprints and ensure project completion on time by delegating, monitoring, and mitigating risks.
• Establish and stimulate software development standards and processes along with best practices.
• Perform closely with Engineers, Developers, and Product Management throughout the organization.
• Brainstorming new product development strategies and solutions.
• Constantly find ways to improve efficiency, introduce automation and smart measures for robust quality.
• Ensure quality design reviews to meet the customer’s SLA.
• Supervise resource allocation to assure the attainment of apt business and personnel development goals.
• Involve in strategic plans to accomplish technical as well as business with leadership chain, team, and customers.
• Evaluate projects, develop and update schedules plus supervise project status.
• Collaborate effectively with all team members as well as hold regular team meetings.
• Provide a safe and healthy environment for the team to develop and grow into highly productive, self-motivated, and competitive intellectuals
  
  

Skills and Experience:

Qualifications:

• BE/B-Tech/MBA in any related field.
• Experience: 5+ years

Skills:

• Strong Verbal and Written Communications Skills.
• Strong Relationship Building Ability with teams at all locations.
• Ability to work Collaboratively with various Verticals across multiple Geographical Locations.
• Ability to handle multiple projects simultaneously, efficiently & accurately.
• Should have technical knowledge of product development over Mobile, desktop, and enterprise infrastructure.
• Should have the ability to independently manage development from design through testing and deployment.
• Should have had experience tech stacks like MERN, MEAN, LAMP, or equivalent.
• UI experience is preferred.
• 2+ years of application development experience using Cloud technologies.

Personal Qualities and Behavior traits:

• Be a good team worker demonstrating loyalty and commitment to the organization and team members.
• Good organizational and communication skills and excellent attention to details
• Interact with individuals to facilitate information and feedback.

• Health Memberships 
• Sports Subscriptions 
• Entertainment Subscriptions 
• Key Conferences and Event Passes
• Learning Stipend 
• Team Lunches and Parties 
• Travel Reimbursements 
• ESOPs