Branch Overview
Imagine a world where every person has improved access to financial services. People could start new businesses, pay for their children’s education, cover their emergency medical bills – the possibilities to improve life are endless.
Branch is a global technology company revolutionizing financial access for millions of underserved banking customers today across Africa and India. By leveraging the rapid adoption of smartphones, machine learning and other technology, Branch is pioneering new ways to improve access and value for those overlooked by banks. From instant loans to market-leading investment yields, Branch offers a variety of products that help our customers be financially empowered.
Branch’s mission-driven team is led by the co-founders of Kiva.org and one of the earliest product leaders of PayPal. Branch has raised over $100 million from leading Silicon Valley investors, including Andreessen Horowitz (a16z) and Visa.
With over 32 million downloads, Branch is one of the most popular finance apps in the world.
Job Overview
Branch launched in India in early 2019 and has seen rapid adoption and growth. In 2020 we started building out a full Engineering team in India to accelerate our success here. This team is working closely with our engineering team (based in the United States, Nigeria, and Kenya) to strengthen the capabilities of our existing product and build out new product lines for the company.
You will work closely with our Product and Data Science teams to design and maintain multiple technologies, including our API backend, credit scoring and underwriting systems, payments integrations, and operations tools. We face numerous interesting technical challenges ranging from maintaining complex financial systems to accessing and processing creative data sources for our algorithmic credit model.
As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data. As an engineering team, we value bottom-up innovation and decentralized decision-making: We believe the best ideas can come from anyone in the company, and we are working hard to create an environment where everyone feels empowered to propose solutions to the challenges we face. We are looking for individuals who thrive in a fast-moving, innovative, and customer-focused setting.
Responsibilities
- Make significant contributions to Branch’s data platform including data models, transformations, warehousing, and BI systems by bringing in best practices.
- Build customer facing and internal products and APIs with industry best practices around security and performance in mind.
- Influence and shape the company’s technical and product roadmap by providing timely and accurate inputs and owning various outcomes.
- Collaborate with peers in other functional areas (Machine Learning, DevOps, etc.) to identify potential growth areas and systems needed.
- Guide and mentor other younger engineers around you.
- Scale our systems to ever-growing levels of traffic and handle complexity.
Qualifications
- You have strong experience (8+ years) of designing, coding, and shipping data and backend software for web-based or mobile products.
- Experience coordinating and collaborating with various business stakeholders and company leadership on critical functional decisions and technical roadmap.
- You have strong knowledge of software development fundamentals, including relevant background in computer science fundamentals, distributed systems, data storage and processing, and agile development methodologies.
- Have experience designing maintainable and scalable data architecture for ETL and BI purposes.
- You are able to utlize your knowledge and expertise to code and ship quality products in a timely manner.
- You are pragmatic and combine a strong understanding of technology and product needs to arrive at the best solution for a given problem.
- You are highly entrepreneurial and thrive in taking ownership of your own impact. You take the initiative to solve problems before they arise.
- You are an excellent collaborator & communicator. You know that startups are a team sport. You listen to others, aren’t afraid to speak your mind and always try to ask the right questions.
- You are excited by the prospect of working in a distributed team and company, working with teammates from all over the world.
Benefits of Joining
- Mission-driven, fast-paced and entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Remote first, with the option to work in-person occasionally
- Fully-paid Group Medical Insurance and Personal Accidental Insurance
- Unlimited paid time off including personal leave, bereavement leave, sick leave
- Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
- Monthly WFH stipend alongside a one time home office set-up budget
- $500 Annual professional development budget
- Discretionary trips to our offices across the globe, with global travel medical insurance
- Team meals and social events- Virtual and In-person
Branch International is an Equal Opportunity Employer. The company does not and will not discriminate in employment on any basis prohibited by applicable law. We’re looking for more than just qualifications -- so if you’re unsure that you meet the criteria, please do not hesitate to apply!
Subodh Popalwar
Software Engineer, Memorres
About Branch International
Branch delivers world-class financial services to the mobile generation. With offices in San Francisco, Lagos, Nairobi, Mumbai and Mexico City, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world's emerging middle class to access banking options and achieve financial flexibility.
Branch's mission-driven team is led by founder and former CEO of Kiva.org. The company presents a rich opportunity for our team members to drive meaningful growth in rapidly evolving and changing markets. Most recently, Branch announced its Series C and has garnered more than $100M in funding with investments from leading Silicon Valley firms.
Our mission is to deliver world-class financial services to the mobile generation.
We're interested in the rising stars with a worldly perspective, a deep interest in financial technology, and an appetite for growth.
Why Branch?
The future looks bright:
We've built a profitable business model, secured multiple rounds of funding, and already disbursed millions of loans. Now it's time to scale exponentially.
Passion is rewarded:
We're not just building a new gadget or solving for far-out futures – we're designing financial services that impact real people, communities and economies.
Your work matters:
Our teams are lean and agile which means every person not only contributes but can leave a lasting mark on the product, the business, and the lives of our global customers.
Challenges await:
The work we do at Branch isn't superficial or easily tackled – it's a real utility for people and with that comes tough challenges. That's why we need the best minds on the forefront of our mission.
More than just a paycheck
While we believe interesting work is the best reward, we also like to incentivize our employees with unlimited time off, discretionary travel to global offices, equity, and more.
Get out of your bubble
We don't solve problems for people, we solve problems with people. As part of Branch, you'll get to work in exciting places and meet people from all over the globe. And yes, you'll want to have a passport handy.
Branch makes it easy for people to access a loan, anytime, anywhere. People can complete the application in seconds and receive loan straight into their bank account. Visit our website to learn more.
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Follow CutshortSubodh Popalwar
Software Engineer, Memorres