Phi Commerce
https://payphi.comAbout
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.
Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc. This uniquely positions us to eliminate friction in first & last mile of payments and create a sustainable digital payment ecosystem.
Tech stack
Java
React.jsCandid answers by the company
Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at the doorstep, online & in-store across a variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Company social profiles
Jobs at Phi Commerce
PostmanAbout the role:
We are seeking a highly detail-oriented and experienced Payment Switch Manual Tester to join our Quality Assurance team. The ideal candidate will be responsible for rigorously testing and validating the functionality, reliability, and security of our core payment switch system, ensuring flawless transaction processing and compliance with all industry standards.
Key Responsibilities
- Test Planning & Design: Analyze payment switch requirements, technical specifications, and user stories to create comprehensive test plans, detailed test scenarios, and manual test cases.
- Test Execution: Execute functional, integration, regression, system, and end-to-end testing on the payment switch and related systems
- Transaction Flow Validation: Manually validate various payment transaction lifecycles, including authorization, clearing, settlement, and chargebacks for credit/debit cards, prepaid cards, and other payment methods.
- Defect Management: Identify, document, and track defects and inconsistencies using defect management tools (JIRA) and work closely with development teams to ensure timely solution.
- Protocol & Scheme Testing: Test and validate messages and protocols ( ISO 8583, SWIFT) and ensure compliance with card scheme mandates (Visa, Mastercard, RuPay).
- API Testing: Perform manual testing of APIs (REST/SOAP) related to payment processing, ensuring correct data validation, security, and error handling
- Data Validation: Execute SQL queries for backend database validation to ensure data integrity and consistency across the transaction lifecycle.
- Collaboration: Participate in Agile/Scrum ceremonies, provide testing estimates, and communicate test status and risks to stakeholders.
- Documentation: Prepare and maintain detailed test reports, test summary reports, and other necessary QA documentation.
Required Experience & Skills
- 3+ years of proven experience in manual software testing.
- 3+ years of direct experience testing Payment Switch systems, Card Management Systems.
- Strong understanding of the Payments Domain and the end-to-end transaction lifecycle (Authorization, Clearing, Settlement).
- In-depth knowledge of payment industry standards and protocols, such as ISO 8583.
- Proficiency in designing and executing various types of manual tests (Functional, Regression).
- Unix/Linux – Comfortable with command-line tools, log analysis.
- Experience with testing tools for APIs ( Postman, SoapUI) and defect tracking (JIRA).
- Solid skills in writing and executing SQL queries for data validation.
- Excellent analytical, problem-solving, and communication skills (written and verbal).
Interview Process -
- Screening
- Virtual L1 interview
- Managerial Round
- HR Discussion
Experience - 10-20 Yrs
Job Location - CommerZone, Yerwada, Pune
Work Mode - Work from Office
Shifts - General Shift
Work days - 5 days
Quantification - Graduation full time mandatory
Domain - Payment/Card/Banking/BFSI/ Retail Payments
Job Type - Full Time
Notice period - Immediate or 30 days
Interview Process -
1) Screening
2) Virtual L1 interview
3) Managerial Round Face to Face at Pune Office
4) HR Discussion
Job Description
Job Summary:
The Production/L2 Application Support Manager will be responsible for managing the banking applications that supports our payment gateway systems in a production environment. You will oversee the deployment, monitoring, optimization, and maintenance of all application components. You will ensure that our systems run smoothly, meet business and regulatory requirements, and provide high availability for our customers.
Key Responsibilities:
- Manage and optimize the application for the payment gateway systems to ensure high availability, reliability, and scalability.
- Oversee the day-to-day operations of production environments, including managing cloud services (AWS), load balancing, database systems, and monitoring tools.
- Lead a team of application support engineers and administrators, providing technical guidance and support to ensure applications and infrastructure solutions are implemented efficiently and effectively.
- Collaborate with development, security, and product teams to ensure application support the needs of the business and complies with relevant regulations.
- Monitor application performance and system health using monitoring tools and ensure quick resolution of any performance bottlenecks or system failures.
- Develop and maintain capacity planning, monitoring, and backup strategies to ensure scalability and minimal downtime during peak transaction periods.
- Drive continuous improvement of processes and tools for efficient production/application management.
- Ensure robust security practices are in place across production systems, including compliance with industry standards
- Conduct incident response, root cause analysis, and post-mortem analysis to prevent recurring issues and improve system performance.
- Oversee regular patching, updates, and version control of production systems to minimize vulnerabilities.
- Develop and maintain application support documentation, including architecture diagrams, processes, and disaster recovery plans.
- Manage and execute on-call duties, ensuring timely resolution of application-related issues and ensuring proper support coverage.
Skills and Qualifications:
- Bachelor's degree in Computer Science, Information Technology, or a related field (or equivalent work experience).
- 8+ years of experience managing L2 application support in high-availability, mission-critical environments, ideally within a payment gateway or fintech organization.
- Experience with working L2 production support base on Java programming.
- Experience with database systems (SQL, NoSQL) and database management, including high availability and disaster recovery strategies.
- Excellent communication and leadership skills, with the ability to collaborate effectively across teams and drive initiatives forward..
- Ability to work well under pressure and in high-stakes situations, ensuring uptime and service continuity.
Experience - 0-4 Yrs (Freshers are also welcome)
Job Location - Bangalore Airport
Work Mode - Work from Office
Shifts - Rotational Shifts
Work days - 6 days
Quantification - Graduation full time mandatory
Domain - Payment/Card/Banking/BFSI/ Retail Payments
Job Type - Full Time
Notice period - Immediate or 30 days
Interview Process -
1) Screening
2) Virtual L1 interview
3) Virtual/In-person L2 interview
4) HR Discussion
Job Description
As a Customer Success Executive, you will be the face of our payment solutions at one of the busiest airports in India. You will ensure that every merchant—from luxury boutiques to food outlets—enjoys a seamless payment experience. Your primary responsibility is to maintain the health of our POS/EDC terminals and tablets through proactive daily visits and rapid technical support.
Key Responsibilities
- Be the Face of the Company: Walk the airport terminal daily to visit your assigned shops. Make sure store managers know you and trust you to help them.
- Fix Tech Issues on the Spot: If a credit card machine (POS) or tablet isn't working, fix it immediately so the shop doesn't lose sales.
- Problem Solver: If you can’t fix a machine yourself, report it to your boss right away so a replacement can be sent.
- Maintenance Checks: Regularly check all devices to make sure they are charged and connected to the internet before the airport gets busy.
- Help & Mentor: Show shop staff how to use the machines correctly and how to fix simple internet or paper jam issues.
- Keep Records: Keep a simple daily log of which shops you visited, what you fixed, and what the shop owners are saying about the service.
Requirements:
- Education: Graduate in any stream (Technical diplomas or IT backgrounds are a plus).
- Experience: 0–3 years in field support, retail operations, or customer success. Experience with POS/EDC hardware is highly preferred.
- Communication: Fluent in English and Hindi. Knowledge of Kannada is a significant advantage for local coordination.
- Flexibility: Must be willing to work in rotational shifts (including morning, evening, and night shifts) to support 24/7 airport operations.
- Physical Stamina: Comfort with extensive walking and standing, as the role requires visiting multiple outlets across large airport terminals.
- Problem-Solving: A "customer-first" mindset with the ability to remain calm and professional in a fast-paced environment.
We are looking for a skilled and motivated Integration Engineer to join our dynamic team in the payment domain. This role involves the seamless integration of payment systems, APIs, and third-party services into our platform, ensuring smooth and secure payment processing. The ideal candidate will bring experience with payment technologies, integration methodologies, and a strong grasp of industry standards.
Key Responsibilities:
- System Integration:
- Design, develop, and maintain integrations between various payment processors, gateways, and internal platforms using RESTful APIs, SOAP, and related technologies.
- Payment Gateway Integration:
- Integrate third-party payment solutions such as Visa, MasterCard, PayPal, Stripe, and others into the platform.
- Troubleshooting & Support:
- Identify and resolve integration issues including transactional failures, connectivity issues, and third-party service disruptions.
- Testing & Validation:
- Conduct end-to-end integration testing to ensure payment system functionality across development, staging, and production environments.
Qualifications:
- Education:
- Bachelor’s degree in Computer Science, Engineering, Information Technology, or a related field. Equivalent work experience is also acceptable.
- Experience:
- 3+ years of hands-on experience in integrating payment systems and third-party services.
- Proven experience with payment gateways (e.g., Stripe, Square, PayPal, Adyen) and protocols (e.g., ISO 20022, EMV).
- Familiarity with payment processing systems and industry standards.
Desirable Skills:
- Strong understanding of API security, OAuth, and tokenization practices.
- Experience with PCI-DSS compliance.
- Excellent problem-solving and debugging skills.
- Effective communication and cross-functional collaboration capabilities.
Java
Spring BootReact.jsWe are seeking an experienced and highly skilled Java (Fullstack) Engineer to join our team.
The ideal candidate will have a strong background in both Back-end JAVA, Spring-boot, Spring Framework & Frontend Javascript, React or Angular with ability to salable high performance applications.
Responsibilities
- Develop, test, and deploy scalable and robust backend services Develop, test & deploy scalable & robust back-end services using JAVA & Spring-boot
- Build responsive & user friendly front-end applications using modern Java-script framework with React
- or Angular
- Collaborate with architects & team members to design salable, maintainable & efficient systems.
- Contribute to architectural decisions for micro-services, API’s & cloud solutions.
- Implement & maintain Restful API for seamless integration.
- Write clean, efficient & res-usable code adhering to best practices
- Conduct code reviews, performance optimizations & debugging
- Work with cross functional teams, including UX/UI designers, product managers & QA team.
- Mentor junior developers & provide technical guidance.
Skills & Requirements
- Minimum 3 Years of experience in backend/ fullstack development
- Back-end - Core JAVA/JAVA8, Spring-boot, Spring Framework, Micro-services, Rest API’s, Kafka,
- Front-end - JavaScript, HTML, CSS, Typescript, Angular
- Database - MySQL
Preferred
- Experience with Batch writing, Application performance, Caches security, Web Security
- Experience working in fintech, payments, or high-scale production environments
JavaSpring BootWe are seeking an experienced & highly skilled Java Lead to join our team. The ideal candidate will have a strong background in both front end & Back-end Technologies with expertise in JAVA, and Spring.
As a Lead, you will be responsible for overseeing the development
team, architecture saleable application & ensuring best practices in software development. This role requires a hands on leader with excellent problem solving abilities & a passion for mentoring junior
team members.
Responsibilities
- Lead & mentor a team of developers proving guidance on coding standards, architecture & best
- practices
- Architect, design & develop ent to end JAVA based web applications & ensure high performance,
- security & scalability
- Work closely with cross functional teams, including product managers, designers & other developers
- to ensure alignment on project requirements & deliverable.
- Conduct code reviews & provide constructive feedback to team members to improve code quality &
- maintain a consistent codebase
- Participate in Agile/Scrum Ceremonies such as stand ups, sprint planning & retrospectives to
- contribute to the development process.
- Troubleshoot & resolve complex technical issues & ensure timely resolution of bugs & improvements.
- Stay up to date with emerging technologies & industry trends recommending & implementing
- improvements to keep our stack modern & effective
Skills & Requirements
- Minimum 8 Years of experience in Java development, with at least 2 years in Lead developer role.
- Back-end - Core JAVA/JAVA8, Spring-boot, Spring Framework, Micro-services, Rest API’s, Kafka,
- Database - MySQL
- Must be working in the fintech/ Payments domain
Preferred
- Experience with Batch writing, Application performance, Caches security, Web Security
JavaSpring BootWe are seeking an experienced and highly skilled Java (Fullstack) Engineer to join our team.
The ideal candidate will have a strong background in both Back-end JAVA, Spring-boot, Spring Framework & Frontend Javascript, React or Angular with ability to salable high performance applications.
Responsibilities
- Develop, test, and deploy scalable and robust backend services Develop, test & deploy scalable & robust back-end services using JAVA & Spring-boot
- Build responsive & user friendly front-end applications using modern Java-script framework with React
- or Angular
- Collaborate with architects & team members to design salable, maintainable & efficient systems.
- Contribute to architectural decisions for micro-services, API’s & cloud solutions.
- Implement & maintain Restful API for seamless integration.
- Write clean, efficient & res-usable code adhering to best practices
- Conduct code reviews, performance optimizations & debugging
- Work with cross functional teams, including UX/UI designers, product managers & QA team.
- Mentor junior developers & provide technical guidance.
Skills & Requirements
- Minimum 5 Years of experience in backend/ fullstack development
- Back-end - Core JAVA/JAVA8, Spring-boot, Spring Framework, Micro-services, Rest API’s, Kafka,
- Front-end - JavaScript, HTML, CSS, Typescript, Angular
- Database - MySQL
Preferred
- Experience with Batch writing, Application performance, Caches security, Web Security
- Experience working in fintech, payments, or high-scale production environments
Java
JenkinsAbout Phi Commerce
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Phi Commerce's PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.
Core team comprises of industry veterans with complementary skill sets and nearly 100 years of global experience with noteworthy players such as Mastercard, Euronet, ICICI Bank, Opus Software and Electra Card Services.
Awards & Recognitions:
The company innovative work has been recognized at prestigious forums in short span of its existence:
- Certification of Recognition as StartUp by Department of Industrial Policy and Promotion.
- Winner of the "Best Payment Gateway" of the year award at Payments & Cards Awards 2018
- Winner at Payments & Cards Awards 2017 in 3 categories - Best Startup Of The Year, Best Online Payment Solution Of The Year- Consumer And Best Online Payment Solution Of The Year-Merchant,
- Winner of NPCI IDEATHON on Blockchain in Payments
- Shortlisted by Govt. of Maharashtra as top 100 start-ups pan-India across 8 sectors
About the role:
As an SDET, you will work closely with the development, product, and QA teams to ensure the delivery of high-quality, reliable, and scalable software. You will be responsible for creating and maintaining automated test suites, designing testing frameworks, and identifying and resolving software defects. The role will also involve continuous improvement of the test process and promoting best practices in software development and testing.
Key Responsibilities:
- Develop, implement, and maintain automated test scripts for validating software functionality and performance.
- Design and develop testing frameworks and tools to improve the efficiency and effectiveness of automated testing.
- Collaborate with developers, product managers, and QA engineers to identify test requirements and create effective test plans.
- Write and execute unit, integration, regression, and performance tests to ensure high-qualitycode.
- Troubleshoot and debug issues identified during testing, working with developers to resolve them in a timely manner.
- Conduct code reviews to ensure code quality, maintainability, and testability.
- Work with CI/CD pipelines to integrate automated testing into the development process.
- Continuously evaluate and improve testing strategies, identifying areas for automation and optimization.
- Monitor the quality of releases by tracking test coverage, defect trends, and other quality metrics.
- Ensure that all tests are documented, maintainable, and reusable for future software releases.
- Stay up-to-date with the latest trends, tools, and technologies in the testing and automation space.
Skills and Qualifications:
- Bachelor's degree in Computer Science, Engineering, or a related field.
- 6+ years of experience as an SDET, software engineer, or quality engineer with a focus on test automation.
- Strong experience in automated testing frameworks and tools (e.g., Selenium, Appium JUnit, TestNG, Cucumber).
- Proficiency in programming languages with Java
- Experience in designing and implementing test automation for web applications, APIs, and mobile applications.
- Strong understanding of software testing methodologies and processes (e.g., Agile, Scrum).
- Excellent problem-solving skills and attention to detail.
- Good communication and collaboration skills, with the ability to work effectively in a team.
- Knowledge of performance testing and load testing tools is a plus (e.g., JMeter, LoadRunner)
- Experience with test management tools (e.g., TestRail, Jira).
- Knowledge of databases and ability to write SQL queries to validate test data.
- Experience in API testing and knowledge of RESTful web services.
JavaAbout Phi Commerce
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Phi Commerce's PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.
Core team comprises of industry veterans with complementary skill sets and nearly 100 years of global experience with noteworthy players such as Mastercard, Euronet, ICICI Bank, Opus Software and Electra Card Services.
Awards & Recognitions:
The company innovative work has been recognized at prestigious forums in short span of its existence:
- Certification of Recognition as StartUp by Department of Industrial Policy and Promotion.
- Winner of the "Best Payment Gateway" of the year award at Payments & Cards Awards 2018
- Winner at Payments & Cards Awards 2017 in 3 categories - Best Startup Of The Year, Best Online Payment Solution Of The Year- Consumer And Best Online Payment Solution Of The Year-Merchant,
- Winner of NPCI IDEATHON on Blockchain in Payments
- Shortlisted by Govt. of Maharashtra as top 100 start-ups pan-India across 8 sectors
About the role:
We are seeking an experienced and dynamic QA Manager to lead our quality assurance team in delivering high-quality software products for our organization. The ideal candidate will have a strong background in manual and automation testing, with hands-on experience in SQL, UNIX commands, STLC/SDLC, and managing QA for critical financial systems. You will be responsible for test strategy creation, resource planning, stakeholder communication, and ensuring process adherence to deliver robust and secure systems.
Key Responsibilities:
Team & Test Management
- Lead and manage a team of manual and automation testers, providing guidance, mentorship, and performance feedback.
- Define and execute test strategies and plans for each product release in alignment with business goals and timelines.
- Oversee test case design, execution, and test data management to ensure full coverage across all functionalities.
- Plan and manage QA deliverables in coordination with release and sprint planning.
Process & Quality Oversight
- Ensure compliance with STLC, SDLC, and Defect Management processes.
- Maintain and manage QA environments, ensuring they are up-t-date and aligned with production-like conditions.
- Implement best practices and continuously improve QA processes for efficiency and quality
Stakeholder & Communication Management
- Serve as a primary point of contact for all QA-related updates across internal teams and external partners.
- Provide regular DSR (Daily Status Reports) and WSR (Weekly Status Reports) to stakeholders.
- Communicate effectively with both technical and non-technical stakeholders regarding quality issues, risks, and expectations.
Technical Responsibilities
- Work with SQL for data validation and backend testing.
- Use UNIX commands for system checks, log analysis, and troubleshooting.
- Collaborate closely with developers, product managers, and release engineers to ensure high-quality deliverables.
Required Skills & Experience:
Technical Skills:
- Strong hands-on experience with SQL and UNIX/Linux commands.
- Proficient in manual test case creation and automation testing processes.
- Good understanding of QA tools like JIRA, TestRail, Confluence, and defect tracking systems.
- Knowledge of test automation frameworks and scripting languages (optional but a plus).
Domain Expertise:
- Solid understanding of payment systems, including ATM, E-commerce transactions, settlement, and reconciliation workflows.
- Experience in testing APIs, transaction flows, chargebacks, refunds, and financial reporting systems.
Leadership & Soft Skills:
- Proven experience in leading QA teams and managing test resources effectively.
- Strong analytical and problem-solving skills to identify root causes of defects and quality issues.
- Excellent communication and interpersonal skills for effective collaboration across teams and stakeholders.
Qualifications:
- 10+ years of total QA experience with at least 2 years in a QA leadership/ managerial role.
- Experience in fintech, banking, or payment processing environments is strongly preferred
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