

Phi Commerce
https://payphi.com/About
Founded in 2015, Phi Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at doorstep, online & in-store across variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Phi Commerce’s PayPhi Digital Enablement suite has been developed with the mission of empowering very large untapped blue-ocean sectors dominated by offline payment modes such as cash & cheque to accept digital payments.
Custom built enablers around PayPhi, help businesses create, present and process digital payments. Our solutions take into consideration legacy systems and complex workflows of businesses, use case, stakeholders in payment ecosystem such as merchants, consumers, banks, networks and ancillary players etc. This uniquely positions us to eliminate friction in first & last mile of payments and create a sustainable digital payment ecosystem.
Tech stack

Candid answers by the company
Commerce has created PayPhi, a ground-breaking omni-channel payment processing platform which processes digital payments at the doorstep, online & in-store across a variety of form factors such as cards, net-banking, UPI, Aadhaar, BharatQR, wallets, NEFT, RTGS, and NACH. The company was established with the objective to digitize white spaces in payments & go beyond routine payment processing.
Jobs at Phi Commerce
We are seeking a detail-oriented and experienced Implementation Lead to drive the end-to-end deployment of our payment gateway solutions. This role is crucial in bridging business needs, technical execution, and client success. The ideal candidate will have a solid background in payment systems, experience managing cross-functional teams, conducting UAT (User Acceptance Testing), and overseeing integration flows for payment gateways.
Key Responsibilities:
- Lead and manage the implementation of payment gateway solutions across varied client environments.
- Oversee and coordinate the activities of cross-functional teams, including developers, QA, and support, during the implementation lifecycle.
- Collaborate with clients to gather business and technical requirements, design tailored solutions, and develop clear implementation roadmaps.
- Plan, conduct, and manage UAT sessions with clients; capture feedback and ensure timely resolution of issues.
- Design, review, and optimize payment flow processes such as authorization, capture, refunds, and chargebacks.
- Monitor project progress, ensuring deliverables are met on time and within scope.
- Act as a Subject Matter Expert (SME) on payment gateway technologies, API integrations, and industry compliance standards (e.g., PCI-DSS).
- Prepare and maintain comprehensive technical and procedural documentation.
- Ensure seamless handover of projects to support and operations teams post-implementation.
Qualifications & Experience:
- Bachelor’s degree in Computer Science, Information Technology, Engineering, or a related field.
- Minimum 5 years of experience in the payment gateway or fintech domain.
- At least 2 years of experience leading teams or managing cross-functional projects.
- Proven track record of managing end-to-end implementation projects successfully.
- Strong knowledge of payment gateway flows, including APIs, SDKs, tokenization, and reconciliation.
- Hands-on experience with UAT planning, execution, and client coordination.
- Familiarity with integrating major payment networks such as Visa, Mastercard, UPI, etc.
- Excellent communication, analytical, and project management skills.
- Experience with Agile/Scrum methodologies is a plus.
- In-depth understanding of compliance standards like PCI-DSS, PSD2, etc.
- Proficiency with tools such as Jira, Confluence, Postman, and payment testing utilities.
- Ability to manage multiple client implementations simultaneously.
We are looking for a skilled and motivated Integration Engineer to join our dynamic team in the payment domain. This role involves the seamless integration of payment systems, APIs, and third-party services into our platform, ensuring smooth and secure payment processing. The ideal candidate will bring experience with payment technologies, integration methodologies, and a strong grasp of industry standards.
Key Responsibilities:
- System Integration:
- Design, develop, and maintain integrations between various payment processors, gateways, and internal platforms using RESTful APIs, SOAP, and related technologies.
- Payment Gateway Integration:
- Integrate third-party payment solutions such as Visa, MasterCard, PayPal, Stripe, and others into the platform.
- Troubleshooting & Support:
- Identify and resolve integration issues including transactional failures, connectivity issues, and third-party service disruptions.
- Testing & Validation:
- Conduct end-to-end integration testing to ensure payment system functionality across development, staging, and production environments.
Qualifications:
- Education:
- Bachelor’s degree in Computer Science, Engineering, Information Technology, or a related field. Equivalent work experience is also acceptable.
- Experience:
- 3+ years of hands-on experience in integrating payment systems and third-party services.
- Proven experience with payment gateways (e.g., Stripe, Square, PayPal, Adyen) and protocols (e.g., ISO 20022, EMV).
- Familiarity with payment processing systems and industry standards.
Desirable Skills:
- Strong understanding of API security, OAuth, and tokenization practices.
- Experience with PCI-DSS compliance.
- Excellent problem-solving and debugging skills.
- Effective communication and cross-functional collaboration capabilities.

We are seeking an experienced and highly skilled Java Full Stack Developer to join our growing team. The ideal candidate will have a strong background in both backend (Java, Spring Boot) and frontend (JavaScript, React or Angular), with a proven ability to build scalable, high-performance applications.
Responsibilities:
- Design, develop, test, and deploy scalable and robust backend services using Java & Spring Boot
- Build responsive and user-friendly frontend applications using modern JavaScript frameworks (React or Angular)
- Collaborate with architects and team members to design scalable, maintainable, and efficient systems
- Contribute to architectural decisions involving microservices, REST APIs, and cloud solutions
- Implement and maintain RESTful APIs for seamless integration across systems
- Write clean, efficient, and reusable code following best practices
- Conduct code reviews, performance optimizations, and debugging
- Work closely with cross-functional teams, including UI/UX designers, product managers, and QA engineers
- Mentor junior developers and provide technical guidance when needed
Skills & Experience
- Minimum 3 years of experience in full-stack development
- Core Java / Java 8
- Spring Boot, Spring Framework
- Microservices architecture
- REST APIs
- Kafka (preferred)
- JavaScript, HTML, CSS, TypeScript
- React (preferred) or Angular
- MySQL (or equivalent relational databases)

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