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We are looking for a motivated PHP / Laravel Developer to come join our agile team of professionals.
If you are passionate about technology, constantly seeking to learn and improve your skillset, then you are the type of person we are looking for!
We are offering superb career growth opportunities, compensation, and benefits.
Required Skills :-
Knowledge of MVC Frameworks - Laravel is a must
Previous working experience as a PHP / Laravel developer for 1 or 2 year(s)
Basic JavaScript, HTML5, and CSS3 Bootstrap
A web application development background
OOP principles
Experience with Relational Databases like MySQL
Problem-solving skills.
Software Engineer - Lending Platform
2 - 5 years Experience · Seed Stage · On-site preferred · Mumbai
What Neenv Is
Neenv is a fintech platform building channel finance infrastructure for MSME dealer networks in India. We sit between anchor companies and their dealer ecosystems, providing the credit technology layer while lending partners provide the capital.
The platform powers four supply chain finance products: Channel Financing, Working Capital Loans, Factoring, and Supplier Financing. The lending engine is configuration-driven. New products, rate changes, new anchors, new lenders -- config changes only.
What Problems Are We Solving
India runs on dealer networks. Hundreds of thousands of distributors, resellers, and stockists sit inside large corporate supply chains - buying from anchors, selling downstream, keeping markets liquid. These are creditworthy businesses. Their anchor relationships are essentially proof of cash flow. And yet they are chronically underfinanced.
Banks are too slow. Informal credit is expensive. The anchor relationship that makes a dealer viable is invisible to traditional lenders.
We are building the infrastructure to change that. A configuration-driven lending engine for channel finance - powering working capital credit to dealer networks at scale, with the anchor relationship as the underwriting signal.
Who You'll Be Working With
The founding team brings over 50 years of combined banking and channel finance experience. Founders with 25+ years each in client coverage, trade finance, risk management, and SCF sales across Standard Chartered and IDFC First Bank - having collectively managed over $1Bn in channel finance assets with sub-1% delinquency.
The CTO brings solid supply chain finance fintech experience with a product-first, AI-native approach to lending infrastructure.
You are not joining a first-time experiment. You are joining people who have spent careers building exactly what Neenv is now automating.
What Makes Your Role
We have a production lending infrastructure in place. It handles loan origination, repayment waterfalls, interest accrual, payment processing, ledger management, and multi-product configuration. You will own this platform end to end.
Understand the codebase end to end. Drive every config change, every extension, every integration. Be the person who can answer "can the system do X?" without waiting for anyone.
That is the first act.
The second act: we are building AI-native lending workflows. A credit decisioning agent that processes bureau reports, bank statements, GST data, and ITR. A collections agent that automates follow-up and escalation. Ops agents that handle accruals, month-end, lender reporting, and anomaly detection.
You will design this architecture from day one.
What Works Well Here
Someone who gets uncomfortable when they don't fully understand a system. Who reads error logs with curiosity. Who treats financial logic correctness as non-negotiable. Who can hold a product conversation and a technical conversation in the same breath.
If you have built something non-trivial and can explain every decision you made, that is the signal.
What You Need
- PHP and Laravel -- solid working proficiency
- Python -- working proficiency for AI agents, data processing, integrations
- SQL and relational database design -- financial data where a paisa-level rounding error is a production bug
- API design and third-party integration patterns -- REST, webhooks, handling flaky vendor APIs
- LLM and agent workflows -- curiosity or working familiarity. Strong signal if you have built with Claude, GPT, or any agent framework
- Fintech, NBFC, or any domain where data accuracy has real consequences
What We Are Offering
Fixed salary, competitive for early-stage fintech in Mumbai. Direct founder access. Ownership over a production lending system and the AI layer being built on top. For the right fit, a clear path to owning the entire technical stack as we scale.
We cannot offer a large team, defined career ladders, or a 500-person safety net. We can offer a genuinely hard problem, speed, and the chance to build something that matters from nearly the beginning.
Job Requirements
- Excellent knowledge of full stack web application development.
- Candidates must have experience on any one of the popular frontend technologies (ReactJs, Angular, Vue.js).
- Candidates must have experience on any one of the popular backend technologies (Node.js, .NET Core, Java).
- Candidates with experience on ReactJS and Node.js would be preferred.
- Excellent knowledge of rest services-based microservice architecture.
- Having knowledge of Docker, Kubernetes and other Devops technologies would be nice to have.
- Experience with architecting highly optimized web based applications.
- Excellent technical, diagnostic, and troubleshooting skills.
- Good understanding of agile software development processes.
Job Responsibilities
- Guide the overall implementation of the solutions and address day-to-day technical issues related to the project.
- Work with cross-functional teams to create a shared vision.
- Educate teams about software development processes.
- Should be able to run teams and keep people motivated throughout the project.
- Ensure the product shapes up as envisioned.
Key Responsibilities:
- You will play a key strategic and consultative role in developing, delivering and maintaining digital ad tech products
- Work as part of the engineering and product teams to develop complex platforms and systems that are scalable to millions of users
- Result-oriented full-stack development for world-class products with high degree of performance and quality
- Developers in our teams are also adept at formulating product strategies, research best practices, bring in expertise and mentor younger talent and drive the organization’s goals higher with a self-starter attitude
- Strong sense of commitment, problem-solving, professional ethics and willingness to learn new things are a standard requirement for all our openings.Requirements:
- Knowledge of digital ad tech ecosystem
- Minimum 3 years of experience working in a professional environment on full-stack development
- Proven expertise in creating and developing scalable enterprise or B2C web applications
- Experience in REST API development and MVC/MVVM development methodologies
- Deep understanding of the underlying architecture of web servers, load balancing, and browser nuances. Basically, a solid understanding of fundamentals - including execution models, asynchronous programming, object-oriented concepts, relational concepts, etc.
- Proficiency in one or more of Node.js/MEAN stack, Python, Java or other frameworks and willing to be flexible on stack as per the requirement of the project. Most of our current development is on the MEAN stack - expertise in the stack will be a definite plus
- Proficiency in one or more of databases such as MySQL, MongoDB, Cassandra or other equivalent databases and willing to be flexible as per the requirement of the project. Most of our current development is on MongoDB and MySQL - expertise in these will be a definite plus
- Good understanding of developer tools and devops such as Git, Ansible, cloud platforms such as AWS, Docker, etc.
- Developing and maintaining dynamic websites and web applications
- Ensure foolproof performance of the deliverable
- Coordinate with co-developers and other related departments.
- Experience own and work on end to end on an application.
- Set Milestones and deadline.
- Fine-tuning and resolve performance issues
- Mentor colleagues and code walk through.
Must have Skills:
PHP, OOP, codeigniter, Jquery, MySQL
Location: Job Location : Senapati Bapat Marg, Elphinstone Road.
As the Full Stack Developer, you will work closely with the co-founders, lead developer and business development team to create products that are truly useful for the customers and the internal sales team.
- Building and growing an online platform
- Obsessed about customers and helping people use the platform
- Designing and developing rich application that combines consumer-grade usability and design sensibility with enterprise-grade performance, scalability, and reliability
- Having an eye for the broader strategic aspects and trends
- Taking ownership for a task or an area of responsibility and driving to completion, on time and to high quality
- Maintaining quality and ensuring responsiveness of applications
- Understanding and implementation of security and data protection
- Identifying bottlenecks and bugs, and devising solutions to these problems
- Thinking strategically, but with a bias towards getting things done without over thinking it
- Having structured, focused thinking, and able to keep to task lists and time lines
- IIT/NIT Graduates Preferred
- B.E/B.Tech with 1-2 years of experience in Ruby on Rails
- Hands on experience with using libraries such as RSpec, Beanstalkd, Faye and background processing.
- Good knowledge of at least one of the Javascript frameworks like EmberJS, AngularJS
- Have a background in functional composition of web pages using HTML / CSS, and turning a wireframe design into a well-formatted, user-friendly responsive web page
- Follow best practices like test-driven development, continuous integration, Agile methodology, refactoring and code standards
- Proficient understanding of code versioning tools e.g. Git, Mercurial or SVN
- Good knowledge of schema less databases such as Elastic search, redis as well as Relational Databases such as PostgreSQL
- Excellent problem solving skills and bringing in new, innovative ideas to the table to make the platform more productive
- Hands-on experience on deployment and maintenance of server (knowledge about AWS and performance monitoring tools like NewRelic / CloudWatch will be a great plus)
- Should be committed to the job and the growth opportunity in a startup
- Should enjoy working as part of a team
- Should be proactive, self-driven, and able to thrive in a fast-moving startup environment
- Should communicate fluently and effectively in English, internally and with external partners







