Regional Sales Manager

Job Title: Credit Risk Analyst

Company: FatakPay FinTech

Location: Mumbai, India

Salary Range: INR 8 - 15 Lakhs per annum

Job Description:

FatakPay, a leading player in the fintech sector, is seeking a dynamic and skilled Credit Risk Analyst to join our team in Mumbai. This position is tailored for professionals who are passionate about leveraging technology to enhance financial services. If you have a strong background in engineering and a keen eye for risk management, we invite you to be a part of our innovative journey.

Key Responsibilities:

• Conduct thorough risk assessments by analyzing borrowers' financial data, including financial statements, credit scores, and income details.
• Develop and refine predictive models using advanced statistical methods to forecast loan defaults and assess creditworthiness.
• Collaborate in the formulation and execution of credit policies and risk management strategies, ensuring compliance with regulatory standards.
• Monitor and analyze the performance of loan portfolios, identifying trends, risks, and opportunities for improvement.
• Stay updated with financial regulations and standards, ensuring all risk assessment processes are in compliance.
• Prepare comprehensive reports on credit risk analyses and present findings to senior management.
• Work closely with underwriting, finance, and sales teams to provide critical input influencing lending decisions.
• Analyze market trends and economic conditions, adjusting risk assessment models and strategies accordingly.
• Utilize cutting-edge financial technologies for more efficient and accurate data analysis.
• Engage in continual learning to stay abreast of new tools, techniques, and best practices in credit risk management.

Qualifications:

• Minimum qualification: B.Tech or Engineering degree from a reputed institution.
• 2-4 years of experience in credit risk analysis, preferably in a fintech environment.
• Proficiency in data analysis, statistical modeling, and machine learning techniques.
• Strong analytical and problem-solving skills.
• Excellent communication skills, with the ability to present complex data insights clearly.
• A proactive approach to work in a fast-paced, technology-driven environment.
• Up-to-date knowledge of financial regulations and compliance standards.

We look forward to discovering how your expertise and innovative ideas can contribute to the growth and success of FatakPay. Join us in redefining the future of fintech!

Responsibilities: 

• Translate application storyboards and use cases into functional applications
• Design, build and maintain efficient, reusable, and reliable Node JS code
• Ensure the best possible performance, quality, and responsiveness of applications
• Identify bottlenecks and bugs, and devise solutions to these problems, Help maintain code quality, organization, and automation.
• Triage and resolve complex + systemic issues reported on existing production systems
• Communicate effectively with  product owners, and development team members to facilitate understanding of deliverables, estimates, and prioritization
• Contribute to production deployments, including documentation of technical specifications and release notes
• Designs and develops quality software that conforms to department standards and code style
• Writing reusable, testable, and efficient code, create automated test cases following TDD/BDD best practices
• Maintain and enhance the existing NodeJS codebase.
• Organize an agile development process that facilitates collaboration, provides transparency, empowers the project team, surfaces and resolves impediments, delivers high-quality software, focuses on delivering business value, and continuously looks to improve.
• Take on a championship role in on-time, high-quality delivery of products through the entire application lifecycle.

What will you work on?

• Architecting clever technical solutions
• Hands-on development using NodeJS and other Javascript frameworks
• Recommend technical frameworks and tech stacks
• Define REST, or GraphQL APIs, document APIs and develop the API handlers
• Design and develop serverless and scalable systems
• Integrate with 3rd party systems
• Create architectural solution prototypes
• Lead the team, code reviews, and problem-solving

What Makes You A Great Fit?

• 5+ years of software experience with Node JS, and Javascript frameworks related to the web stack
• Understanding the nature of asynchronous programming and its quirks and workarounds
• Experience with the use of serverless functions from AWS
• Experience with the architecture of technology systems having hands-on expertise in backend and cloud systems ( AWS, GCP)
• Expertise with NoSQL databases (Mongo, ElasticSearch, Redis) including design of schemas and development for these databases
• Knowledge of DevOps practices and CI/CD pipelines
• Experience in Microservice architecture and development including REST-based APIs.
• Highly collaborative with an affinity for solving complex problems through dialogue with team members.
• Curious, always seeking the whys and hows to gain a deeper and more complete understanding of the business and technology.
• Comfortable with ambiguity can begin to explore and solve complex problems when the problem and solution are not well-defined.
• Ability to multitask, switching between various projects/tasks of different natures and complexity with ease
• Knowledge of git-based workflows such as git-flow
• Experience with Python in addition to the core knowledge of Node JS is a plus
• Chatbot, Machine Learning, Data Science/Big Data experience will be a plus
• Excellent communication skills, verbal and written

Competencies & Behavior

• Excellent communication and interpersonal skills
• Implement design thinking for different strategies
• Team player and multitasker
• Attention to detail and the ability to work to tight deadlines
• Strong experience in cloud server infrastructure
• Ability to work on complex applications, perform product analysis, development tasks of complex web
• Jumping on a call with clients to understand the requirement and profile them the right solution, helping formulate an effective solution and turning it into a working application
• Conducting website performance and unit tests
• Heavy involvement in the requirements gathering, development and operational stages of new projects
• Troubleshoot and debug related application defects with existing and new applications
• Work collaboratively with the team members and train them as and when required.

https://digitalyards.in/category/trending/">Digital Yards is a Business News platform where users read Latest Digital Marketing news, https://digitalyards.in/">trending Market News, Sustainability News, Business News on the Digital Yards. Grow your business online with our latest articles. 

Interested in a full cycle development role working collaboratively with a diverse suite of clients and a team that cares about your growth? Join Virtusa!

As a Java Developer, you will have the opportunity to tap into your knowledge to develop, design and manage a wide range of innovative projects.  Sound like fun? Read on.

Day-to-day responsibilities will include:

• Utilizing your deep technical knowledge to design, develop and optimize business processes across multiple systems.Developing detailed technical analysis and design specifications based on functional requirements.
• Collaborating with fellow developers and clients to solve problems.
• Creating user acceptance testing and performance testing plans to validate and support the customizations, features and functionalities.
• Migrating to internal and external clouds, as well as to Microservices architecture.
• Evaluating open source and vendor products.

Key responsibility:

• Designing and developing for performance and scalability, and to meet the overall detailed requirements of the system.
• Collaborating with fellow developer, testing, operations and architecture teams when projects and changes in technology have impact across the enterprise
• Creating user acceptance testing and performance testing plans to validate and support the customizations and integrations.

Qualifications:

• Minimum 3  years of software development using Java, J2EE, , XML, Web Services/SOA and used Java frameworks - Spring, Spring-boot, Hibernate, REST.
• Working with GIT/Bitbucket, Maven, Gradle, Jenkins tools to build and deploy code deployment to production

           environments

• Experience with Application Development using object oriented Lifecycle and Application Frameworks
• Strong technical, analytical, problem solving, and communication skills
• Experience with system, application, and process documentation including tools such as MS-Visio, Office.
• Experience with quality control and root-cause analysis.
• Excellent verbal, written, interpersonal, organizational and time management skills
• Solid experience in design, coding, testing and debugging skills
• Solid experience in design, coding, testing and debugging skills
• Familiar with automation tools Autosys/ Control-M
• Experience with SVN Source Code management techniques/ tools for software management, Knowledge SDLC tools (JIRA).
• Demonstrated teamwork and ability to work with diversified multi-location team.

• understanding of the front-end and back-end processes;
• ability to work with HTML / CSS;
• ability to work with databases;
• understanding of programming templates and architecture design guidelines;
• profiling and optimizing applications.

At Smart Audit, we rely on our dynamic team of engineers to solve the many challenges and puzzles that come with our rapidly evolving technical stack. We’re seeking a full-stack engineer who is ready to work with new technologies and architectures in a forward-thinking organization that’s always pushing boundaries. Here, you will take complete, end-to-end ownership of projects across the entire stack. Our ideal candidate has experience building products across the stack and a firm understanding of web frameworks, APIs, databases, and back end languages. You’ll be joining a small team working at the forefront of new technology, solving the challenges that impact both the front end and back end architecture, and ultimately, deliver amazing global user experiences.

What do we expect:

• Experience in MERN Stack
• Passion for learning & solving challenging problems
• Hands-on role and huge potential to grow
• Saas experience and design skills are a huge plus
• Creative thinking

Job Description 

Noon Academy is looking for a Lead iOS Developer (5+ Yrs) to join our growing team! You will be a 

lead engineer and mentor to your iOS team at Noon Academy. You will both build and advocate 

delightful user experiences on iOS. You will guide our project teams by creating technical designs, 

leading agile scrums, developing high priority components. You will promote and champion best 

technical practices with your team, and drive innovation within the company. 

We expect that you 

• Have 5+ years experience working on iOS & 3+ years in Swift 
• Have strong programming fundamentals, data structures & problem solving 
• Have the practical knowledge required to successfully lead a project 
• Care about architecture and are able to design good ones 
• Find creative solutions to difficult problems 
• Drive Innovation in the company 
• Help the team deliver best quality code efficiently 

You’ll love working here, because this isn’t a company of silos. We encourage our team members to 

pursue cool ideas, think for themselves, and make mistakes. We won’t subject you to our current 

systems and processes--we’ll expect you to improve them. You won’t get bored, either. We know 

you’re smart, and that you love learning new technologies--so we’ll put you to work on a variety of 

projects as we deliver across several platforms.