Product Designer

Job Purpose

• Deliver on significant portfolio indicators and maximise resolution/ roll backs/ normalization / recoveries and influence reduction in bucket inventory by enhancing performance.

• Be the executor of collection strategies implemented by the ACLM/RCLM/Centre Head.

• To ensure that all laid down processes are adhered to without any deviations. Have checks and balances to ensure smooth process adherence.

Liaison with other functions and departments viz. sales , credit, operations , RIC, Legal Receivables Management

Job Responsibilities(JR) :

• Manage and deliver monthly performance in terms of, resolution, roll backs, recovery rates/ values as per the target set for the assigned portfolio.

• Review field follow-up for the portfolio managed towards achievement of target set.

• Monitor the agency / field executive’s performances periodically.

• Achieve the money collection under principal, fees & charges as per targets.

• Regular visit to yard and reporting thediscrepancies / compliant items as a visitreport. (Applicable for Auto, Two Wheeler,

Agri & CTG Loans)

• Ensuring timely allocation and field follow- up.

• Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Area Collection Managers to prevent the same.

• Ensure trails updates are recorded in web- collections for follow-up on skip marking,deceased specifically apart from follow-up on normal portfolio.

• Ensure that the agency resources are optimally used wrt the number of visits, contacts, PTP conversion ratio etc.

• Ensure that calls are made on the portfolio thru recorded lines during the month at the agency level and field visit updates are available in the web-collections. Call recordings have to be validated and updated in the visit report submitted to the agency process Management

• All Banks process to be adhered to in totality in Unit performance

• Cash deposit process including monitoring TAT taken by agencies to deposit money collected.

• Receipt Management – including receipt recon, sighting of unused receipts, completion of lost receipt formalities.

• Settlement process involving issue of settlementletters to be in line with approvals received.

• Manage escalations and ensure resolution of all cases.

• Ensure repo process including repo kit to vendors, usage of repo app at agency level, valuation, sale of vehicle (online/ off line), RC

book updation are managed as per the laid down guideline.

• Training programs to be done monthly and all employees to be covered for minimum man hours every quarter.

• All vendor bills are processed within 30 days of work and no vendor bill is left unprocessed for 60 days at any given point of time

• Ensure 100% usage of collection system and receipt mobility (HHT).

• Ensure nil delay in cash TAT and mis-posting of payments Vendor Management

• Management of field/ referral vendors

• Ensure compliance from the vendors on laid down processes.

• Monitor performance of field agencies and address performance deficiencies.

• Ensure 100% compliance of critical items like DRA certification/ police verification etc.

• Code of conduct to be followed by the vendor across aspects of field and tele calling.

• In case of yard management, ensure set targets for the inventory movement in yard and sale process are met.

Regular review of vendors/yards basis their performance, man power invested productivity expectations and process norms.

Relationships and Roles

To ensure smooth functioning of day to day process, the position is critical to have close interaction with following functions

INTERNAL

• Sales (Sales Manager) : coordinating with sales for feedback and resolutions on Non-starters / frauds. Sharing data regarding negative profiles and areas basis portfolio trends

• Local Operations/CPU : coordinating for regular schedule uploads, receipt management, PDC management , PDC presentation. For retrieval of relevant documents for skip tracing and fraud cases

• Process team (Process Managers and Central team): For process and compliance related items EXTERNAL

• Collection Agencies : For delivery of numbers and compliance to process and regulatory requirement

Code Of Conduct & HR Trainings

To follow code of conduct guidelines of bank. Code of conduct training to be done at agency level as per process guidelines.

To nominate and get mandatory trainings done for self as per HR training schedules.

Legal

• Initiating legal in high POS delinquent cases.

• Coordination with legal team for effective use and execution of legal tools.

Educational Qualifications

Graduate / Post Graduate / MBA

Key Skills

• Should possess good communication skills

• Good leadership quality and molding and supporting the team for desired results as per management expectations(for \agencies/off-rolls staff)

• Should be able to handle deadlines and compliance items

• Should be good on follow up and accomplishment of targeted achievements

Experience Required

Sufficient hands on work experience of min. 2 years and above in financial industry

• Should have managed a team of agencies staff/outsourced staff demonstrating high level of competence.

• Should be mature enough to handle customer and agency xecutives/vendors pressurized situations and ensure targets /deadlines

• Should be mature enough to handle people in pressurized situations and ensure targets /deadlines met.

Major Stakeholders

Customers

• Branch Banking Team

• Operations / Sales / Process / RIC / Legal

Job Description 

Senior Software Engineer specialized in React Native requires detailing the 

responsibilities, required skills, qualifications, and other attributes. 

 We are seeking a talented and passionate Senior Software Engineer 

specializing in React Native to join our dynamic team.​

 The ideal candidate will have a strong background in mobile application 

development, with a focus on delivering high-quality, user-centric applications 

for both iOS and Android platforms.​

 As a Senior Engineer, you will play a crucial role in the full development 

lifecycle of our applications, from concept to deployment and beyond. 

Key Responsibilities: 

 Design and develop scalable, robust, and maintainable mobile applications 

using React Native.​

 Collaborate with cross-functional teams (UI/UX designers, back-end 

developers, product managers) to define, design, and ship new features.​

 Ensure code quality, organization, and automatization, adhering to best 

practices in coding standards and software design.​

 Participate in full lifecycle of a project, including development, unit testing, 

system testing and change management.​

 Participate in code reviews to maintain high development standards.​

 Troubleshoot, optimize, and resolve issues within the mobile applications.​

 Stay up-to-date with new technology trends, frameworks, and best 

practices in mobile development.​

 Research technical issues and provides recommendations to enhance 

overall performance of the products.​

 Mentor junior developers and contribute to the team’s knowledge-sharing 

efforts. 

Qualifications: 

 Bachelor’s degree in Computer Science, Engineering, or related field.​

 3-4 years of professional experience in mobile application development, 

with a strong focus on React Native.​

 Proven track record of developing and deploying high-quality mobile 

applications on both iOS and Android platforms.​

 Deep understanding of React Native and its core principles, along with a 

proficiency in JavaScript/TypeScript.​

 Experience with state management libraries (e.g., Redux, MobX).​

 Familiarity with Advance topic like RN bridging and integration of native 

module ( Swift and Kotlin)​

 Familiarity with RESTful APIs to connect React Native applications to back-

end services.​

 Knowledge of modern authorization mechanisms, such as JSON Web 

Token.​

 Understanding of mobile app design guidelines (iOS Human Interface 

Guidelines and Material Design).​

 Experience with automated testing suites, like Jest or Mocha.​

 Excellent problem-solving, critical thinking, and communication skills. 

Educational Qualifications 

Bachelor’s degree in Computer Science, Engineering, or related field 

1.       Strong knowledge in Front end scripting like EJS, JavaScript, Jquery

2.       Proficiency with fundamental front-end languages such as HTML, CSS.

3.       Familiarity with JavaScript frameworks such as Angular JS, React, and Amber.

4.       Proficiency with server-side languages such as Python / Ruby / Java / PHP/ .Net

5.       Good Understand with database technology such as MySQL, Oracle, and MongoDB.

At https://www.holofy.io/">Holofy, We are building an incredible product and to do that we need incredible people.

If you have ambition and drive and want to own your roadmap in a company that knows how to innovate and scale, we want to talk to you.

We work in small, self-managing, collaborative and agile/Kanban teams and are looking for great technology developers who can work in the same.

Location - Remote/WFH

‍

Pre-requisites:

If you are applying or referring somebody to this role, these are the must-haves attributes:

• 5+ years of extensive Backend Development experience using Nodejs/ MERN Stack.
• Experience working in Agile teams. 
• Be able to write solid and delicate code within the following: NodeJS with Javascript and Typescript including the translation between the two.Expert knowledge of Express.
• NoSQL systems such as MongoDB or DocumentDB and Working knowledge of AWS.
• Past experience building and troubleshooting large scale cloud-based management systems.
• Strong experience with the creation of RESTful services and API's We are a forward thinking team who are always looking to improve ourselves and our product. Along with experience with API testing frameworks.

We are a forward thinking team who are always looking to improve ourselves and our product.It would be great for you to have some knowledge or experience in the following technologies. If not, there will be plenty of opportunity to learn these new things and more whilst at Holofy. 

• Knowledge of kafka, elasticsearch, or RabbitMQ
• Experience with GraphQL 
• An understanding of cloud-native systems such as docker
• DevOps Knowledge 

Responsibilities:

• Maintain high standards of software quality within the team by establishing good coding practices and habits
• Research and evaluate a variety of software products
• Ability to manage and organize a team of technical staff
• Develop a strategy that the team will use to reach its goal
• Provide timely training to team members on the latest technology

What else we can offer:

• Limitless growth and encouragement to be innovative and challenge status quo.
• Exceptional compensation & benefits and performance-based recognition & rewards.
• Open door policy and flexible working hours and Medical coverage

Job Description:

Mandatory Skills: Java, J2ee, spring, hibernate, spring mvc.

Preferred: Restful, microservices, spring boot.

Website: https://www.games24x7.com">https://www.games24x7.com