About Monexo Fintech
About
Monexo is an Reserve Bank of India approved Peer-to-Peer (P2P) Lending marketplace. P2P lending is democratizing finance.
We are driving 'credit inclusion' through paperless onboarding of young working class earning between 15,000 to 30,000 per month with Data Science.
Being a marketplace model - we have lenders who are diversifying beyond Saving Account, Fixed Deposits and Mutual Funds to earn a better yield on their savings.
We are part of the India FinTech industry and invite you to be part of this revolution.
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RESPONSIBILITIES
● Responsible for communicating with customers from a collections stand-point
● Omni channel communication such as Email, SMS, Tele Calling etc.
● Contact clients and discuss their overdue payments in a friendly manner, and proactively propose solutions based on defined SOPs
● Monitor accounts on a daily basis
● Identify outstanding account receivables
● Collaborating on debt collection efforts with Finance, Sales, and the Legal team.
● Investigate historical data for debts and bills
● Developing debt collection strategies and plans
● Take actions in order to encourage timely payments
● Process payments and refunds
● Resolve billing issues ● Ensure compliance to all federal and local regulations for collection process
● Update account status records
REQUIREMENTS
● Bachelor’s Degree in Finance, Business or related field
● 3-6 years of relevant experience
● Experience working in the collections team for consumer credit products such as Credit Card, Personal Loan, Education Loan, 2W and 4W, Home Loan, etc.
● Excellent knowledge of various collection techniques
● Experience in developing and enacting debt recovery plans and strategies to prevent losses
● Knowledge of MS Office, Data Interpretation, databases, and alternate mode of collections
● Excellent communication and interpersonal skills
● Demonstrated experience of being empathetic with customers
● Problem-solving and critical-thinking skill
Experience: 5-10 Years.
Skills: Python, Django, Restfull API.
Passionate coder with 5+ years of application development experience with python based web servers.
Backend & Frontend API creation using Tornado / Django / Flask. Strong experience working with RESTful APIs.
Hands on experience with any SQL database with schema creation and SQL queries
Strong debugging, problem solving and investigative skills.
Experience with Agile/Scrum methodology.
Self-starter who can work independently.
Strong consulting and communication skills.
Ability to work effectively with various organizations in pursuit of problem solutions. Problem Solving Solves complex problems; takes a new perspective on existing solutions; exercises judgment based on the analysis of multiple sources of information
Key tasks are -:
- Preparation of monthly management accounts including P/L, Balance sheet and cash flow
- Revenue and Cash flow forecasts
- Intercompany accounting
- Project accounting and reports.
- Monthly Balance sheet reconciliations
- Developing and managing financial reports and policies
- Help in annual budget and year-end audit
- Prepare and file VAT returns
- Pension Submission
The Individual:
- Previous experience in above tasks is essential.
- ACCA/CIMA or equivalent part-qualification is desirable.
- A working knowledge of Financial Force or similar accounting package
- Good knowledge of Microsoft office, Word, Excel and PowerPoint
- Good knowledge of Business Intelligence software is high desirable but not essential
- Strong English language communication skills and enthusiasm to improve current processes and undertake new duties
- Ability to work to tight deadlines and manage own workload, contributing pro-actively to delivery of finance objectives.
- Must have a flexible approach to work duties, eager to develop and progress in accounting
Responsibilities:
- Develop and implement digital marketing strategies to drive online traffic to the company website and generate leads/sales.
- Manage digital marketing campaigns across multiple channels, including but not limited to social media, email, SEO, SEM, and display advertising.
- Analyze digital data metrics and campaign performance to optimize strategies and improve ROI.
- Collaborate with internal teams (such as design, content, and sales) to create compelling digital content aligned with marketing goals.
- Stay up-to-date with the latest trends and best practices in digital marketing and implement innovative strategies to stay ahead of the competition.
- Manage and maintain the company's social media presence, including content creation, community engagement, and customer service.
- Monitor and respond to online reviews and feedback on various platforms to maintain brand reputation.
- Utilize marketing automation tools and CRM systems to streamline processes and improve efficiency.
Requirements:
- Proven experience in digital marketing, with a strong understanding of digital marketing concepts and best practices.
- Proficiency in digital marketing tools and platforms, such as Google Analytics, Google AdWords, social media management tools (e.g., Hootsuite, Buffer), and email marketing software (e.g., Mailchimp, HubSpot).
- Strong analytical skills and the ability to interpret data and metrics to drive informed decisions.
- Excellent written and verbal communication skills, with the ability to create engaging content for various digital channels.
- Creative thinking and problem-solving skills, with a results-oriented mindset.
- Ability to work independently and as part of a team in a fast-paced environment.
- Certifications in digital marketing (e.g., Google Ads certification, HubSpot certification) are a plus.
What You Will Do
● Create beautiful software experiences for our clients using design thinking, and lean and agile methodology.
● Work on world-class software products using the latest cutting-edge technologies and platforms.
● Work in a dynamic, collaborative, transparent, non-hierarchical culture.
● Work in collaborative, fast-paced, and value-driven teams to build innovative customer experiences for our clients.
● Help to grow the next generation of developers and positively impact the industry.
Basic Qualifications
● Experience: 5+ years
● Hands-on development experience in backend, Java, SpringBoot, Hibernate, SQL, MongoDB, Jenkins, Microservices, etc.
● Server-side development experience mainly in JAVA.
● Passion for software engineering and following the best coding concepts.
● Good to great problem-solving and communication skills.
● Experience in working with cross-border, distributed teams is a must. Nice to have Qualifications ● Product and customer-centric mindset
● Great OO skills, including design patterns.
● Experience with large-scale enterprise systems Get to know us better: https://www.zemosolabs.com.
JOB RESPONSIBILITIES
- Drive, design, build and deliver end-to-end solutions using Agile and User Centered Design processes.
- Build a distributed system based on SOLID design principles, concurrency, and distributed data.
- Demonstrate experience writing enterprise software applications for high frequency and low latency environments.
- Hit the ground running with a typical Java ecosystem (Spring & its sub-projects, dependency injection, maven, hibernate, etc.)
- Maintain quality, modularity and ensure responsiveness of applications.
- Be able to pick up new technologies along their whole development stack including non-java ecosystems.
- Collaborate with the rest of the engineering team to design to launch new features.
- Collaborate with cross-functional teams to define, design.
- Work with third-party data-sources and APIs.
- Unit-test code for robustness.
- Work on bug fixing and improving application performance
- Maintain code integrity and organisation.
- Help maintain code quality, organisation, and automation.
- Build a culture of continuous learning and improvement.
- Have a desire to collaborate to share and learn from your colleagues.
JOB REQUIREMENTS
- Extensive experience and deep understanding in Java 8, including multithreading, data-structures and algorithms.
- Strong understanding of distributed architecture concepts, Design patterns, SOLID principles,
SOA, Microservices, Cloud hosting solutions (preferably AWS).
- Good experience in developing REST API and Json, in Java backend applications.
- Hands on experience with SQL, NoSQL concepts.
- Test driven development, including unit test cases using any test framework (JUnit, spring-test, MockMvc), and end-to end testing.
- Excellence in writing and maintaining clear end-user documentation including API specifications, patterns, best practices, and data definitions, including Swagger.
- Good knowledge of GIT.
- Familiarity with continuous integration and build automation tools like Jenkins pipelines for Continuous Integration (CI)/ Continuous Delivery (CD), maven/Gradle
- Experience with Agile software development (e.g., SCRUM or KANBAN) and/ or User Centered design process.
- Experience in working with Angular 6+/ReactJS 16+ & Redux, JSP, HTML5, CSS3, jQuery and Javascript will be a plus.
1) Noida ( sec126)
2) Gurugram (sec44)
Requirements:
- Experience in Enterprise Java building restful microservices
- Strong Exposure to any of the Java Enterprise frameworks such as Spring, Vert. x, Quarkus or others
- Good exposure to databases such as PostgreSQL, MongoDB etc
- Good analytical and problem-solving capabilities along with excellent communication skills.
- Any exposure to UI programming using REACT JS or AngularJS is a plus
- Preferred candidate who can join in 15 days or max 30 days.